
7KLVYHKLFOHLVIRURIIURDGXVHRQO\1HYHURSHUDWHRQSXEOLFURDGVXQOHVV
PDUNHGIRURIIURDGXVH$OZD\VDYRLGSDYHGVXUIDFHV
1HYHUFRQVXPHDOFRKRORUGUXJVEHIRUHRUZKLOHRSHUDWLQJWKLVYHKLFOH
1HYHURSHUDWHDWH[FHVVLYHVSHHGV$OZD\VWUDYHODWDVSHHGSURSHUIRUWKH
WHUUDLQYLVLELOLW\DQGRSHUDWLQJFRQGLWLRQVDQG\RXUH[SHULHQFH
1HYHUDWWHPSWMXPSVRURWKHUVWXQWV
$OZD\VLQVSHFWWKHYHKLFOHEHIRUHHDFKXVHWRPDNHVXUHLWVLQVDIHRSHUDWLQJ
FRQGLWLRQ
$OZD\VIROORZWKHLQVSHFWLRQSURFHGXUHVGHVFULEHGLQWKLVPDQXDO
$OZD\VWUDYHOVORZO\DQGXVHH[WUDFDXWLRQZKHQRSHUDWLQJRQXQIDPLOLDU
WHUUDLQ%HDOHUWWRFKDQJLQJWHUUDLQ
1HYHURSHUDWHRQH[FHVVLYHO\URXJKVOLSSHU\RUORRVHWHUUDLQ
$OZD\VIROORZSURSHUSURFHGXUHVIRUWXUQLQJ3UDFWLFHWXUQLQJDWVORZVSHHGV
EHIRUHDWWHPSWLQJWRWXUQDWIDVWHUVSHHGV1HYHUWXUQDWH[FHVVLYHVSHHGV
$OZD\VKDYHWKLVYHKLFOHFKHFNHGE\DQDXWKRUL]HG32/$5,6GHDOHULILWKDV
EHHQLQYROYHGLQDQDFFLGHQW
1HYHURSHUDWHWKLVYHKLFOHRQKLOOVWRRVWHHSIRUWKHYHKLFOHRUIRU\RXUDELOLWLHV
3UDFWLFHRQVPDOOHUKLOOVEHIRUHDWWHPSWLQJODUJHUKLOOV
$OZD\VIROORZSURSHUSURFHGXUHVIRUFOLPELQJKLOOVDVGHVFULEHGLQWKLVPDQXDO
&KHFNWKHWHUUDLQFDUHIXOO\EHIRUHDWWHPSWLQJWRFOLPEDKLOO1HYHUFOLPEKLOOV
ZLWKH[FHVVLYHO\VOLSSHU\RUORRVHVXUIDFHV1HYHUDSSO\WKURWWOHVXGGHQO\
1HYHUPDNHVXGGHQJHDUFKDQJHV1HYHUJRRYHUWKHWRSRIDKLOODWKLJK
VSHHG
$OZD\VIROORZWKHSURSHUSURFHGXUHVRXWOLQHGLQWKLVPDQXDOIRUWUDYHOLQJ
GRZQKLOODQGIRUEUDNLQJRQKLOOV&KHFNWKHWHUUDLQFDUHIXOO\EHIRUH
GHVFHQGLQJDKLOO1HYHUWUDYHOGRZQKLOODWKLJKVSHHG$YRLGJRLQJGRZQKLOODW
DQDQJOHZKLFKZRXOGFDXVHWKHYHKLFOHWROHDQVKDUSO\WRRQHVLGH7UDYHO
VWUDLJKWGRZQWKHKLOOZKHUHSRVVLEOH
$OZD\VFKHFNIRUREVWDFOHVEHIRUHRSHUDWLQJLQDQHZDUHD1HYHUDWWHPSWWR
RSHUDWHRYHUODUJHREVWDFOHVVXFKDVODUJHURFNVRUIDOOHQWUHHV$OZD\VIROORZ
WKHSURSHUSURFHGXUHVRXWOLQHGLQWKLVPDQXDOZKHQRSHUDWLQJRYHUREVWDFOHV
$OZD\VEHFDUHIXORIVNLGGLQJRUVOLGLQJ2QVOLSSHU\VXUIDFHVVXFKDVLFH
WUDYHOVORZO\DQGH[HUFLVHFDXWLRQWRUHGXFHWKHFKDQFHRIVNLGGLQJRUVOLGLQJ
RXWRIFRQWURO
1HYHURSHUDWH\RXUYHKLFOHLQIDVWIORZLQJZDWHURULQZDWHUGHHSHUWKDQWKDW
VSHFLILHGLQWKLVPDQXDO:HWEUDNHVPD\KDYHUHGXFHGVWRSSLQJDELOLW\7HVW
\RXUEUDNHVDIWHUOHDYLQJZDWHU,IQHFHVVDU\DSSO\WKHPOLJKWO\VHYHUDOWLPHV
WROHWIULFWLRQGU\RXWWKHSDGV
$OZD\VEHVXUHWKHUHDUHQRREVWDFOHVRUSHRSOHEHKLQG\RXUYHKLFOHZKHQ
RSHUDWLQJLQUHYHUVH:KHQLWVVDIHWRSURFHHGLQUHYHUVHPRYHVORZO\$YRLG
WXUQLQJDWVKDUSDQJOHVLQUHYHUVH
$OZD\VXVHWKHSURSHUVL]HDQGW\SHRIWLUHVVSHFLILHGLQWKLVPDQXDO$OZD\V
PDLQWDLQSURSHUWLUHSUHVVXUHDVVSHFLILHGRQVDIHW\ODEHOV)DLOXUHWRDGKHUH
WRHLWKHUPD\LPSDFWYHKLFOHVWDELOLW\GULYHOLQHGXUDELOLW\RUJHQHUDOYHKLFOH
KDQGOLQJ
1HYHUPRGLI\WKLVYHKLFOHWKURXJKLPSURSHULQVWDOODWLRQRUXVHRIQRQ
32/$5,6DSSURYHGDFFHVVRULHV
6$)(7<