Dynapac LT6004 User manual
,QVWUXFWLRQ
PDQXDO
,QVWUXFWLRQ
PDQXDO
,/7(1SGI,/7(1SGI
2SHUDWLRQ0DLQWHQDQFH2SHUDWLRQ0DLQWHQDQFH
DPPHUDPPHU
/7/7
3HWUROHQJLQH3HWUROHQJLQH
+RQGD*;+RQGD*;
6HULDOQXPEHU6HULDOQXPEHU
:HUHVHUYHWKHULJKWWRFKQDJH
VSHFLILFDWLRQV
:HUHVHUYHWKHULJKWWRFKQDJH
VSHFLILFDWLRQV
3ULQWHGLQ6ZHGHQ3ULQWHGLQ6ZHGHQ
,/7(1SGI
7DEOHRI&RQWHQWV
,QWURGXFWLRQ
:DUQLQJV\P ROV
6DIHW\LQIRUPDWLRQ
*HQHUDO
&(PDUNLQJDQG'HFODUDWLRQRIFRQIRUPLW\
6DIHW\*HQHUDOLQVWUXFWLRQV
7HFKQLFDOVSHFLILFDWLRQV1RLVH9L UDWLRQV(OHFWULFDO
1RLVHOHYHOV
7HFKQLFDOVSHFLILFDWLRQV'LPHQVLRQV
7HFKQLFDOVSHFLILFDWLRQV:HLJKWVDQGYROXPHV
7HFKQLFDOVSHFLILFDWLRQV*HQHUDO
0DFKLQHSODWH,GHQWLILFDWLRQ
0DFKLQHSODWH
0DFKLQHVSHFLILFDWLRQV'HFDOV
/RFDWLRQRIGHFDOV
6DIHW\GHFDOV
,QIRGHFDOV
7KHPDFKLQHVUDQJHRIDSSOLFDWLRQV
7KHPDFKLQHVUDQJHRIDSSOLFDWLRQV
2SHUDWLRQ6WDUWLQJ
%HIRUHVWDUWLQJ+RQGD
6WDUWLQJWKHHQJLQH
2SHUDWLRQ'ULYLQJ
2SHUDWLQJ
2SHUDWLQJ6WRSSLQJ
6WRSSLQJWKHHQJLQH
0LVFHOODQHRXV
/LIWLQJ
/LIWLQJ7RZLQJ
7UDQVSRUW
,/7(1SGI
7UDQVSRUW
/RQJWHUPSDUNLQJ
0DLQWHQDQFH/X ULFDQWVDQGV\P ROV
0DLQWHQDQFH0DLQWHQDQFHVFKHGXOH
6HUYLFHDQGVHUYLFHSRLQWV
(YHU\WHQRSHUDWLQJKRXUV'DLO\
$IWHUWKHILUVWKRXUVRIRSHUDWLRQ
(YHU\KRXUVRIRSHUDWLRQ
(YHU\KRXUVRIRSHUDWLRQ<HDUO\
0DLQWHQDQFHK
&KHFNLQJWKHHQJLQH+RQGD
&KHFNLQJ ROWHGMRLQW
&KHFNLQJWKHRLOOHYHOLQWKHVSULQJORDGHGOHJ
5HSODFLQJWKHDLUILOWHU
&OHDQLQJWKHPDFKLQH
7KHILUVWKRXUVRIRSHUDWLRQ
&KDQJLQJWKHHQJLQHRLO
5HSODFLQJWKHDLUILOWHU
&KDQJLQJWKHRLOLQWKHVSULQJORDGHGOHJ
0DLQWHQDQFHK
&KDQJLQJWKHHQJLQHRLO
&KHFNLQJVSDUNSOXJ
0DLQWHQDQFHK
&KHFNLQJWKHHQJLQH+RQGD
5HSODFLQJWKHDLUILOWHU
&KDQJLQJWKHHQJLQHRLO
&KDQJLQJWKHRLOLQWKHVSULQJORDGHGOHJ
&KHFNLQJWKHPDLQORFN
,QWURGXFWLRQ
,/7(1SGI
,QWURGXFWLRQ
:DUQLQJV\PEROV
:$51,1*0DUNVDGDQJHURUDKD]DUGRXV
SURFHGXUHWKDWFDQUHVXOWLQOLIHWKUHDWHQLQJRU
VHULRXVLQMXU\LIWKHZDUQLQJLVLJQRUHG
:$51,1*0DUNVDGDQJHURUDKD]DUGRXV
SURFHGXUHWKDWFDQUHVXOWLQOLIHWKUHDWHQLQJRU
VHULRXVLQMXU\LIWKHZDUQLQJLVLJQRUHG
&$87,210DUNVDGDQJHURUKD]DUGRXV
SURFHGXUHWKDWFDQUHVXOWLQGDPDJHWRWKH
PDFKLQHRUSURSHUW\LIWKHZDUQLQJLVLJQRUHG
&$87,210DUNVDGDQJHURUKD]DUGRXV
SURFHGXUHWKDWFDQUHVXOWLQGDPDJHWRWKH
PDFKLQHRUSURSHUW\LIWKHZDUQLQJLVLJQRUHG
6DIHW\LQIRUPDWLRQ
:HUHFRPPHQGWKDWWKHRSHUDWRUUHDGVWKH
VDIHW\LQVWUXFWLRQVLQWKLVPDQXDOFDUHIXOO\
$OZD\VIROORZWKHVDIHW\LQVWUXFWLRQV (QVXUH
WKDWWKLVPDQXDOLVDOZD\VHDVLO\DFFHVVLEOH
:HUHFRPPHQGWKDWWKHRSHUDWRUUHDGVWKH
VDIHW\LQVWUXFWLRQVLQWKLVPDQXDOFDUHIXOO\
$OZD\VIROORZWKHVDIHW\LQVWUXFWLRQV (QVXUH
WKDWWKLVPDQXDOLVDOZD\VHDVLO\DFFHVVLEOH
5HDGWKHHQWLUHPDQXDOEHIRUHVWDUWLQJWKH
PDFKLQHDQGEHIRUHFDUU\LQJRXWDQ\
PDLQWHQDQFH
5HDGWKHHQWLUHPDQXDOEHIRUHVWDUWLQJWKH
PDFKLQHDQGEHIRUHFDUU\LQJRXWDQ\
PDLQWHQDQFH
(QVXUHJRRGYHQWLODWLRQH[WUDFWLRQRIDLUE\IDQ
ZKHUHWKHHQJLQHLVUXQLQGRRUV
(QVXUHJRRGYHQWLODWLRQH[WUDFWLRQRIDLUE\IDQ
ZKHUHWKHHQJLQHLVUXQLQGRRUV
*HQHUDO
7KLVPDQXDOFRQWDLQVLQVWUXFWLRQVIRUPDFKLQH
RSHUDWLRQDQGPDLQWHQDQFH
7KHPDFKLQHPXVW HFRUUHFWO\PDLQWDLQHGIRU
PD[LPDOSHUIRUPDQFH
7KHPDFKLQHVKRXOG HNHSWFOHDQVRWKDWDQ\
OHDNDJHVORRVH ROWVDQGORRVHFRQQHFWLRQVDUH
GLVFRYHUHGDWDVHDUO\DSRLQWLQWLPHDVSRVVL OH
,QVSHFWWKHPDFKLQHHYHU\GD\ HIRUHVWDUWLQJ
,QVSHFWWKHHQWLUHPDFKLQHVRWKDWDQ\OHDNDJHVRU
RWKHUIDXOWVDUHGHWHFWHG
&KHFNWKHJURXQGXQGHUWKHPDFKLQH/HDNDJHVDUH
PRUHHDVLO\GHWHFWHGRQWKHJURXQGWKDQRQWKH
PDFKLQHLWVHOI
,QWURGXFWLRQ
,/7(1SGI
7+,1.(19,5210(17'RQRWUHOHDVHRLO
IXHODQGRWKHUHQYLURQPHQWDOO\KD]DUGRXV
VX VWDQFHVLQWRWKHHQYLURQPHQW$OZD\VVHQG
XVHGILOWHUVGUDLQRLODQGIXHOUHPQDQWVWR
HQYLURQPHQWDOO\FRUUHFWGLVSRVDO
7+,1.(19,5210(17'RQRWUHOHDVHRLO
IXHODQGRWKHUHQYLURQPHQWDOO\KD]DUGRXV
VX VWDQFHVLQWRWKHHQYLURQPHQW$OZD\VVHQG
XVHGILOWHUVGUDLQRLODQGIXHOUHPQDQWVWR
HQYLURQPHQWDOO\FRUUHFWGLVSRVDO
7KLVPDQXDOFRQWDLQVLQVWUXFWLRQVIRUSHULRGLF
PDLQWHQDQFHQRUPDOO\FDUULHGRXW \WKHRSHUDWRU
$GGLWLRQDOLQVWUXFWLRQVIRUWKHHQJLQHFDQ H
IRXQGLQWKHPDQXIDFWXHUVHQJLQHPDQXDO
$GGLWLRQDOLQVWUXFWLRQVIRUWKHHQJLQHFDQ H
IRXQGLQWKHPDQXIDFWXHUVHQJLQHPDQXDO
&(PDUNLQJDQG'HFODUDWLRQRIFRQIRUPLW\
$SSOLHVWRPDFKLQHVPDUNHWHGLQ(8((&
7KLVPDFKLQHLV&(PDUNHG7KLVVKRZVWKDWRQ
GHOLYHU\LWFRPSOLHVZLWKWKH DVLFKHDOWKDQGVDIHW\
GLUHFWLYHVDSSOLFD OHIRUWKHPDFKLQHLQDFFRUGDQFH
ZLWKPDFKLQHU\GLUHFWLYH(&DQGWKDWLWDOVR
FRPSOLHVZLWKRWKHUGLUHFWLYHVDSSOLFD OHIRUWKLV
PDFKLQH
$'HFODUDWLRQRIFRQIRUPLW\LVVXSSOLHGZLWKWKLV
PDFKLQHZKLFKVSHFLILHVWKHDSSOLFD OHGLUHFWLYHVDQG
VXSSOHPHQWVDVZHOODVWKHKDUPRQL]HGVWDQGDUGV
DQGRWKHUUHJXODWLRQVWKDWDUHDSSOLHG
6DIHW\*HQHUDOLQVWUXFWLRQV
,/7(1SGI
6DIHW\*HQHUDOLQVWUXFWLRQV
$OVRUHDGWKHVDIHW\PDQXDO
6\PEROV6\PEROV
7KHVLJQDOZRUGV:$51,1*DQG&$87,21XVHGLQWKHVDIHW\LQVWUXFWLRQVKDYH
WKHIROORZLQJPHDQLQJV
7KHVLJQDOZRUGV:$51,1*DQG&$87,21XVHGLQWKHVDIHW\LQVWUXFWLRQVKDYH
WKHIROORZLQJPHDQLQJV
:$51,1*,QGLFDWHVGDQJHURUKD]DUGRXVSURFHGXUHWKDWFRXOGUHVXOWLQVHULRXVRU
PRUWDOLQMXU\LIWKHZDUQLQJLVGLVUHJDUGHG
:$51,1*,QGLFDWHVGDQJHURUKD]DUGRXVSURFHGXUHWKDWFRXOGUHVXOWLQVHULRXVRU
PRUWDOLQMXU\LIWKHZDUQLQJLVGLVUHJDUGHG
&DXWLRQ,QGLFDWHVGDQJHURUKD]DUGRXVSURFHGXUHWKDWFRXOGUHVXOWLQGDPDJHWR
PDFKLQHU\RUSURSHUW\LIWKHZDUQLQJLVGLVUHJDUGHG
&DXWLRQ,QGLFDWHVGDQJHURUKD]DUGRXVSURFHGXUHWKDWFRXOGUHVXOWLQGDPDJHWR
PDFKLQHU\RUSURSHUW\LIWKHZDUQLQJLVGLVUHJDUGHG
,PSRUWDQWUXOHVIRU\RXUVDIHW\,PSRUWDQWUXOHVIRU\RXUVDIHW\
7KHPDFKLQHPD\QRWEHPRGLILHGZLWKRXWWKHDSSURYDORIWKHPDQXIDFWXUHU
2QO\XVHRULJLQDOSDUWV
8VHRQO\DFFHVVRULHVUHFRPPHQGHGE\'\QDSDF
0RGLILFDWLRQVFDQUHVXOWLQVHULRXVLQMXULHVWR\RXUVHOIRURWKHUV
7KHPDFKLQHPD\QRWEHPRGLILHGZLWKRXWWKHDSSURYDORIWKHPDQXIDFWXUHU
2QO\XVHRULJLQDOSDUWV
8VHRQO\DFFHVVRULHVUHFRPPHQGHGE\'\QDSDF
0RGLILFDWLRQVFDQUHVXOWLQVHULRXVLQMXULHVWR\RXUVHOIRURWKHUV
7KHVHUHFRPPHQGDWLRQVDUH DVHGRQLQWHUQDWLRQDOVDIHW\VWDQGDUGV<RXPXVW
DOVRR VHUYHDQ\ORFDOVDIHW\UHJXODWLRQVZKLFKPD\ HLQIRUFH5HDGDOO
LQVWUXFWLRQVFDUHIXOO\ HIRUHRSHUDWLQJWKHPDFKLQH.HHSWKHLQVWUXFWLRQVLQDVDIH
SODFH
6LJQVDQGVWLFNHUVJLYLQJLPSRUWDQWLQIRUPDWLRQD RXWVDIHW\DQGPDLQWHQDQFH
DUHVXSSOLHGZLWKHYHU\PDFKLQH0DNHVXUHWKH\DUHOHJL OH7KHRUGHULQJ
QXP HUVIRUQHZVWLFNHUVFDQ HIRXQGLQWKHVSDUHSDUWVOLVW
0DFKLQHVDQGDFFHVVRULHVPD\RQO\ HXVHGIRUWKHLULQWHQGHGSXUSRVH
)RUUHDVRQVRISURGXFWVDIHW\WKHPDFKLQHPXVWQRW HPRGLILHGLQDQ\ZD\
5HSODFHGDPDJHGDQGZRUQSDUWVLQJRRGWLPH
7KHVHUHFRPPHQGDWLRQVDUH DVHGRQLQWHUQDWLRQDOVDIHW\VWDQGDUGV<RXPXVW
DOVRR VHUYHDQ\ORFDOVDIHW\UHJXODWLRQVZKLFKPD\ HLQIRUFH5HDGDOO
LQVWUXFWLRQVFDUHIXOO\ HIRUHRSHUDWLQJWKHPDFKLQH.HHSWKHLQVWUXFWLRQVLQDVDIH
SODFH
6LJQVDQGVWLFNHUVJLYLQJLPSRUWDQWLQIRUPDWLRQD RXWVDIHW\DQGPDLQWHQDQFH
DUHVXSSOLHGZLWKHYHU\PDFKLQH0DNHVXUHWKH\DUHOHJL OH7KHRUGHULQJ
QXP HUVIRUQHZVWLFNHUVFDQ HIRXQGLQWKHVSDUHSDUWVOLVW
0DFKLQHVDQGDFFHVVRULHVPD\RQO\ HXVHGIRUWKHLULQWHQGHGSXUSRVH
)RUUHDVRQVRISURGXFWVDIHW\WKHPDFKLQHPXVWQRW HPRGLILHGLQDQ\ZD\
5HSODFHGDPDJHGDQGZRUQSDUWVLQJRRGWLPH
$OZD\VSD\DWWHQWLRQWRZKDW\RXDUHGRLQJ
8VH\RXUFRPPRQVHQVH'RQRWXVHWKHPDFKLQHLI\RXDUHWLUHGRUXQGHU
WKHLQIOXHQFHRIGUXJVDOFRKRORURWKHUVXEVWDQFHVZKLFKFDQHIIHFW\RXU
YLVLRQUHDFWLRQDELOLW\RUMXGJHPHQW
$OZD\VSD\DWWHQWLRQWRZKDW\RXDUHGRLQJ
8VH\RXUFRPPRQVHQVH'RQRWXVHWKHPDFKLQHLI\RXDUHWLUHGRUXQGHU
WKHLQIOXHQFHRIGUXJVDOFRKRORURWKHUVXEVWDQFHVZKLFKFDQHIIHFW\RXU
YLVLRQUHDFWLRQDELOLW\RUMXGJHPHQW
6DIHW\HTXLSPHQW6DIHW\HTXLSPHQW
/RQJH[SRVXUHWRORXGQRLVHZLWKRXWHDUSURWHFWRUVFDQFDXVHSHUPDQHQWGDPDJHWR
KHDULQJ
/RQJH[SRVXUHWRORXGQRLVHZLWKRXWHDUSURWHFWRUVFDQFDXVHSHUPDQHQWGDPDJHWR
KHDULQJ
/RQJH[SRVXUHWRYLEUDWLRQVFDQGDPDJHWKHKDQGVILQJHUVDQGZULVWV 'RQRWXVH
WKHPDFKLQHLI\RXH[SHULHQFHGLVFRPIRUWFUDPSRUSDLQ &RQVXOWDGRFWRUEHIRUH
UHVXPLQJZRUNZLWKWKHPDFKLQH
/RQJH[SRVXUHWRYLEUDWLRQVFDQGDPDJHWKHKDQGVILQJHUVDQGZULVWV 'RQRWXVH
WKHPDFKLQHLI\RXH[SHULHQFHGLVFRPIRUWFUDPSRUSDLQ &RQVXOWDGRFWRUEHIRUH
UHVXPLQJZRUNZLWKWKHPDFKLQH
6DIHW\*HQHUDOLQVWUXFWLRQV
,/7(1SGI
$OZD\VXVHDSSURYHGVDIHW\HTXLSPHQW
7KHIROORZLQJUHTXLUHPHQWVDSSO\WRRSHUDWRUVDQGSHUVRQVLQWKHLPPHGLDWH
YLFLQLW\RIWKHZRUNDUHD
6DIHW\KHOPHW
6DIHW\JRJJOHV
(DUSURWHFWRUV
'XVWPDVNLQGXVW\HQYLURQPHQWV
+LJKYLVL LOLW\FORWKLQJ
3URWHFWLYHJORYHV
3URWHFWLYHIRRWZHDU
$YRLGORRVHILWWLQJFORWKLQJZKLFKFDQJHWFDXJKWLQWKHPDFKLQH,I\RXKDYHORQJ
KDLUFRYHULWZLWKDKDLUQHW
9L UDWLRQVIURPKDQGKHOGPDFKLQHU\DUHWUDQVPLWWHGWRWKHKDQGVYLDWKHKDQGOHV
'\QDSDFPDFKLQHVIHDWXUHDKDQGOHGHVLJQWKDWD VRU VPXFKRIWKHYL UDWLRQ
'HSHQGLQJRQWKHRSHUDWLRQJURXQGFRQGLWLRQVDQGH[SRVXUHWLPHWKH
UHFRPPHQGHGOLPLWVIRUKDQGDUPYL UDWLRQVPD\ HH[FHHGHG:KHUHQHFHVVDU\
WDNHVXLWD OHPHDVXUHVVXFKDVZHDULQJSURWHFWLYHJORYHVRUQRWYL UDWLQJRQ
SUHYLRXVO\FRPSDFWHGPDWHULDO
%HDOHUWWRDFRXVWLFVLJQDOVIURPRWKHUPDFKLQHVLQWKHZRUNLQJDUHD
'RQRWXVHDPDFKLQHWKDWLVOHDNLQJIXHORURLO
$OZD\VXVHDSSURYHGVDIHW\HTXLSPHQW
7KHIROORZLQJUHTXLUHPHQWVDSSO\WRRSHUDWRUVDQGSHUVRQVLQWKHLPPHGLDWH
YLFLQLW\RIWKHZRUNDUHD
6DIHW\KHOPHW
6DIHW\JRJJOHV
(DUSURWHFWRUV
'XVWPDVNLQGXVW\HQYLURQPHQWV
+LJKYLVL LOLW\FORWKLQJ
3URWHFWLYHJORYHV
3URWHFWLYHIRRWZHDU
$YRLGORRVHILWWLQJFORWKLQJZKLFKFDQJHWFDXJKWLQWKHPDFKLQH,I\RXKDYHORQJ
KDLUFRYHULWZLWKDKDLUQHW
9L UDWLRQVIURPKDQGKHOGPDFKLQHU\DUHWUDQVPLWWHGWRWKHKDQGVYLDWKHKDQGOHV
'\QDSDFPDFKLQHVIHDWXUHDKDQGOHGHVLJQWKDWD VRU VPXFKRIWKHYL UDWLRQ
'HSHQGLQJRQWKHRSHUDWLRQJURXQGFRQGLWLRQVDQGH[SRVXUHWLPHWKH
UHFRPPHQGHGOLPLWVIRUKDQGDUPYL UDWLRQVPD\ HH[FHHGHG:KHUHQHFHVVDU\
WDNHVXLWD OHPHDVXUHVVXFKDVZHDULQJSURWHFWLYHJORYHVRUQRWYL UDWLQJRQ
SUHYLRXVO\FRPSDFWHGPDWHULDO
%HDOHUWWRDFRXVWLFVLJQDOVIURPRWKHUPDFKLQHVLQWKHZRUNLQJDUHD
'RQRWXVHDPDFKLQHWKDWLVOHDNLQJIXHORURLO
7KHZRUNLQJDUHD7KHZRUNLQJDUHD
'RQRWXVHWKHPDFKLQHQHDUIODPPD OHPDWHULDORULQH[SORVLYHHQYLURQPHQWV
6SDUNVFDQ HHPLWWHGIURPWKHH[KDXVWSLSHDQGWKHVHFDQLJQLWHIODPPD OH
PDWHULDO:KHQ\RXWDNHDSDXVHRUKDYHILQLVKHGZRUNLQJZLWKWKHPDFKLQHGR
QRWSDUNLWRQRUQHDUIODPPD OHPDWHULDOV
7KHH[KDXVWSLSHFDQJHWYHU\KRWGXULQJRSHUDWLRQDQGFDQFDXVHFHUWDLQ
PDWHULDOWRLJQLWH0DNHVXUHWKDWWKHUHDUHQRRWKHUSHUVRQQHOLQVLGHWKHZRUNLQJ
DUHDZKLOHWKHPDFKLQHLVLQXVH.HHSWKHZRUNVLWHFOHDQDQGIUHHRIH[WUDQHRXV
R MHFWV
6WRUHWKHPDFKLQHLQDVDIHSODFHRXWRIXQDXWKRUL]HGVUHDFKSUHIHUD O\LQD
ORFNHGFRQWDLQHU
'RQRWXVHWKHPDFKLQHQHDUIODPPD OHPDWHULDORULQH[SORVLYHHQYLURQPHQWV
6SDUNVFDQ HHPLWWHGIURPWKHH[KDXVWSLSHDQGWKHVHFDQLJQLWHIODPPD OH
PDWHULDO:KHQ\RXWDNHDSDXVHRUKDYHILQLVKHGZRUNLQJZLWKWKHPDFKLQHGR
QRWSDUNLWRQRUQHDUIODPPD OHPDWHULDOV
7KHH[KDXVWSLSHFDQJHWYHU\KRWGXULQJRSHUDWLRQDQGFDQFDXVHFHUWDLQ
PDWHULDOWRLJQLWH0DNHVXUHWKDWWKHUHDUHQRRWKHUSHUVRQQHOLQVLGHWKHZRUNLQJ
DUHDZKLOHWKHPDFKLQHLVLQXVH.HHSWKHZRUNVLWHFOHDQDQGIUHHRIH[WUDQHRXV
R MHFWV
6WRUHWKHPDFKLQHLQDVDIHSODFHRXWRIXQDXWKRUL]HGVUHDFKSUHIHUD O\LQD
ORFNHGFRQWDLQHU
)LOOLQJXSIXHO3HWURO'LHVHO)LOOLQJXSIXHO3HWURO'LHVHO
3HWUROKDVDQORZIODVKSRLQWDQGFDQEHH[SORVLYHLQFHUWDLQVLWXDWLRQV 'RQRW
VPRNH0DNHVXUHWKHUHLVDGHTXDWHYHQWLODWLRQ
3HWUROKDVDQORZIODVKSRLQWDQGFDQEHH[SORVLYHLQFHUWDLQVLWXDWLRQV 'RQRW
VPRNH0DNHVXUHWKHUHLVDGHTXDWHYHQWLODWLRQ
.HHSDZD\IURPDOOKRWRUVSDUNJHQHUDWLQJR MHFWVZKHQKDQGOLQJIXHO:DLWXQWLO
WKHPDFKLQHKDVFRROHG HIRUHILOOLQJWKHWDQN)LOOWKHWDQNDWOHDVWPHWUHVDZD\
IURPZKHUH\RXLQWHQGWRXVHWKHPDFKLQHWRDYRLGILUH$YRLGVSLOOLQJSHWUROGLHVHO
RURLORQWKHJURXQG
3URWHFW\RXUKDQGVIURPFRQWDFWZLWKSHWUROGLHVHODQGRLO2SHQWKHWDQNFDS
VORZO\WRUHOHDVHDQ\RYHUSUHVVXUHWKDWPLJKWH[LVWLQWKHWDQN$OZD\VWDNHFDUHWR
XVHWKHULJKWW\SHRIIXHO'RQRWRYHUILOOWKHWDQN,QVSHFWWKHPDFKLQHIRUIXHO
OHDNDJHUHJXODUO\
.HHSDZD\IURPDOOKRWRUVSDUNJHQHUDWLQJR MHFWVZKHQKDQGOLQJIXHO:DLWXQWLO
WKHPDFKLQHKDVFRROHG HIRUHILOOLQJWKHWDQN)LOOWKHWDQNDWOHDVWPHWUHVDZD\
IURPZKHUH\RXLQWHQGWRXVHWKHPDFKLQHWRDYRLGILUH$YRLGVSLOOLQJSHWUROGLHVHO
RURLORQWKHJURXQG
3URWHFW\RXUKDQGVIURPFRQWDFWZLWKSHWUROGLHVHODQGRLO2SHQWKHWDQNFDS
VORZO\WRUHOHDVHDQ\RYHUSUHVVXUHWKDWPLJKWH[LVWLQWKHWDQN$OZD\VWDNHFDUHWR
XVHWKHULJKWW\SHRIIXHO'RQRWRYHUILOOWKHWDQN,QVSHFWWKHPDFKLQHIRUIXHO
OHDNDJHUHJXODUO\
%HIRUHVWDUWLQJ%HIRUHVWDUWLQJ
UHDGWKHLQVWUXFWLRQPDQXDODQGWKRURXJKO\IDPLOLDULVH\RXUVHOIZLWKWKHPDFKLQH
DQGDOOLWVIXQFWLRQVDQGFKHFNWKDW
UHDGWKHLQVWUXFWLRQPDQXDODQGWKRURXJKO\IDPLOLDULVH\RXUVHOIZLWKWKHPDFKLQH
DQGDOOLWVIXQFWLRQVDQGFKHFNWKDW
$OOKDQGOHVDUHIUHHIURPJUHDVHRLODQGGLUW
7KHPDFKLQHKDVQRYLVL OHIDXOWV
$OOSURWHFWLYHGHYLFHVDUHVHFXUHO\IDVWHQHGLQWRSODFH
$OOFRQWUROOHYHUVDUHLQWKHQHXWUDOSRVLWLRQ
$OOKDQGOHVDUHIUHHIURPJUHDVHRLODQGGLUW
7KHPDFKLQHKDVQRYLVL OHIDXOWV
$OOSURWHFWLYHGHYLFHVDUHVHFXUHO\IDVWHQHGLQWRSODFH
$OOFRQWUROOHYHUVDUHLQWKHQHXWUDOSRVLWLRQ
6WDUWWKHPDFKLQHDFFRUGLQJWRWKHLQVWUXFWLRQERRN6WDUWWKHPDFKLQHDFFRUGLQJWRWKHLQVWUXFWLRQERRN
6DIHW\*HQHUDOLQVWUXFWLRQV
,/7(1SGI
2SHUDWLRQ2SHUDWLRQ
.HHS\RXUIHHWZHOOFOHDURIWKHPDFKLQH.HHS\RXUIHHWZHOOFOHDURIWKHPDFKLQH
'RQRWRSHUDWHWKHPDFKLQHLQSRRUO\YHQWLODWHGVSDFHV 7KHUHLVDULVNRIFDUERQ
PRQR[LGHSRLVRQLQJ
'RQRWRSHUDWHWKHPDFKLQHLQSRRUO\YHQWLODWHGVSDFHV 7KHUHLVDULVNRIFDUERQ
PRQR[LGHSRLVRQLQJ
2QO\XVHWKHPDFKLQHIRUWKHSXUSRVHIRUZKLFKLWLVLQWHQGHG(QVXUHWKDW\RX
NQRZKRZWRVWRSWKHPDFKLQHLQWKHHYHQWRIDQHPHUJHQF\
2QO\XVHWKHPDFKLQHIRUWKHSXUSRVHIRUZKLFKLWLVLQWHQGHG(QVXUHWKDW\RX
NQRZKRZWRVWRSWKHPDFKLQHLQWKHHYHQWRIDQHPHUJHQF\
$OZD\VH[HUFLVHH[WUHPHFDXWLRQZKHQGULYLQJWKHPDFKLQHRQVORSHV $OZD\V
HQVXUHWKDWDOOSHUVRQQHOLQWKHYLFLQLW\DUHKLJKHUXSWKHVORSHWKDQWKHPDFKLQH
$OZD\VGULYHVWUDLJKWXSDQGGRZQRQVORSHV 'RQRWH[FHHGWKHPD[LPXP
JUDGDELOLW\RIWKHPDFKLQHDFFRUGLQJWRWKHLQVWUXFWLRQERRN $OZD\VVWD\FOHDURI
WKHPDFKLQHZKHQRSHUDWLQJRQVORSHVRULQWUHQFKHV
$OZD\VH[HUFLVHH[WUHPHFDXWLRQZKHQGULYLQJWKHPDFKLQHRQVORSHV $OZD\V
HQVXUHWKDWDOOSHUVRQQHOLQWKHYLFLQLW\DUHKLJKHUXSWKHVORSHWKDQWKHPDFKLQH
$OZD\VGULYHVWUDLJKWXSDQGGRZQRQVORSHV 'RQRWH[FHHGWKHPD[LPXP
JUDGDELOLW\RIWKHPDFKLQHDFFRUGLQJWRWKHLQVWUXFWLRQERRN $OZD\VVWD\FOHDURI
WKHPDFKLQHZKHQRSHUDWLQJRQVORSHVRULQWUHQFKHV
1HYHUWRXFKWKHHQJLQHH[KDXVWV\VWHPRUHFFHQWULFHOHPHQWRIWKHPDFKLQH
7KH\ HFRPHH[WUHPHO\KRWGXULQJRSHUDWLRQDQGPD\UHVXOWLQ XUQV'RQRW
WRXFKWKH9 HOWVRUWKHURWDWLQJSDUWVGXULQJRSHUDWLRQ
1HYHUWRXFKWKHHQJLQHH[KDXVWV\VWHPRUHFFHQWULFHOHPHQWRIWKHPDFKLQH
7KH\ HFRPHH[WUHPHO\KRWGXULQJRSHUDWLRQDQGPD\UHVXOWLQ XUQV'RQRW
WRXFKWKH9 HOWVRUWKHURWDWLQJSDUWVGXULQJRSHUDWLRQ
3DUNLQJ3DUNLQJ
$OZD\VSDUNWKHPDFKLQHRQJURXQGZKLFKLVDVOHYHODQGILUPDVSRVVL OH$OZD\VSDUNWKHPDFKLQHRQJURXQGZKLFKLVDVOHYHODQGILUPDVSRVVL OH
%HIRUHOHDYLQJWKHPDFKLQH
$SSO\WKHSDUNLQJ UDNH
7XUQRIIWKHHQJLQHDQGUHPRYHWKHLJQLWLRQNH\
%HIRUHOHDYLQJWKHPDFKLQH
$SSO\WKHSDUNLQJ UDNH
7XUQRIIWKHHQJLQHDQGUHPRYHWKHLJQLWLRQNH\
/RDGLQJ8QORDGLQJ/RDGLQJ8QORDGLQJ
8QGHUQRFLUFXPVWDQFHVUHPDLQXQGHURULQWKHLPPHGLDWHYLFLQLW\RIWKHPDFKLQH
ZKHQLWLVEHLQJOLIWHGE\DFUDQHRUVLPLODUDSSOLDQFH 2QO\XVHPDUNHGOLIWLQJSRLQWV
$OZD\VPDNHVXUHWKDWDOOOLIWLQJGHYLFHVDUHGLPHQVLRQHGIRUWKHZHLJKWRIWKH
PDFKLQH
8QGHUQRFLUFXPVWDQFHVUHPDLQXQGHURULQWKHLPPHGLDWHYLFLQLW\RIWKHPDFKLQH
ZKHQLWLVEHLQJOLIWHGE\DFUDQHRUVLPLODUDSSOLDQFH 2QO\XVHPDUNHGOLIWLQJSRLQWV
$OZD\VPDNHVXUHWKDWDOOOLIWLQJGHYLFHVDUHGLPHQVLRQHGIRUWKHZHLJKWRIWKH
PDFKLQH
0DLQWHQDQFH0DLQWHQDQFH
0DLQWHQDQFHZRUNPD\RQO\ HFDUULHGRXW \VNLOOHGSHUVRQQHO1HYHUFDUU\RXW
DQ\W\SHRIPDLQWHQDQFHZRUNZKLOHWKHPDFKLQHLVLQPRWLRQRUWKHHQJLQHUXQQLQJ
0DLQWHQDQFHZRUNPD\RQO\ HFDUULHGRXW \VNLOOHGSHUVRQQHO1HYHUFDUU\RXW
DQ\W\SHRIPDLQWHQDQFHZRUNZKLOHWKHPDFKLQHLVLQPRWLRQRUWKHHQJLQHUXQQLQJ
:RUNLQJZLWKWKHK\GUDXOLFV\VWHP:RUNLQJZLWKWKHK\GUDXOLFV\VWHP
5HJXODUPDLQWHQDQFHRIK\GUDXOLFV\VWHPVLVH[WUHPHO\LPSRUWDQW
0LQRUGDPDJHRUVSOLWKRVHVFRXSOLQJVFDQKDYHGHYDVWDWLQJFRQVHTXHQFHV%HDU
LQPLQGWKDWWKHK\GUDXOLFKRVHVDUHPDGHRIUX HUDQGFDQGHWHULRUDWHZLWKDJH
ZLWKWKHFRQVHTXHQWULVNRIVSOLWWLQJ:KHQHYHUWKHUHDUHXQFHUWDLQWLHVDVWR
GXUD LOLW\DQGZHDUUHSODFHKRVHVZLWKQHZRULJLQDOKRVHVIURP'\QDSDF
5HJXODUPDLQWHQDQFHRIK\GUDXOLFV\VWHPVLVH[WUHPHO\LPSRUWDQW
0LQRUGDPDJHRUVSOLWKRVHVFRXSOLQJVFDQKDYHGHYDVWDWLQJFRQVHTXHQFHV%HDU
LQPLQGWKDWWKHK\GUDXOLFKRVHVDUHPDGHRIUX HUDQGFDQGHWHULRUDWHZLWKDJH
ZLWKWKHFRQVHTXHQWULVNRIVSOLWWLQJ:KHQHYHUWKHUHDUHXQFHUWDLQWLHVDVWR
GXUD LOLW\DQGZHDUUHSODFHKRVHVZLWKQHZRULJLQDOKRVHVIURP'\QDSDF
:RUNLQJZLWKEDWWHULHV:RUNLQJZLWKEDWWHULHV
7KH DWWHU\FRQWDLQVSRLVRQRXVDQGFRUURVLYHVXOSKXULFDFLG:HDUSURWHFWLYH
JODVVHVDQGDYRLGJHWWLQJDFLGRQ\RXUVNLQFORWKHVRURQWKHPDFKLQH,I\RXJHW
DFLGLQ\RXUH\HVULQVHWKHPZLWKZDWHUIRUDWOHDVWPLQXWHVDQGVHHN
LPPHGLDWHPHGLFDOWUHDWPHQW7KHJDVWKDWLVHPLWWHG \WKH DWWHU\LVH[SORVLYH
:KHQILWWLQJRUUHSODFLQJD DWWHU\DOZD\VWDNHFDUHVRWKDW\RXGRQRWVKRUW
FLUFXLWWKH DWWHU\SROHV7KH DWWHU\PXVWQRW HH[SRVHGWRQDNHGIODPHVVSDUNV
VWURQJKHDWRUDQ\WKLQJHOVHZKHUHWKHUHLVDULVNRIH[SORVLRQ
7KH DWWHU\FRQWDLQVSRLVRQRXVDQGFRUURVLYHVXOSKXULFDFLG:HDUSURWHFWLYH
JODVVHVDQGDYRLGJHWWLQJDFLGRQ\RXUVNLQFORWKHVRURQWKHPDFKLQH,I\RXJHW
DFLGLQ\RXUH\HVULQVHWKHPZLWKZDWHUIRUDWOHDVWPLQXWHVDQGVHHN
LPPHGLDWHPHGLFDOWUHDWPHQW7KHJDVWKDWLVHPLWWHG \WKH DWWHU\LVH[SORVLYH
:KHQILWWLQJRUUHSODFLQJD DWWHU\DOZD\VWDNHFDUHVRWKDW\RXGRQRWVKRUW
FLUFXLWWKH DWWHU\SROHV7KH DWWHU\PXVWQRW HH[SRVHGWRQDNHGIODPHVVSDUNV
VWURQJKHDWRUDQ\WKLQJHOVHZKHUHWKHUHLVDULVNRIH[SORVLRQ
6DIHW\*HQHUDOLQVWUXFWLRQV
,/7(1SGI
HSDLUVHSDLUV
1HYHUXVHDPDFKLQHWKDWLVGDPDJHG
$VTXDOLILHGUHSDLUVUHTXLUHWUDLQHGSHUVRQQHOSOHDVHJHWLQWRXFKZLWK\RXU
QHDUHVWDXWKRUL]HGZRUNVKRS
1HYHUXVHDPDFKLQHWKDWLVGDPDJHG
$VTXDOLILHGUHSDLUVUHTXLUHWUDLQHGSHUVRQQHOSOHDVHJHWLQWRXFKZLWK\RXU
QHDUHVWDXWKRUL]HGZRUNVKRS
([WLQJXLVKLQJILUHV([WLQJXLVKLQJILUHV
,QWKHFDVHRIDILUHLQWKHPDFKLQHLISRVVL OHXVHDQ$%(FODVVSRZGHU
H[WLQJXLVKHU+RZHYHUD%(W\SHFDU RQGLR[LGHILUHH[WLQJXLVKHUPD\DOVR H
XVHG
,QWKHFDVHRIDILUHLQWKHPDFKLQHLISRVVL OHXVHDQ$%(FODVVSRZGHU
H[WLQJXLVKHU+RZHYHUD%(W\SHFDU RQGLR[LGHILUHH[WLQJXLVKHUPD\DOVR H
XVHG
%DWWHU\FKDUJLQJ%DWWHU\FKDUJLQJ
8VHDYROWDJHUHJXODWHG DWWHU\FKDUJHUFRQVWDQWYROWDJH$VZLWFKHGWZRVWDJH
FKDUJHUZLWKFRQVWDQWYROWDJHLVUHFRPPHQGHG$WZRVWDJHFKDUJHUDXWRPDWLFDOO\
UHGXFHVWKHFKDUJLQJYROWDJH9WRWULFNOHFKDUJLQJ9ZKHQWKH DWWHU\
LVIXOO\FKDUJHG
8VHDYROWDJHUHJXODWHG DWWHU\FKDUJHUFRQVWDQWYROWDJH$VZLWFKHGWZRVWDJH
FKDUJHUZLWKFRQVWDQWYROWDJHLVUHFRPPHQGHG$WZRVWDJHFKDUJHUDXWRPDWLFDOO\
UHGXFHVWKHFKDUJLQJYROWDJH9WRWULFNOHFKDUJLQJ9ZKHQWKH DWWHU\
LVIXOO\FKDUJHG
6XLWD OH DWWHU\FKDUJHUVIRU9ROW
2SWLPD0RGHO57&6
/$'$&0RGHO/$'$&
7XGRU0RGHO7XGRU
6XLWD OH DWWHU\FKDUJHUVIRU9ROW
2SWLPD0RGHO57&6
/$'$&0RGHO/$'$&
7XGRU0RGHO7XGRU
6WRUDJH7ULFNOHFKDUJLQJ6WRUDJH7ULFNOHFKDUJLQJ
$GLVFKDUJHG DWWHU\ZLOOIUHH]HDWDWHPSHUDWXUHRID RXW¡&$IXOO\FKDUJHG
DWWHU\ZLOOIUHH]HDW¡&$ DWWHU\WKDWLVQRW HLQJXVHGVKRXOG HIXOO\
FKDUJHG HIRUH HLQJSXWDVLGH7ULFNOHFKDUJLQJLVQRWQRUPDOO\UHTXLUHGGXULQJD
SHULRGRIWRPRQWKV,ID DWWHU\KDVQRW HHQLQXVHIRUDORQJSHULRGLWLV
UHFRPPHQGHGWKDWLW HIXOO\FKDUJHG HIRUH HLQJXVHG7ULFNOHFKDUJLQJLV
UHFRPPHQGHGDFRXSOHRIWLPHVGXULQJWKHVHDVRQHVSHFLDOO\LQZLQWHU
$GLVFKDUJHG DWWHU\ZLOOIUHH]HDWDWHPSHUDWXUHRID RXW¡&$IXOO\FKDUJHG
DWWHU\ZLOOIUHH]HDW¡&$ DWWHU\WKDWLVQRW HLQJXVHGVKRXOG HIXOO\
FKDUJHG HIRUH HLQJSXWDVLGH7ULFNOHFKDUJLQJLVQRWQRUPDOO\UHTXLUHGGXULQJD
SHULRGRIWRPRQWKV,ID DWWHU\KDVQRW HHQLQXVHIRUDORQJSHULRGLWLV
UHFRPPHQGHGWKDWLW HIXOO\FKDUJHG HIRUH HLQJXVHG7ULFNOHFKDUJLQJLV
UHFRPPHQGHGDFRXSOHRIWLPHVGXULQJWKHVHDVRQHVSHFLDOO\LQZLQWHU
7HFKQLFDOVSHFLILFDWLRQV1RLVH9LEUDWLRQV(OHFWULFDO
,/7(1SGI
7HFKQLFDOVSHFLILFDWLRQV
1RLVH9LEUDWLRQV(OHFWULFDO
1RLVHOHYHOV
7KHEHORZQRLVHDQGYLEUDWLRQOHYHOVKDYHEHHQGHWHUPLQHGLQDFFRUGDQFHZLWKWKH
RSHUDWLQJF\FOHRQDPDFDGDPEDVHGHVFULEHGLQ(8'LUHFWLYH(&
7KHEHORZQRLVHDQGYLEUDWLRQOHYHOVKDYHEHHQGHWHUPLQHGLQDFFRUGDQFHZLWKWKH
RSHUDWLQJF\FOHRQDPDFDGDPEDVHGHVFULEHGLQ(8'LUHFWLYH(&
+RQGD+RQGD
0HDVXUHGVRXQGSRZHUOHYHO0HDVXUHGVRXQGSRZHUOHYHO
/Z$G%$ /Z$G%$
*XDUDQWHHGVRXQGSRZHUOHYHO*XDUDQWHHGVRXQGSRZHUOHYHO
/Z$G%$ /Z$G%$
6RXQGSUHVVXUHOHYHODWRSHUDWRUVHDU(16RXQGSUHVVXUHOHYHODWRSHUDWRUVHDU(1
/S$G%$ /S$G%$
+DQGDQGDUPYL UDWLRQV(1+DQGDQGDUPYL UDWLRQV(1
DKYPVDKYPV
6WDQGDUGKDQGOH 6WDQGDUGKDQGOH
/RZYL UDWLRQKDQGOH /RZYL UDWLRQKDQGOH
+DQGDQGDUPYL UDWLRQVSHUPLWWHGZRUNLQJKRXUVSHUGD\
FDOFXODWHGRQDFWLRQYDOXHRIPVDVSHU(&
+DQGDQGDUPYL UDWLRQVSHUPLWWHGZRUNLQJKRXUVSHUGD\
FDOFXODWHGRQDFWLRQYDOXHRIPVDVSHU(&
6WDQGDUGKDQGOH6WDQGDUGKDQGOH
/RZYL UDWLRQKDQGOH /RZYL UDWLRQKDQGOH
9DOXHVPD\GLIIHUIURPWKRVHD RYHGHSHQGLQJRQRSHUDWLQJFRQGLWLRQV9DOXHVPD\GLIIHUIURPWKRVHD RYHGHSHQGLQJRQRSHUDWLQJFRQGLWLRQV
8QFHUWDLQW\IDFWRUIRUJUDYHO HG8QFHUWDLQW\IDFWRUIRUJUDYHO HG
.ZDG%$ .ZDG%$
.SDG%$ .SDG%$
7HFKQLFDOVSHFLILFDWLRQV1RLVH9LEUDWLRQV(OHFWULFDO
,/7(1SGI
7HFKQLFDOVSHFLILFDWLRQV'LPHQVLRQV
,/7(1SGI
7HFKQLFDOVSHFLILFDWLRQV'LPHQVLRQV
%
'LPHQVLRQV'LPHQVLRQV
$PPLQ $PPLQ
%PPLQ %PPLQ
&PPLQ &PPLQ
&RQWDFWDUHDPVTIHHW
&RQWDFWDUHDPVTIHHW
&RQWDFW
DUHD
$
&
7HFKQLFDOVSHFLILFDWLRQV'LPHQVLRQV
,/7(1SGI
$
%
'LPHQVLRQV'LPHQVLRQV
$PPLQ $PPLQ
%PPLQ %PPLQ
7HFKQLFDOVSHFLILFDWLRQV:HLJKWVDQGYROXPHV
,/7(1SGI
7HFKQLFDOVSHFLILFDWLRQV:HLJKWVDQG
YROXPHV
:HLJKWV 6KRHZLGWK 6KRHZLGWK
:HLJKWV 6KRHZLGWK 6KRHZLGWK
1HWZHLJKWNJ, V
1HWZHLJKWNJ, V
2SHUDWLQJZHLJKW(1NJ, V
2SHUDWLQJZHLJKW(1NJ, V
)OXLGYROXPHV)OXLGYROXPHV
)XHOWDQNOLWTWV )XHOWDQNOLWTWV
&UDQNFDVHOTWV
&UDQNFDVHOTWV
(FFHQWULFF\OLQGHUOTWV
(FFHQWULFF\OLQGHUOTWV
)XHOFRQVXPSWLRQOK
)XHOFRQVXPSWLRQOK
7HFKQLFDOVSHFLILFDWLRQV:HLJKWVDQGYROXPHV
,/7(1SGI
7HFKQLFDOVSHFLILFDWLRQV*HQHUDO
,/7(1SGI
7HFKQLFDOVSHFLILFDWLRQV*HQHUDO
&RPSDFWLRQGDWD&RPSDFWLRQGDWD
9L UDWLRQIUHTXHQF\+]USP 9L UDWLRQIUHTXHQF\+]USP
$PSOLWXGHPPLQ
$PSOLWXGHPPLQ
(QJLQH(QJLQH
0DQXIDFWXUH0RGHO +RQGD*;
VWURNH
0DQXDOVWDUW
0DQXIDFWXUH0RGHO +RQGD*;
VWURNH
0DQXDOVWDUW
3RZHU N:KS
3RZHU N:KS
5DWHG6SHHG USP
5DWHG6SHHG USP
,GOLQJ USP
,GOLQJ USP
3HUIRUPDQFH3HUIRUPDQFH
:RUNLQJVSHHGPPLQ :RUNLQJVSHHGPPLQ
7HFKQLFDOVSHFLILFDWLRQV*HQHUDO
,/7(1SGI
0DFKLQHSODWH,GHQWLILFDWLRQ
,/7(1SGI
0DFKLQHSODWH,GHQWLILFDWLRQ
0DFKLQHSODWH
)LJ /RFDWLRQRIPDFKLQHSODWH
)LOOLQDOOGDWDEHORZZKHQGHOLYHULQJDQG
FRPPLVVLRQLQJWKHPDFKLQH
)LOOLQDOOGDWDEHORZZKHQGHOLYHULQJDQG
FRPPLVVLRQLQJWKHPDFKLQH
(QJLQHPRGHO(QJLQHPRGHO
(QJLQHQXPEHU(QJLQHQXPEHU
7KHSODWHVSHFLILHVWKHPDQXIDFWXUHUVQDPHDQGDGGUHVVWKHW\SHRIPDFKLQHWKH3,1SURGXFW
LGHQWLILFDWLRQQXP HUVHULDOQXP HURSHUDWLQJZHLJKWHQJLQHSRZHUDQG\HDURIPDQXIDFWXUH
RQPDFKLQHVVXSSOLHGWRRXWVLGHWKH(8WKHUHDUHQR&(PDUNLQJVDQGLQVRPHFDVHVQR\HDURI
PDQXIDFWXUH
7KHSODWHVSHFLILHVWKHPDQXIDFWXUHUVQDPHDQGDGGUHVVWKHW\SHRIPDFKLQHWKH3,1SURGXFW
LGHQWLILFDWLRQQXP HUVHULDOQXP HURSHUDWLQJZHLJKWHQJLQHSRZHUDQG\HDURIPDQXIDFWXUH
RQPDFKLQHVVXSSOLHGWRRXWVLGHWKH(8WKHUHDUHQR&(PDUNLQJVDQGLQVRPHFDVHVQR\HDURI
PDQXIDFWXUH
:KHQRUGHULQJVSDUHSDUWVVSHFLI\WKHPDFKLQHV3,1QXPEHU:KHQRUGHULQJVSDUHSDUWVVSHFLI\WKHPDFKLQHV3,1QXPEHU
0DFKLQHVSHFLILFDWLRQV'HFDOV
,/7(1SGI
