
8VHSHUVRQDOSURWHFWLYHHTXLSPHQW$OZD\VZHDUH\H
SURWHFWLRQ3URWHFWLYHHTXLSPHQWVXFKDVDGXVWPDVN
QRQVNLGVDIHW\VKRHVKDUGKDWRUKHDULQJSURWHFWLRQXVHG
DSSURSULDWHO\ZLOOUHGXFHSHUVRQDOLQMXULHV
3UHYHQWXQLQWHQWLRQDOVWDUWLQJ(QVXUHWKHVZLWFKLVLQ
WKHRIISRVLWLRQEHIRUHFRQQHFWLQJWRSRZHUVRXUFH
DQGRUEDWWHU\SDFNDQGZKHQSLFNLQJXSRUFDUU\LQJ
WKHWRRO&DUU\LQJSRZHUWRROVZLWK\RXUILQJHURQWKH
VZLWFKRUHQHUJL]LQJSRZHUWRROVWKDWKDYHWKHVZLWFKRQ
LQYLWHVDFFLGHQWV
5HPRYHDQ\DGMXVWLQJNH\RUZUHQFKEHIRUHWXUQLQJ
WKHSRZHUWRRORQ$ZUHQFKRUDNH\OHIWDWWDFKHGWRD
URWDWLQJSDUWRIWKHSRZHUWRROPD\UHVXOWLQSHUVRQDO
LQMXU\
'RQRWRYHUUHDFK.HHSSURSHUIRRWLQJDQGEDODQFH
DWDOOWLPHV7KLVHQDEOHVEHWWHUFRQWURORIWKHSRZHUWRRO
LQXQH[SHFWHGVLWXDWLRQV
'UHVVSURSHUO\'RQRWZHDUORRVHFORWKLQJRUMHZHOU\
.HHS\RXUKDLUFORWKLQJDQGJORYHVDZD\IURP
PRYLQJSDUWV/RRVHFORWKHVMHZHOU\RUORQJKDLUFDQEH
FDXJKWLQPRYLQJSDUWV
,IGHYLFHVDUHSURYLGHGIRUWKHFRQQHFWLRQRIGXVW
H[WUDFWLRQDQGFROOHFWLRQIDFLOLWLHVHQVXUHWKHVHDUH
FRQQHFWHGDQGSURSHUO\XVHG8VHRIGXVWFROOHFWLRQFDQ
UHGXFHGXVWUHODWHGKD]DUGV
'RQRWOHWIDPLOLDULW\JDLQHGIURPIUHTXHQWXVHRIWRROV
DOORZ\RXWREHFRPHFRPSODFHQWDQGLJQRUHWRROVDIHW\
SULQFLSOHV$FDUHOHVVDFWLRQFDQFDXVHVHYHUHLQMXU\
ZLWKLQDIUDFWLRQRIDVHFRQG
32:(5722/86($1'&$5(
'RQRWIRUFHWKHSRZHUWRRO8VHWKHFRUUHFWSRZHU
WRROIRU\RXUDSSOLFDWLRQ7KHFRUUHFWSRZHUWRROZLOOGR
WKHMREEHWWHUDQGVDIHUDWWKHUDWHIRUZKLFKLWZDV
GHVLJQHG
'RQRWXVHWKHSRZHUWRROLIWKHVZLWFKGRHVQRWWXUQLW
RQDQGRII$Q\SRZHUWRROWKDWFDQQRWEHFRQWUROOHGZLWK
WKHVZLWFKLVGDQJHURXVDQGPXVWEHUHSDLUHG
'LVFRQQHFWWKHSOXJIURPWKHSRZHUVRXUFHDQGRU
UHPRYHWKH%$77(5<SDFNLIGHWDFKDEOHIURPWKH
SRZHUWRROEHIRUHPDNLQJDQ\DGMXVWPHQWVFKDQJLQJ
DFFHVVRULHVRUVWRULQJSRZHUWRROV6XFKSUHYHQWLYH
VDIHW\PHDVXUHVUHGXFHWKHULVNRIVWDUWLQJWKHSRZHUWRRO
DFFLGHQWDOO\
6WRUHLGOHSRZHUWRROVRXWRIWKHUHDFKRIFKLOGUHQDQG
GRQRWDOORZSHUVRQVXQIDPLOLDUZLWKWKHSRZHUWRRORU
WKHVHLQVWUXFWLRQVWRRSHUDWHWKHSRZHUWRRO3RZHU
WRROVDUHGDQJHURXVLQWKHKDQGVRIXQWUDLQHGXVHUV
0DLQWDLQSRZHUWRROVDQGDFFHVVRULHV&KHFNIRU
PLVDOLJQPHQWRUELQGLQJRIPRYLQJSDUWVEUHDNDJHRI
SDUWVDQGDQ\RWKHUFRQGLWLRQWKDWPD\DIIHFWWKH
SRZHUWRROVRSHUDWLRQ,IGDPDJHGKDYHWKHSRZHU
WRROUHSDLUHGEHIRUHXVH0DQ\DFFLGHQWVDUHFDXVHGE\
SRRUO\PDLQWDLQHGSRZHUWRROV
.HHSFXWWLQJWRROVVKDUSDQGFOHDQ3URSHUO\
PDLQWDLQHGFXWWLQJWRROVZLWKVKDUSFXWWLQJHGJHVDUHOHVV
OLNHO\WRELQGDQGDUHHDVLHUWRFRQWURO
8VHWKHSRZHUWRRODFFHVVRULHVDQGWRROELWVHWFLQ
DFFRUGDQFHZLWKWKHVHLQVWUXFWLRQVWDNLQJLQWR
DFFRXQWWKHZRUNLQJFRQGLWLRQVDQGWKHZRUNWREH
SHUIRUPHG8VHRIWKHSRZHUWRROIRURSHUDWLRQVGLIIHUHQW
IURPWKRVHLQWHQGHGFRXOGUHVXOWLQDKD]DUGRXVVLWXDWLRQ
.HHSKDQGOHVDQGJUDVSLQJVXUIDFHVGU\FOHDQDQG
IUHHIURPRLODQGJUHDVH6OLSSHU\KDQGOHVDQGJUDVSLQJ
VXUIDFHVGRQRWDOORZIRUVDIHKDQGOLQJDQGFRQWURORIWKH
WRROLQXQH[SHFWHGVLWXDWLRQV
6(59,&(
+DYH\RXUSRZHUWRROVHUYLFHGE\DTXDOLILHGUHSDLU
SHUVRQXVLQJRQO\LGHQWLFDOUHSODFHPHQWSDUWV7KLV
ZLOOHQVXUHWKDWWKHVDIHW\RIWKHSRZHUWRROLVPDLQWDLQHG
1HYHUVHUYLFHGDPDJHGEDWWHU\SDFNV6HUYLFHRI
EDWWHU\SDFNVVKRXOGRQO\EHSHUIRUPHGE\WKH
PDQXIDFWXUHURUDXWKRUL]HGVHUYLFHSURYLGHUV
*(1(5$/&+$,16$:
6$)(7<:$51,1*6
.HHSDOOSDUWVRIWKHERG\DZD\IURPWKHVDZFKDLQ
ZKHQWKHFKDLQVDZLVRSHUDWLQJ%HIRUH\RXVWDUWWKH
FKDLQVDZPDNHVXUHWKHVDZFKDLQLVQRWFRQWDFWLQJ
DQ\WKLQJ$PRPHQWRILQDWWHQWLRQZKLOHRSHUDWLQJFKDLQ
VDZVPD\FDXVHHQWDQJOHPHQWRI\RXUFORWKLQJRUERG\
ZLWKWKHVDZFKDLQ
$OZD\VKROGWKHFKDLQVDZZLWK\RXUULJKWKDQGDWWKH
UHDUKDQGOHDQG\RXUOHIWKDQGDWWKHIURQWKDQGOH
+ROGLQJWKHFKDLQVDZZLWKDUHYHUVHGKDQGFRQILJXUDWLRQ
LQFUHDVHVWKHULVNRISHUVRQDOLQMXU\DQGVKRXOGQHYHUEH
GRQH
+ROGWKHFKDLQVDZE\LQVXODWHGJULSSLQJVXUIDFHV
RQO\EHFDXVHWKHVDZFKDLQPD\FRQWDFWKLGGHQ
ZLULQJ6DZFKDLQVFRQWDFWLQJDOLYHZLUHPD\PDNH
H[SRVHGPHWDOSDUWVRIWKHFKDLQVDZOLYHDQGFRXOG
JLYHWKHRSHUDWRUDQHOHFWULFVKRFN
:HDUH\HSURWHFWLRQ)XUWKHUSURWHFWLYHHTXLSPHQW
IRUKHDULQJKHDGKDQGVOHJVDQGIHHWLV
UHFRPPHQGHG$GHTXDWHSURWHFWLYHHTXLSPHQWZLOO
UHGXFHSHUVRQDOLQMXU\IURPIO\LQJGHEULVRUDFFLGHQWDO
FRQWDFWZLWKWKHVDZFKDLQ
'RQRWRSHUDWHDFKDLQVDZRQDODGGHUIURPD
URRIWRSRUDQ\XQVWDEOHVXSSRUW2SHUDWLRQRIDFKDLQ
VDZLQWKLVPDQQHUFRXOGUHVXOWLQVHULRXVSHUVRQDO
LQMXU\
$OZD\VNHHSSURSHUIRRWLQJDQGRSHUDWHWKHFKDLQVDZ
RQO\ZKHQVWDQGLQJRQIL[HGVHFXUHDQGOHYHOVXUIDFH
6OLSSHU\RUXQVWDEOHVXUIDFHVPD\FDXVHDORVVRIEDODQFH
RUFRQWURORIWKHFKDLQVDZ
:KHQFXWWLQJDOLPEWKDWLVXQGHUWHQVLRQEHDOHUWRI
VSULQJEDFN:KHQWKHWHQVLRQLQWKHZRRGLVUHOHDVHG
WKHVSULQJORDGHGOLPEPD\VWULNHWKHRSHUDWRUDQGRU
WKURZWKHFKDLQVDZRXWRIFRQWURO
8VHH[WUHPHFDXWLRQZKHQFXWWLQJEUXVKDQGVDSOLQJV
7KHVOHQGHUPDWHULDOPD\FDWFKWKHVDZFKDLQDQGEH
ZKLSSHGWRZDUG\RXRUSXOO\RXRIIEDODQFH
(QJOLVK (1