FDXVHȴUHRUHOHFWULFVKRFN
• 'RQRWWRXFK WKHSRZHU FRUG GXULQJOLJKWQLQJ 7RDYRLG HOHFWULF VKRFNDYRLGKDQGOLQJWKHSRZHU FRUG GXULQJ
HOHFWULFDOVWRUPV
• 8QSOXJ\RXU79GXULQJDOLJKWQLQJVWRUPRUZKHQLWZLOOQRWEHXVHGIRUORQJSHULRGRIWLPH7KLVZLOOSURWHFW\RXU
79IURPGDPDJHGXHWRSRZHUVXUJHV
• 'RQRWDWWHPSWWRUHSDLURUVHUYLFH\RXU79\RXUVHOI2SHQLQJRUUHPRYLQJWKHEDFNFRYHUPD\H[SRVH\RXWR
KLJKYROWDJHVHOHFWULFVKRFNDQGRWKHUKD]DUGVΖIUHSDLULVUHTXLUHGFRQWDFW\RXUGHDOHUDQGUHIHUDOOVHUYLFLQJ
WRTXDOLȴHGVHUYLFHSHUVRQQHO
• :$51Ζ1*.HHS\RXU79 DZD\IURPPRLVWXUH'RQRWH[SRVH\RXU79WRUDLQRUPRLVWXUH ΖIZDWHUSHQHWUDWHV
LQWR\RXU79XQSOXJWKHSRZHUFRUGDQGFRQWDFW\RXUGHDOHU&RQWLQXRXVXVHLQWKLVFDVHPD\UHVXOWLQȴUHRU
HOHFWULFVKRFN
• 'RQRWXVH\RXU79LIDQ\DEQRUPDOLW\RFFXUVΖIDQ\VPRNHRURGRUEHFRPHVDSSDUHQWXQSOXJWKHSRZHUFRUG
DQGFRQWDFW\RXUGHDOHULPPHGLDWHO\'RQRWWU\WRUHSDLU\RXU79\RXUVHOI
• $YRLGXVLQJGURSSHGRUGDPDJHGDSSOLDQFHV ΖI\RXU79LVGURSSHGDQGWKHKRXVLQJLVGDPDJHGWKHLQWHUQDO
FRPSRQHQWVPD\IXQFWLRQDEQRUPDOO\8QSOXJWKHSRZHUFRUGLPPHGLDWHO\DQGFRQWDFW\RXUGHDOHUIRUUHSDLU
&RQWLQXHGXVHRI\RXU79PD\FDXVHȴUHRUHOHFWULFVKRFN
• 'R QRWLQVWDOO\RXU79LQ DQDUHDZLWK KHDY\GXVWRU KLJK KXPLGLW\2SHUDWLQJ \RXU79 LQHQYLURQPHQWVZLWK
KHDY\GXVWRUKLJKKXPLGLW\PD\FDXVHȴUHRUHOHFWULFVKRFN
• )ROORZLQVWUXFWLRQVIRUPRYLQJ\RXU79(QVXUHWKDWWKHSRZHUFRUGDQGDQ\RWKHUFDEOHVDUHXQSOXJJHGEHIRUH
PRYLQJ\RXU79
• :KHQXQSOXJJLQJ\RXU79KROGWKH$&'&SRZHUDGDSWHUQRWWKHFRUG3XOOLQJRQWKHSRZHUFRUGPD\GDPDJH
WKHZLUHVLQVLGHWKHFRUGDQGFDXVHȴUHRUHOHFWULFVKRFN:KHQ\RXU79ZLOOQRWEHXVHGIRUDQH[WHQGHGSHULRG
RIWLPHXQSOXJWKHSRZHUFRUG
• 7RUHGXFHULVNRIHOHFWULFVKRFNGRQRWWRXFKWKHFRQQHFWRUZLWKZHWKDQGV
• ΖQVHUWEDWWHULHVLQDFFRUGDQFHZLWKLQVWUXFWLRQVΖQFRUUHFWSRODULWLHVPD\FDXVHWKHEDWWHULHVWROHDNZKLFKFDQ
GDPDJHWKHUHPRWHFRQWURORULQMXUHWKHRSHUDWRU'RQRWH[SRVHEDWWHULHVWRH[FHVVLYHKHDWVXFKDVVXQVKLQH
ȴUHRUWKHOLNH
• ΖIDQ\RIWKHIROORZLQJRFFXUVFRQWDFWWKHGHDOHU
7KHSRZHUFRUGIDLOVRUIUD\V
/LTXLGVSUD\VRUDQ\REMHFWGURSVLQWR\RXU79
<RXU79LVH[SRVHGWRUDLQRURWKHUPRLVWXUH
<RXU79LVGURSSHGRUGDPDJHGLQDQ\ZD\
7KHSHUIRUPDQFHRI\RXU79FKDQJHVVXEVWDQWLDOO\
• 7KLVDSSDUDWXVVKDOOQRWEHH[SRVHGWRGULSSLQJRUVSODVKLQJDQGQRREMHFWVȴOOHGZLWKOLTXLGVVXFKDVYDVHV
VKDOOEHSODFHGRQWKHDSSDUDWXV
• 7KH PDLQV SOXJ RU DSSOLDQFH FRXSOHU LV XVHG DV WKH GLVFRQQHFW GHYLFH WKH GLVFRQQHFW GHYLFH VKDOO UHPDLQ
UHDGLO\RSHUDEOH
• &$87Ζ21 7KHVH VHUYLFLQJLQVWUXFWLRQV DUH IRU XVH E\TXDOLȴHG VHUYLFH SHUVRQQHORQO\ 7RUHGXFHWKH ULVNRI
HOHFWULFVKRFNGRQRWSHUIRUPDQ\VHUYLFLQJRWKHUWKDQWKDWFRQWDLQHGLQWKHRSHUDWLQJLQVWUXFWLRQVXQOHVV\RX
DUHTXDOLȴHGWRGRVR
• 7KHOLJKWQLQJȵDVKZLWKDUURZKHDGV\PEROZLWKLQDQHTXLODWHUDOWULDQJOHLVLQWHQGHGWRDOHUWWKHXVHU
WRWKHSUHVHQFHRIXQLQVXODWHG'$1*(528692/7$*(ZLWKLQWKHSURGXFWȇVHQFORVXUHWKDWPD\EHRI
VXɝFLHQWPDJQLWXGHWRFRQVWLWXWHDULVNRIHOHFWULFDOVKRFNWRSHUVRQV h
<RXU79LVGHVLJQHGDQGPDQXIDFWXUHGWRRSHUDWHZLWKLQGHȴQHGGHVLJQOLPLWV0LVXVHPD\UHVXOWLQHOHFWULFVKRFN
RUȴUH7RSUHYHQW\RXU79IURPEHLQJGDPDJHGWKHIROORZLQJLQVWUXFWLRQVVKRXOGEHREVHUYHGIRUWKHLQVWDOODWLRQ
XVH DQG PDLQWHQDQFH RI \RXU 79 5HDG WKH IROORZLQJ VDIHW\ LQVWUXFWLRQV EHIRUH RSHUDWLQJ \RXU 79 .HHS WKHVH
LQVWUXFWLRQVLQDVDIHSODFHIRUIXWXUHUHIHUHQFH
• 7R UHGXFH WKH ULVN RI HOHFWULF VKRFN RU FRPSRQHQW GDPDJH VZLWFK R WKH SRZHU EHIRUH FRQQHFWLQJ RWKHU
FRPSRQHQWVWR\RXU79
• 5HDGWKHVHLQVWUXFWLRQV
• .HHSWKHVHLQVWUXFWLRQV
• +HHGDOOZDUQLQJV
• )ROORZDOOLQVWUXFWLRQV
• 'RQRWXVHWKLVDSSDUDWXVQHDUZDWHU
• &OHDQRQO\ZLWKGU\FORWK
• 'RQRWEORFNDQ\YHQWLODWLRQRSHQLQJVΖQVWDOOLQDFFRUGDQFHZLWKWKHPDQXIDFWXUHUȇVLQVWUXFWLRQV
• 'R QRW LQVWDOO QHDU DQ\ KHDW VRXUFHV VXFK DV UDGLDWRUV KHDW UHJLVWHUV VWRYHV RU RWKHU DSSDUDWXV LQFOXGLQJ
DPSOLȴHUVWKDWSURGXFHKHDW
• 'RQRWGHIHDWWKHVDIHW\SXUSRVHRIWKHSRODUL]HGRUJURXQGLQJW\SHSOXJ$SRODUL]HGSOXJKDVWZREODGHVZLWK
RQH ZLGHUWKDQWKHRWKHU $JURXQGLQJW\SH SOXJ KDVWZREODGHVDQG DWKLUGJURXQGLQJ SURQJ 7KHZLGHEODGH
RU WK H WKLUG S URQJ DUH SURYLGH G IRU \R XU VDIHW \ ΖI WKH SURYLGH G SOXJ GR HV QRW ȴW LQWR \RX U RXWOHW FRQVXO W DQ
HOHFWULFLDQIRUUHSODFHPHQWRIWKHREVROHWHRXWOHW
• 3URWHFWWKHSRZHUFRUGIURPEHLQJZDONHGRQRUSLQFKHGSDUWLFXODUO\DWSOXJVFRQYHQLHQFHUHFHSWDFOHVDQGWKH
SRLQWZKHUHWKH\H[LWIURPWKHDSSDUDWXV
• 2QO\XVHDWWDFKPHQWVDFFHVVRULHVVSHFLȴHGE\WKHPDQXIDFWXUHU
• 8VH R QO\ ZLW K WKH FDU W VWDQ G WULS RG EUDF NHW RU WDEOH V SHFLȴHG E\ WKH P DQXIDF WXUHU R U VROG Z LWK WKH
DSSDUDWXV:KHQDFDUWLVXVHGXVHFDXWLRQZKHQPRYLQJWKHFDUWDSSDUDWXVFRPELQDWLRQWRDYRLGLQMXU\
IURPWLSRYHU
• 8QSOXJWKLVDSSDUDWXVGXULQJOLJKWQLQJVWRUPVRUZKHQXQXVHGIRUORQJSHULRGVRIWLPH
• 5HIHUDOOVHUYLFLQJ WRTXDOLȴHG VHUYLFHSHUVRQQHO6HUYLFLQJ LVUHTXLUHGZKHQ WKHDSSDUDWXV KDV EHHQGDPDJHG
LQ DQ\ ZD\VXFK DV SRZHUVXSSO\FRUG RU SOXJ LV GDPDJHGOLTXLGKDVEHHQ VSLOOHG RU REMHFWV KDYH IDOOHQ LQWR
WKH DSSDUDWXVWKH DSSDUDWXV KDV EHHQH[SRVHG WR UDLQRU PRLVWXUH GRHV QRW RSHUDWH QRUPDOO\RU KDV EHHQ
GURSSHG
• 8QSOXJWKHSRZHUFRUGEHIRUHFOHDQLQJ\RXU79
• :KHQ PRYLQJ \RXU 79 IURP DQ DUHD RI ORZ WHPSHUDWXUH WR DQ DUHD RI KLJK WHPSHUDWXUH FRQGHQVDWLRQ PD\
IRUPLQWKHKRXVLQJ:DLWEHIRUHWXUQLQJRQ\RXU79WRDYRLGFDXVLQJȴUHHOHFWULFVKRFNRUFRPSRQHQWGDPDJH
• $GLVWDQFHRIDWOHDVWWKUHHIHHWVKRXOGEHPDLQWDLQHGEHWZHHQ\RXU79DQGDQ\KHDWVRXUFHVXFKDVDUDGLDWRU
KHDWHURYHQDPSOLȴHUHWF'RQRWLQVWDOO\RXU79FORVHWRVPRNH2SHUDWLQJ\RXU79FORVHWRVPRNHRUPRLVWXUH
PD\FDXVHȴUHRUHOHFWULFVKRFN
• 6ORWV DQG RSHQLQJV LQ WKH EDFN DQG ERWWRP RI WKH FDELQHW DUH SURYLGHG IRU YHQWLODWLRQ 7R HQVXUH UHOLDEOH
RSHUDWLRQRI\RXU79DQGWRSURWHFWLWIURPRYHUKHDWLQJEHVXUHWKHVHRSHQLQJVDUHQRWEORFNHGRUFRYHUHG'R
QRWSODFH\RXU79LQDERRNFDVHRUFDELQHWXQOHVVSURSHUYHQWLODWLRQLVSURYLGHG
• 1HYHUSXVKDQ\REMHFWLQWRWKHVORWVDQGRSHQLQJVRQ\RXU79FDELQHW'RQRWSODFHDQ\REMHFWVRQWKHWRSRI\RXU
79'RLQJVRFRXOGVKRUWFLUFXLWSDUWVFDXVLQJDȴUHRUHOHFWULFVKRFN1HYHUVSLOOOLTXLGVRQ\RXU79
• <RXU79VKRXOGEHRSHUDWHGRQO\IURPWKHW\SHRISRZHUVRXUFHLQGLFDWHGRQWKHODEHOΖI\RXDUHQRWVXUHRIWKH
W\SHRISRZHUVXSSOLHGWR\RXUKRPHFRQVXOW\RXUGHDOHURUORFDOSRZHUFRPSDQ\
• 'R QRW DSSO\ SUHVVXUH RU WKURZ REMHFWV DW \RXU 79 7KLV PD\ FRPSURPLVH WKH LQWHJULW\ RI WKH GLVSOD\ 7KH
PDQXIDFWXUHUȇVZDUUDQW\GRHVQRWFRYHUXVHUDEXVHRULPSURSHULQVWDOODWLRQV
• 7KHSRZHUFRUGPXVWEHUHSODFHGZKHQXVLQJGLHUHQWYROWDJHWKDQWKHYROWDJHVSHFLȴHG)RUPRUHLQIRUPDWLRQ
FRQWDFW\RXUGHDOHU
• :KHQFRQQHFWHG WR DSRZHU RXWOHW SRZHU LVDOZD\VȵRZLQJ LQWR\RXU 79 7R WRWDOO\ GLVFRQQHFW SRZHUXQSOXJ
WKHSRZHUFRUG
• 7KH OLJKWQLQJ ȵDVK ZLWK DUURZKHDG V\PERO ZLWKLQ DQ HTXLODWHUDO WULDQJOH LV LQWHQGHG WR DOHUW WKH XVHU WR WKH
SUHVHQFHRIXQLVRODWHGGDQJHURXVYROWDJHZLWKLQWKHLQVLGHRI\RXU 79WKDWPD\ EHRIVXɝFLHQWPDJQLWXGHWR
FRQVWLWXWHDULVNRIHOHFWULFVKRFNWRSHUVRQV
• 'RQRWRYHUORDGSRZHUVWULSVDQGH[WHQVLRQFRUGV2YHUORDGLQJFDQUHVXOWLQȴUHRUHOHFWULFVKRFN
• 7KHZDOOVRFNHWVKRXOGEHLQVWDOOHGQHDU\RXU79DQGHDVLO\DFFHVVLEOH
• 2QO\SRZHU RI WKH PDUNHG YROWDJHFDQEHXVHG IRU \RXU79$Q\ RWKHUYROWDJHWKDQ WKH VSHFLȴHGYROWDJHPD\