
7$%/(2)&217(176
6HYHUH:HDWKHU,QIRUPDWLRQ
1LJKWWLPH'ULYLQJ
0RXQWDLQ'ULYLQJ
&DPSVLWH6HOHFWLRQ
/HYHOLQJ
ORFNLQJ
(IIHFWVRI3URORQJHG2FFXSDQF\
+XPLGLW\DQG&RQGHQVDWLRQ
6(&7,21/3*$66<67(0
/3*DV6XSSO\
6DIH8VHRI/3*DV6\VWHP
+RZ/3*DV:RUNV
6HOHFWLQJ)XHO7\SHV
/37DQN6\VWHP
5HILOOLQJ7DQN
$LULQWKH/3*DV7DQN
7UDYHOLQJZLWK/3*DV
5HJXODWRU
/3*DV/HDNV
:LQWHU8VHRI/3*DV
6(&7,21(/(&75,&$/6<67(06
9ROW$&6\VWHP
([WHUQDO3RZHU&RUG6KRUHOLQH
(QHUJ\0DQDJHPHQW6\VWHP(06
3RZHU&RQYHUWHU6\VWHP
&KDUJLQJ6HFWLRQ
7KHUPDO2YHUORDG3URWHFWRU
9ROW&LUFXLW UHDNHUV
9ROW5HFHSWDFOHV2XWOHWV
*URXQG)DXOW&LUFXLW,QWHUUXSWHU
*)&,
$X[LOLDU\9ROW*HQHUDWRU
2SHUDWLQJ,QVWUXFWLRQV
9ROW'&6\VWHP
&KDVVLV(QJLQH DWWHU\
+RXVH DWWHULHV
9ROW)XVHV
6RODU&KDUJHU3DQHO
DWWHU\$FFHVV
DWWHU\0DLQWHQDQFH
7UDLOHU:LULQJ&RQQHFWRU
6(&7,213/80%,1*6<67(06
)UHVK:DWHU6\VWHP
)LOOLQJ:DWHU7DQN
)UHVK:DWHU7DQN&DSDFLW\
:DWHU3XPS
:DWHU3XPS6ZLWFK
'LVLQIHFWLRQRI:DWHU7DQN
([WHUQDO&LW\:DWHU&RQQHFWRU
:DWHU3XULILHU6\VWHP
6KRZHU+RVH9DFFXP UHDNHU
([WHULRU6KRZHU
:DVWH:DWHU6\VWHP
'XPSLQJ+ROGLQJ7DQNV
8VLQJ2Q6LWH6HZHU+RRN8SV
+ROGLQJ7DQN&DSDFLWLHV
:DWHU'UDLQ9DOYHV
:DWHU6\VWHP:LQWHUL]DWLRQ9DOYH
:DWHU6\VWHP'UDLQ9DOYH
/RFDWLRQV
6(&7,21$33/,$1&(6$1'
,17(5,25)($785(6
5HIULJHUDWRUV
1RUFROG6WG
1RUFROG2SW
'RPHWLF2SW
5DQJHDQG2YHQ
0LFURZDYH2YHQ
5DQJH+RRG
2QH3ODFH
70
0RQLWRU3DQHO
:DWHU+HDWHU
\3DVV9DOYH
0RWRU$LG:DWHU+HDWHU
/3*DV)XUQDFH
7UXH$LU
70
&RQGLWLRQHU
$&)LOWHU5HSODFHPHQW
79$QWHQQD
$QWHQQD³&KHFN´/LJKW
796LJQDO$PSOLILHU
&DEOH79+RRN8S
9LGHR6HOHFWRU6\VWHP
'LJLWDO6DWHOOLWH796\VWHP
'&$&(OHFWULFDO9ROWDJH,QYHUWHU
([WHULRU(QWHUWDLQPHQW&HQWHU
6OHHSLQJ)DFLOLWLHV
&RXFK HG&RQYHUVLRQ
'LQHWWH HG&RQYHUVLRQ
)UHVK:DWHU7RLOHW
3RZHU5RRI9HQW
&UDQN2XW:LQGRZV
6OLGHU:LQGRZV
3OHDWHG:LQGRZ6KDGHV
4XDUW]:DOO&ORFN
6(&7,21&$5($1'0$,17(1$1&(
5RRI
8QGHUERG\