Casio Financial Consultant FC-100V User manual

FC-200V
FC-100V
User's Guide
RCA501407-001V03
E
http://world.casio.com/edu_e/

CASIO Europe GmbH
Bornbarch 10, 22848 Norderstedt, Germany
Important!
CASIO COMPUTER CO., LTD. makes no guarantees
concerning accuracy of the contents of this manual or
their suitability for any commercial purpose or other
particular purpose, or concerning the accuracy of
calculation results (such as financial calculation
simulation results) produced by this calculator.
• Financial calculation rules and practices can differ
according to country, geographic area, or financial
institution. It is up to you to determine whether the
calculation results produced by this calculator are
compatible with the financial calculation rules that
apply to you.

E-1
About this Manual
•This User’s Guide covers use and operation of the CASIO
FC-200V and FC-100V. Operations apply to both models,
except in cases indicated by the text “FC-200V only”.
•Keycap markings indicate what a key inputs or what
function it performs.
Example: 1, 2, +, -, A, etc.
•Pressing the
SHIFT
or
ALPHA
key followed by a second key
performs the alternate function of the second key. The
alternate function is indicated by the text printed above
the key.
•The following shows what the different colors of the
alternate function key text mean.
If key marking It means this:
text is this color:
Yellow Press
SHIFT
and then the key to
access the applicable function.
Red
Press
ALPHA
and then the key to
input the applicable variable or
constant.
•In this manual, a
SHIFT
key operation is shown as 1,
while an
ALPHA
key operation is shown as S.
•The following shows an example of how an alternate
function operation is represented in this User’s Guide.
Example: 17(S-MENU)
Indicates the function that is accessed by the
key operation (17) before it. Note that
this is not part of the actual key operation you
perform.
Keycap function
Alternate function
t
Y}VARS

E-2
•The following shows an example of how a key operation
to select an on-screen menu item is represented in this
User’s Guide.
Example: 1(1-VAR)
Indicates the menu item that is selected by the
number key operation (1) before it. Note that
this is not part of the actual key operation you
perform.
•The cursor key is marked with four
arrows, indicating direction, as shown
in the illustration nearby. In this User’s
Guide, cursor key operation is
indicated as f, c, d, and e.
Some examples in this manual start out assuming that the
calculator is set to a particular angle unit. This is indicated
by the following marks.
z: Degrees
Z: Radians
•The displays and illustrations (such as key markings)
shown in this User’s Guide are for illustrative purposes
only, and may differ somewhat from the actual items they
represent.
•The contents of this manual are subject to change without
notice.
•In no event shall CASIO Computer Co., Ltd. be liable to
anyone for special, collateral, incidental, or consequential
damages in connection with or arising out of the purchase
or use of this product and items that come with it.
Moreover, CASIO Computer Co., Ltd. shall not be liable
for any claim of any kind whatsoever by any other party
arising out of the use of this product and the items that
come with it.
REPLAY

E-3
Initializing the Calculator
Perform the following procedure when you want to initialize
the calculator and return the calculation mode and setup
to their initial default settings. Note that this operation also
clears all data currently in calculator memory.
1. O19(CLR)
2. “All:EXE” (cf), then E.
3. E(Yes)
4. A
•To cancel initialization without doing anything, press
E(Cancel) instead of E(Yes).
This setting: Is initialized to this:
Calculation Mode COMP
This setting: Is initialized to this:
Payment End
Date Mode 365
dn CI
Periods/Y Annual (FC-200V only)
Bond Date Date (FC-200V only)
Date Input MDY
PRF/Ratio PRF (FC-200V only)
B-Even Quantity (FC-200V only)
Digit Sep. Off
Angle Deg
Display Digits Norm1
STAT Off
•For information about memory, see “Using Calculator
Memory” on page E-35.
•For information about shortcut keys settings, see
“Shortcuts” on page E-94.

E-4
Safety Precautions
Be sure to read the following safety precautions before
using this calculator. Keep this manual handy for later
reference.
Caution
This symbol is used to indicate information that can
result in personal injury or material damage if ignored.
Battery
•After removing the battery from the calculator, put it
in a safe place where it will not get into the hands of
small children and accidentally swallowed.
•Keep batteries out of the reach of small children. If
accidentally swallowed, consult with a physician
immediately.
•Never charge the battery, try to take the battery apart,
or allow the battery to become shorted. Never expose
the battery to direct heat or dispose of it by
incineration.
•Improperly using a battery can cause it to leak and
damage nearby items, and can create the risk of fire
and personal injury.
•Always make sure that the battery’s positive kand
negative lends are facing correctly when you load
it into the calculator.
•Remove the battery if you do not plan to use the
calculator for a long time.
•Use only the type of battery specified for this
calculator in this manual.
Disposing of the Calculator
•Never dispose of the calculator by burning it. Doing
so can cause certain components to suddenly burst,
creating the risk of fire and personal injury.

E-5
Handling Precautions
•Be sure to press the Okey before using the
calculator for the first time.
•Even if the calculator is operating normally, replace
the battery at least once every three years (FC-200V)
or two years (FC-100V).
A dead battery can leak, causing damage to and
malfunction of the calculator. Never leave a dead battery
in the calculator.
•The battery that comes with this unit discharges
slightly during shipment and storage. Because of
this, it may require replacement sooner than the
normal expected battery life.
•Low battery power can cause memory contents to
become corrupted or lost completely. Always keep
written records of all important data.
•Avoid use and storage of the calculator in areas
subjected to temperature extremes.
Very low temperatures can cause slow display response,
total failure of the display, and shortening of battery life.
Also avoid leaving the calculator in direct sunlight, near
a window, near a heater or anywhere else it might be
exposed to very high temperatures. Heat can cause
discoloration or deformation of the calculator’s case, and
damage to internal circuitry.
•Avoid use and storage of the calculator in areas
subjected to large amounts of humidity and dust.
Take care never to leave the calculator where it might be
splashed by water or exposed to large amounts of
humidity or dust. Such conditions can damage internal
circuitry.
•Never drop the calculator or otherwise subject it to
strong impact.
•Never twist or bend the calculator.
Avoid carrying the calculator in the pocket of your trousers
or other tight-fitting clothing where it might be subjected
to twisting or bending.
•Never try to take the calculator apart.

E-6
•Never press the keys of the calculator with a ballpoint
pen or other pointed object.
•Use a soft, dry cloth to clean the exterior of the
calculator.
If the calculator becomes very dirty, wipe it off with a cloth
moistened in a weak solution of water and a mild neutral
household detergent. Wring out all excess liquid before
wiping the calculator. Never use thinner, benzene or other
volatile agents to clean the calculator. Doing so can
remove printed markings and can damage the case.

E-7
Contents
About this Manual ............................................ 1
Initializing the Calculator ................................ 3
Safety Precautions ........................................... 4
Handling Precautions ...................................... 5
Before Using the Calculator .......................... 10
kRemoving the Hard Case .................................... 10
kTurning Power On and Off ................................... 10
kAdjusting Display Contrast ................................... 10
kAbout the Display .................................................. 11
kDisplay Indicators ................................................. 11
Calculation Modes and Calculator Setup .... 13
kCalculation Modes ............................................... 13
kUsing the Setup Screen ....................................... 13
Inputting Expressions and Values ............... 23
kInputting a Calculation Expression Using
Standard Format .................................................. 23
kCorrecting an Expression .................................... 25
kDisplaying the Location of an Error ...................... 27
Basic Calculations ......................................... 28
kArithmetic Calculations ........................................ 28
kPercent Calculations ............................................ 29
Using Multi-statements in Calculations ....... 32
Using Calculation History Memory and
Replay ............................................................. 33
Using Calculator Memory .............................. 35
kAnswer Memory (Ans) ......................................... 35
kIndependent Memory (M) .................................... 37
kVariables (A, B, C, D, X, Y) .................................. 38
kFinancial Calculation Variables (VARS) ............... 40
kClearing Memory Contents .................................. 41

E-8
Financial Calculation ..................................... 42
kSimple Interest Mode ........................................... 42
kCompound Interest Mode .................................... 44
kCash Flow Mode .................................................. 50
kAmortization Mode ............................................... 55
kConversion Mode ................................................. 59
kCost/Sell/Margin Mode ........................................ 61
kDay Calculation Mode .......................................... 64
kDepreciation Mode (FC-200V only) ..................... 66
kBond Mode (FC-200V only) ................................. 71
kBreak-Even Mode (FC-200V only) ....................... 78
kBEV Sub-mode (Break-Even Mode 1) ................. 78
kMargin of Safety Sub-mode
(Break-Even Mode 2) ........................................... 82
kDegree of Operating Leverage Sub-mode
(Break-Even Mode 3) ........................................... 84
kDegree of Financial Leverage Sub-mode
(Break-Even Mode 4) ........................................... 86
kDegree of Combined Leverage Sub-mode
(Break-Even Mode 5) ........................................... 88
kQuantity Conversion Sub-mode
(Break-Even Mode 6) ........................................... 90
Shortcuts ........................................................ 94
kCustom Shortcut Keys ......................................... 94
kFunction Shortcut Keys ........................................ 96
Function Calculations ................................... 98
kPi (π) and Natural Logarithm Base e................... 98
kTrigonometric and Inverse Trigonometric
Functions ............................................................. 98
kHyperbolic and Inverse Hyperbolic Functions ..... 99
kConverting an Input Value to the Calculator’s
Default Angle Unit ................................................ 99
kExponential Functions and Logarithmic
Functions ........................................................... 100
kPower Functions and Power Root Functions .... 101
kRectangular-Polar Coordinate Conversion ........ 103
kOther Functions ................................................. 104