
&RQVXPHU6XSSRUW7URXEOHVKRRWLQJ7LSV2SHUDWLQJ,QVWUXFWLRQV6DIHW\,QVWUXFWLRQV
23(5$7,21 3RVVLEOH&DXVHV :KDW7R'R
:DVKHUZRQ·WRSHUDWH:DVKHULVXQSOXJJHG  0DNHVXUHFRUGLVSOXJJHGVHFXUHO\LQWRDZRUNLQJRXWOHW
:DWHUVXSSO\LVWXUQHGRII  7XUQERWKKRWDQGFROGIDXFHWVIXOO\RQ
&RQWUROVDUHQRWVHWSURSHUO\  &KHFNFRQWUROV
/LGLVRSHQ³VDIHW\IHDWXUH  &ORVHOLGDQGUHVHWF\FOHWRWKHEHJLQQLQJLIQHFHVVDU\  
SUHYHQWVDJLWDWLRQDQG
VSLQQLQJZKHQOLGLVXS
&LUFXLWEUHDNHUIXVHLV  &KHFNKRXVHFLUFXLWEUHDNHUVIXVHV5HSODFHIXVHVRU
WULSSHGEORZQ  UHVHWEUHDNHU:DVKHUVKRXOGKDYHDVHSDUDWHRXWOHW
(OHFWURQLFVQHHGWREHUHVHW  8QSOXJZDVKHUZDLWPLQXWHVSOXJEDFNLQDQGSUHVV67$57
67$57ZDVQRWSUHVVHG  3UHVV67$57
/LGPDJQHWPLVVLQJ  &DOOIRUVHUYLFH
7LPHQRWVKRZQ8QLWILOOLQJ  7KLVLVQRUPDO(VWLPDWHGWLPHUHPDLQLQJLVXSGDWHGGXULQJ 
RQGLVSOD\   ILOOWLPH
0RYHPHQWLQVLGHPDFKLQH6KLIWLQJPHFKDQLVPLV  :KHQWKHPDFKLQHLVPDQXDOO\WXUQHGRIIWKHVKLIWHUZLOO
ZKHQVKXWRIIGLVHQJDJLQJWKHPRWRU  GLVHQJDJHWKHPRWRUEHIRUHFRPSOHWHO\VKXWWLQJGRZQ
   ,IOLGLVUDLVHGEHIRUHWKHPRWRULVGLVHQJDJHGLWZLOOUHVXPH
   ZKHQOLGLVFORVHG
3(5)250$1&(3RVVLEOH&DXVHV:KDW7R'R
&ORWKHVWRRZHW,QFRUUHFWF\FOHVHOHFWHG  0DNHVXUHWKHF\FOHVHOHFWHGPDWFKHVWKHORDG\RXDUH
   ZDVKLQJ6RPHIDEULFVZLOOIHHOZHWWHUZKHQULQVHGZLWKFROGZDWHU
:DVKORDGRXWRIEDODQFH
5HGLVWULEXWHORDGLQZDVKHUDQGUXQWKURXJK'UDLQ6SLQF\FOH
&RORXUHGVSRWV,QFRUUHFWXVHRIIDEULF  &KHFNIDEULFVRIWHQHUSDFNDJHIRULQVWUXFWLRQVDQGIROORZ
VRIWHQHU  GLUHFWLRQVIRUXVLQJGLVSHQVHU
   0DNHVXUH\RXKDYHVHOHFWHGWKH)DEULF6RIWHQHURSWLRQ
   3UHWUHDWVWDLQDQGUHZDVK
'\HWUDQVIHU  6RUWZKLWHVRUOLJKWO\FRORXUHGLWHPVIURPGDUNFRORXUV
*UD\HGRU\HOORZHG 'HWHUJHQWDPRXQW  %HVXUHWRIROORZGHWHUJHQWPDQXIDFWXUHU·VGLUHFWLRQV
FORWKHV+DUGZDWHU  8VHDZDWHUFRQGLWLRQHUOLNH&DOJRQEUDQGRULQVWDOO
   DZDWHUVRIWHQHU
:DWHULVQRWKRWHQRXJK  0DNHVXUHZDWHUKHDWHULVGHOLYHULQJZDWHUDW
   )²)&²&
:DVKHULVRYHUORDGHG  /RRVHO\ORDGFORWKHVLQWKHZDVKHUEDVNHW$GMXVWORDGVL]HEDVHG
   RQLWHPVL]HDQGPDWHULDO)RUEHVWUHVXOWVORDGLWHPVDURXQGWKH
   RXWVLGHRIWKHEDVNHW
'HWHUJHQWLVQRW  $GGGHWHUJHQWEHIRUH\RXORDGLWHPV
GLVVROYLQJ
'\HWUDQVIHU  6RUWFORWKHVE\FRORXU,IIDEULFODEHOVWDWHVZDVKVHSDUDWHO\
   XQVWDEOHG\HVPD\EHLQGLFDWHG
/LQWRUUHVLGXHRQ&ORWKHVDUHDLURUOLQHGULHG  ,I\RXGRQRWGU\\RXUFORWKHVZLWKDFORWKHVGU\HU\RXU
FORWKHV   FORWKHVPD\UHWDLQPRUHOLQW
,QFRUUHFWVRUWLQJ  6HSDUDWHOLQWSURGXFHUVIURPOLQWFROOHFWRUV
:DVKLQJWRRORQJ  :DVKVPDOOORDGVIRUDVKRUWHUWLPHWKDQODUJHUORDGV
'HWHUJHQWQRWGLVVROYLQJ  $GGGHWHUJHQWEHIRUH\RXORDGLWHPV
   7U\DOLTXLGGHWHUJHQW
   8VHZDUPHUZDWHUWHPSHUDWXUH
2YHUORDGLQJ  /RRVHO\ORDGFORWKHVLQWKHZDVKHUEDVNHW$GMXVWORDGVL]HEDVHG
   RQLWHPVL]HDQGPDWHULDO)RUEHVWUHVXOWVORDGLWHPVDURXQGWKH
   RXWVLGHRIWKHEDVNHW
,QFRUUHFWXVHRIIDEULF  &KHFNIDEULFVRIWHQHUSDFNDJHIRULQVWUXFWLRQV
VRIWHQHU  DQGIROORZGLUHFWLRQVIRUXVLQJGLVSHQVHU   
   0DNHVXUH\RXKDYHVHOHFWHGWKH)DEULF6RIWHQHURSWLRQ 
*($SSOLDQFHVFD