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3')' (QWHUVDRUWXUQVRQRIIWKHEDQNOHWV\RXVHDUFKWKHVFDQQHU·VSUHSURJUDPPHG3ROLFH)LUH
EDQGZLWK)81&NH\
0 5 (QWHUVDRUWXUQVRQRIIWKHEDQNOHWV\RXVHDUFKWKHVFDQQHU·VSUHSURJUDPPHGPDULQH
EDQGZLWK)81&NH\
&7'& /HWV\RXVHDUFKGHWHFWWKH&7&66'&6FRGH
36(&/( 5 6WRSVRUUHVWDUWVVHDUFKRUWXQHFOHDUVDQLQFRUUHFWHQWU\
+ 0 (QWHUVDRUWXUQVRQRIIWKHEDQNOHWV\RXVHDUFKWKHVFDQQHU·VSUHSURJUDPPHGDPDWHXU
EDQGZLWK)81&NH\
/,0,7 (QWHUVDRUWXUQVRQRIIWKHEDQNOHWV\RXVHDUFKWKHOLPLWVHDUFKEDQGZLWK)81&NH\
 77 (QWHUVDRUWXUQVRQRIIWKHEDQNWRJJOHVDWWHQXDWRURQDQGRIIZLWK)81&NH\
/259:/25HYLHZVORFNHGRXWIUHTXHQFLHVOHWV\RXORFNRXWVHOHFWHGFKDQQHOVRUIUHTXHQFLHVZLWK)81&
NH\
 6HDUFKHVXSIRUDFWLYHIUHTXHQFLHVRUVHOHFWVWKHGLUHFWLRQZKHQVFDQQLQJFKDQQHOV
 (QWHUVDRUWXUQVRQRIIWKHEDQN
 (QWHUVDQRUWXUQVRQRIIWKHEDQN
 (QWHUVDRUWXUQVRQRIIWKHEDQN
/,7 7XUQVWKHEDFNOLJKWRQDQGRIIORFNVDQGXQORFNVWKHNH\SDGWRSUHYHQWDFFLGHQWDOHQWULHV
ZLWK)81&NH\
 6HDUFKHVGRZQIRUDFWLYHIUHTXHQFLHVRUVHOHFWVWKHGLUHFWLRQZKHQVFDQQLQJFKDQQHOV
&/21( (QWHUVDRUWXUQVRQRIIWKHEDQNOHWV\RXVWDUWFORQHIHDWXUHZLW)81&NH\
'/< (QWHUVDGHFLPDOSRLQWQHFHVVDU\ZKHQSURJUDPPLQJIUHTXHQFLHVSURJUDPVGHOD\WLPHIRU
WKHVHOHFWHGFKDQQHORUVHDUFKEDQG
(173*0 (QWHUVIUHTXHQFLHVLQWRFKDQQHOVSURJUDPVIUHTXHQFLHVLQWRFKDQQHOVZLWK)81&NH\

3DJH
$/22.$77+(',63/$<
7KHGLVSOD\KDVLQGLFDWRUVWKDWVKRZWKHVFDQQHU·VFXUUHQWRSHUDWLQJVWDWXV7KLVTXLFNORRNDWWKHGLVSOD\ZLOO
KHOS\RXXQGHUVWDQGKRZ\RXUVFDQQHURSHUDWHV
ATT SSHDUVZKHQWKHVFDQQHUIXQFWLRQVG%DWWHQXDWRU
BANK SSHDUVZLWKQXPEHUV²WRLQGLFDWHWKHVFDQEDQN%DQNQXPEHUVZLWKDEDUXQGHUWKHP
VKRZZKLFKEDQNVDUHWXUQHGRQIRUVFDQQLQJVHH´8QGHUVWDQGLQJ%DQNVµRQ3DJH;;
 SSHDUVZKHQ\RXORFNWKHNH\SDG
% SSHDUVZKHQWKHEDWWHULHVDUHORZ
 SSHDUVZKHQWKHVFDQQHUVZHHSVWKHIUHTXHQFLHVWRUDSLGO\GHWHFWPRQLWRUDQGVWRUHLWIRU
QHDUE\UDGLRWUDQVPLVVLRQV
 SSHDUVZKHQ\RXKHDUWKHVN\ZDUQFKDQQHO
TUNE SSHDUVZKHQ\RXWXQHWKHIUHTXHQFLHV
WX ,QGLFDWHVWKDWWKHVFDQQHULVVHDUFKLQJZDWFKLQJWKHZHDWKHUFKDQQHOV
MAR ,QGLFDWHVWKDWWKHVFDQQHULVVHDUFKLQJWKHPDULQHEDQN
FD/PD ,QGLFDWHVWKDWWKHVFDQQHULVVHDUFKLQJWKHILUHSROLFHEDQN
AIR ,QGLFDWHVWKDWWKHVFDQQHULVVHDUFKLQJWKHDLUFUDIWEDQN
HAM ,QGLFDWHVWKDWWKHVFDQQHULVVHDUFKLQJWKHDPDWHXUUDGLREDQN
FM radio ,QGLFDWHVWKDWWKHVFDQQHULV)0UDGLRPRGH
L/OORFNRXW SSHDUVZKHQ\RXPDQXDOO\VHOHFWDFKDQQHOWKDWZDVSUHYLRXVO\ORFNHGRXWGXULQJVFDQQLQJ
RUZKHQ\RXUHYLHZDORFNHGRXWIUHTXHQF\

3DJH
88CH SSHDUVZLWKGLJLWV²RU3WRVKRZZKLFKFKDQQHOWKHVFDQQHULVWXQHGWR
1888.8888 ,QGLFDWHVUHFHLYLQJIUHTXHQF\VWDWXVPDVVDJHHWF
CT SSHDUVZKHQWKHVFDQQHUVHDUFKHV&7&66FRGH
DC SSHDUVZKHQWKHVFDQQHUVHDUFKHV'&6FRGH
DLY SSHDUVZKHQ\RXSURJUDPDVHFRQGGHOD\
 ,QGLFDWHVWKHVHDUFKRUVFDQGLUHFWLRQ
RCH SSHDUVGXULQJVHUYLFHEDQNVHDUFKHV
CAN SSHDUVZKHQWKHVFDQQHUVFDQVFKDQQHOV
MAN SSHDUVZKHQ\RXPDQXDOO\VHOHFWDFKDQQHO
PGM SSHDUVZKHQ\RXSURJUDPIUHTXHQFLHVLQWRWKHVFDQQHU·VFKDQQHOV
PRI SSHDUVZKHQWKHSULRULW\IHDWXUHLVWXUQHGRQ
7KLVVFDQQHUGLVSOD\VYDULRXVLQIRUPDWLRQLQVHJPHQWLQGLFDWLRQSDUW
AL Ch-FULL SSHDUVZKHQ\RXWU\WRHQWHUDIUHTXHQF\GXULQJDVHDUFKWXQHZKHQDOOFKDQQHOVDUHIXOO
AL L-out SSHDUVZKHQ\RXORFNRXWWKHDOOPDULQHFKDQQHO
CLOnE SSHDUVZKHQWKHVFDQQHUVWD\VLQWKHFORQHPRGH
ChAnnEL SSHDUVZKHQ\RXHQWHUWKHUHFHLYHGIUHTXHQF\LQWRFKDQQHOPHPRU\ZKLOHWXQHVHDUFK
-dUPL- SSHDUVZKHQ\RXWU\WRVWRUHDIUHTXHQF\WKDWLVDOUHDG\VWRUHGLQDQRWKHUFKDQQHO
Error SSHDUVZKHQ\RXPDNHDQHQWU\HUURU
Lo ALL-CL SSHDUVZKHQ\RXUHPRYHDOOWKHORFNHGRXWIUHTXHQFLHVGXULQJD)'3' ,5+ 0/LPLW
EDQG7XQHRUVSHFWUXPVZHHSHU
Lr SSHDUVZKHQ\RXUHYLHZWKHORFNHGRXWIUHTXHQFLHV
Lo FULL SSHDUVZKHQ\RXWU\WRORFNRXWDIUHTXHQF\GXULQJD)'3' ,5+ 0RUVSHFWUXPVZHHSHU
ZKHQIUHTXHQFLHVDUHDOUHDG\ORFNHGRXW
oFF tonE SSHDUVZKHQ\RXWXUQWKHNH\WRQHRII
On tonE SSHDUVZKHQ\RXWXUQWKHNH\WRQHRQ
Pu SSHDUVZKHQWKHVFDQQHUVWRSVVHDUFKLQJVFDQQLQJ
tAndby SSHDUVZKHQWKHVFDQQHUHQWHUV6 0(VWDQGE\PRGH
MAr SSHDUVDERXWVHFRQGVZKHQ\RXSUHVV0 5NH\

3DJH
FIrE SSHDUVDERXWVHFRQGVZKHQ\RXSUHVV)'3'NH\
POLICE SSHDUVDERXWVHFRQGVZKHQ\RXSUHVV)'3'NH\
AIr SSHDUVDERXWVHFRQGVZKHQ\RXSUHVV ,5NH\
HAM SSHDUVDERXWVHFRQGVZKHQ\RXSUHVV+ 0NH\
WEAthEr SSHDUVDERXWVHFRQGVZKHQ\RXSUHVV:;NH\
Lo VHF SSHDUVZKHQ\RXWXUQRQWKHORZ9+)VXEEDQNZKLOHILUHSROLFHEDQNVHDUFKLQJ
Hi VHF SSHDUVZKHQ\RXWXUQRQWKHKLJK9+)VXEEDQNZKLOHILUHSROLFHEDQNVHDUFKLQJ
Lo UHF SSHDUVZKHQ\RXWXUQRQWKHORZ8+)VXEEDQNZKLOHILUHSROLFHEDQNVHDUFKLQJ
Hi UHF SSHDUVZKHQ\RXWXUQRQWKHKLJK8+)VXEEDQNZKLOHILUHSROLFHVHDUFKLQJ
10 M SSHDUVZKHQ\RXWXUQRQWKHPVXEEDQNZKLOH+ 0EDQNVHDUFKLQJ
6 M SSHDUVZKHQ\RXWXUQRQWKHPVXEEDQNZKLOH+ 0EDQNVHDUFKLQJ
2 M SSHDUVZKHQ\RXWXUQRQWKHPVXEEDQNZKLOH+ 0EDQNVHDUFKLQJ
70CM SSHDUVZKHQ\RXWXUQRQWKHFPVXEEDQNZKLOH+ 0EDQNVHDUFKLQJ
33CM SSHDUVZKHQ\RXWXUQRQWKHFPVXEEDQNZKLOH+ 0EDQNVHDUFKLQJ
23CM SSHDUVZKHQ\RXWXUQRQWKHFPVXEEDQNZKLOH+ 0EDQNVHDUFKLQJ
&KDQQHO6WRUDJH%DQN
EDQNLVDVWRUDJHDUHDIRUDJURXSRIFKDQQHOV&KDQQHOVDUHVWRUDJHDUHDVIRUIUHTXHQFLHV:KHUHDVD
FKDQQHOFDQRQO\FRQWDLQRQHIUHTXHQF\DEDQNFDQKROGQXPHURXVFKDQQHOV
7RPDNHLWHDVLHUWRLGHQWLI\DQGVHOHFWWKHFKDQQHOV\RXZDQWWROLVWHQWR\RXUVFDQQHUGLYLGHVWKHFKDQQHOV
LQWREDQNVWRRIFKDQQHOVHDFKDWRWDORIFKDQQHOV<RXFDQXVHHDFKFKDQQHOVWRUDJHEDQNWR
JURXSIUHTXHQFLHVVXFKDVWKRVHXVHGE\WKHSROLFHGHSDUWPHQWILUHGHSDUWPHQWDPEXODQFHVHUYLFHVRUDLU
FUDIW
)RUH[DPSOHDSROLFHGHSDUWPHQWPLJKWXVHIRXUIUHTXHQFLHVRQHIRUHDFKVLGHRIWRZQ<RXFRXOGSURJUDP
WKHSROLFHIUHTXHQFLHVVWDUWLQJZLWK&KDQQHOWKHILUVWFKDQQHOLQEDQNDQGSURJUDPWKHILUHGHSDUWPHQW
IUHTXHQFLHVVWDUWLQJZLWK&KDQQHOWKHILUVWFKDQQHOLQEDQN
)05DGLR&KDQQHO
7KLVVFDQQHUKDVDQRWKHUFKDQQHOPHPRU\ORFDWLRQFDOOHG)0UDGLRFKDQQHO7+HVHFKDQQHOVDUHDEOHWRXVH
RQO\)05DGLRPRGH<RXFDQSURJUDPEURDGFDVWVWDWLRQVLQWR)05DGLRFKDQQHO

3DJH
6HUYLFH6HDUFK%DQG
7KHVFDQQHULVSUHSURJUDPPHGZLWKWKHIUHTXHQFLHVDOORFDWHGE\PDULQHILUHSROLFHDLUFUDIWKDPUDGLRDQG
ZHDWKHUVHUYLFHV7KLVLVKDQG\IRUTXLFNO\ILQGLQJDFWLYHIUHTXHQFLHVLQVWHDGRIVHDUFKLQJWKURXJKDQHQWLUH
EDQGVHH´6HDUFKLQJWKH6HUYLFH6HDUFK%DQGVµRQ3DJH;;
1RWH7KHIUHTXHQFLHVLQWKHVFDQQHU·VVHUYLFHEDQNVDUHSUHVHW<RXFDQQRWFKDQJHWKHP
LU
*URXS )UHTXHQF\5DQJH0+] 6WHSN+]
²
 ²  
)LUH3ROLFH
*URXS )UHTXHQF\5DQJH0+] 6WHSN+]




²
²
²
²


²
²

²
²
²
²
²
²
²
²

²
²
²

²


3DJH
²

²
²
   
,I\RXVHOHFW&DQDGDIUHTXHQF\PRGHWKHUHDUHDVIROORZV
²
²
²
²
²
²

²
²
²

²

²

²
²
   
²
²
²

²
   
,I\RXVHOHFW&DQDGDIUHTXHQF\PRGHWKHUHDUHDVIROORZV
²
²
²

²


   

3DJH
0DULQH
&KDQQHO )UHTXHQF\0+]


     

     

     

     
     
     
     
     

     

    

     
     
    
    
    
    
    
&KDQQHO )UHTXHQF\0+]

    










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