White Mountain CIVF-25-21 Quick start guide

3DJH
,167$//$7,21,16758&7,216
$1'
2:1(560$18$/
&$67,521
819(17('
5220+($7(5
02'(/
&,9)
())(&7,9('$7(
0$<
7KLVLVDQ QYHQWHGJDVILUHGKHDWHU,W VHVDLU
R[\JHQIURPWKHURRPLQZKLFKLWLVLQVWDOOHG
3URYLVLRQVIRUDGHT DWHFRPE VWLRQDQGYHQWLOD
WLRQDLUP VWEHSURYLGHG5HIHUWRSDJH
:$51,1*,IQRWLQVWDOOHGRSHUDWHGDQGPDLQ
WDLQHG LQ DFFRUGDQFH ZLWK WKH PDQ IDFW UHUV
LQVWU FWLRQV WKLV SURG FW FR OG H[SRVH \R  WR
V EVWDQFHVLQI HORUIURPI HOFRPE VWLRQZKLFK
FDQFD VHGHDWKRUVHULR VLOOQHVV
:$7(5 9$325 $ %<352'8&7 2)
819(17('5220+($7(56
:DWHUYDSRULVDE\SURG FWRIJDVFRPE VWLRQ
$Q QYHQWHG URRP KHDWHU SURG FHV DSSUR[L
PDWHO\RQHR QFHPORIZDWHUIRUHYHU\
 %78V .:V RI JDV LQS W SHU KR U
5HIHUWRSDJH
)25<2856$)(7<:KDWWRGRLI\R VPHOO
JDV
'RQRWWR FKDQ\HOHFWULFDOVZLWFKHV
'RQRWWU\WROLJKWDQ\DSSOLDQFH
'RQRW VHWKHSKRQHLQ\R UE LOGLQJ
,PPHGLDWHO\FDOO\R UJDVV SSOLHUIURPD
QHLJKERUVSKRQH
)ROORZWKHJDVV SSOLHUVLQVWU FWLRQV
,I\R FDQQRWUHDFK\R UJDVV SSOLHUFDOO
WKHILUHGHSDUWPHQW
:$51,1*,IWKHLQIRUPDWLRQLQWKLVPDQ DOLV
QRW IROORZHG H[DFWO\ D ILUH RU H[SORVLRQ PD\
UHV OW FD VLQJ SURSHUW\ GDPDJH SHUVRQDO LQ
M U\RUORVVRIOLIH,QVWDOODWLRQDQGVHUYLFHP VW
EH SHUIRUPHG E\ D T DOLILHG LQVWDOOHU VHUYLFH
DJHQF\RUWKHJDVV SSOLHU'RQRWVWRUHRU VH
JDVROLQHRURWKHUIODPPDEOHYDSRUVDQGOLT LGV
LQWKHYLFLQLW\RIWKLVRUDQ\RWKHUDSSOLDQFH
7KLVDSSOLDQFHPD\EHLQVWDOOHGLQDQDIWHUPDU
NHW SHUPDQHQWO\ ORFDWHG PDQ IDFW UHG PR
ELOHKRPHZKHUHQRWSURKLELWHGE\ORFDOFRGHV
7KLVDSSOLDQFHLVRQO\IRU VHZLWKWKHW\SHRIJDV
LQGLFDWHGRQWKHUDWLQJSODWH7KLVDSSOLDQFHLV
QRWFRQYHUWLEOHIRU VHZLWKRWKHUJDVHV
7KH&ODVVLF&DVW,URQ6WRYHV
,QVWDOOHU3OHDVHOHDYHWKHVHLQVWU FWLRQVZLWKWKH
FRQV PHU
&RQV PHU3OHDVHUHWDLQWKHVHLQVWU FWLRQVIRU
I W UH VH

3DJH 
6(&7,21 3$*(
,PSRUWDQW6DIHW\,QIRUPDWLRQ
6DIHW\,QIRUPDWLRQIRU8VHUVRI/3*DV  
,QWURGXFWLRQ  
6SHFLILFDWLRQV  
:DWHU9DSRU$%\3URGXFWRI8QYHQWHG5RRP+HDWHUV  
3URYLVLRQVIRU$GHTXDWH&RPEXVWLRQDQG9HQWLODWLRQ$LU  
*DV6XSSO\  
&OHDUDQFHV  
$SSOLDQFH+DUGZDUH3DFNDJH  
$VVHPEO\RI6WRYH&DVWLQJ  
2SWLRQDO6WRQH,QOD\,QVWDOODWLRQ  
:LUH&KDQQHO,QVWDOODWLRQ  
/RJ3ODFHPHQW 
2SHUDWLQJ*XLGHOLQHV  
/LJKWLQJ,QVWUXFWLRQV 
3LORW)ODPH&KDUDFWHULVWLFV  
0DLQ%XUQHU)ODPH&KDUDFWHULVWLFV  
:LULQJ  
0DLQWHQDQFH  
7URXEOHVKRRWLQJ  
+RZ7R2UGHU5HSDLU3DUWV  
3DUWV/LVWIRU6WRYH&DVWLQJ  
3DUWV/LVWIRU&,9)  
3DUWV9LHZIRU6WRYH&DVWLQJ  
3DUWV9LHZIRU&,9)  
2SWLRQDO%ORZHU,QVWDOODWLRQ,QVWUXFWLRQV  
6HUYLFH1RWHV  
7$%/(2)&217(176

3DJH
,03257$176$)(7<,1)250$7,21
$Q\ VDIHW\ VFUHHQ RU J DUG UHPRYHG IRU VHUYLFLQJ DQ
DSSOLDQFHP VWEHUHSODFHGSULRUWRRSHUDWLQJWKHKHDWHU
 '2 PDNH D SHULRGLF YLV DO FKHFN RI SLORW DQG E UQHUV
&OHDQDQGUHSODFHGDPDJHGSDUWV
 '2127 VHWKLVURRPKHDWHULIDQ\SDUWKDVEHHQ QGHU
ZDWHU,PPHGLDWHO\FDOODT DOLILHGVHUYLFHWHFKQLFLDQWR
LQVSHFW WKH URRP KHDWHU DQG WR UHSODFH DQ\ SDUW RI WKH
FRQWUROV\VWHPDQGDQ\JDVFRQWUROZKLFKKDVEHHQ QGHU
ZDWHU
 ' HWRKLJKV UIDFHWHPSHUDW UHVNHHSFKLOGUHQFORWKLQJ
DQGI UQLW UHDZD\
 8QGHUQRFLUF PVWDQFHVVKR OGDQ\VROLGI HOVZRRGFRDO
SDSHURUFDUGERDUGHWFEH VHGLQWKLVDSSOLDQFH
 7KHIORZRIFRPE VWLRQDQGYHQWLODWLRQDLUP VWQRWEH
REVWU FWHGLQDQ\ZD\
 :$51,1*)DLO UHWRNHHSWKHSULPDU\DLURSHQLQJVRI
WKH E UQHUV FOHDQ PD\ UHV OW LQ VRRWLQJ DQG SURSHUW\
GDPDJH
 .HHS DSSOLDQFH DUHD FOHDU DQG IUHH IURP FRPE VWLEOH
PDWHULDOVJDVROLQHDQGRWKHUIODPPDEOHYDSRUVDQGOLT
LGV
 :$51,1*'RQRW VHDEORZHULQVHUWKHDWH[FKDQJHU
LQVHUWRURWKHUDFFHVVRU\QRWDSSURYHGIRU VHZLWKKHDWHU
 $Q QYHQWHGURRPKHDWHUKDYLQJDQLQS WUDWLQJRIPRUH
WKDQ  %W  SHU KR U VKDOO QRW EH LQVWDOOHG LQ D
EDWKURRP
 $Q QYHQWHGURRPKHDWHUKDYLQJDQLQS WUDWLQJRIPRUH
WKDQ  %W  SHU KR U VKDOO QRW EH LQVWDOOHG LQ D
EHGURRPRUEDWKURRP
 ' HWRKLJKWHPSHUDW UHVWKHDSSOLDQFHVKR OGEHORFDWHG
R WRIWUDIILFDQGDZD\IURPI UQLW UHDQGGUDSHULHV
 &KLOGUHQDQGDG OWVVKR OGEHDOHUWHGWRWKHKD]DUGRI
KLJKV UIDFHWHPSHUDW UHDQGVKR OGVWD\DZD\WRDYRLG
E UQVRUFORWKLQJLJQLWLRQ
 <R QJ FKLOGUHQ VKR OG EH FDUHI OO\ V SHUYLVHG ZKHQ
WKH\DUHLQWKHVDPHURRPZLWKWKHDSSOLDQFH
 'RQRWSODFHFORWKLQJRURWKHUIODPPDEOHPDWHULDORQRU
QHDUWKHDSSOLDQFH
 .HHSE UQHUDQGFRQWUROFRPSDUWPHQWFOHDQ
 ,QVWDOODWLRQDQGUHSDLUVKR OGEHGRQHE\D48$/,),('
6(59,&(3(56217KHDSSOLDQFHVKR OGEHLQVSHFWHG
EHIRUH VHDQGDWOHDVWDQQ DOO\E\DSURIHVVLRQDOVHUYLFH
SHUVRQ0RUHIUHT HQWFOHDQLQJPD\EHUHT LUHGG HWR
H[FHVVLYHOLQWIURPFDUSHWLQJEHGGLQJPDWHULDOVHWF,W
LVLPSHUDWLYHWKDWFRQWUROFRPSDUWPHQWVE UQHUVDQG
FLUF ODWLQJ DLU SDVVDJHZD\V RI WKH DSSOLDQFH EH NHSW
FOHDQ
 :$51,1*$1<&+$1*(727+,6+($7(525
,76&21752/6&$1%('$1*(5286
7+,6,6$+($7,1*$33/,$1&(
'212723(5$7(7+,6$33/,$1&(:,7+287)52173$1(/,167$//('
:$51,1*
:KHQ VHGZLWKR WDGHT DWHFRPE VWLRQDQGYHQWLODWLRQ
DLUKHDWHUPD\JLYHRII&$5%210212;,'(DQRGRU
OHVVSRLVRQR VJDV
'RQRWLQVWDOOKHDWHU QWLODOOQHFHVVDU\SURYLVLRQVDUH
PDGHIRUFRPE VWLRQDQGYHQWLODWLRQDLU&RQV OWWKH
ZULWWHQLQVWU FWLRQVSURYLGHGZLWKWKHKHDWHUIRULQIRU
PDWLRQFRQFHUQLQJFRPE VWLRQDQGYHQWLODWLRQDLU,Q
WKHDEVHQFHRILQVWU FWLRQVUHIHUWRWKH1DWLRQDO) HO
*DV&RGH$16,=6HFWLRQRUDSSOLFDEOHORFDO
FRGHV
7KLVKHDWHULVHT LSSHGZLWKD3,/27/,*+76$)(7<
6<67(0GHVLJQHGWRW UQRIIWKHKHDWHULIQRWHQR JKIUHVK
DLULVDYDLODEOH
'21277$03(5:,7+3,/27/,*+76$)(7<
6<67(0
,IKHDWHUVK WVRIIGRQRWUHOLJKW QWLO\R SURYLGHIUHVKDLU
,IKHDWHUNHHSVVK WWLQJRIIKDYHLWVHUYLFHG.HHSE UQHU
DQGFRQWUROFRPSDUWPHQWFOHDQ
&$5%210212;,'(32,621,1*0$</($'72
'($7+
(DUO\VLJQVRIFDUERQPRQR[LGHSRLVRQLQJUHVHPEOHWKHIO 
ZLWKKHDGDFKHGL]]LQHVVDQGRUQD VHD,I\R KDYHWKHVH
VLJQVKHDWHUPD\QRWEHZRUNLQJSURSHUO\*HWIUHVKDLUDW
RQFH+DYHKHDWHUVHUYLFHG
6RPHSHRSOH³SUHJQDQWZRPHQSHUVRQVZLWKKHDUWRUO QJ
GLVHDVHDQHPLDWKRVH QGHUWKHLQIO HQFHRIDOFRKROWKRVH
DWKLJKDOWLW GHV³DUHPRUHDIIHFWHGE\FDUERQPRQR[LGH
WKDQRWKHUV
7KHSLORWOLJKWVDIHW\V\VWHPVHQVHVWKHGHSOHWLRQRIR[\JHQ
DWLWVORFDWLRQ,IWKLVKHDWHULVLQVWDOOHGLQDVWU FW UHKDYLQJ
D KLJK YHUWLFDO GLPHQVLRQ WKH SRVVLELOLW\ H[LVWV WKDW WKH
R[\JHQV SSO\DWWKHKLJKHUOHYHOVZLOOEHOHVVWKDQWKDWDWWKH
KHDWHU ,Q WKLV W\SH RI DSSOLFDWLRQ D IDQ WR FLUF ODWH WKH
VWU FW UHDLUZLOOPLQLPL]HWKLVHIIHFW7KH VHRIWKLVIDQZLOO
DOVRLPSURYHWKHFRPIRUWOHYHOLQWKHVWU FW UH:KHQDIDQ
LV VHGWRFLUF ODWHDLULWVKR OGEHORFDWHGVRWKDWWKHDLUIORZ
LVQRWGLUHFWHGDWWKHE UQHU

3DJH 
6RPHSHRSOHFDQQRWVPHOOZHOO6RPHSHRSOHFDQQRWVPHOOWKH
RGRURIWKHFKHPLFDOS WLQWRWKHJDV<R P VWILQGR WLI\R
FDQVPHOOWKHRGRUDQWLQSURSDQH6PRNLQJFDQGHFUHDVH\RXU
DELOLW\WRVPHOO%HLQJDURXQGDQRGRUIRUDWLPHFDQDIIHFW\RXU
VHQVLWLYLW\RUDELOLW\WRGHWHFWWKDWRGRU6RPHWLPHVRWKHURGRUV
LQWKHDUHDPDVNWKHJDVRGRU3HRSOHPD\QRWVPHOOWKHJDVRGRU
RUWKHLUPLQGVDUHRQVRPHWKLQJHOVH7KLQNLQJDERXWVPHOOLQJD
JDVRGRUFDQPDNHLWHDVLHUWRVPHOO
7KHRGRUDQWLQ/3JDVLVFRORUOHVVDQGLWFDQIDGH QGHU
VRPHFLUF PVWDQFHV)RUH[DPSOHLIWKHUHLVDQXQGHUJURXQG
OHDNWKHPRYHPHQWRIWKHJDVWKURXJKVRLOFDQILOWHUWKHRGRUDQW
2GRUDQWVLQ/3*DVDOVRDUHVXEMHFWWRR[LGDWLRQ7KLVIDGLQJFDQ
E\ SRLQW ZLWK WKH PHPEHUV RI \R U KR VHKROG 6RPHGD\
ZKHQWKHUHPD\QRWEHDPLQ WHWRORVHHYHU\RQHVVDIHW\ZLOO
GHSHQGRQNQRZLQJH[DFWO\ZKDWWRGR,IDIWHUUHDGLQJWKH
IROORZLQJLQIRUPDWLRQ\R IHHO\R VWLOOQHHGPRUHLQIRUPD
WLRQSOHDVHFRQWDFW\R UJDVV SSOLHU
3URSDQH/3*DVLVDIODPPDEOHJDVZKLFKFDQFD VHILUHV
DQGH[SORVLRQV,QLWVQDW UDOVWDWHSURSDQHLVRGRUOHVVDQG
FRORUOHVV<R PD\QRWNQRZDOOWKHIROORZLQJVDIHW\SUHFD 
WLRQVZKLFKFDQSURWHFWERWK\R DQG\R UIDPLO\IURPDQ
DFFLGHQW5HDGWKHPFDUHI OO\QRZWKHQUHYLHZWKHPSRLQW
RFFXULIWKHUHLVUXVWLQVLGHWKHVWRUDJHWDQNRULQLURQJDVSLSHV
7KHRGRUDQWLQHVFDSHGJDVFDQDGVRUERUDEVRUERQWRRULQWR
ZDOOVPDVRQU\DQGRWKHUPDWHULDOVDQGIDEULFVLQDURRP7KDW
ZLOOWDNHVRPHRIWKHRGRUDQWRXWRIWKHJDVUHGXFLQJLWVRGRU
LQWHQVLW\
/3*DVPD\VWUDWLI\LQDFORVHGDUHDDQGWKHRGRULQWHQVLW\FRXOG
YDU\DWGLIIHUHQWOHYHOV6LQFHLWLVKHDYLHUWKDQDLUWKHUHPD\EH
PRUHRGRUDWORZHUOHYHOV$OZD\VEHVHQVLWLYHWRWKHVOLJKWHVW
JDV RGRU ,I \RX GHWHFW DQ\ RGRU WUHDW LW DV D VHULRXV OHDN
,PPHGLDWHO\JRLQWRDFWLRQDVLQVWUXFWHGHDUOLHU
/HDUQWRUHFRJQL]HWKHRGRURI/3JDV<RXUORFDO/3*DV
'HDOHUFDQJLYH\RXD6FUDWFKDQG6QLIISDPSKOHW8VHLWWR
ILQGRXWZKDWWKHSURSDQHRGRUVPHOOVOLNH,I\RXVXVSHFWWKDW
\RXU/3*DVKDVDZHDNRUDEQRUPDORGRUFDOO\RXU/3*DV
'HDOHU
 ,I\RXDUHQRW TXDOLILHGGR QRWOLJKWSLORWOLJKWV SHUIRUP
VHUYLFHRUPDNHDGMXVWPHQWVWRDSSOLDQFHVRQWKH/3*DV
V\VWHP,I\RXDUHTXDOLILHGFRQVFLRXVO\WKLQNDERXWWKHRGRU
RI/3*DVSULRUWRDQGZKLOHOLJKWLQJSLORWOLJKWVRUSHUIRUP
LQJVHUYLFHRUPDNLQJDGMXVWPHQWV
 6RPHWLPHVD EDVHPHQWRU D FORVHGXS KRXVH KDVD PXVW\
VPHOOWKDWFDQFRYHUXSWKH/3*DVRGRU'RQRWWU\WROLJKW
SLORWOLJKWVSHUIRUPVHUYLFHRUPDNHDGMXVWPHQWVLQDQDUHD
ZKHUHWKHFRQGLWLRQVDUHVXFKWKDW\RXPD\QRWGHWHFWWKH
RGRULIWKHUHKDVEHHQDOHDNRI/3*DV
 2GRUIDGHGXHWRR[LGDWLRQE\UXVWRUDGVRUSWLRQRQZDOOVRI
QHZ F\OLQGHUV DQG WDQNV LV SRVVLEOH 7KHUHIRUH SHRSOH
VKRXOGEHSDUWLFXODUO\DOHUWDQGFDUHIXOZKHQQHZWDQNVRU
F\OLQGHUVDUHSODFHGLQVHUYLFH2GRUIDGHFDQRFFXULQQHZ
WDQNVRUUHLQVWDOOHGROGWDQNVLIWKH\DUHILOOHGDQGDOORZHG
WRVHWWRRORQJEHIRUHUHILOOLQJ&\OLQGHUVDQGWDQNVZKLFK
KDYHEHHQRXWRIVHUYLFHIRUDWLPHPD\GHYHORSLQWHUQDOUXVW
ZKLFKZLOOFDXVHRGRUIDGH,IVXFKFRQGLWLRQVDUHVXVSHFWHG
WRH[LVWDSHULRGLFVQLIIWHVWRIWKHJDVLVDGYLVDEOH,I\R
KDYHDQ\T HVWLRQDER WWKHJDVRGRUFDOO\R U/3JDV
GHDOHU$SHULRGLFVQLIIWHVWRIWKH/3JDVLVDJRRGVDIHW\
PHDV UH QGHUDQ\FRQGLWLRQ
 ,IDWDQ\WLPH\RXGRQRWVPHOOWKH/3*DVRGRUDQWDQG\RX
WKLQN\RXVKRXOGDVVXPH\RXKDYHDOHDN7KHQWDNHWKHVDPH
LPPHGLDWHDFWLRQUHFRPPHQGHGDERYHIRUWKHRFFDVLRQZKHQ
\RXGRGHWHFWWKHRGRUL]HG/3*DV
 ,I \RX H[SHULHQFH D FRPSOHWH JDV RXW WKH FRQWDLQHU LV
XQGHUQRYDSRUSUHVVXUHWXUQWKHWDQNYDOYHRIILPPHGL
DWHO\,IWKHFRQWDLQHUYDOYHLVOHIWRQWKHFRQWDLQHUPD\GUDZ
LQVRPHDLUWKURXJKRSHQLQJVVXFKDVSLORWOLJKWRULILFHV,I
WKLVRFFXUVVRPHQHZLQWHUQDOUXVWLQJFRXOGRFFXU,I WKH
YDOYHLV OHIW RSHQWKHQWUHDW WKHFRQWDLQHUDV DQHZWDQN
$OZD\VEHVXUH\RXUFRQWDLQHULVXQGHUYDSRUSUHVVXUHE\
WXUQLQJLWRIIDWWKHFRQWDLQHUEHIRUHLWJRHVFRPSOHWHO\HPSW\
RUKDYLQJLWUHILOOHGEHIRUHLWLVFRPSOHWHO\HPSW\
 'RQRWRSHUDWHHOHFWULFVZLWFKHVOLJKW PDWFKHV XVH \RXU
SKRQH'RQRWGRDQ\WKLQJWKDWFRXOGLJQLWHWKHJDV
 *HWHYHU\RQHRXWRIWKHEXLOGLQJYHKLFOHWUDLOHURUDUHD'R
WKDW,00(',$7(/<
 &ORVHDOOJDVWDQNRUF\OLQGHUVXSSO\YDOYHV
 /3*DVLVKHDYLHUWKDQDLUDQGPD\VHWWOHLQORZDUHDVVXFK
DVEDVHPHQWV:KHQ\RXKDYHUHDVRQWRVXVSHFWDJDVOHDN
NHHSRXWRIEDVHPHQWVDQGRWKHUORZDUHDV6WD\RXWXQWLO
ILUHILJKWHUVGHFODUHWKHPWREHVDIH
 8VH\RXUQHLJKERUVSKRQHDQGFDOODWUDLQHG/3*DVVHUYLFH
SHUVRQDQGWKHILUHGHSDUWPHQW(YHQWKRXJK\RXPD\QRW
FRQWLQXHWRVPHOOJDVGRQRWWXUQRQWKHJDVDJDLQ'RQRWUH
HQWHUWKHEXLOGLQJYHKLFOHWUDLOHURUDUHD
)LQDOO\ OHW WKH VHUYLFH PDQ DQG ILUHILJKWHUV FKHFN IRU
HVFDSHGJDV+DYHWKHPDLURXWWKHDUHDEHIRUH\RXUHWXUQ
3URSHUO\WUDLQHG /3*DV VHUYLFHSHRSOHVKRXOGUHSDLUWKH
OHDNWKHQFKHFNDQGUHOLJKWWKHJDVDSSOLDQFHIRU\RX
620(32,176725(0(0%(5
122'25'(7(&7('2'25)$'(
/3*$6:$51,1*2'25
,IDJDVOHDNKDSSHQV\R VKR OGEHDEOHWRVPHOOWKHJDVEHFD VHRIWKHRGRUDQWS WLQWKH/3*DV
7KDWV\R UVLJQDOWRJRLQWRLPPHGLDWHDFWLRQ
6$)(7<,1)250$7,21)2586(562)/3*$6

3DJH
,1752'8&7,21
63(&,),&$7,216
0RGHO &,9)
,QSXW %78+5.:+0D[LPLP 
%78+5.:+0LQLPXP 
+HLJKW  FP
:LGWK FP
'HSWK  FP
*DV,QOHW PP
6WRYH&DVWLQJ0 VWEHRUGHUHGZLWK)LUHER[
&,)% )ODW%ODFN
&,3% 3RUFHODLQ%ODFN
&,3* 3RUFHODLQ*UHHQ
&,36 3RUFHODLQ6DQG
&,31 3RUFHODLQ1DY\
&,35 3RUFHODLQ5HG
$FFHVVRULHV
*:6*7 0LOOLYROW:DOO7KHUPRVWDW
709 0LOOLYROW:DOO7KHUPRVWDW5HHG6ZLWFK
)5%& %DWWHU\2SHUDWHG5HPRWH&RQWURO
)5%7& %DWWHU\2SHUDWHG5HPRWH&RQWURO
Z7KHUPRVWDW
)5(& (OHFWULF5HPRWH&RQWURO
):6 :DOO6ZLWFK
&,% $XWRPDWLF%ORZHU
6WRQH,QOD\5HSODFHV6WDQGDUG*ULOO7RS
&,, 6WRQH,QOD\ (PSUHVV*UHHQ
&,, 6WRQH,QOD\ +XQDQ-DGH
&,, 6WRQH,QOD\ *UD\%RWWLFLQR
&,, 6WRQH,QOD\ $]XO
&,, 6WRQH,QOD\ 6DORPH
&,, 6WRQH,QOD\ %ODFN6ZDQ
$OZD\V FRQVXOW \RXU ORFDO %XLOGLQJ 'HSDUWPHQW UHJDUGLQJ
UHJXODWLRQVFRGHVRURUGLQDQFHVZKLFKDSSO\WRWKHLQVWDOODWLRQRI
DQXQYHQWHGURRPKHDWHU
7KLVDSSOLDQFHPD\EHLQVWDOOHGLQDQDIWHUPDUNHWSHUPDQHQWO\
ORFDWHGPDQXIDFWXUHGPRELOHKRPHZKHUHQRWSURKLELWHGE\
VWDWHRUORFDOFRGHV
$IWHUPDUNHW&RPSOHWLRQRIVDOHQRWIRUSXUSRVHRIUHVDOHIURP
WKHPDQXIDFWXUHU
7KLVDSSOLDQFHLVRQO\IRUXVHZLWKWKHW\SHRIJDVLQGLFDWHGRQWKH
UDWLQJSODWH
,QVWU FWLRQVWR,QVWDOOHU
 ,QVWDOOHU PXVW OHDYH LQVWUXFWLRQ PDQXDO ZLWK RZQHU DIWHU
LQVWDOODWLRQ
 ,QVWDOOHUPXVWKDYHRZQHUILOORXWDQGPDLOZDUUDQW\FDUG
VXSSOLHGZLWKXQYHQWHGURRPKHDWHU
 ,QVWDOOHUVKRXOGVKRZRZQHUKRZWRVWDUWDQGRSHUDWHXQYHQWHG
URRPKHDWHU
7KLV&,9)LVGHVLJQFHUWLILHGLQDFFRUGDQFHZLWK$PHULFDQ
1DWLRQDO6WDQGDUGV,QVWLWXWH=E\WKH&DQDGLDQ6WDQGDUGV
$VVRFLDWRQDVDQ8QYHQWHG5RRP+HDWHUDQGVKRXOGEHLQVWDOOHG
DFFRUGLQJWRWKHVHLQVWUXFWLRQV
$WWHQWLRQ' ULQJLQLWLDO VHRIFHUDPLFORJ\R ZLOOGHWHFWDQ
RGRU DV WKH FHUDPLF ORJ LV F UHG $OVR G ULQJ WKH F ULQJ
SURFHVVWKHFHUDPLFORJZLOOE UQZLWKD\HOORZIODPH
$Q\DOWHUDWLRQRIWKHRULJLQDOGHVLJQLQVWDOOHGRWKHUWKDQDV
VKRZQLQWKHVHLQVWU FWLRQVRU VHZLWKDW\SHRIJDVQRWVKRZQ
RQ WKH UDWLQJ SODWH LV WKH UHVSRQVLELOLW\ RI WKH SHUVRQ DQG
FRPSDQ\PDNLQJWKHFKDQJH
:DUQLQJ 7KLV DSSOLDQFH LV HT LSSHG IRU QDW UDO RU
SURSDQHJDV)LHOGFRQYHUVLRQLVQRWSHUPLWWHG
,PSRUWDQW
$OO FRUUHVSRQGHQFH VKRXOG UHIHU WR FRPSOHWH 0RGHO 1XPEHU
6HULDO1XPEHUDQGW\SHRIJDV
1RWLFH'XULQJLQLWLDOILULQJRIWKLVXQLWLWVSDLQWZLOOEDNHRXW
DQGVPRNHZLOORFFXU7RSUHYHQWWULJJHULQJRIVPRNHDODUPV
YHQWLODWHWKHURRPLQZKLFKWKHXQLWLVLQVWDOOHG
4 DOLILHG,QVWDOOLQJ$JHQF\
,QVWDOODWLRQDQGUHSODFHPHQWRIJDVSLSLQJJDVXWLOL]DWLRQHTXLSPHQW
RU DFFHVVRULHV DQG UHSDLU DQG VHUYLFLQJ RI HTXLSPHQW VKDOO EH
SHUIRUPHGRQO\E\DTXDOLILHGDJHQF\7KHWHUPTXDOLILHGDJHQF\
PHDQVDQ\LQGLYLGXDOILUPFRUSRUDWLRQRUFRPSDQ\ZKLFKHLWKHU
LQSHUVRQRUWKURXJKDUHSUHVHQWDWLYHLVHQJDJHGLQDQGLVUHVSRQVLEOH
IRU D WKH LQVWDOODWLRQ RU UHSODFHPHQW RI JDV SLSLQJ RU E WKH
FRQQHFWLRQLQVWDOODWLRQUHSDLURUVHUYLFLQJRIHTXLSPHQWZKRLV
H[SHULHQFHGLQVXFKZRUNIDPLOLDUZLWKDOOSUHFDXWLRQVUHTXLUHG
DQGKDVFRPSOLHGZLWKDOOWKHUHTXLUHPHQWVRIWKHDXWKRULW\KDYLQJ
MXULVGLFWLRQ
7KHLQVWDOODWLRQPXVWFRQIRUPZLWKORFDOFRGHVRULQWKHDEVHQFH
RIORFDOFRGHVZLWKWKH1DWLRQDO)XHO*DV&RGH$16,=
1)3$
$YDLODEOHI RPWKH$PH LFDQ1DWLRQDO6WDQGD GV,QVWLWXWH,QF:HVWQG6W
1HZ<R N1<
+LJK$OWLW GHV
)RUDOWLWXGHVHOHYDWLRQVDERYHIHHWPUDWLQJVVKRXOG
EHUHGXFHGDWWKHUDWHRISHUFHQWIRUHDFKIHHW P
DERYHVHDOHYHO&RQWDFWWKHPDQXIDFWXUHURU\RXUJDVFRPSDQ\
EHIRUHFKDQJLQJVSXGRULILFHVL]H

3DJH 
:$7(59$325$%<352'8&72)819(17('5220+($7(56
:DWHUYDSRULV D E\SURGXFWRIJDVFRPEXVWLRQ $Q XQYHQWHG
URRPKHDWHU SURGXFHVDSSUR[LPDWHO\RQH RXQFH  PORI
ZDWHUIRUHYHU\%78V .:VRIJDVLQSXWSHUKRXU
8QYHQWHG URRP KHDWHUV PXVW EH XVHG DV VXSSOHPHQWDO KHDW D
URRPUDWKHUWKDQDSULPDU\KHDWVRXUFHDQHQWLUHKRXVH,QPRVW
VXSSOHPHQWDOKHDWDSSOLFDWLRQVWKHZDWHUYDSRUGRHVQRWFUHDWHD
SUREOHP,QPRVWDSSOLFDWLRQVWKHZDWHUYDSRUHQKDQFHVWKHORZ
KXPLGLW\DWPRVSKHUHH[SHULHQFHGGXULQJFROGZHDWKHU
3529,6,216)25$'(48$7(&20%867,219(17,/$7,21$,5
7KHIROORZLQJVWHSVZLOOKHOSLQVXUHWKDWZDWHUYDSRUGRHVQRW
EHFRPHDSUREOHP
 %HVXUHWKHKHDWHULVVL]HGSURSHUO\IRUWKHDSSOLFDWLRQLQFOXGLQJ
DPSOHFRPEXVWLRQDLUDQGFLUFXODWLRQDLU
 ,IKLJKKXPLGLW\LVH[SHULHQFHGDGHKXPLGLILHUPD\EHXVHGWR
KHOSORZHUWKHZDWHUYDSRUFRQWHQWRIWKHDLU
 'RQRWXVHDQXQYHQWHGURRPKHDWHUDVWKHSULPDU\KHDWVRXUFH
DQHQWLUHKRXVH
7KLVKHDWHUVKDOOQRWEHLQVWDOOHGLQDFRQILQHGVSDFHRUXQXVXDOO\
WLJKW FRQVWUXFWLRQ XQOHVV SURYLVLRQV DUH SURYLGHG IRU DGHTXDWH
FRPEXVWLRQDQGYHQWLODWLRQDLU
7KH1DWLRQDO)XHO*DV&RGH$16,=GHILQHVDFRQILQHG
VSDFHDVDVSDFHZKRVHYROXPHLVOHVVWKDQFXELFIHHWSHU
%WXSHUKRXUP SHUNZRIWKHDJJUHJDWHLQSXWUDWLQJRIDOO
DSSOLDQFHVLQVWDOOHGLQWKDWVSDFHDQGDQXQFRQILQHGVSDFHDVD
VSDFHZKRVHYROXPHLVQRWOHVVWKDQFXELFIHHWSHU%WXSHU
KRXUP SHUNZRIWKHDJJUHJDWHLQSXWUDWLQJRIDOODSSOLDQFHV
LQVWDOOHGLQWKDWVSDFH5RRPVFRPPXQLFDWLQJGLUHFWO\ZLWKWKH
VSDFHLQZKLFKWKHDSSOLDQFHVDUHLQVWDOOHGWKURXJKRSHQLQJVQRW
IXUQLVKHG ZLWK GRRUV DUH FRQVLGHUHG D SDUW RI WKH XQFRQILQHG
VSDFH
7KHIROORZLQJH[DPSOHLVIRUGHWHUPLQLQJWKHYROXPHRIDW\SLFDO
DUHDLQZKLFKWKH&,9)PD\EHORFDWHGDQGIRUGHWHUPLQLQJLI
WKLVDUHDILWVWKHGHILQLWLRQRIDQXQFRQILQHGVSDFH
7KHPD[LPXPLQSXWRIWKH&,9)LV %WXSHUKRXU%DVHG
RQWKHFXELFIHHWSHU%WXSHUKRXUIRUPXODWKHPLQLP P
DUHDWKDWLVDQXQFRQILQHGVSDFHIRULQVWDOODWLRQRIWKH&,9)LV
 FXELF IHHW  FXELF IHHW [    FXELF IHHW 7R
GHWHUPLQHWKHFXELFIHHWRIWKHDUHDLQZKLFKWKH&,9)LVWREH
LQVWDOOHG PHDVXUH WKH OHQJWK ZLGWK DQG KHLJKW RI WKH DUHD
([DPSOH7KHDUHDPHDVXUHVIHHWLQOHQJWKIHHWLQZLGWKDQG
IHHWLQKHLJKWWKHDUHDLV FXELFIHHW7KH&,9)FDQEH
LQVWDOOHGLQWKLVXQFRQILQHGVSDFHZLWKQRUHTXLUHPHQWWRSURYLGH
DGGLWLRQDOFRPEXVWLRQDQGYHQWLODWLRQDLU
:DUQLQJ ,I WKH DUHD LQ ZKLFK WKH KHDWHU PD\ EH RSHUDWHG LV
VPDOOHUWKDQWKDWGHILQHGDVDQXQFRQILQHGVSDFHRULIWKHEXLOGLQJ
LVRIXQXVXDOO\WLJKWFRQVWUXFWLRQSURYLGHDGHTXDWHFRPEXVWLRQ
DQGYHQWLODWLRQDLUE\RQHRIWKHPHWKRGVGHVFULEHGLQWKH1DWLRQDO
)XHO *DV &RGH $16, = 6HFWLRQ   RU DSSOLFDEOH ORFDO
FRGHV
8Q V DOO\7LJKW&RQVWU FWLRQ
7KHDLUWKDWOHDNVDURXQGGRRUVDQGZLQGRZVPD\SURYLGHHQRXJK
IUHVKDLUIRUFRPEXVWLRQDQGYHQWLODWLRQ+RZHYHULQEXLOGLQJVRI
XQXVXDOO\WLJKWFRQVWUXFWLRQ\RXPXVWSURYLGHDGGLWLRQDOIUHVK
DLU
8Q V DOO\ WLJKW FRQVWU FWLRQ LV GHILQHG DV FRQVWU FWLRQ
ZKHUH
D :DOOVDQGFHLOLQJVH[SRVHGWRWKHRXWVLGHDWPRVSKHUHKDYH
DFRQWLQXRXVZDWHUYDSRUUHWDUGHUZLWKDUDWLQJRIRQHSHUP
RUOHVVZLWKRSHQLQJVJDVNHWHGRUVHDOHGDQG
E :HDWKHUVWULSSLQJKDVEHHQDGGHGRQRSHQDEOHZLQGRZV
DQGGRRUVDQG
F &DXONLQJRUVHDODQWVDUHDSSOLHGWRDUHDVVXFKDVMRLQWV
DURXQGZLQGRZDQGGRRUIUDPHVEHWZHHQVROHSODWHVDQG
IORRUVEHWZHHQZDOOFHLOLQJMRLQWVEHWZHHQZDOOSDQHOVDW
SHQHWUDWLRQVIRUSOXPELQJHOHFWULFDODQGJDVOLQHVDQGDW
RWKHURSHQLQJV
,IWKH&,9)KHDWHULVLQVWDOOHGLQDEXLOGLQJRIXQXVXDOO\WLJKW
FRQVWUXFWLRQDGHTXDWHDLUIRUFRPEXVWLRQYHQWLODWLRQDQGGLOX
WLRQRIIOXHJDVHVVKDOOEHSURYLGHGLQDFFRUGDQFHZLWK$16,
= 1)3$

3DJH
*$66833/<
&KHFNDOOORFDOFRGHVIRUUHTXLUHPHQWVHVSHFLDOO\IRUWKHVL]HDQG
W\SHRIJDVVXSSO\OLQHUHTXLUHG
5HFRPPHQGHG*DV3LSH'LDPHWHU
3LSH/HQJWK 6FKHG OH3LSH 7 ELQJ7\SH/
)HHW ,QVLGH'LDPHWHU 2 WVLGH'LDPHWHU
1DW /3 1DW /3
    
 FP FP  FP FP
    
 FP  FP FP  FP
    
 FP  FP FP  FP
    
FP  FP FP FP
1RWH1HYHUXVHSODVWLFSLSH&KHFNWRFRQILUPZKHWKHU\RXUORFDO
FRGHVDOORZFRSSHUWXELQJRUJDOYDQL]HG
1RWH6LQFHVRPHPXQLFLSDOLWLHVKDYHDGGLWLRQDOORFDOFRGHVLWLV
DOZD\VEHVWWRFRQVXOW\RXUORFDODXWKRULW\DQGLQVWDOODWLRQFRGH
,QVWDOOLQJD1HZ0DLQ*DV&RFN
(DFKDSSOLDQFHVKRXOGKDYHLWVRZQPDQXDOJDVFRFN
$PDQXDOPDLQJDVFRFNVKRXOGEHORFDWHGLQWKHYLFLQLW\RIWKH
XQLW :KHUH QRQH H[LVWV RU ZKHUH LWV VL]H RU ORFDWLRQ LV QRW
DGHTXDWHFRQWDFW\RXUORFDODXWKRUL]HGLQVWDOOHUIRULQVWDOODWLRQ
RUUHORFDWLRQ
&RPSRXQGV XVHG RQ WKUHDGHG MRLQWV RI JDV SLSLQJ VKDOO EH
UHVLVWDQWWRWKHDFWLRQRIOLTXHILHGSHWUROHXPJDVHV7KHJDVOLQHV
PXVWEHFKHFNHGIRUOHDNVE\WKHLQVWDOOHU7KLVVKRXOGEHGRQH
ZLWK D VRDS VROXWLRQ ZDWFKLQJ IRU EXEEOHV RQ DOO H[SRVHG
FRQQHFWLRQVDQGLIXQH[SRVHGDSUHVVXUHWHVWVKRXOGEHPDGH
1HYHU VH DQ H[SRVHG IODPH WR FKHFN IRU OHDNV $SSOLDQFH
P VWEHGLVFRQQHFWHGIURPSLSLQJDWLQOHWRIFRQWUROYDOYHDQG
SLSHFDSSHGRUSO JJHGIRUSUHVV UHWHVW1HYHUSUHVV UHWHVW
ZLWKDSSOLDQFHFRQQHFWHGFRQWUROYDOYHZLOOV VWDLQGDPDJH
$JDVYDOYHDQGJURXQGMRLQWXQLRQVKRXOGEHLQVWDOOHGLQWKHJDV
OLQHXSVWUHDPRIWKHJDVFRQWUROWRDLGLQVHUYLFLQJ,WLVUHTXLUHG
E\WKH1DWLRQDO)XHO*DV&RGHWKDWDGULSOLQHEHLQVWDOOHGQHDUWKH
JDV LQOHW 7KLV VKRXOG FRQVLVW RI D YHUWLFDO OHQJWK RI SLSH WHH
FRQQHFWHGLQWRWKHJDVOLQHWKDWLVFDSSHGRQWKHERWWRPLQZKLFK
FRQGHQVDWLRQDQGIRUHLJQSDUWLFOHVPD\FROOHFW
7KHXVHRIWKHIROORZLQJJDVFRQQHFWRUVLVUHFRPPHQGHG
³ $16 = $SSOLDQFH &RQQHFWRUV RI &RUUXJDWHG 0HWDO
7XELQJDQG)LWWLQJV
³ $16=$VVHPEOHG)OH[LEOH$SSOLDQFH&RQQHFWRUVRI
2WKHU7KDQ$OO0HWDO&RQVWUXFWLRQ
7KHDERYHFRQQHFWRUVPD\EHXVHGLIDFFHSWDEOHE\WKHDXWKRULW\
KDYLQJMXULVGLFWLRQ
)LJ UH
3UHVV UH7HVWLQJRIWKH*DV6 SSO\6\VWHP
 7RFKHFNWKHLQOHWSUHVVXUHWRWKHJDVYDOYHD PP
137SOXJJHGWDSSLQJDFFHVVLEOHIRUWHVWJDXJHFRQQHFWLRQ
PXVW EH SODFHG LPPHGLDWHO\ XSVWUHDP RI WKH JDV VXSSO\
FRQQHFWLRQWRWKHDSSOLDQFH
 7KH DSSOLDQFH DQG LWV LQGLYLGXDO VKXWRII YDOYH PXVW EH
GLVFRQQHFWHGIURPWKHJDVVXSSO\SLSLQJV\VWHPGXULQJDQ\
SUHVVXUHWHVWLQJRIWKDWV\VWHPDWWHVWSUHVVXUHVLQH[FHVVRI
SVLJ N3D
 7KHDSSOLDQFHPXVWEHLVRODWHGIURPWKHJDVVXSSO\SLSLQJ
V\VWHPE\FORVLQJLWVLQGLYLGXDOPDQXDOVKXWRIIYDOYHGXULQJ
DQ\SUHVVXUHWHVWLQJRIWKHJDVVXSSO\SLSLQJV\VWHPDWWHVW
SUHVVXUHVHTXDOWRRUOHVVWKDQSVLJ N3D
$WWHQWLRQ,IRQHRIWKHDERYHSURFHGXUHVUHVXOWVLQSUHVVXUHVLQ
H[FHVVRISVLJZF N3DRQWKHDSSOLDQFHJDVYDOYH
LWZLOOUHVXOWLQDKD]DUGRXVFRQGLWLRQ
&KHFNLQJ0DQLIROG3UHVV UH
1DWXUDOJDVZLOOKDYHDPDQLIROGSUHVVXUHRIDSSUR[LPDWHO\ 
ZFN3D IRUPD[LPXP LQSXWRU ZF  N3DIRU
PLQLPXP LQSXW DW WKH SUHVVXUH UHJXODWRU RXWOHW ZLWK WKH LQOHW
SUHVVXUHWRWKHSUHVVXUHUHJXODWRUIURPDPLQLPXPRIZF
N3DIRUWKHSXUSRVHRILQSXWDGMXVWPHQWWRDPD[LPXPRI
ZFN3D3URSDQHJDVZLOOKDYHDPDQLIROGSUHVVXUH
DSSUR[LPDWHO\ZFN3DIRUPD[LPXPLQSXWRU ZF
N3DIRUPLQLPXPLQSXWDWWKHSUHVVXUHUHJXODWRURXWOHW
ZLWKWKHLQOHWSUHVVXUHWRWKHSUHVVXUHUHJXODWRUIURPDPLQLPXP
RIZF N3DIRUWKHSXUSRVHRILQSXWDGMXVWPHQWWRD
PD[LPXPRI ZF  N3D
127(7KHJDVFRQWUROLVHTXLSSHGZLWKDFDSWXUHGVFUHZW\SH
SUHVVXUHWHVWSRLQWWKHUHIRUHLWLVQRWQHFHVVDU\WRSURYLGHD
WHVWSRLQWXSVWUHDPRIWKHFRQWURO
$WHVWJDXJHFRQQHFWLRQLVORFDWHGGRZQVWUHDPRIWKHJDVDSSOL
DQFHSUHVVXUHUHJXODWRUIRUPHDVXULQJJDVSUHVVXUH7KHFRQQHF
WLRQLVDLQFK PP137SOXJJHGWDSSLQJ

3DJH 
&/($5$1&(6
&OHDUDQFHV)LJ UHVDQG
:KHQIDFLQJWKHIURQWRIWKHDSSOLDQFHWKHIROORZLQJPLQLPXP
FOHDUDQFHVWRFRPEXVWLEOHFRQVWUXFWLRQPXVWEHPDLQWDLQHG
7RSRIDSSOLDQFHFHLOLQJ  LQFKHV
5HDU:DOO  LQFKHV
6LGH:DOO  LQFKHV
+HDWHU&RUQHUV$DQJOHWR:DOO  LQFKHV
)ORRU  LQFKHV
3URYLGHDGHTXDWHFOHDUDQFHVDURXQGDLURSHQLQJV
$GHTXDWHDFFHVVLELOLW\FOHDUDQFHVIRUSXUSRVHVRIVHUYLFLQJDQG
SURSHURSHUDWLRQPXVWEHSURYLGHG
,QVWDOODWLRQRQ5 JVDQG7LOH
,IWKLVDSSOLDQFHLVWREHLQVWDOOHGGLUHFWO\RQFDUSHWLQJWLOHRU
RWKHUFRPEXVWLEOHPDWHULDORWKH WKDQZRRGIORR LQJWKHDSSOL
DQFHVKDOOEHLQVWDOOHGRQDPHWDORUZRRGSDQHOH[WHQGLQJWKHIXOO
ZLGWKDQGGHSWKRIWKHDSSOLDQFH
7KHEDVHUHIHUUHGWRDERYHGRHVQRWPHDQWKHILUHSURRIEDVHDV
XVHGRQZRRGVWRYHV7KHSURWHFWLRQLVSULPDULO\IRUUXJVWKDWPD\
EHH[WUHPHO\WKLFNDQGOLJKWFRORUWLOHWKDWFDQGLVFRORU
)LJ UH
)LJ UH
)LJ UH

3DJH
$33/,$1&(+$5':$5(3$&.$*(
)LJ UH
$SSOLDQFH+DUGZDUH3DFNDJH3DUWV/LVW
3DUW 3DUW 4XDQWLW\
'HVFULSWLRQ 1XPEHU 6XSSOLHG
[3KLOOLSV+HDG%ROW 5  
[ 3KLOOLSV+HDG%ROW 5  
[/HYHOLQJ%ROW 5  
1R[ 5  
+H[:DVKHU+HDG6FUHZ
:DVKHU+HDG1XW 5  
/HJ3DG$VHH)LJXUH &, 
/HJ3DG%VHH)LJXUH &, 
[5HWDLQLQJ7DE &, 
VHH)LJXUH
[ :DVKHU1RW6KRZQ 5 

3DJH 
$66(0%/<2)6729(&$67,1*
$VVHPEO\RI6WRYH&DVWLQJ)LJ UHVDQG
$WWHQWLRQ,QFOXGHGLQWKHKDUGZDUHSDFNDJHDUHLQVLGH
GLDPHWHUZDVKHUV$ZDVKHUPD\EHXVHGZLWKD[
EROWZKHQDVVHPEOLQJWKHVWRYHFDVWLQJSDUWV,IDEROWKROH
LVQRWWDSSHGGHHSHQRXJKIRUDWLJKWILWEHWZHHQVWRYHFDVWLQJ
SDUWVWKHZDVKHUFDQEHXVHGDVDVKLPWRSURYLGHDWLJKWILW
7KH  ZDVKHUV DUH QRW UHTXLUHG IRU DVVHPEO\ RI WKH VWRYH
FDVWLQJLIDOOWKHEROWKROHVDUHWDSSHGWRDSURSHUGHSWK
$GGLWRQDOZDVKHUVDUHWREHSXUFKDVHGORFDOO\
 3ODFHSRUFHODLQFDVWLQJSLHFHVRQDQRQDEUDVLYHVXUIDFHLQ
RUGHUWRSURWHFWWKHSRUFHODLQILQLVK7KHH[WHULRURIWKH
SRUFHODLQFDVWLQJSLHFHVVKRXOGEHIDFLQJWKHQRQDEUDVLYH
VXUIDFH
 7KHDVVHPEO\RIWKHFDVWLQJLVDFFRPSOLVKHGLQVWDJHV
$ $WWDFKLQJOHJVWRWKHVLGHV)LJXUH
% $WWDFKLQJUHDUFRYHUWRVLGHV)LJXUH
& 5HPRYLQJSURWHFWLYHSDFNDJLQJIURPFDVWLQJIURQWDQG
ZLQGRZ)LJXUH
' $VVHPEO\RIIURQWE\DWWDFKLQJUHWDLQLQJWDEVDQGSODFLQJ
IURQWRQXQLW)LJXUHDQG)LJXUH
( ,QVHUWLQJILUHER[LQWRSDUWLDOO\FRPSOHWHGDVVHPEO\)LJXUH
DQG)LJXUH
) $WWDFKLQJILUHER[WRUHDUFRYHU)LJXUH
* 3ODFLQJWRSRQXQLW
'HWDLOHG,QVWU FWLRQV)ROORZ
 5HIHUWR)LJXUHWKHOHJSDGVZLOOKDYHWKHOHWWHU$DQG
%VWDPSHGLQWRWKHPHWDO3ODFHOHJSDG$DQGOHJSDG
% DW WKH ERWWRP RI HDFK FDVWLQJ VLGH /HJ SDG $
DWWDFKHVWRWKHIURQWRIWKHFDVWLQJVLGHULJKWDQGWRWKHUHDU
RIWKHFDVWLQJVLGHOHIW/HJSDG%DWWDFKHVWRWKHUHDURI
WKHFDVWLQJVLGHULJKWDQGWRWKHIURQWRIWKHFDVWLQJVLGH
OHIW3RVLWLRQWKH IODQJHRQWKHOHJSDGDJDLQVWWKH
ORFDWRUGLPSOHVRQWKHFDVWLQJVLGH7KH IODQJHPXVW
EHIDFLQJXSZDUGWRZDUGWKHWRSORXYHURSHQLQJVRQWKH
FDVWLQJVLGH$WWDFKWKHWZRUHDUOHJSDGVWRWKHFDVWLQJ
VLGHVZLWK EROWV$WWDFKEXWGRQRWFRPSOHWHO\
WLJKWHQWKHWZRIURQWOHJSDGVWRWKHFDVWLQJVLGHVZLWK
EROWV$WWHQWLRQ7KHIURQWOHJSDGVFDQEHDGMXVWHG
WRSURYLGHDVQXJILW EHWZHHQ WKH FDVWLQJ IURQW DQG WKH
FDVWLQJVLGHV
 $WWDFKOHYHOLQJEROWVWRWKHERWWRPRIWKHOHJV
 $OLJQWKH KROHDWWKHWRSRIWKHOHJZLWKWKH KROHLQ
WKHOHJSDG$WWHQWLRQ)RUSURSHUSRVLWLRQLQJRIWKHOHJWR
WKHOHJSDGWKHWRSHGJHVRIWKHOHJPXVWEHSODFHG
IOXVKDQGSDUDOOHOWRWKHHGJHVRQWKHOHJSDG$WWDFKOHJ
WROHJSDGE\LQVHUWLQJEROWWKURXJKWKHOHJSDGDQGLQWR
WKHOHJVHFXUHEROWZLWKQXW
 ,QVHUW EROWVLQWRWKHKROHVRQWKHHGJHVRIWKH
FDVWLQJVLGHV7KHEROWVVKRXOGRQO\EHWKUHDGHGKDOIZD\
LQWRWKHKROHVLQRUGHUWRDOORZIRUFOHDUDQFHZKHQWKHFDVWLQJ
EDFNLVDWWDFKHGWRWKHFDVWLQJVLGHV
)LJ UH

3DJH
 5HIHU WR )LJXUH  WKH UHDU FRYHU KDV  NH\KROHV IRU
DWWDFKPHQWWRWKHFDVWLQJVLGHV6WDQGWKHFDVWLQJVLGHVRQWKH
IORRUZLWKWKHEROWVDWWDFKHGKDOIZD\LQWRWKHHGJHVRIWKH
UHDUFRYHUSRVLWLRQHGDWWKHUHDU7KHODUJHGLDPHWHUKROHVLQ
WKH NH\KROHV RI WKH UHDU FRYHU ZLOO EH WRZDUG WKH IORRU
:RUNLQJ ZLWK RQH FDVWLQJ VLGH DW D WLPH SODFH WKH ODUJH
GLDPHWHUKROHVLQWKHNH\KROHVRYHUDQGEHKLQGERWKRIWKH
EROWVDWWKHVDPHWLPH3XVKGRZQZDUGRQWKHUHDUFRYHUWR
ORFN WKH NH\KROHV LQWR SRVLWLRQ EHKLQG WKH EROWV )LQLVK
WLJKWHQLQJERWK EROWV WRVHFXUHUHDU FRYHUWRFDVWLQJ VLGH
5HSHDW WKLV SURFHGXUH WR VHFXUH UHDU FRYHU WR WKH VHFRQG
FDVWLQJVLGH
 3RVLWLRQ WKH FRPSOHWHG SRUWLRQ RI WKH FDVWLQJ LQ WKH
DSSUR[LPDWH ORFDWLRQ IRU LQVWDOODWLRQ DV WKH FRPSOHWHG
DVVHPEO\ZLOOEHKHDY\
 5HIHU WR )LJXUH  UHPRYH SURWHFWLYH SDFNLQJ IRDP IURP
FDVWLQJIURQWDQGZLQGRZ5HPRYHWKH EROWDQG
ZDVKHUIURPWRSRIZLQGRZ5HPRYH EROWDQG
[ UHWDLQLQJWDEIURPERWWRPRIZLQGRZ5HPRYH
WKHZLQGRZIURPFDVWLQJIURQW5HPRYHWKHSURWHFWLYHVKHHW
RIIRDPIURPWKHFDVWLQJIURQW
3ODFHWKHZLQGRZLQWRWKHFDVWLQJIURQW$WWDFKWKHWRSRI
WKHZLQGRZWRWKHFDVWLQJIURQWZLWKZDVKHUDQG
 EROW3ODFHWKH[ UHWDLQLQJWDELQWRWKH
ORFDWRUQRWFKRQWKHERWWRPRIWKHFDVWLQJIURQW$WWDFKWKH
ERWWRPRIWKHZLQGRZWRWKHFDVWLQJIURQWE\LQVHUWLQJ
EROWWKURXJKUHWDLQLQJWDEDQGLQWRORFDWRUQRWFK
 5HIHUWR)LJXUHDWWDFKWKH[UHWDLQLQJWDEVWR
WKHFDVWLQJIURQWZLWK EROWV7KHUHWDLQLQJWDEVVKRXOG
EHSRVLWLRQHGGRZQZDUGIURPWKHFDVWLQJIURQWWRSWRWKH
FDVWLQJIURQWERWWRP
)LJ UH
)LJ UH

3DJH 
 5HIHUWR)LJXUHDWWDFKFDVWLQJIURQWWRFDVWLQJE\XVLQJWKH
UHWDLQLQJWDEVRQWKHFDVWLQJIURQW7KHWRSUHWDLQLQJ
WDEVRQWKHFDVWLQJIURQWZLOOEHSODFHGEHKLQGWKHWRS
ORFDWRUWDEVRQWKHIURQWRIWKHFDVWLQJVLGHV7KHERWWRP
UHWDLQLQJWDEVZLOOEHLQVHUWHGLQWRWKHVORWVRQWKH
IURQWOHJSDGV3ODFHWKHWRSUHWDLQLQJWDEVEHKLQGWKHWRS
ORFDWRUWDEVDV\RXSLYRWLQZDUGWKHERWWRPRIWKHFDVWLQJ
IURQWLQRUGHUWRLQVHUWWKHERWWRPUHWDLQLQJWDEVLQWRWKHVORWV
)LJ UH
 7KHIROORZLQJSURFHGXUHZLOOSURYLGHDVQXJILWEHWZHHQWKH
FDVWLQJIURQWDQGWKHFDVWLQJVLGHV*UDVSWKHULJKWIURQWOHJ
SXVKLQZDUGRQWKHOHJLQRUGHUWRSURYLGHDVQXJILWEHWZHHQ
WKHFDVWLQJIURQWDQGWKHFDVWLQJVLGH&RQWLQXHWRKROGWKH
ULJKWIURQWOHJDV\RXFRPSOHWHO\WLJKWHQWKH EROWVWKDW
DWWDFKWKHOHJSDGWRWKHULJKWFDVWLQJVLGH5HSHDWSURFHGXUH
IRUOHIWIURQWOHJWRDFKLHYHDVQXJILWEHWZHHQWKHFDVWLQJIURQW
DQGWKHFDVWLQJVLGH
  5HPRYHWKHFDVWLQJIURQWIURPWKHFDVWLQJ
 5HIHUWR)LJXUHVDQGWKHDSSOLDQFHILUHER[FDQQRZEH
LQVHUWHGLQWRWKHFDVWLQJ&HQWHUWKHILUHER[LQWKHFDVWLQJ
$WWHQWLRQ5HPRYH3KLOOLSVKHDGVFUHZLQWKHWRSRIWKH
YDOYHFRYHU7KHVFUHZLVXVHGWRVHFXUHWKHYDOYHFRYHULQ
SODFHGXULQJVKLSSLQJ7KH3KLOOLSVKHDGVFUHZFDQEH
GLVFDUGHG
 5HIHUWR)LJXUHDOLJQFOHDUDQFHKROHVRQUHDUFRYHU
ZLWK VFUHZ KROHV LQ  ORZHU PRXQWLQJ EUDFNHWV DQG 
XSSHUPRXQWLQJEUDFNHWVRQILUHER[$WWDFKILUHER[WRUHDU
FRYHUZLWK[VFUHZV
 $WWDFKFDVWLQJIURQWWRFDVWLQJDVGHVFULEHGLQ6WHS
 3ODFHWKHFDVWLQJWRSRQWRWKHFDVWLQJ7KHFDVWLQJWRSQHVWV
LQWRWKHFDVWLQJ
 ,QVHUWFHQWHUJULOOOHIWJULOODQGULJKWJULOOLQWRFDVWLQJWRS
 /HYHODSSOLDQFHE\DGMXVWLQJOHYHOLQJEROWV
 $VVHPEO\RIVWRYHFDVWLQJLVFRPSOHWHG
$66(0%/<2)6729(&$67,1*FRQWLQ HG
)LJ UH
)LJ UH

3DJH
237,21$/6721(,1/$<,167$//$7,21
:KHQHYHUWKHVWDQGDUGJULOOWRSLVUHSODFHGZLWKDVWRQHLQOD\\RX
PXVWLQVWDOOWKHWRSVKLHOGDQGKHDWVKLHOGZKLFKDUHSURYLGHG
ZLWKWKHVWRQHLQOD\
,QVWDOODWLRQRI2SWLRQDO6WRQH,QOD\
 5HPRYHOHIWJULOOFHQWHUJULOODQGULJKWJULOOIURPFDVWLQJWRS
 5HPRYHFDVWLQJWRSIURPRXWHUFDVWLQJ
 3ODFHWKHFDVWLQJWRSRQDQRQDEUDVLYHVXUIDFHLQRUGHUWR
SURWHFWWKHSRUFHODLQILQLVK7KHH[WHULRURIWKHFDVWLQJWRS
VKRXOGEHIDFLQJWKHQRQDEUDVLYHVXUIDFH
 $WWDFK[WRSVKLHOGWRWKHLQWHULRURIWKHFDVWLQJ
WRSZLWK EROWSURYLGHGLQKDUGZDUHSDFNDJH
 /RFDWHWKHVFUHZKROHVRQWKHKHDWH[FKDQJHUWRS7KH
VFUHZKROHVDUH DSDUW3RVLWLRQWKHDQJOHGIURQWHGJHRQ
WKH[ KHDWVKLHOGZLWKWKHIURQWRIWKHILUHER[$OLJQ
WKHWDEVZLWKFOHDUDQFHKROHVRQWKH[ KHDW
VKLHOGZLWKWKHVFUHZKROHVRQWKHKHDWH[FKDQJHUWRS
$WWDFKWKH[ KHDWVKLHOGWRWKHKHDWH[FKDQJHUWRS
ZLWKKH[KHDGVFUHZVSURYLGHGLQKDUGZDUHSDFNDJH
 3ODFHWKHFDVWLQJWRSRQWRWKHFDVWLQJ7KHFDVWLQJWRSQHVWV
LQWRWKHFDVWLQJ
 ,QVHUWFHQWHUVWRQHLQOD\OHIWVWRQHLQOD\DQGULJKWVWRQHLQOD\
LQWRFDVWLQJWRS
 ,QVWDOODWLRQRIVWRQHLQOD\LVFRPSOHWHG
3DUWV/LVW
3DUW 3DUW 4XDQWLW\
'HVFULSWLRQ 1XPEHU 6XSSOLHG
[7RS6KLHOG &, 
[ +HDW6KLHOG &, 
%ROW 5  
+H[+HDG6FUHZ 5  
:,5(&+$11(/,167$//$7,21
7KH212))5(027(VZLWFKZLWKKDUQHVV
LVIDFWRU\LQVWDOOHGLQWRWKHVZLWFKER[
$IWHUWKHILUHER[LVLQVWDOOHGLQWRWKHFDVWLQJ
WKHZLUHFKDQQHOFDQEHLQVWDOOHG
 $WWDFKVZLWFKER[RQWKHOHIWVLGHRIUHDU
FRYHUZLWK[VFUHZV
 5RXWH ZLUHV IURP 212))5(027(
VZLWFKZLWKLQZLUHFKDQQHO
 $WWDFKZLUHFKDQQHORQWKHOHIWVLGHRIWKH
UHDUFRYHUZLWK[VFUHZV
 $WWDFKWKHEODFNDQGJUHHQZLUHVIHPDOH
SXVKRQVWRWKH7+73DQG7+WZRRXWVLGH
PDOHWDEVWHUPLQDOVRQJDVYDOYH
)LJ UH

3DJH 
/2*3/$&(0(17
 5HPRYHVFUHHQIURQWIURPLQQHUERG\E\UHPRYLQJ
[VFUHZV
 5HPRYHORJVIURPLQWHULRURIILUHER[5HPRYHDOOSURWHFWLYH
SDFNDJLQJIURPORJVDQGLQWHULRURIILUHER[
 3ODFHIURQWORJRQWRWZRIURQWSLQVRQLQQHUERWWRP
 3ODFHUHDUORJRQWRWZRUHDUSLQVRQUHDUORJVXSSRUW
 3ODFHWRSORJRQWRWZRSLQVRQUHDUORJ
 5HSODFHDQGDWWDFKVFUHHQIURQWRQWRLQQHUERG\ZLWK
[VFUHZVIURP6WHS
 /RJSODFHPHQWLVFRPSOHWHG
5HIHUWR)LJXUH IRUWKHIROORZLQJZDUQLQJ
:DUQLQJ)DLOXUHWRSRVLWLRQWKHSDUWVLQDFFRUGDQFHZLWKWKLV
GLDJUDPRUIDLOXUHWRXVHRQO\SDUWVVSHFLILFDOO\DSSURYHGZLWK
WKLV DSSOLDQFH PD\ UHVXOW LQ SURSHUW\ GDPDJH RU SHUVRQDO
LQMXU\
23(5$7,1**8,'(/,1(6
%HIRUHRSHUDWLQJWKLVKHDWHUSOHDVHUHYLHZWKHVDIHW\ZDUQLQJV
SDJHVDWWKHEHJLQQLQJRIWKLVPDQXDODQGWKRVHSUHFDXWLRQVDQG
ZDUQLQJVOLVWHGEHORZ
 .QRZZKDWW\SHRILJQLWLRQV\VWHPWKLVPRGHOKDVVWDQGLQJ
SLORWDQGIROORZ WKHDSSOLFDEOH6$)(7< DQG /,*+7,1*
LQVWUXFWLRQV
 &KHFNWRHQVXUHWKHUHDUHQRJDVOHDNV,I\RXDUHXQVXUHWXUQ
JDVRIIWR WKH KHDWHUDQGFDOO D VHUYLFHSHUVRQRU \RXU JDV
XWLOLW\
&$87,21&ORWKLQJRURWKHUIODPPDEOHPDWHULDOVKR OGQRW
EHSODFHGRQRUQHDUWKHDSSOLDQFH
:$51,1*&KLOGUHQDQGDG OWVVKR OGEHDOHUWHGWRWKH
KD]DUGRIKLJKV UIDFHWHPSHUDW UHDQGVKR OGVWD\DZD\
WRDYRLGE UQVRUFORWKLQJLJQLWLRQ<R QJFKLOGUHQVKR OG
EHFDUHI OO\V SHUYLVHGZKHQWKH\DUHLQWKHVDPHURRPDV
WKHDSSOLDQFH
 7DPSHULQJLV'$1*(5286DQGYRLGVDOOZDUUDQWLHV$Q\
FRPSRQHQWWKDWLVIRXQGWREHIDXOW\PXVWEHUHSODFHGZLWKDQ
DSSURYHGFRPSRQHQW
,QLWLDO/LJKWLQJ)LJ UH
8SRQFRPSOHWLQJWKHJDVOLQHRUWXUQLQJWKHJDVYDOYH21DIWHU
LWKDVEHHQLQWKH2))SRVLWLRQDVPDOODPRXQWRIDLUZLOOEHLQ
WKHOLQHV:KHQILUVWOLJKWLQJ WKH DSSOLDQFH LWZLOOWDNHDIHZ
PLQXWHVIRUWKHOLQHVWRSXUJHWKHPVHOYHVRIWKLVDLU2QFHWKH
SXUJLQJ LV FRPSOHWH WKH DSSOLDQFH ZLOO OLJKW DQG RSHUDWH
VDWLVIDFWRULO\
6XEVHTXHQW OLJKWLQJV RI WKH DSSOLDQFH ZLOO QRW UHTXLUH VXFK
SXUJLQJLIWKHJDVYDOYHLVQRWWXUQHGWR2))
6WDQGLQJ3LORW2SHUDWLRQ
 )ROORZWKH6$)(7<DQG/,*+7,1*,16758&7,216IRU
VWDQGLQJ SLORW FRQWUROV IRXQG LQ WKLV PDQXDO DQG RQ ODEHOV
IRXQGDWWDFKHGWRWKHDSSOLDQFH
)LJ UH
&$87,21 ' ULQJ WKH LQLWLDO S UJLQJ DQG V EVHT HQW
OLJKWLQJVQHYHUDOORZWKHJDVYDOYHFRQWURONQREWRUHPDLQ
GHSUHVVHGLQWKHSLORWSRVLWLRQZLWKR WS VKLQJWKHSLH]R
LJQLWRUE WWRQDWOHDVWRQFHHYHU\VHFRQG
 'XULQJ WKH
KHDWLQJ
VHDVRQOHDYH
WKH FRQWURO
YDOYH NQRE
LQ WKH 21
SRVLWLRQ
7KLV ZLOO
DOORZ WKH
SLORWIODPHWRUHPDLQOLW
7XUQ WKH EXUQHU IODPH
RQ RU RII ZLWK WKH DSSOLDQFH 212)) URFNHU VZLWFK ZDOO
VZLWFKUHPRWHFRQWURONLWVRUPLOOLYROWZDOOWKHUPRVWDW
127(7KHJDVFRQWUROYDOYHDOORZV\RXWRLQFUHDVHRUGHFUHDVH
WKH KHLJKW RI WKH PDLQ EXUQHU IODPH 7KH FRQWURO YDOYH KDV D
SUHVVXUHUHJXODWRUZLWKDNQREDVVKRZQLQ)LJXUH5RWDWHWKH
NQRE FORFNZLVH WR +, WR LQFUHDVH WKH IODPH KHLJKW DQG
FRXQWHUFORFNZLVHWR/2WRGHFUHDVHWKHIODPHKHLJKW
 :KHQWKH KHDWLQJ VHDVRQLVRYHUWXUQWKHRQRIIVZLWFKWR
2))DQGWKHFRQWUROYDOYHWR2))7KHV\VWHPLQFOXGLQJ
WKHSLORWOLJKWZLOOEHVKXWGRZQ
0D[LP PDQG0LQLP P,QS W
7KHJDVYDOYHRQWKHDSSOLDQFHDOORZVWKHLQSXWWRDGMXVWEHWZHHQ
DPD[LPXPLQSXWRI WRDPLQLPXPLQSXWRI%WXK
3OHDVH EH DGYLVHG WKH PD[LPXP LQSXW SURYLGHV WKH JUHDWHVW
DPRXQW RI \HOORZ IODPH DQG HPEHU JORZ RQ WKH ORJ VHW 7KH
PLQLPXP LQSXW VXEVWDQWLDOO\ GHFUHDVHV WKH \HOORZ IODPH DQG
HPEHUJORZRQWKHORJVHW
)LJ UH

3DJH
/,*+7,1*,16758&7,216

3DJH 
3,/27)/$0(&+$5$&7(5,67,&6
)LJXUHVKRZVDFRUUHFWSLORWIODPHSDWWHUQ7KHFRUUHFWIODPH
ZLOOEHEOXHDQGZLOOH[WHQGEH\RQGWKHWKHUPRFRXSOHDQGWKHUPR
SLOH7KHIODPHZLOOVXUURXQGWKHWKHUPRFRXSOHDQGWKHUPRSLOH
MXVWEHORZWKHWLS$VOLJKW\HOORZIODPHPD\RFFXUZKHUHWKHSLORW
IODPHDQGPDLQEXUQHUIODPHPHHW)LJXUHVKRZVDQLQFRUUHFW
SLORWIODPHSDWWHUQ7KHLQFRUUHFWSLORWIODPHLVQRWWRXFKLQJWKH
WKHUPRFRXSOHRUWKHUPRSLOH7KLVZLOOFDXVHWKHWKHUPRFRXSOHRU
WKHUPRSLOHWRFRRO:KHQWKHWKHUPRFRXSOHFRROVWKHKHDWHUZLOO
VKXWGRZQ
&RUUHFW3LORW)ODPH3DWWHUQ
)LJ UH
,QFRUUHFW3LORW)ODPH3DWWHUQ
)LJ UH
,ISLORWIODPHSDWWHUQLVLQFRUUHFWDVVKRZQLQ)LJXUH
 6HH7URXEOHVKRRWLQJSDJHV
&OHDQLQJDQG0DLQWHQDQFH3LORW
2[\JHQ'HSOHWLRQ6HQVRU3LORW)LJ UH
:KHQWKHSLORWKDVDODUJH\HOORZWLSIODPHFOHDQWKH2[\JHQ
'HSOHWLRQ6HQVRUDVIROORZV
 &OHDQWKH2'6SLORWE\ORRVHQLQJQXW%IURPWKHSLORWWXELQJ
:KHQWKLVSURFHGXUHLVUHTXLUHGJUDVSQXW$ZLWKDQRSHQ
ZUHQFK
 %ORZDLUSUHVVXUHWKURXJKWKHKROHVLQGLFDWHGE\WKHDUURZV
7KLVZLOOEORZRXWIRUHLJQPDWHULDOVVXFKDV GXVW OLQW DQG
VSLGHUZHEV7LJKWHQQXW%DOVRE\JUDVSLQJQXW$
)LJ UH

3DJH
0$,1%851(5)/$0(&+$5$&7(5,67,&6
)LJXUHVKRZVDFRUUHFWPDLQEXUQHUIODPHSDWWHUQ)LJXUH
VKRZVDQLQFRUUHFWPDLQEXUQHUIODPHSDWWHUQ
,IPDLQEXUQHUIODPHSDWWHUQLVLQFRUUHFWDVVKRZQLQ)LJXUH
 6HH7URXEOHVKRRWLQJSDJHV
&RUUHFW0DLQ% UQHU)ODPH
)LJ UH
,QFRUUHFW0DLQ% UQHU)ODPH
)LJ UH
&OHDQLQJDQG0DLQWHQDQFH0DLQ% UQHU
:DUQLQJ7XUQRIIKHDWHUDQGOHWFRROEHIRUHFOHDQLQJ
$IWHUXVHFOHDQLQJRIWKHPDLQEXUQHUPD\EHUHTXLUHGIRUWKH
SURSHUIODPH7KHPDLQEXUQHUPD\EHFOHDQHGE\DSSO\LQJDLU
SUHVVXUHWRWKHSRUWVRQWKHPDLQEXUQHU
&OHDQLQJWKH/RJ6HWDQG)LUHER[
'XULQJWKHDQQXDOLQVSHFWLRQDQGPDLQWHQDQFHDSSRLQWPHQWWKH
VHUYLFHSHUVRQVKRXOGFOHDQGXVWOLQWDQGDQ\OLJKWDFFXPXODWLRQ
IURPWKHORJVDQGWKHILUHER[DUHD$QH[WUDVRIWEUXVKVKRXOGEH
XVHGRQWKHORJVDVWKH\DUHH[WUHPHO\IUDJLOHDYDFXXPFOHDQHU
PD\EHXVHGRQWKHILUHER[,IDWDQ\WLPHWKHORJVFDQQRWEH
UHPRYHGRULQVWDOOHGZLWKRXWIRUFLQJWKHFDXVHPXVWEHIRXQG
7KHORJVPXVWQHYHUEHIRUFHG
&$87,217KHFHUDPLFORJVDUHGXUDEOHZKHQKDQGOHGDQG
LQVWDOOHGSURSHUO\+RZHYHUWKH\DUHGHOLFDWHDQGPD\EHGDPDJHG
HDVLO\LIQRWKDQGOHGZLWKFDUH+DQGOLQJGDPDJHWRWKHFHUDPLF
ORJVLVQRWFRYHUHGE\ZDUUDQW\
'2127+$1'/(/2*6:+,/(7+(<$5(+27$//2:
3/(17<2)7,0()257+($33/,$1&(72&22/&20
3/(7(/<%()25(+$1'/,1*
3/($6(127(
,WLVQRUPDOIRUDSSOLDQFHVIDEULFDWHGRIVWHHOWRJLYHRII
VRPH H[SDQVLRQ DQGRU FRQWUDFWLRQ QRLVHG G ULQJ WKH
VWDUW SRUFRROGRZQF\FOH6LPLODUQRLVHVDUHIR QGZLWK
\R UI UQDFHKHDWH[FKDQJHURUFDUHQJLQH

3DJH 
&,9)212))5(027(6ZLWFK
&,9)LVHTXLSSHGZLWKDQ212))5(027(VZLWFKZKLFK
LVORFDWHGRQWKHZLUHFKDQQHO$ZLUHKDUQHVVLVDWWDFKHGWRWKH
212))5(027( VZLWFK 7KH UHG EODFN DQG JUHHQ ZLUHV
IHPDOHSXVKRQVDWWDFKWRWKH212))5(027(VZLWFK$WWKH
RSSRVLWHHQGRI WKHZLUHKDUQHVV WKHEODFNDQG JUHHQ ZLUHV
IHPDOHSXVKRQVDWWDFKWRWKHJDVYDOYH$QDGGLWLRQDOJUHHQZLUH
DQGWKHUHGZLUHZKLFKDUHVWULSSHGDQGEDUHZLOODWWDFKWRWKH
PLOOLYROWZDOOWKHUPRVWDWDFFHVVRU\RUWRRQHRIWKHRWKHU
DFFHVVRULHVWKDWFDQEHSXUFKDVHGIRUXVHZLWK\RXUORJVHW
2SHUDWLRQRI212))5(027(6ZLWFKZLWKQR$FFHVVRULHV
7RLJQLWHPDLQEXUQHUWXUQWKHFRQWURONQRERQWKHJDVYDOYHIURP
WKH 3,/27 SRVLWLRQ WR WKH 21 SRVLWLRQ 7XUQ WKH 212))
5(027(VZLWFKIURPWKH2))SRVLWLRQWRWKH21SRVLWLRQ7KH
DGGLWLRQDOJUHHQZLUHDQGUHGZLUHZKLFKDUHVWULSSHGDQGEDUH
DUHQRWXVHG
2SHUDWLRQRI212))5(027(6ZLWFKZLWK$FFHVVRULHV
0LOOLYROW:DOO7KHUPRVWDW*:6*7
&RQQHFWWKHJUHHQDQGUHGVWULSSHGDQGEDUHZLUHVRQWKH21
2))5(027(VZLWFKZLUHKDUQHVVWRWKHZDOOWKHUPRVWDW7XUQ
WKH212))5(027(VZLWFKRQWKHZLUHFKDQQHOWRWKH5(
027(SRVLWLRQ6HWWKHZDOOWKHUPRVWDWWRWKHGHVLUHGWHPSHUD
WXUH
,WLVLPSRUWDQWWRXVHZLUHRIDJDXJHSURSHUIRUWKHOHQJWKRIWKH
ZLUH
5(&200(1'(':,5(*$8*(6
0D[LPXP :L H
/HQJWK *DXJH
WR 
WR 
WR  
:DOO6ZLWFK):6
&RQQHFWWKHJUHHQDQGUHGVWULSSHGDQGEDUHZLUHVRQWKH21
2))5(027(VZLWFKZLUHKDUQHVVWRWKHZDOOVZLWFK7XUQWKH
212))5(027(VZLWFKRQWKHZLUHFKDQQHOWRWKH5(027(
SRVLWLRQ 3LYRW WKH URFNHU VZLWFK RQ WKH ):6 WR WKH 21
SRVLWLRQ
%DWWHU\2SHUDWHG5HPRWH&RQWURO)5%&DQG)5%7&
&RQQHFWWKHJUHHQDQGUHGVWULSSHGDQGEDUHZLUHVRQWKH21
2))5(027(VZLWFKZLUHKDUQHVVWRWKHUHPRWHUHFHLYHUWKDWLV
DFRPSRQHQWLQWKH)5%&DQG)5%7&7XUQWKH212))
5(027(VZLWFKRQWKHZLUHFKDQQHOWRWKH5(027(SRVLWLRQ
)ROORZLQVWUXFWLRQVLQWKH)5%&DQG)5%7&WRFRPSOHWH
LQVWDOODWLRQ
1RWH,IEDWWHULHVIDLOLQ)5%&RU)5%7&DQGLPPHGLDWH
KHDW LV GHVLUHG WXUQ WKH 212))5(027( VZLWFK RQ ZLUH
FKDQQHOIURPWKH5(027(SRVLWLRQWRWKH21SRVLWLRQ
(OHFWULFYROW2SHUDWHG5HPRWH&RQWURO)5(&
&RQQHFWWKHJUHHQDQGUHGVWULSSHGDQGEDUHZLUHVRQWKH21
2))5(027( VZLWFK ZLUH KDUQHVV WR WKH ZLUHV RQ UHPRWH
UHFHLYHUWKDWLVDFRPSRQHQWLQWKH)5(&7XUQWKH212))
5(027(VZLWFKRQWKHZLUHFKDQQHOWRWKH5(027(SRVLWLRQ
)ROORZLQVWUXFWLRQVLQWKH)5(&WRFRPSOHWHLQVWDOODWLRQ
1RWH,IHOHFWULFYROWIDLOVLQ)5(&DQGLPPHGLDWHKHDW
LVGHVLUHGWXUQWKH212))5(027(VZLWFKRQZLUHFKDQQHO
IURPWKH5(027(SRVLWLRQWRWKH21SRVLWLRQ
:,5,1*
:LULQJRI212))5(027(6ZLWFKZLWK0LOOLYROW:DOO
7KHUPRVWDW$FFHVVRU\DQG$QRWKHU$FFHVVRU\
&RQQHFWWKHJUHHQDQGUHGVWULSSHGDQGEDUHZLUHVRQWKH21
2))5(027( VZLWFK ZLUH KDUQHVV WR WKH  PLOOLYROW ZDOO
WKHUPRVWDW$1'WRWKHUHPRWHUHFHLYHUWKDWLVDFRPSRQHQWLQWKH
)5%&)5(&25WRWKH):6ZDOOVZLWFK
 &RQQHFWZLUHIURPWKHPLOOLYROWZDOOWKHUPRVWDWDQG
ZLUHIURPDSSURSULDWHDFFHVVRU\WRWKH*5((1VWULSSHGDQG
EDUHZLUHIURPWKH212))5(027(ZLUHKDUQHVV
 &RQQHFWZLUHIURPWKHPLOOLYROWZDOOWKHUPRVWDWDQG
ZLUHIURPDSSURSULDWHDFFHVVRU\WRWKH5('VWULSSHGDQGEDUH
ZLUHIURPWKH212))5(027(ZLUHKDUQHVV
1RWH:KHQWKHDSSOLDQFHLVLQWKH0$18$/PRGHDQGWKH
EDWWHULHVIDLOLQWKH)5%&RULIWKHHOHFWULFYROWIDLOVLQ
WKH)5(&DQGLPPHGLDWHKHDWLVGHVLUHGWXUQWKH212))
5(027(VZLWFKRQZLUHFKDQQHOIURPWKH5(027(SRVLWLRQ
WRWKH21SRVLWLRQ
0DQ DO2SHUDWLRQ
 7XUQ212))5(027(VZLWFKRQZLUHFKDQQHOWR5(027(
SRVLWLRQ
 7XUQZDOOWKHUPRVWDW2))
 7XUQDFFHVVRU\)5%&)5(&RU):621$SSOLDQFH
LVQRZLQWKHPDQXDOPRGH<RXPXVWWXUQWKHDSSOLDQFH21
RU2))ZLWKDSSURSULDWHDFFHVVRU\
:DOO7KHUPRVWDW2SHUDWLRQ
 7XUQ WKH 212))5(027( VZLWFK RQ ZLUH FKDQQHO WR
5(027(SRVLWLRQ
 7XUQDFFHVVRU\)5%&)5(&RU):62))
 7XUQ ZDOO WKHUPRVWDW 21 DQG VHW DSSURSULDWH WHPSHUDWXUH
:DOOWKHUPRVWDWZLOOF\FOHWKHDSSOLDQFH21DQG2))
,QVWDOODWLRQRI5HPRWH5HFHLYHU
)LJ UH
 $WWDFKIURPOHIWWRULJKWWKHVOLGHRQFRYHUSODWHRQWRWKH
UHPRWHUHFHLYHU21ZLOOEHWRWKHWRSDQG2))ZLOOEHWRWKH
ERWWRPRQWKHVOLGHRQFRYHUSODWH
 3XVKWKHUHFHLYHUVOLGHEXWWRQRQWRWKHUHFHLYHUVOLGHVZLWFK
5HYHUVHLQVWDOODWLRQRIWKHVOLGHEXWWRQLILWLVRIIFHQWHU
 $WWDFKYHOFURORRSRQWKHOHIWVLGHRIWKHYDOYHFRYHUVXSSRUW
 $WWDFKYHOFURKRRNRQWRUHPRWHUHFHLYHU7KHZRUG723RQ
WKHUHPRWHUHFHLYHUVKRXOGEHWRWKHWRSZKHQLQVWDOOHGRQWR
YDOYHFRYHUVXSSRUW
 $WWDFKYHOFURKRRNRQUHPRWHUHFHLYHURQWRYHOFURORRSRQ
YDOYHFRYHUVXSSRUW
5HIHUWRUHPRWHFRQWUROLQVWDOODWLRQDQGRSHUDWLQJLQVWUXFWLRQV
IRUPRUHGHWDLOVRQUHPRWHFRQWURO
)LJ UH

3DJH
:LULQJ'LDJUDP)LJ UH

)LJ UH
0$,17(1$1&(
,03257$177XUQ RII JDV EHIRUH VHUYLFLQJ DSSOLDQFH ,W LV
UHFRPPHQGHGWKDWDTXDOLILHGVHUYLFHWHFKQLFLDQSHUIRUPWKHVH
FKHFNXSVDWWKHEHJLQQLQJRIHDFKKHDWLQJVHDVRQ
 &OHDQ% UQHUDQG&RQWURO&RPSDUWPHQW
.HHSWKHFRQWUROFRPSDUWPHQWORJVDQGEXUQHUDUHDVXUURXQGLQJ
WKHORJVFOHDQE\YDFXXPLQJRUEUXVKLQJDWOHDVWWZLFHD\HDU
&OHDQLQJ3URFHG UH)LJ UH
 7XUQRIISLORWOLJKWDWJDVYDOYH
 5HPRYHVFUHHQIURQW>[VFUHZV@
 9DFXXP EXUQHU FRPSDUWPHQW HVSHFLDOO\ DURXQG RULILFH
SULPDU\DLURSHQLQJV
 5HSODFHVFUHHQIURQW>[VFUHZV@
 ,JQLWHSLORW6HH/LJKWLQJ,QVWUXFWLRQVSDJH
 2SHUDWHWKHPDLQEXUQHUDQGYLVXDOO\FKHFNWRPDNHVXUHWKH
IODPH SDWWHUQ DSSHDUV VLPLODU WR WKH SLFWRULDO LOOXVWUDWLRQ
VKRZQIRUSURSHUPDLQEXUQHUIODPHSDWWHUQ)LJXUH,ILW
DSSHDUVDEQRUPDOFDOODVHUYLFHSHUVRQ
9HULI\SURSHURSHUDWLRQDIWHUVHUYLFLQJ
)LJ UH

3DJH 
6<0372063266,%/(&$86(6$1'&255(&7,216
,03257$172SHUDWLQJKHDWHUZKHUHLPSXULWLHVLQDLUH[LVWPD\FUHDWHRGRUV&OHDQLQJVXSSOLHVSDLQWSDLQWUHPRYHUFLJDUHWWHVPRNH
FHPHQWVDQGJOXHVQHZFDUSHWRUWH[WLOHVHWFFUHDWHIXPHV7KHVHIXPHVPD\PL[ZLWKFRPEXVWLRQDLUDQGFUHDWHRGRUV
 :KHQLJQLWRUE WWRQLVSUHVVHGWKHUHLVQRVSDUNDW
2'6SLORW
D ,JQLWRUHOHFWURGHSRVLWLRQHGZURQJ5HSODFHLJQLWRU
E ,JQLWRUHOHFWURGHEURNHQ5HSODFHLJQLWRU
F ,JQLWRU HOHFWURGH QRW FRQQHFWHG WR LJQLWRU FDEOH 
5HFRQQHFWLJQLWRUFDEOH
G ,JQLWRU FDEOH SLQFKHG RU ZHW  )UHH LJQLWRU FDEOH LI
SLQFKHGE\DQ\PHWDORUWXELQJ.HHSLJQLWRUFDEOHGU\
H %URNHQLJQLWRUFDEOH5HSODFHLJQLWRUFDEOH
I %DGSLH]RLJQLWRU5HSODFHSLH]RLJQLWRU
 :KHQLJQLWRUE WWRQLVSUHVVHGWKHUHLVVSDUNDW2'6
SLORWE WQRLJQLWLRQ
D *DVVXSSO\WXUQHGRIIRUPDQXDOVKXWRIIYDOYHFORVHG
7XUQRQJDVVXSSO\RURSHQPDQXDOVKXWRIIYDOYH
E &RQWURONQREQRWLQ3,/27SRVLWLRQ7XUQJDVFRQWURO
NQREWR3,/27SRVLWLRQ
F &RQWURONQREQRWSUHVVHGLQZKLOHLQ3,/27SRVLWLRQ
3UHVVLQFRQWURONQREZKLOHLQ3,/27SRVLWLRQ
G $LU LQ JDV OLQHV ZKHQ LQVWDOOHG  &RQWLQXH KROGLQJ
GRZQFRQWURONQRE5HSHDWLJQLWLQJRSHUDWLRQXQWLODLU
LVUHPRYHG
H 'HSOHWHGJDVVXSSO\&RQWDFWORFDOJDVFRPSDQ\
I 2'6SLORW LV FORJJHG  &OHDQ 2'6SLORW RU UHSODFH
2'6SLORWDVVHPEO\
J *DV UHJXODWRU VHWWLQJ LV QRW FRUUHFW  5HSODFH JDV
UHJXODWRU
 2'6SLORWOLJKWVE WIODPHJRHVR WZKHQFRQWURONQRE
LVUHOHDVHG
D &RQWURONQREQRWIXOO\SUHVVHGLQ3UHVVLQFRQWURO
NQREIXOO\
E &RQWURONQREQRWSUHVVHGLQORQJHQRXJK$IWHU2'6
SLORWOLJKWVNHHSFRQWURONQRESUHVVHGLQ VHFRQGV
F 6DIHW\LQWHUORFNV\VWHPKDVEHHQWULJJHUHGWKHUPRVWDW
PRGHOVRQO\:DLWRQHPLQXWHIRUVDIHW\LQWHUORFN
V\VWHPWRUHVHW5HSHDWLJQLWLRQRSHUDWLRQ
G 0DQXDO 6KXWRII YDOYH QRW IXOO\ RSHQ  )XOO\ RSHQ
PDQXDOVKXWRIIYDOYH
H 7KHUPRFRXSOH FRQQHFWLRQ ORRVH DW FRQWURO YDOYH 
+DQGWLJKWHQXQWLOVQXJWKHQWLJKWHQWXUQPRUH
I 3LORWIODPHQRWWRXFKLQJWKHUPRFRXSOHZKLFKDOORZV
WKHUPRFRXSOHWRFRROFDXVLQJSLORWIODPHWRJRRXW
7KLVSUREOHPFRXOG EHFDXVHGE\HLWKHU  ORZJDV
SUHVV UH&RQWDFWORFDOJDVFRPSDQ\RUGLUW\RU
SDUWLDOO\ FORJJHG 2'6SLORW  &OHDQ 2'6SLORW RU
UHSODFH2'6SLORWDVVHPEO\
J 7KHUPRFRXSOHGDPDJHG5HSODFHWKHUPRFRXSOH
K &RQWUROYDOYHGDPDJHG5HSODFHFRQWUROYDOYH
 0DLQE UQHUGRHVQRWOLJKWDIWHU2'6SLORWLVOLW
D 0DLQEXUQHURULILFHFORJJHG&OHDQPDLQEXUQHURU
UHSODFHPDLQEXUQHURULILFH
E 0DLQEXUQHURULILFHGLDPHWHULVWRRVPDOO5HSODFH
PDLQEXUQHURULILFH
F ,QOHW JDV SUHVVXUH LV WRR ORZ  &RQWDFW ORFDO JDV
FRPSDQ\
 3LORWE UQLQJQRJDVWRE UQHUYDOYHNQRE21RQ
RIIVZLWFK21
D 2Q2IIVZLWFKZDOOVZLWFKUHPRWHFRQWURORUZLUHV
GHIHFWLYH&KHFNRQRIIVZLWFKDQGZLUHVIRUSURSHU
FRQQHFWLRQV 3ODFH MXPSHU ZLUHV DFURVV WHUPLQDO DW
VZLWFKLIEXUQHUFRPHVRQUHSODFHGHIHFWLYHVZLWFK
,I2.SODFHMXPSHUZLUHVDFURVVVZLWFKZLUHVDWJDV
YDOYHLIEXUQHUFRPHVRQZLUHVDUHIDXOW\RUFRQQHFWLRQV
DUHEDG
E 7KHUPRSLOHPD\QRWEHJHQHUDWLQJVXIILFLHQWPLOOLYROWV
,IWKHSLORWIODPHLVQRWFORVHHQRXJKSK\VLFDOO\WRWKH
WKHUPRSLOHFOHDQWKH2'6SLORW
%HVXUHWKHZLUHFRQQHFWLRQVIURPWKHWKHUPRSLOHDW
WKHJDVYDOYHWHUPLQDOVDUHWLJKWDQGWKHWKHUPRSLOHLV
IXOO\LQVHUWHGLQWRWKHSLORWEUDFNHW
&KHFNWKHWKHUPRSLOHZLWKDPLOOLYROWPHWHU7DNHWKH
UHDGLQJDW7+7373WHUPLQDOVRIWKHJDVYDOYH7KH
PHWHU VKRXOG UHDG  PLOOLYROWV PLQLPXP ZKLOH
KROGLQJWKHYDOYHNQREGHSUHVVHGLQWKH3,/27SRVLWLRQ
ZLWKWKHSLORWOLWDQGWKH212))VZLWFKLQWKH2))
SRVLWLRQ5HSODFHWKHIDXOW\WKHUPRSLOHLIWKHUHDGLQJLV
EHORZWKHVSHFLILHGPLQLPXP
 :LWK WKH SLORW LQ WKH 21 SRVLWLRQ GLVFRQQHFW WKH
WKHUPRSLOHOHDGVIURPWKHYDOYH7DNHDUHDGLQJDWWKH
WKHUPRSLOHOHDGV7KHUHDGLQJVKRXOGEH PLOOLYROWV
PLQLPXP 5HSODFH WKH WKHUPRSLOH LI WKH UHDGLQJ LV
EHORZWKHPLQLPXP
F 'HIHFWLYHYDOYH7XUQYDOYHNQREWR213ODFH21
2))VZLWFKWR21&KHFN ZLWK PLOOLYROWPHWHUDW
WKHUPRSLOH WHUPLQDOV 0LOOLYROW PHWHU VKRXOG UHDG
JUHDWHUWKDQPLOOLYROWV,IWKHUHDGLQJLVRND\DQG
WKHPDLQEXUQHUGRHVQRWLJQLWHUHSODFHWKHJDVYDOYH
G 3OXJJHG PDLQ EXUQHU RULILFH  &KHFN PDLQ EXUQHU
RULILFHIRUEORFNDJHDQGUHPRYH
 'HOD\HGLJQLWLRQRIPDLQE UQHU
D 0DQLIROG SUHVVXUH LV WRR ORZ  &RQWDFW ORFDO JDV
FRPSDQ\
E 0DLQEXUQHURULILFHFORJJHG&OHDQPDLQEXUQHUDQG
PDLQEXUQHURULILFH
 ,IE UQLQJDWPDLQE UQHURULILFHRFF UVDOR GURDULQJ
EORZWRUFKQRLVH
D <RX PXVW WXUQ RII EXUQHU DVVHPEO\ DQG FRQWDFW D
TXDOLILHGVHUYLFHSHUVRQ
E 0DLQEXUQHURULILFHLVFORJJHGRUGDPDJHG²&OHDQPDLQ
EXUQHUDQG PDLQ EXUQHU RULILFH RU UHSODFH PDLQEXUQHU
RULILFH
F 'DPDJHGPDLQEXUQHU²5HSODFHGDPDJHGPDLQEXUQHU
G *DVUHJXODWRUGHIHFWLYH²5HSODFHJDVUHJXODWRU
7528%/(6+227,1*