Chase Voice Authorization User manual

QUICK REFERENCE GUIDE
Voice Authorization
Get credit card
authorizations using any
touch-tone telephone –
enter the authorization
codes when your POS
system is ready.

PRET-078 ©2011, Chase Paymentech Solutions, LLC. All rights reserved.POS-1116 11/11
Voice authorization systems allow you to get authorizations using any touch-tone
telephone in the event that you are unable to get an authorization using your
point-of-sale (POS) system. You will be prompted to make selections or provide
information, prior to receiving an approval number or decline. The approval
number can then be keyed into your POS system when ready.
Contents
GETTING STARTED
Chase Paymentech IVR System Menu. . . . . . . . . . . . 3
Chase Paymentech System . . . . . . . . . . . . . . . . . . . . . 4
OtherSystems................................4
Possible Fraudulent Activity . . . . . . . . . . . . . . . . . . . . 5
VerificationServices ...........................5
REFERENCE
AVSResponseCodes...........................6

Chase
Paymentech
IVR System
Menu
Follow these steps to
receive an authorization
from our interactive
voice response system.
Primary
Telephone Number:
1.888.706.1526
Secondary
Telephone Number:
1.214.849.3002
1. ENTER MERCHANT NUMBER
Enter your complete merchant number, which can also be known as
a transaction division number. Press the Pound [#] key.
2. SELECT THE TRANSACTION TYPE
Select the appropriate transaction type:
Press [1] to request an authorization for a credit card
Press [2] to request an authorization with Address Verification
(AVS)
Press [3] to request an authorization with Card Security
Verification (CSV)
Press [4] to request an authorization with AVS and CSV
Press [5] to request an Address Verification only
Press [6] to collect further information on an account that has
received a referral response or to report a Code 10
Press [7] to request a bank telephone number
3. ENTER CARD NUMBER
Enter the cardholder’s credit card number. Press the Pound [#] key.
4. ENTER EXPIRATION DATE
Enter the customer’s 4-digit credit card expiration date in MMYY
format. Press the Pound [#] key.
5. PRESS 1 FOR RETAIL OR 2 FOR CARD-NOT-PRESENT
Press [1] or [2] to specify whether or not the card is present.
6. ENTER CHARGE AMOUNT
Enter the total amount of the transaction without using dollar signs
or periods (for instance, $68.32 is entered as “6832”). Press the
Pound [#] key.
7. VERIFY AMOUNT
The system repeats the amount. Press [1] if it is correct or [2] if it is
not correct.
8. YOUR AUTHORIZATION CODE IS...
Write your authorization code on your sales slip.
Helpful Hints
To repeat the authorization code, press [9].
To return to the transaction menu, press the Star [*] key.
If an error has been made after pressing the Pound [#] key,
disconnect and begin again with step 1.
It may be necessary for an operator to come on the line to
complete an authorization. This will happen automatically with no
need for a second call.
Depending on the transaction type selected, you may be
prompted to enter the cardholder’s billing address, ZIP code or
last three numbers printed on the back of the card.
3

Chase
Paymentech
System
Refer to this section for
information on the
payment brands this
system supports and
what information you’ll
need to provide.
Primary
Telephone Number:
1.888.706.1526
Secondary
Telephone Number:
1.214.849.3002
PAYMENT BRANDS
NEEDED INFORMATION
Please have the following information available:
Chase Paymentech’s Transaction Division (TD) Number:
Customer’s credit card number and expiration date (in MMYY
format)
Exact total amount of transaction (including tax, shipping and
handling)
Customer’s billing address, consisting of street number or P.O.
Box number, and ZIP or postal code (if requesting Address
Verification)
Other
Systems
Some payment brands
handle their own
transactions and require
that you call their
systems to request a
voice authorization.
Telephone Number:
1.800.528.2121
PAYMENT BRAND
NEEDED INFORMATION
Please have your Service Establishment (SE) number ready when
calling American Express at 1.800.528.2121.
American Express SE Number:
4

Verification
Services
The Chase Paymentech
IVR system offers two
verification services to
assist in preventing
fraudulent activity.
The responses provided
to the caller are specific
to our system and may
not apply to other voice
authorization centers.
ADDRESS VERIFICATION SERVICE (AVS)
During the course of a voice authorization, the merchant can request
the use of the Address Verification Service (AVS). It is a fraud-fighting
tool provided by the major payment brands to combat fraud on
card-not-present (CNP) transactions. During a transaction, the
merchant enters the cardholder’s street address, post office box
number and/or ZIP or postal code. These items are matched against
card issuer information and an AVS response code is returned in
addition to the typical authorization code. The merchant can use the
AVS response as additional information in deciding whether to
accept the transaction.
CARD SECURITY VERIFICATION (CSV)
Card Security Verification (CSV) prompts the caller to provide the
cardholder’s card security code, which is located on the back of the
card. The system responds with either “match” or “no match.”
CALL A CODE 10
If, for any reason, you are suspicious of fraudulent activity, then you
must: contact the Chase Paymentech voice authorization center,
press [6] and a Chase Paymentech representative will assist you.
At retail locations, the following circumstances require a “Code 10
Authorization:”
No magnetic strip on the back of the card
No signature on the back of the card
The signature on the back of the card does not match the
signature on the sales slip
The merchant’s point-of-sale (POS) system prompts the clerk to
hold the card
Possible
Fraudulent
Activity
Contact Chase
Paymentech if you are
suspicious of fraudulent
activity.
5

Response Description
Match Address and ZIP, 5 or 9 digits match
No Match Address and ZIP code do not match
Partial Match ZIP code and Plus-4 match; address does not
match
Partial Match 5-digit ZIP code match; Plus-4 ZIP and address do
not match
Partial Match 5-digit ZIP code does not match; Plus-4 ZIP and
address match
Partial Match ZIP code and Plus-4 ZIP do not match; address
match
Partial Match Canadian street address match; postal code not
verified
Partial Match Canadian postal code match; street address not
verified
Match Canadian street address and postal code match
No Match Canadian street address and postal code not
verified
Unavailable Unable to perform verification
Error Tranasction ineligible for AVS
AVS Response
Codes
The Address Verification
System (AVS) is a
feature that adds fraud
protection on card-not-
present transactions.
The numeric portion of
the customer’s street
address and the ZIP or
postal codeare
compared against the
information on file with
the card-issuing bank.
Use this chart to
interpret U.S. and
Canadian AVS Response
Codes.
6