Kenmore 625.388460 User manual

6$9( 7+,6 0$18$/
8VH WKH SODVWLF EDJ DQG WLH SURYLGHG WR KDQJ PDQXDOV
QHDUE\ WKH VRIWHQHU IRU IXWXUH UHIHUHQFH
8OWUD6RIW :DWHU 6RIWHQHUV
X:DUUDQW\
X6WDUW 8S  6HWWLQJ 7LPHU
X+RZ ,W :RUNV
X&DUH 2I
X6SHFLILFDWLRQV
X5HSDLU 3DUWV
6HDUV 5RHEXFN DQG &R  %HYHUO\ 5RDG +RIIPDQ (VWDWHV ,/   86$
2:1(5·6
0$18$/
,I \RX KDYH TXHVWLRQV ZKHQ
LQVWD LQJ RSHUDWLQJ RU PDLQ
WDLQLQJ \RXU VRIWHQHU DQG
ZKHQ VHWWLQJ WKH WLPHU FD
WKLV WR IUHH QXPEHU
35,17(' ,1 86$
 
ZZZ.HQPRUH:DWHUFRP
ZLWK +LJK 3HUIRUPDQFH 9DOYH
 5HY $   
02'(/ 126
8OWUD6RIW 

8OWUD6RIW 

&DXWLRQ
5HDG DQG )R RZ
$ 6DIHW\ 5X HV DQG
2SHUDWLQJ ,QVWUXFWLRQV
%HIRUH )LUVW 8VH RI
7KLV 3URGXFW
)RU UHSDLU RU UHS DFHPHQW
SDUWV FD WKLV WR IUHH QXP
EHU

0)DPSP&67
6HH EDFN FRYHU IRU RWKHU
6HDUV VHUYLFH QXPEHUV

6($56 5(6,'(17,$/ :$7(5 62)7(1(5
)8// 21( <($5 :$55$17< 21 :$7(5 62)7(1(5
)RU RQH \HDU IURP WKH GDWH RI SXUFKDVH ZKHQ WKLV ZDWHU VRIWHQHU LV LQVWD HG DQG
PDLQWDLQHG LQ DFFRUGDQFH ZLWK RXU LQVWUXFWLRQV 6HDUV ZL UHSDLU IUHH RI FKDUJH
GHIHFWV LQ PDWHULD RU ZRUNPDQVKLS LQ WKLV ZDWHU VRIWHQHU
)8// 7+5(( <($5 (/(&7521,&6 :$55$17<
)RU D SHULRG RI WKUHH \HDUV IURP GDWH RI SXUFKDVH 6HDUV ZL UHS DFH WKH %5,1(
7$1. /,*+7 (/(&7521,& %2$5' 6(1625 +286,1* :,5,1* +$51(66
75$16)250(5 0,&52 6:,7&+ '5,9( 02725 25 32:(5 &$%/(
VKRX G WKH\ EH GHIHFWLYH LQ PDWHULD RU ZRUNPDQVKLS
)8// 7(1 <($5 :$55$17< $*$,167 /($.6
)RU WHQ \HDUV IURP WKH GDWH RI SXUFKDVH 6HDUV ZL IXUQLVK DQG LQVWD D QHZ FXUUHQW
PRGH ZDWHU VRIWHQHU WDQN RU VD W VWRUDJH GUXP IUHH RI FKDUJH LI HLWKHU WKH WDQN
RU GUXP GHYH RS D HDN
72 2%7$,1 :$55$17< 6(59,&( 6,03/< &217$&7 7+( 1($5(67 6($56
6(59,&( &(17(5 7+528*+287 7+( 81,7(' 67$7(6 7KLV ZDUUDQW\ DS
S LHV RQ \ ZKL H WKLV SURGXFW LV LQ XVH LQ WKH 8QLWHG 6WDWHV
7KLV ZDUUDQW\ JLYHV \RX VSHFLILF HJD ULJKWV DQG \RX PD\ KDYH RWKHU ULJKWV ZKLFK
YDU\ IURP VWDWH WR VWDWH
6HDUV 5RHEXFN DQG &R ' :$ +RIIPDQ (VWDWHV ,/ 
:$55$17<
$
,I \RX ZDQW \RXU ZDWHU VRIWHQHU SURIHVVLRQDOO\ LQVWDOOHG WDON WR \RXU 6HDUV 6DOHVPDQ +H ZLOO DUUDQJH IRU D
SURPSW TXDOLW\ LQVWDOODWLRQ E\ 6HDUV $XWKRUL]HG ,QVWDOOHUV
6($56 ,167$//$7,21 32/,&<
$OO LQVWDOODWLRQ ODERU DUUDQJHG E\ 6HDUV VKDOO EH SHU
IRUPHG LQ D QHDW ZRUNPDQOLNH PDQQHU LQ DFFRU
GDQFH ZLWK JHQHUDOO\ DFFHSWHG WUDGH SUDFWLFHV )XU
WKHU DOO LQVWDOODWLRQV VKDOO FRPSO\ ZLWK DOO ORFDO
ODZV FRGHV UHJXODWLRQV DQG RUGLQDQFHV XVWRP
HUV VKDOO DOVR EH SURWHFWHG GXULQJ LQVWDOODWLRQ E\ LQ
VXUDQFH UHODWLQJ WR 3URSHUW\ 'DPDJH :RUNPDQ·V
RPSHQVDWLRQ DQG 3XEOLF /LDELOLW\
6($56 ,167$//$7,21 :$55$17<
,Q DGGLWLRQ WR DQ\ ZDUUDQW\ H[WHQGHG WR \RX RQ WKH
6HDUV PHUFKDQGLVH LQYROYHG ZKLFK ZDUUDQW\ EH
FRPHV HIIHFWLYH WKH GDWH WKH PHUFKDQGLVH LV
LQVWDOOHG VKRXOG WKH ZRUNPDQVKLS RI DQ\ 6HDUV DU
UDQJHG LQVWDOODWLRQ SURYH IDXOW\ ZLWKLQ RQH \HDU
6HDUV ZLOO XSRQ QRWLFH IURP \RX FDXVH VXFK IDXOWV
WR EH FRUUHFWHG DW QR DGGLWLRQDO FRVW WR \RX
)$&76 $1' ),*85(6 72 .((3
)LOO LQ WKH EODQNV EHORZ DQG NHHS WKLV ERRN LQ D VDIH SODFH VR \RX DOZD\V KDYH
WKHVH IDFWV
:DWHU 6RIWHQHU 0RGHO 1R
6HULDO 1XPEHU
'DWH ,QVWDOOHG
:DWHU +DUGQHVV *UDLQV 3HU *DOORQ
,URQ RQWHQW 3DUWV 3HU 0LOOLRQ
S+ 7DVWH $QG2U 2GRU
:DWHU 3UHVVXUH 3RXQGV6TXDUH ,QFK
:DWHU )ORZ 5DWH *DOORQV 3HU 0LQXWH
 7KH PRGHOQXPEHU LVRQ WKHUDWLQJ GHFDOORFDWHG RQWKH ULPXQGHU WKHVDOW KROH FRYHU
VDOW KROH FRYHU
UDWLQJ
GHFDO
:
$
5
5
$
1
7
<

7$%/( 2) &217(176
%
6(&7,21  :$7(5 62)7(1(5 67$57 83 3$*( 12
$ 6DIHW\ *XLGHV 
% KHFN /LVW RI 6WHS%\6WHS *XLGHV 7R ,QVWDOO 
3URJUDP7KH7LPHU  
' 6DQLWL]LQJ 7KH :DWHU 6RIWHQHU 
( $GGLQJ 6DOW 7R 7KH 6WRUDJH 7DQN 
6(&7,21  +2: <285 :$7(5 62)7(1(5 :25.6
$ )DFHSODWH 7LPHU )HDWXUHV  
% 6RIW :DWHU 6HUYLFH DQG 5HJHQHUDWLRQ  
6(&7,21  &$5( 2) <285 :$7(5 62)7(1(5
$ 6DOW $GGLQJ 7R 6WRUDJH 7DQN  6DOW %ULGJH 
% .HHSLQJ 7KH :DWHU 6RIWHQHU OHDQ 
 3URWHFW 7KH :DWHU 6RIWHQHU )URP )UHH]LQJ 
' KHFNOLVW 1RW *HWWLQJ 6RIW :DWHU 
6(&7,21  $%287 <285 :$7(5 62)7(1(5
$ 'LPHQVLRQV  6SHFLILFDWLRQV  
6(&7,21  6(59,&( 7(&+ ,1)250$7,21
$ 7URXEOHVKRRWLQJ  WR 
% 5RWDU\ 9DOYH 6HUYLFH 
 :DWHU )ORZ 7KURXJK 7KH 6RIWHQHU 9DOYH  WR 
6(&7,21  5(3$,5 3$576 )25 :$7(5 62)7(1(5
$ :DWHU 6RIWHQHU RPSOHWH  
% %ULQH 9DOYH $VVHPEO\  
 9DOYH $VVHPEO\  
7
$
%
/
(
2
)
&
2
1
7
(
1
7
6

&$87,216
3/($6( 5($' $1' &203/< :,7+ 7+( )2//2:,1*
*8,'(6 72 35(9(17 '$0$*( 72 7+( 62)7(1(5
25 27+(5 3523(57< 3(5621$/ ,1-85< 25 326
6,%/( )$7$/ 6+2&.
V7+,6 62)7(1(5 :25.6 21  92/76 21/< %(
685( 72 86( 21/< 7+( 75$16)250(5 ,1&/8'('
$1' 3/8* ,7 ,172 $ 120,1$/ 9  &<&/(
+286(+2/' 287/(7 7+$7 ,6 *5281'(' $1'
3523(5/< 3527(&7(' %< $1 29(5&855(17 '(
9,&( 68&+ $6 $ &,5&8,7 %5($.(5 25 )86( ,)
75$16)250(5 ,6 5(3/$&(' 86( 21/< 7+( $8
7+25,=(' 6(59,&( &/$66 ,,  92/7  9$
75$16)250(5
V8QSOXJ WKH WUDQVIRUPHU ULJKW DZD\ LI WKH SRZHU
FDEOH VKRXOG EHFRPH GDPDJHG RU IUD\HG 0DNH UH
SDLUV RU UHSODFH WUDQVIRUPHU EHIRUH SOXJJLQJ EDFN
LQWR WKH SRZHU RXWOHW
V$OZD\V XQSOXJ WKH VRIWHQHU IURP HOHFWULFDO SRZHU
EHIRUH UHPRYLQJ RXWHU YDOYH FRYHUV
V7KLV V\VWHP LV QRW LQWHQGHG WR EH XVHG IRU WUHDWLQJ
ZDWHU WKDW LV PLFURELRORJLFDOO\ XQVDIH RU RI XQNQRZQ
TXDOLW\ ZLWKRXW DGHTXDWH GLVLQIHFWLRQ EHIRUH RU DIWHU
WKH V\VWHP
V5HDG DOO VWHSV JXLGHV DQG UXOHV FDUHIXOO\ EHIRUH
LQVWDOOLQJ DQG XVLQJ \RXU QHZ ZDWHU VRIWHQHU )ROORZ
DOO VWHSV H[DFWO\ WR FRUUHFWO\ LQVWDOO )DLOXUH WR IROORZ
WKHP FRXOG FDXVH SHUVRQDO LQMXU\ RU SURSHUW\ GDPDJH
5HDGLQJ WKLV ERRN ZLOO DOVR KHOS \RX WR JHW DOO RI WKH
EHQHILWV IURP \RXU ZDWHU VRIWHQHU
V<RXU ZDWHU VRIWHQHU ZLOO UHPRYH KDUGQHVV PLQHUDOV
DQG ´FOHDU ZDWHUµ LURQ IURP ZDWHU XS WR WKH OLPLWV
VKRZQ RQ SDJH  ,W ZLOO QRW UHPRYH RWKHU W\SHV RI
LURQ DFLGV WDVWHV DQG RGRUV HWF ,W ZLOO QRW SXULI\ SRO
OXWHG ZDWHU RU PDNH LW VDIH WR GULQN
V3URWHFW WKH VRIWHQHU DQG SLSLQJ IURP IUHH]LQJ 'DP
DJH IURP IUHH]LQJ YRLGV WKH VRIWHQHU ZDUUDQW\ 6HH
SDJH 
 &DSDFLW\ WR UHPRYH FOHDU ZDWHU LURQ ZDV WHVWHG LQ WKH
ILHOG E\ WKH PDQXIDFWXUHU
:$7(5 62)7(1(5 67$57 83
6(&7,21 

3URE HPV 4XHVWLRQV" &D    .HQPRUH :DWHU /LQH
$ 6$)(7< *8,'(6
6
(
&
7
,
2
1


:$7(5 62)7(1(5 67$57 83
6(&7,21 

3URE HPV 4XHVWLRQV" &D    .HQPRUH :DWHU /LQH
% &+(&. /,67 2) 67(3%<67(3 *8,'(6 72 ,167$//
7R EH VXUH \RX KDYH GRQH DOO WKH VWHSV WR LQVWDOO WKH
VRIWHQHU UHDG WKH IROORZLQJ OLVW 5HIHU WR WKH ,QVWDOOD
WLRQ 0DQXDO SDUW QR  IRU VWHSE\VWHS
JXLGHV
3DJH QXPEHUV UHIHUUHG WR DUH LQ WKH ,QVWDOODWLRQ
0DQXDO XQ HVV RWKHUZLVH QRWHG
T,V WKH KRXVH ZDWHU IORZ JRLQJ ,172 WKH VRIWHQHU
YDOYH ,1/(7" 7UDFH SLSLQJ WR EH VXUH6HH SDJHV
  DQG 
T,V WKH SOXPELQJ E\SDVV YDOYH RU  YDOYHV VHW IRU
6(59, (" %\SDVV YDOYHV VKRXOG DOZD\V UH
PDLQ LQ VRIW ZDWHU VHUYLFH SRVLWLRQ 3RVLWLRQ LQ
´E\SDVVµ RQO\ LI QHHGHG IRU VRIWHQHU UHSDLUV 6HH
),*  SDJH  RI WKLV PDQXDO
T,V WKH YDOYH GUDLQ KRVH FRQQHFWHG WKH ULJKW ZD\
DQG ZLWKRXW VKDUS EHQGV RU NLQNV WKDW FRXOG
VWRS RU UHGXFH ZDWHU IORZ" 6HH SDJH  LQ WKH
LQVWDOODWLRQ PDQXDO
3DJH QXPEHUV UHIHUUHG WR DUH LQ WKH ,QVWDOODWLRQ
0DQXDO XQ HVV RWKHUZLVH QRWHG
T,V WKH WUDQVIRUPHU SOXJJHG LQWR DQ LQVLGH DO
ZD\V OLYH JURXQGHG 9+] HOHFWULFDO RXW
OHW" 6HH SDJHV  DQG   LQ WKH LQVWDOODWLRQ
PDQXDO DQG WKH ZLULQJ VFKHPDWLF RQ SDJH  RI
WKLV PDQXDO
T%H VXUH WRUHVWDUW WKH ZDWHU KHDWHU 6HH SDJH 
&D LIRUQLD (IILFLHQF\ 5HTXLUHPHQW
<RXU .HQPRUH :DWHU 6RIWHQHU KDV D ´+LJK (IIL
FLHQF\µ IHDWXUH ZLWK DQ ´21µ RU ´2))µ VHWWLQJ
7KLV VRIWHQHU VHWWLQJ LV VKLSSHG LQ WKH ´2))µ
SRVLWLRQ ZKLFK XWLOL]HV WKH PD[LPXP UDWHG FD
SDFLW\ ZKLOH PRVW RIWHQ DFKLHYLQJ PD[LPXP VDOW
HIILFLHQFLHV :KHQ LQVWDOOLQJ WKLV XQLW LQ WKH 6WDWH
RI DOLIRUQLD \RX 0867 WXUQ WKLV VHWWLQJ WR WKH
´21µ SRVLWLRQ ZKLFK PD\ LQLWLDWH PRUH IUHTXHQW
UHFKDUJHV KRZHYHU LW ZLOO RSHUDWH DW  JUDLQV
SHU SRXQG RI VDOW RU KLJKHU
,I \RX ZLVK WR WXUQ WKH 6DOW (IILFLHQF\ IHDWXUH
´21µ  LFRQ ZLOO VKRZ LQ GLVSOD\ IROORZ WKH
LQVWUXFWLRQV LQ WKH )DFHSODWH 7LPHU )HDWXUHV 6HF
WLRQ  RI WKLV PDQXDO 
127( &RGHV LQ WKH VWDWH RI 0DVVDFKXVHWWV UHTXLUH LQVWDOODWLRQ
E\ D OLFHQVHG SOXPEHU )RU LQVWDOODWLRQ XVH SOXPELQJ FRGH
 &05 RI WKH &RPPRQZHDOWK RI 0DVVDFKXVHWWV
9$/9(
,1/(7
S DVWLF
YD YH
%\SDVV 9D YHV
),* 

:$7(5 62)7(1(5 67$57 83
6(&7,21 

3URE HPV 4XHVWLRQV" &D    .HQPRUH :DWHU /LQH
& 352*5$0 7+( 7,0(5
),* 
'2:1
EXWWRQ
83
EXWWRQ
GLVS D\
6(/(&7
EXWWRQV
5(&+$5*( EXWWRQ
5(&+$5*(
35(66 )25
721,*+7
+2/' )25
,00(',$7(
&XVWRPHU $VVLVWDQFH

6$/7
/(9(/
$'-867
6,*1$/
/,*+7
$'-867
)/2: 5$7(
$9* '$,/<
*$//216
/2: 6$/7
VD W HYH DGMXVW
VLJQD LJKW DGMXVW
6$/7
021,725,1* 6<67(0
7$1.
/,*+7
6(/(&7

6(/(&7

WDQN LJKW
.HQPRUH:DWHUFRP
:KHQ WKH WUDQVIRUPHU LV SOXJJHG LQ WKH PRGHO FRGH
+) DQG D WHVW QXPEHU H[DPSOH - VKRZ LQ WKH
IDFH SODWH GLVSOD\ IRU  VHFRQGV 7KHQ  $0 DQG
35(6(17 7,0( EHJLQ WR IODVK
$0
35(6(17 7,0(








6$/7
/(9(/
6,*1$/
/(9(/








6$/7
/(9(/
6,*1$/
/(9(/
1RWHV
,IVKRZVLQWKHGLVSOD\SUHVVWKH83bRU
'2:1 dEXWWRQ XQWLO +) VKRZV 7KHQ SUHVV WKH
6(/( 7  EXWWRQ WR VHW DQG FKDQJH WR WKH IODVKLQJ
35(6(17 7,0( GLVSOD\
7R FKHFN WKH PRGHO FRGH XQSOXJ WKH WUDQVIRUPHU DW
WKH ZDOO RXWOHW DQG SOXJ LQ DJDLQ LI RWKHU WKDQ +)
VKRZV VHH SDJH  WR UHVHW
6281' ´%((3(5µ $ ´EHHSHUµ VRXQGV ZKLOH
SUHVVLQJ EXWWRQV IRU WLPHU VHWXS 2QH EHHS VLJQDOV
D FKDQJH LQ WKH IDFH SODWH GLVSOD\ 5HSHDWHG EHHSV
PHDQ WKH WLPHU ZLOO QRW DFFHSW D FKDQJH IURP WKH
EXWWRQ \RX KDYH SUHVVHG WHOOLQJ \RX WR XVH DQRWKHU
EXWWRQ )RU H[DPSOH ZKLOH VHWWLQJ WKH KDUGQHVV
VWHS  WKH EHHSHU VRXQGV UHSHDWHGO\ ZKHQ WKH GLV
SOD\ UHDFKHV  XVLQJ WKH '2:1 EXWWRQ RU WKH KLJK
HVW KDUGQHVV VHWWLQJ XVLQJ WKH 83 EXWWRQ
 6(7 35(6(17 7,0( 2) '$<
,I WKH ZRUGV 35(6(17 7,0( GR QRW VKRZ LQ WKH GLV
SOD\ SUHVV WKH 6(/( 7  EXWWRQ ),*  XQWLO WKH\
GR RU VHH WKH SUHYLRXV QRWHV
Q3UHVV WKH 83  '2:1 EXWWRQV WR VHW WKH SUHVHQW
WLPH 3UHVV 83 WR PRYH WKH GLVSOD\ DKHDG SUHVV
'2:1 WR PRYH WKH WLPH EDFNZDUG
,I WKH SUHVHQW WLPH LV EHWZHHQ
QRRQ DQG PLGQLJKW EH VXUH 30
VKRZV
,I WKH SUHVHQW WLPH LV EHWZHHQ
PLGQLJKW DQG QRRQ EH VXUH $0
VKRZV
(DFK SUHVV RI WKH 83 '2:1 EXWWRQV FKDQJHV
WKH WLPH E\  PLQXWH +ROGLQJ WKH EXWWRQV LQ
FKDQJHV WKH WLPH UDSLGO\
30
35(6(17 7,0(








6$/7
/(9(/
6,*1$/
/(9(/
$0
35(6(17 7,0(








6$/7
/(9(/
6,*1$/
/(9(/

:$7(5 62)7(1(5 67$57 83
6(&7,21 

3URE HPV 4XHVWLRQV" &D    .HQPRUH :DWHU /LQH
& 352*5$0 7+( 7,0(5
 6(7 :$7(5 +$5'1(66 180%(5
Q3UHVV WKH 6(/( 7  EXWWRQ RQFH WR GLVSOD\ 
IODVKLQJ DQG +$5'1(66
7KH JUDLQV SHU JDOORQ JSJ
KDUGQHVV RI \RXU ZDWHU VXSSO\
LV RQ \RXU ZDWHU DQDO\VLV UHSRUW
%H VXUH WR HQWHU ZDWHU WHVW UH
VXOWV RQ SDJH $ IRU IXWXUH UHIHU
HQFH
,I \RXU ZDWHU VXSSO\ FRQWDLQV LURQ FRPSHQVDWH IRU
LW E\ DGGLQJ WR WKH ZDWHU KDUGQHVV QXPEHU )RU H[
DPSOH DVVXPH \RXU DWHU LV  JSJ KDUG DQG FRQWDLQV 
SSP LURQ $GG  WR WKH KDUGQHVV QXPEHU IRU HDFK  SSP
RI LURQ ,Q WKLV H[DPSOH \RX RXOG XVH  IRU \RXU KDUG
QHVV QXPEHU

J
S
J
KDUGQHVV
 SSP LURQ [   
WLPHV  +$5'1(66 180%(5
Q3UHVV WKH 83  '2:1 EXWWRQV WR VHW \RXU ZDWHU
KDUGQHVV QXPEHU LQ WKH GLVSOD\ 7KH '2:1 EXWWRQ
PRYHV WKH GLVSOD\ WR  7KH 83 EXWWRQ PRYHV WKH
GLVSOD\ WR WKH KLJKHVW VHWWLQJ VHH PD[LPXP VHWWLQJ
IRU \RXU PRGHO LQ WKH VSHFLILFDWLRQV
1RWH
%HWZHHQ  DQG  HDFK SUHVV RI WKH 83  '2:1
EXWWRQ FKDQJHV WKH GLVSOD\ E\  %HWZHHQ  DQG
WKH KLJKHVW QXPEHU WKH GLVSOD\ FKDQJHV  DW D
WLPH}   HWF +ROGLQJ WKH 83 RU '2:1 EXW
WRQ LQ FKDQJHV WKH GLVSOD\ WZLFH HDFK VHFRQG
 6(7 5(&+$5*( 5(*(1(5$7,21 7,0(
Q3UHVV WKH 6(/( 7  EXWWRQ WR GLVSOD\  $0
IODVKLQJ DQG 5(&+$5*( 7,0(
$W WKH  $0 UHFKDUJH WLPH
VHWWLQJ WKH VRIWHQHU EHJLQV UH
JHQHUDWLRQ VHH SDJHV  DQG
  DW  $0 HQGLQJ QR ODWHU WKDQ  $0 7KLV
LV D JRRG WLPH LQ PRVW KRXVHKROGV EHFDXVH ZDWHU LV
QRW EHLQJ XVHG VHH $XWRPDWLF %\SDVVSDJH,I
D GLIIHUHQW UHFKDUJH WLPH VHWWLQJ ZRXOG EH EHWWHU IRU
\RXU KRXVHKROG GR WKH IROORZLQJ
Q3UHVV WKH 83  '2:1 EXWWRQV WR VHW WKH GHVLUHG
UHFKDUJH VWDUWLQJ KRXU %H VXUH WR REVHUYH WKH $0
30 DV \RX GLG ZKHQ VHWWLQJ WKH SUHVHQW WLPH RI GD\
1RWH
(DFK SUHVV RI WKH 83  '2:1 EXWWRQV FKDQJHV WKH
GLVSOD\ RQH KRXU +ROGLQJ WKH EXWWRQV LQ FKDQJHV
WKH GLVSOD\ WZLFH HDFK VHFRQG
 6(7 6$/7 7<3( VRGLXP FKORULGH RU SRWDV
VLXP FKORULGH VHH SDJH 
Q3UHVV WKH 6(/( 7  EXWWRQ WR GLVSOD\ Q$&O WKH
GHIDXOW VHWWLQJ
,I \RX ZDQW WR XVH SRWDVVLXP
FKORULGH . O LQVWHDG RI VWDQ
GDUG VRGLXP FKORULGH 1D O
ZDWHU VRIWHQHU VDOW EH VXUH WR VHW
.&O LQ WKH GLVSOD\ XVLQJ WKH 83
EXWWRQ 7KH . O VHWWLQJ DGMXVWV
UHJHQHUDWLRQ F\FOH WLPHV WR FRP
SHQVDWH IRU WKH YDULDEOH GLVVROY
LQJ UDWH RI SRWDVVLXP FKORULGH
5HIHU WR SDJH  IRU LQIRUPD
WLRQ RQ YDULRXV VDOWV
Q3UHVV WKH 6(/(&7 EXWWRQ RQFH DJDLQ WR FRP
SOHWH LQLWLDO SURJUDPPLQJ DQG WKH FXUUHQW WLPH RI
GD\ ZLOO VKRZ LQ GLVSOD\
30








6$/7
/(9(/
6,*1$/
/(9(/
,) <28 1((' +(/3 352*5$00,1* 7+( 7,0(5 $// 72// )5((
180%(5 
ZZZ.HQPRUH:DWHUFRP
6(( 3$*(6   $1'  )25 27+(5 )$&( 3/$7( 7,0(5 )($785(6
+$5'1(66








6$/7
/(9(/
6,*1$/
/(9(/
$0
7,0(








6$/7
/(9(/
6,*1$/
/(9(/
5(&+$5*(








6$/7
/(9(/
6,*1$/
/(9(/








6$/7
/(9(/
6,*1$/
/(9(/
.&O

:$7(5 62)7(1(5 67$57 83
6(&7,21 

3URE HPV 4XHVWLRQV" &D    .HQPRUH :DWHU /LQH
' 6$1,7,=( 7+( :$7(5 62)7(1(5
DUH LV WDNHQ DW WKH IDFWRU\ WR NHHS \RXU ZDWHU VRIW
HQHU FOHDQ DQG VDQLWDU\ 0DWHULDOV XVHG WR PDNH WKH
VRIWHQHU ZLOO QRW LQIHFW RU FRQWDPLQDWH \RXU ZDWHU
VXSSO\ DQG ZLOO QRW FDXVH EDFWHULD WR IRUP RU JURZ
+RZHYHU GXULQJ VKLSSLQJ VWRUDJH LQVWDOOLQJ DQG
RSHUDWLQJ EDFWHULD FRXOG JHW LQWR WKH VRIWHQHU )RU
WKLV UHDVRQ VDQLWL]LQJ DV IROORZV LV VXJJHVWHG
{
ZKHQ LQVWDOOLQJ
 7KH ILUVW WLPH \RX VDQLWL]H \RXU VRIWHQHU EH VXUH
WR GR DOO VWHSV LQ WKH LQVWDOODWLRQ PDQXDO DQG RQ
SDJHV     DQG  RI WKLV PDQXDO ILUVW
1RWH %H FHUWDLQ WKH E\SDVV YDOYH LV SXOOHG RXW
WR ´VHUYLFHµ SRVLWLRQ
 /LIW WKH VDOW KROH FRYHU DQG XVH D SDLO WR ILOO WKH
VDOW VWRUDJH WDQN ZLWK XS WR  JDOORQV RI ZDWHU
DSSUR[LPDWHO\  LQFKHV
 5HPRYH WKH EULQHZHOO FRYHU ),*  DQG SRXU
DERXW  RXQFH RU  WR  WDEOHVSRRQV RI FRP
PRQ  XQVFHQWHG KRXVHKROG EOHDFK  OR
UR[ /LQFR %R3HHS :KLWH 6DLO (DJOH HWF LQ WKH
VRIWHQHU EULQHZHOO 5HSODFH WKH EULQHZHOO FRYHU
 2SHQ WKH E\SDVV YDOYH DQG SUHVV WKH 5(
&+$5*( EXWWRQ DQG KROG IRU  VHFRQGV WR VWDUW D
UHFKDUJH 7KLV ILUVW UHFKDUJH GRHV VHYHUDO WKLQJV
:,W GUDZV WKH EOHDFK LQWR DQG WKURXJK WKH VRIWHQHU
WR VDQLWL]H LW
:,W ILOOV WKH VDOW WDQN WR WKH ZDWHU OHYHO QHHGHG
:,W JHWV DOO WKH DLU RXW RI WKH UHVLQ WDQN
:,W SUHSDUHV WKH UHVLQ EHG VHH SDJH  IRU VHU
YLFH DQG IOXVKHV UHVLGXDO FKORULQH IURP WKH VRIWHQ
HU
1RWHV
7KLV UHFKDUJH WDNHV DERXW  KRXUV GHSHQGLQJ RQ WKH
VDOW W\SH VHWWLQJ SDJH 
<RX FDQ VDQLWL]H WKH VRIWHQHU ZLWK RU ZLWKRXW VD W
LQ WKH VWRUDJH WDQN
{
5HFRPPHQGHG E\ WKH :DWHU 4XDOLW\ $VVRFLDWLRQ 2Q VRPH
ZDWHU VXSSOLHV WKH ZDWHU VRIWHQHU PD\ QHHG SHULRGLF
GLVLQIHFWLQJ
ZDWHU
DERXW  JDOORQV
EULQHZHOO FRYHU
UHPRYH DQG DGG
DERXW  R]
EOHDFK
EULQHZHOO
),* 
VDOW KROH FRYHU

:$7(5 62)7(1(5 67$57 83
6(&7,21 

3URE HPV 4XHVWLRQV" &D    .HQPRUH :DWHU /LQH
( $'',1* 6$/7 72 7+( 6725$*( 7$1.
%ULQH VDOW GLVVROYHG LQ ZDWHU LV QHHGHG IRU HDFK
DQG HYHU\ UHJHQHUDWLRQ 7KH ZDWHU IRU PDNLQJ EULQH
LV PHWHUHG LQWR WKH VDOW VWRUDJH WDQN E\ WKH VRIWHQHU
<RX PXVW NHHS VDOW LQ WKH WDQN EXW EHFDXVH WKH ZD
WHU VRIWHQHU LV YHU\ HIILFLHQW LW LV QRW QHFHVVDU\ WR
NHHS LW IXOO ,Q KXPLG DUHDV LW LV EHVW WR ILOO WKH VWRU
DJH WDQN RQH TXDUWHU WR RQH KDOI IXOO DQG WR UHILOO LW
PRUH RIWHQ 6DOW EULGJLQJ VHH SDJH   RFFXUV PRUH
RIWHQ ZKHQ FRQGLWLRQV DUH KXPLG
8VH 18**(7 RU 3(//(7 ZDWHU VRIWHQHU VDOW '2
127 XVH URFN VDOWV DV WKH\ KDYH GLUW DQG VHGLPHQWV
WKDW ZLOO VWRS WKH VRIWHQHU IURP ZRUNLQJ
%HIRUH DGGLQJ VDOW EH VXUH WKH EULQHZHOO FRYHU LV LQ
SODFH RQ WKH WRS RI WKH EULQHZHOO %H VXUH WR VHW WKH
VD W PRQLWRU V\VWHP VHH SDJH 
327$66,80 +/25,'( DOWHUQDWH WR VDOW 7KH GH
VLJQ RI WKLV VRIWHQHU DOORZV IRU WKH XVH RI SRWDVVLXP
FKORULGH LQ SODFH RI VDOW VRGLXP FKORULGH
 3ODFH RQO\ RQH EDJ RI . O LQ \RXU VRIWHQHU DW D
WLPH WKH VDOW VWRUDJH WDQN VKRXOG FRQWDLQ QR PRUH
WKDQ  SRXQGV RI . O DW DQ\ RQH WLPH
 $ VRIWHQHU XVLQJ . O VKRXOG QRW EH SODFHG LQ
DUHDV ZLWK WHPSHUDWXUH IOXFWXDWLRQV DQG KLJK KX
PLGLW\ . O ZLOO KDUGHQ LQ WKHVH HQYLURQPHQWV DQG
PD\ PDNH WKH VRIWHQHU LQRSHUDEOH
 KHFN WKH EULQH WDQN DQG EULQHZHOO EODFN WXEH LQ
VDOW VWRUDJH WDQN PRQWKO\ ,I KDUGHQLQJ LV SUHVHQW
SRXU VPDOO DPRXQWV RI ZDUP ZDWHU RQ KDUGHQHG
DUHDV XQWLO WKH\ ORRVHQ
 ,I \RX GR XVH SRWDVVLXP FKORULGH VHH SDJH  WR
VHW WKH WLPHU IRU LWV XVH
1RWH 7KH VDOW PRQLWRU V\VWHP SDJH  LV FDOL
EUDWHG WR WKH GHQVLW\ RI QXJJHW RU SHOOHW ZDWHU VRIW
HQHU VDOW 7KH PRQLWRU ZLOO QRW ZRUN DV DFFXUDWHO\
ZLWK RWKHU W\SHV RI VDOW LQFOXGLQJ URFN DQG VRODU
:$7(5 62)7(1,1* 6$/7 :,7+ ,521 5(029
,1* $'',7,9(6 ³6RPH VDOWV KDYH DQ DGGLWLYH WR
KHOS WKH VRIWHQHU KDQGOH LURQ LQ WKH ZDWHU VXSSO\
7KHVH VDOWV PD\ EH XVHG LI \RXU ZDWHU VXSSO\ KDV D
KLJK LURQ FRQWHQW ,W LV UHFRPPHQGHG WR XVH 6HDUV
5HVLQ %HG OHDQHU   IRU SHULRGLF WUHDWPHQWV
WR NHHS \RXU UHVLQ EHG FOHDQ 7KLV LV DYDLODEOH DW
\RXU ORFDO 6HDUV VWRUH
),* 
VDOW
VWRUDJH
WDQN
EULQHZHOO
FRYHU
EULQHZHOO








6RGLXP LQIRUPDWLRQ :DWHU VRIWHQHUV XVLQJ VRGLXP
FKORULGH IRU UHJHQHUDWLRQ DGG VRGLXP WR WKH ZDWHU
3HUVRQV ZKR DUH RQ VRGLXP UHVWULFWHG GLHWV VKRXOG
FRQVLGHU WKH DGGHG VRGLXP DV SDUW RI WKHLU RYHUDOO
VRGLXP LQWDNH )RU H[DPSOH LI \RXU ZDWHU VXSSO\ LV
 JUDLQV KDUG DQG \RX GUDQN  TXDUWV RI VRIWHQHG
ZDWHU \RX ZRXOG FRQVXPH  PLOOLJUDPV RI VR
GLXP 7KDW LV HTXLYDOHQW WR HDWLQJ  VOLFHV RI
ZKLWH EUHDG
3HUVRQV ZKR DUH FRQFHUQHG DERXW WKHLU GULQNLQJ
ZDWHU VKRXOG FRQVLGHU D .HQPRUH 'ULQNLQJ :DWHU
6\VWHP WKDW ZLOO UHPRYH RU UHGXFH LQ H[FHVV RI 
RI WKH VRGLXP DQG RWKHU GULQNLQJ ZDWHU FRQWDPL
QDQWV

+2: <285 :$7(5 62)7(1(5 :25.6
6(&7,21 

3URE HPV 4XHVWLRQV" &D    .HQPRUH :DWHU /LQH
$ )$&(3/$7( 7,0(5 )($785(6
(;75$ 5(&+$5*(
6RPHWLPHV D PDQXDOO\ VWDUWHG
UHJHQHUDWLRQ UHFKDUJH PD\ EH
GHVLUHG RU QHHGHG 7ZR H[DP
SOHV DUH
 <RX KDYH XVHG PRUH ZDWHU WKDQ
XVXDO JXHVWV YLVLWLQJ DQG \RX
PD\ UXQ RXW RI VRIW ZDWHU EHIRUH
WKH QH[W WLPHU VWDUWHG UHJHQHUD
WLRQ
 <RX GLG QRW UHILOO WKH VRIWHQHU
ZLWK VDOW EHIRUH LW ZDV JRQH $IWHU
\RX UHILOO ZLWK VDOW
<RX FDQ VWDUW D UHJHQHUDWLRQ ULJKW
DZD\ RU \RX FDQ VHW WKH WLPHU WR
UHJHQHUDWH DW WKH QH[W  $0 RU
RWKHU SUHVHW UHFKDUJH WLPH 'R
WKH IROORZLQJ
5( +$5*( 12:
3UHVV WKH 5( +$5*( EXWWRQ
DQG KROG XQWLO 5(&+$5*(
12:6HUY DQG )LOO EHJLQ WR IODVK
LQ WKH GLVSOD\ 8SRQ UHDFKLQJ
ILOO WKH ILUVW F\FOH RI UHJHQHUD
WLRQ WKH IODVKLQJ 6HUY WXUQV RII DQG )LOO LV RQ VWHDG\
5(&+$5*( FRQWLQXHV WR IODVK 7KLV UHJHQHUDWLRQ
ZLOO ODVW IRU DERXW  KRXUV $IWHU WKH  KRXUV \RX ZLOO
KDYH VRIW ZDWHU DJDLQ
1RWH
,I WKH /($1 IHDWXUH LV VHW WR 21 D FOHDQLQJ EDFN
ZDVK &/($1 DQG %N VK RU 5LQVH IODVKHV LQ WKH GLV
SOD\ DORQJ ZLWK WKH PLQXWHV RI WKH FOHDQ F\FOH UH
PDLQLQJ SUHFHGHV WKH UHFKDUJH
5( +$5*( 721,*+7
3UHVV DQG UHOHDVH GR QRW KROG WKH
5( +$5*( EXWWRQ 5(
&+$5*( 721,*+7 IODVKHV LQ
WKH GLVSOD\ DQG WKH VRIWHQHU EH
JLQV UHJHQHUDWLRQ DW WKH QH[W
SUHVHW UHFKDUJH WLPH 3UHVV DQG UHOHDVH WKH 5(
+$5*( EXWWRQ RQFH PRUH LI \RX GHFLGH WR FDQFHO
WKH UHJHQHUDWLRQ DQG 5(&+$5*( 721,*+7
6$/7 021,725 6<67(0
7KH IDFHSODWH WLPHU KDV D ORZ VDOW PRQLWRU ZLWK DQ
LQGLFDWRU OLJKW WR UHPLQG \RX WR DGG VDOW WR WKH VWRU
DJH WDQN 7R VHW WKLV PRQLWRU V\VWHP
 /LIW WKH VDOW KROH FRYHU DQG OHYHO WKH VDOW LQ WKH
VWRUDJH WDQN
 7KH VDOW OHYHO GHFDO RQ WKH EULQHZHOO LQVLGH WKH
WDQN KDV QXPEHUV IURP  WR  VHH GUDZLQJ EH
ORZ 2EVHUYH WKH QXPEHU WKH OHYHOHG VDOW LV DW
RU FORVHVW WR
 1RZ SUHVV WKH 6$/7 /(9(/ $'-867 EXWWRQ
XQWLO EODFN EDUV GLVSOD\ XS WR WKH VDOW OHYHO QXP
EHU )RU H[DPSOH WKH SLFWXUHV EHORZ VKRZ WKH
VDOW OHYHO DW 
 )LQDOO\ VHW WKH OHYHO \RX ZDQW WKH ORZ VDOW LQGL
FDWRU OLJKW WR FRPH RQ 3UHVV WKH 6,*1$/ /,*+7
$'-867 EXWWRQ XQWLO D 7 VKRZV RSSRVLWH WKLV
QXPEHU ,Q WKH H[DPSOH EHORZ WKH OLJKW ZLOO
FRPH RQH ZKHQ WKH VWRUHG VDOW GURSV WR OHYHO 
$W OHYHO  WKH VWRUDJH WDQN LV DERXW  IXOO 7KLV
LV WKH ORZHVW \RX VKRXOG DOORZ WKH VWRUHG VDOW
OHYHO WR GURS WR
 ,I \RX ZDQW WR WXUQ WKH VDOW PRQLWRU RII SUHVV WKH
6,*1$/ /,*+7 $'-867 EXWWRQ XQWLO 2))
VKRZV DERYH
1RWHV
,I SRWDVVLXP FKORULGH LV XVHG EH VXUH WR DGMXVW WKH
WLPHU WR WKH . O VHWWLQJ RQ SDJH  
<RXUVDOWPRQLWRULVDQHVWLPDWHRI\RXUVDOWOHYHODF
FXUDF\ GHSHQGV RQ WKH W\SH RI VDOW XVHG DQG RWKHU
UHJHQHUDWLRQ FKDUDFWHULVWLFV








6$/7
/(9(/
EULQHZHOO
GHFDO
VDOW
OHYHO
LQGLFDWRU OLJKW
6$/7
/(9(/ 6,*1$/ /(9(/
EDUV VDOW
OHYHO
6$/7
/(9(/
$'-867
6,*1$/
/,*+7
$'-867
/2: 6$/7
6$/7
021,725,1* 6<67(0
7$1.
/,*+7
6
(
&
7
,
2
1









6$/7
/(9(/
6,*1$/
/(9(/
30
5(&+$5*( 12:








6$/7
/(9(/
6,*1$/
/(9(/
30
5(&+$5*( 721,*+7