Toro 74270 User manual

2SHUDWRU·V 0DQXDO
(QJOLVK *%
)RUP 1R 
=
=0DVWHUXZLWK FP 0RZHU
0RGHO 1R ³ DQG 8S


$OO 5LJKWV 5HVHUYHG
3ULQWHG LQ WKH 86$
È  E\ 7KH 7RUR &RPSDQ\
 /\QGDOH $YHQXH 6RXWK
%ORRPLQJWRQ 01 
7KH HQJLQH H[KDXVW IURP WKLV SURGXFW FRQWDLQV
FKHPLFDOV NQRZQ WR WKH 6WDWH RI &DOLIRUQLD WR
FDXVH FDQFHU ELUWK GHIHFWV RU RWKHU UHSURGXFWLYH
KDUP
:DUQLQJ
,PSRUWDQW 7KLV HQJLQH LV QRW HTXLSSHG ZLWK D VSDUN
DUUHVWHU PXIIOHU ,W LV D YLRODWLRQ RI &DOLIRUQLD 3XEOLF
5HVRXUFH &RGH 6HFWLRQ  WR XVH RU RSHUDWH WKLV HQJLQH
RQ DQ\ IRUHVWFRYHUHG EUXVKFRYHUHG RU JUDVVFRYHUHG
ODQG 2WKHU VWDWHV RU IHGHUDO DUHDV PD\ KDYH VLPLODU ODZV
7KLV VSDUN LJQLWLRQ V\VWHP FRPSOLHV ZLWK &DQDGLDQ
,&(6
&H V\VWqPH G·DOOXPDJH SDU pWLQFHOOH GH YpKLFXOH HVW
FRQIRUPH j OD QRUPH 10% GX &DQDGD
7KH HQFORVHG (QJLQH 2ZQHU·V 0DQXDO LV VXSSOLHG IRU
LQIRUPDWLRQ UHJDUGLQJ 7KH 86 (QYLURQPHQWDO
3URWHFWLRQ $JHQF\ (3$ DQG WKH &DOLIRUQLD (PLVVLRQ
&RQWURO 5HJXODWLRQ RI HPLVVLRQ V\VWHPV PDLQWHQDQFH
DQG ZDUUDQW\
.HHS WKLV HQJLQH 2ZQHU·V 0DQXDO ZLWK \RXU XQLW
6KRXOG WKLV HQJLQH 2ZQHU·V 0DQXDO EHFRPH GDPDJHG
RU LOOHJLEOH UHSODFH LPPHGLDWHO\ 5HSODFHPHQWV PD\ EH
RUGHUHG WKURXJK WKH HQJLQH PDQXIDFWXUHU
&RQWHQWV
3DJH
,QWURGXFWLRQ 
6DIHW\ 
6DIH 2SHUDWLRQ 3UDFWLFHV IRU 5LGHRQ ULGLQJ
5RWDU\ /DZQPRZHU 0DFKLQHV 
6DIH 2SHUDWLQJ 3UDFWLFHV 
6RXQG 3UHVVXUH /HYHO 
6RXQG 3RZHU /HYHO 
9LEUDWLRQ /HYHO 
6ORSH &KDUW 
6DIHW\ DQG ,QVWUXFWLRQ 'HFDOV 
*DVROLQH DQG 2LO 
5HFRPPHQGHG *DVROLQH 
8VLQJ 6WDELOL]HU&RQGLWLRQHU 
)LOOLQJ WKH )XHO 7DQN 
&KHFN (QJLQH 2LO /HYHO 
$VVHPEO\ 
/RRVH 3DUWV 
,QVWDOO 'ULYH :KHHOV 
7LUH 3UHVVXUH 
,QVWDOO 6HDW 5HWDLQLQJ 5RG 
,QVWDOO 0RWLRQ &RQWURO /HYHUV 
3DJH
$FWLYDWH WKH %DWWHU\ 
,QVWDOO %DWWHU\ 
+\GUDXOLF 6\VWHP 
*UHDVLQJ WKH %HDULQJV 
&KHFN WKH /HYHOLQJ RI 0RZHU 'HFN 
&KHFN 6LGH 'LVFKDUJH &KXWH 
&KHFN (QJLQH 2LO /HYHO 
2SHUDWLRQ 
7KLQN 6DIHW\ )LUVW 
&RQWUROV 
3DUNLQJ %UDNH 
,QVWDOOLQJ RU 5HPRYLQJ %DIIOHV 
,QVWDOOLQJ DQG 5HPRYLQJ %ORZRXW %DIIOHV 
6WDUWLQJ DQG 6WRSSLQJ WKH (QJLQH 
2SHUDWLQJ WKH 3RZHU 7DNH 2II 372 
7KH 6DIHW\ ,QWHUORFN 6\VWHP 
7HVWLQJ WKH 6DIHW\ ,QWHUORFN 6\VWHP 
'ULYLQJ )RUZDUG RU %DFNZDUG 
6WRSSLQJ WKH 0DFKLQH 
,QVWUXPHQWV 
)XHO 7DQNV 
$GMXVWLQJ +HLJKWRI&XW 
$GMXVWLQJ $QWL6FDOS 5ROOHUV 
3RVLWLRQLQJ WKH 6HDW 
3XVKLQJ WKH 0DFKLQH E\ +DQG 
7UDQVSRUWLQJ 0DFKLQHV 
/RDGLQJ 0DFKLQHV 
7LSV IRU 0RZLQJ *UDVV 
0DLQWHQDQFH 
5HFRPPHQGHG 0DLQWHQDQFH 6FKHGXOH 
&XWWLQJ %ODGH 6HUYLFH 
$LU &OHDQHU 6HUYLFH 
&OHDQLQJ WKH &RROLQJ 6\VWHP 
(QJLQH 2LO 6HUYLFH 
6SDUN 3OXJ 6HUYLFH 
)XHO )LOWHU 6HUYLFH 
)XHO 7DQN 6HUYLFH 
*UHDVLQJ DQG /XEULFDWLRQ 
*UHDVLQJ WKH %HDULQJV 
+\GUDXOLF 6\VWHP 6HUYLFH 
7LUH 3UHVVXUH 6HUYLFH 
&DVWRU 3LYRW %HDULQJ $GMXVWPHQW 
:KHHO +XE 6ORWWHG 1XW 
0RZHU /HYHOLQJ 
$GMXVWLQJ 3XVK $UPV 
7KURWWOH /HYHU $GMXVWPHQW 
&OHDQ 8QGHU 'HFN 
%HOW ,QVSHFWLRQ 
5HSODFLQJ WKH 'HFN %HOW 


5HSODFLQJ WKH 3XPS 'ULYH %HOW 
5HSODFLQJ WKH *UDVV 'HIOHFWRU 
$GMXVWLQJ 0RWLRQ &RQWUROV 
$GMXVWLQJ 3DUNLQJ %UDNH 
)XVH 6HUYLFH 
%DWWHU\ 6HUYLFH 
:DVWH 'LVSRVDO 
:LULQJ 'LDJUDP 
&OHDQLQJ DQG 6WRUDJH 
7URXEOHVKRRWLQJ 
,QWURGXFWLRQ
7KDQN \RX IRU SXUFKDVLQJ D 7RUR SURGXFW
$OO RI XV DW 7RUR ZDQW \RX WR EH FRPSOHWHO\ VDWLVILHG ZLWK
\RXU QHZ SURGXFW VR IHHO IUHH WR FRQWDFW \RXU ORFDO
$XWKRUL]HG 6HUYLFH 'HDOHU IRU KHOS ZLWK VHUYLFH JHQXLQH
UHSODFHPHQW SDUWV RU RWKHU LQIRUPDWLRQ \RX PD\ UHTXLUH
:KHQHYHU \RX FRQWDFW \RXU $XWKRUL]HG 6HUYLFH 'HDOHU RU
WKH IDFWRU\ DOZD\V NQRZ WKH PRGHO DQG VHULDO QXPEHUV RI
\RXU SURGXFW 7KHVH QXPEHUV ZLOO KHOS WKH 6HUYLFH 'HDOHU
RU 6HUYLFH 5HSUHVHQWDWLYH SURYLGH H[DFW LQIRUPDWLRQ DERXW
\RXU VSHFLILF SURGXFW <RX ZLOO ILQG WKH PRGHO DQG VHULDO
QXPEHU SODWH DW WKH ORFDWLRQ VKRZQ LQ )LJXUH 

P
)LJXUH 
 0RGHO DQG VHULDO QXPEHU SODWH
)RU \RXU FRQYHQLHQFH ZULWH WKH SURGXFW PRGHO DQG VHULDO
QXPEHUV LQ WKH VSDFH EHORZ
0RGHO 1R
6HULDO 1R
5HDG WKLV PDQXDO FDUHIXOO\ WR OHDUQ KRZ WR RSHUDWH DQG
PDLQWDLQ \RXU SURGXFW FRUUHFWO\ 5HDGLQJ WKLV PDQXDO ZLOO
KHOS \RX DQG RWKHUV DYRLG SHUVRQDO LQMXU\ DQG GDPDJH WR
WKH SURGXFW $OWKRXJK ZH GHVLJQ SURGXFH DQG PDUNHW
VDIH VWDWHRIWKHDUW SURGXFWV \RX DUH UHVSRQVLEOH IRU
XVLQJ WKH SURGXFW SURSHUO\ DQG VDIHO\ <RX DUH DOVR
UHVSRQVLEOH IRU WUDLQLQJ SHUVRQV ZKR \RX DOORZ WR XVH WKH
SURGXFW DERXW VDIH RSHUDWLRQ
7KH ZDUQLQJ V\VWHP LQ WKLV PDQXDO LGHQWLILHV SRWHQWLDO
KD]DUGV DQG KDV VSHFLDO VDIHW\ PHVVDJHV WKDW KHOS \RX DQG
RWKHUV DYRLG SHUVRQDO LQMXU\ HYHQ GHDWK 'DQJHU
:DUQLQJDQG&DXWLRQ DUH VLJQDO ZRUGV XVHG WR LGHQWLI\
WKH OHYHO RI KD]DUG +RZHYHU UHJDUGOHVV RI WKH KD]DUG EH
H[WUHPHO\ FDUHIXO
'DQJHU VLJQDOV DQ H[WUHPH KD]DUG WKDW ZLOO FDXVH VHULRXV
LQMXU\ RU GHDWK LI WKH UHFRPPHQGHG SUHFDXWLRQV DUH QRW
IROORZHG
:DUQLQJ VLJQDOV D KD]DUG WKDW PD\ FDXVH VHULRXV LQMXU\ RU
GHDWK LI WKH UHFRPPHQGHG SUHFDXWLRQV DUH QRW IROORZHG
&DXWLRQ VLJQDOV D KD]DUG WKDW PD\ FDXVH PLQRU RU
PRGHUDWH LQMXU\ LI WKH UHFRPPHQGHG SUHFDXWLRQV DUH QRW
IROORZHG
7ZR RWKHU ZRUGV DUH DOVR XVHG WR KLJKOLJKW LQIRUPDWLRQ
,PSRUWDQW FDOOV DWWHQWLRQ WR VSHFLDO PHFKDQLFDO
LQIRUPDWLRQ DQG 1RWH HPSKDVL]HV JHQHUDO LQIRUPDWLRQ
ZRUWK\ RI VSHFLDO DWWHQWLRQ
'HWHUPLQH WKH OHIW DQG ULJKW VLGH RI WKH PDFKLQH IURP WKH
QRUPDO RSHUDWLQJ SRVLWLRQ
6DIHW\
6DIH 2SHUDWLRQ 3UDFWLFHV IRU
5LGHRQ ULGLQJ 5RWDU\
/DZQPRZHU 0DFKLQHV
7KLV PDFKLQH PHHWV RU H[FHHGV (XURSHDQ 6WDQGDUGV LQ
HIIHFW DW WKH WLPH RI SURGXFWLRQ +RZHYHU LPSURSHU XVH
RU PDLQWHQDQFH E\ WKH RSHUDWRU RU RZQHU FDQ UHVXOW LQ
LQMXU\ 7R UHGXFH WKH SRWHQWLDO IRU LQMXU\ FRPSO\ ZLWK
WKHVH VDIHW\ LQVWUXFWLRQV DQG DOZD\V SD\ DWWHQWLRQ WR
WKH VDIHW\ DOHUW V\PERO ZKLFK PHDQV &$87,21
:$51,1* RU '$1*(5³´SHUVRQDO VDIHW\
LQVWUXFWLRQµ )DLOXUH WR FRPSO\ ZLWK WKH LQVWUXFWLRQ
PD\ UHVXOW LQ SHUVRQDO LQMXU\ RU GHDWK
6DIH 2SHUDWLQJ 3UDFWLFHV
7KH IROORZLQJ LQVWUXFWLRQV DUH IURP WKH &(1 VWDQGDUG (1

7KLV SURGXFW LV FDSDEOH RI DPSXWDWLQJ KDQGV DQG IHHW DQG
WKURZLQJ REMHFWV $OZD\V IROORZ DOO VDIHW\ LQVWUXFWLRQV WR
DYRLG VHULRXV LQMXU\ RU GHDWK
7UDLQLQJ
5HDG WKH LQVWUXFWLRQV FDUHIXOO\ %H IDPLOLDU ZLWK WKH
FRQWUROV DQG WKH SURSHU XVH RI WKH HTXLSPHQW
1HYHU DOORZ FKLOGUHQ RU SHRSOH XQIDPLOLDU ZLWK WKHVH
LQVWUXFWLRQV WR XVH WKH ODZQPRZHU /RFDO UHJXODWLRQV
FDQ UHVWULFW WKH DJH RI WKH RSHUDWRU


1HYHU PRZ ZKLOH SHRSOH HVSHFLDOO\ FKLOGUHQ RU SHWV
DUH QHDUE\
.HHS LQ PLQG WKDW WKH RSHUDWRU RU XVHU LV UHVSRQVLEOH
IRU DFFLGHQWV RU KD]DUGV RFFXUULQJ WR RWKHU SHRSOH RU
WKHLU SURSHUW\
'R QRW FDUU\ SDVVHQJHUV
$OO GULYHUV VKRXOG VHHN DQG REWDLQ SURIHVVLRQDO DQG
SUDFWLFDO LQVWUXFWLRQ 6XFK LQVWUXFWLRQ VKRXOG
HPSKDVL]H
 WKH QHHG IRU FDUH DQG FRQFHQWUDWLRQ ZKHQ ZRUNLQJ
ZLWK ULGHRQ PDFKLQHV
 FRQWURO RI D ULGHRQ PDFKLQH VOLGLQJ RQ D VORSH ZLOO
QRW EH UHJDLQHG E\ WKH DSSOLFDWLRQ RI WKH EUDNH
7KH PDLQ UHDVRQV IRU ORVV RI FRQWURO DUH
LQVXIILFLHQW ZKHHO JULS
EHLQJ GULYHQ WRR IDVW
LQDGHTXDWH EUDNLQJ
WKH W\SH RI PDFKLQH LV XQVXLWDEOH IRU LWV WDVN
ODFN RI DZDUHQHVV RI WKH HIIHFW RI JURXQG
FRQGLWLRQV HVSHFLDOO\ VORSHV
LQFRUUHFW KLWFKLQJ DQG ORDG GLVWULEXWLRQ
3UHSDUDWLRQ
:KLOH PRZLQJ DOZD\V ZHDU VXEVWDQWLDO IRRWZHDU DQG
ORQJ WURXVHUV 'R QRW RSHUDWH WKH HTXLSPHQW ZKHQ
EDUHIRRW RU ZHDULQJ RSHQ VDQGDOV
7KRURXJKO\ LQVSHFW WKH DUHD ZKHUH WKH HTXLSPHQW LV WR
EH XVHG DQG UHPRYH DOO REMHFWV ZKLFK PD\ EH WKURZQ
E\ WKH PDFKLQH
:$51,1*  3HWURO LV KLJKO\ IODPPDEOH
 6WRUH IXHO LQ FRQWDLQHUV VSHFLILFDOO\ GHVLJQHG IRU
WKLV SXUSRVH
 5HIXHO RXWGRRUV RQO\ DQG GR QRW VPRNH ZKLOH
UHIXHOOLQJ
 $GG IXHO EHIRUH VWDUWLQJ WKH HQJLQH 1HYHU UHPRYH
WKH FDS RI WKH IXHO WDQN RU DGG SHWURO ZKLOH WKH
HQJLQH LV UXQQLQJ RU ZKHQ WKH HQJLQH LV KRW
 ,I SHWURO LV VSLOOHG GR QRW DWWHPSW WR VWDUW WKH
HQJLQH EXW PRYH WKH PDFKLQH DZD\ IURP WKH DUHD
RI VSLOODJH DQG DYRLG FUHDWLQJ DQ\ VRXUFH RI
LJQLWLRQ XQWLO SHWURO YDSRUV KDYH GLVVLSDWHG
 5HSODFH DOO IXHO WDQNV DQG FRQWDLQHU FDSV VHFXUHO\
5HSODFH IDXOW\ VLOHQFHUV
%HIRUH XVLQJ DOZD\V YLVXDOO\ LQVSHFW WR VHH WKDW WKH
EODGHV EODGH EROWV DQG FXWWHU DVVHPEO\ DUH QRW ZRUQ RU
GDPDJHG 5HSODFH ZRUQ RU GDPDJHG EODGHV DQG EROWV
LQ VHWV WR SUHVHUYH EDODQFH
2Q PXOWLEODGHG PDFKLQHV WDNH FDUH DV URWDWLQJ RQH
EODGH FDQ FDXVH RWKHU EODGHV WR URWDWH
2SHUDWLRQ
'R QRW RSHUDWH WKH HQJLQH LQ D FRQILQHG VSDFH ZKHUH
GDQJHURXV FDUERQ PRQR[LGH IXPHV FDQ FROOHFW
0RZ RQO\ LQ GD\OLJKW RU LQ JRRG DUWLILFLDO OLJKW
%HIRUH DWWHPSWLQJ WR VWDUW WKH HQJLQH GLVHQJDJH DOO
EODGH DWWDFKPHQW FOXWFKHV DQG VKLIW LQWR QHXWUDO
'R QRW XVH RQ VORSHV RI PRUH WKDQ
  EZKHQ PRZLQJ RQ VLGH KLOOV
   EZKHQ PRZLQJ XSKLOO
   EZKHQ PRZLQJ GRZQKLOO
5HPHPEHU WKHUH LV QR VXFK WKLQJ DV D ´VDIHµ VORSH
7UDYHO RQ JUDVV VORSHV UHTXLUHV SDUWLFXODU FDUH 7R
JXDUG DJDLQVW RYHUWXUQLQJ
 GR QRW VWRS RU VWDUW VXGGHQO\ ZKHQ JRLQJ XS RU
GRZQKLOO
HQJDJH FOXWFK VORZO\ DOZD\V NHHS PDFKLQH
LQ JHDU HVSHFLDOO\ ZKHQ WUDYHOOLQJ
GRZQKLOO
 PDFKLQH VSHHGV VKRXOG EH NHSW ORZ RQ VORSHV DQG
GXULQJ WLJKW WXUQV
 VWD\ DOHUW IRU KXPSV DQG KROORZV DQG RWKHU KLGGHQ
KD]DUGV
 QHYHU PRZ DFURVV WKH IDFH RI WKH VORSH
8VH FDUH ZKHQ SXOOLQJ ORDGV RU XVLQJ KHDY\
HTXLSPHQW
 8VH RQO\ DSSURYHG GUDZEDU KLWFK SRLQWV
 /LPLW ORDGV WR WKRVH \RX FDQ VDIHO\ FRQWURO
 'R QRW WXUQ VKDUSO\ 8VH FDUH ZKHQ UHYHUVLQJ
 8VH FRXQWHUZHLJKWV RU ZKHHO ZHLJKWV ZKHQ
VXJJHVWHG LQ WKH LQVWUXFWLRQ KDQGERRN
:DWFK RXW IRU WUDIILF ZKHQ FURVVLQJ RU QHDU URDGZD\V
6WRS WKH EODGHV URWDWLQJ EHIRUH FURVVLQJ VXUIDFHV RWKHU
WKDQ JUDVV
:KHQ XVLQJ DQ\ DWWDFKPHQWV QHYHU GLUHFW GLVFKDUJH RI
PDWHULDO WRZDUG E\VWDQGHUV QRU DOORZ DQ\RQH QHDU WKH
PDFKLQH ZKLOH LQ RSHUDWLRQ


1HYHU RSHUDWH WKH PDFKLQH ZLWK GHIHFWLYH JXDUGV RU
ZLWKRXW VDIHW\ SURWHFWLYH GHYLFHV LQ SODFH
'R QRW FKDQJH WKH HQJLQH JRYHUQRU VHWWLQJV RU
RYHUVSHHG WKH HQJLQH 2SHUDWLQJ WKH HQJLQH DW
H[FHVVLYH VSHHG FDQ LQFUHDVH WKH KD]DUG RI SHUVRQDO
LQMXU\
%HIRUH OHDYLQJ WKH RSHUDWRU·V SRVLWLRQ
 GLVHQJDJH WKH SRZHU WDNHRII DQG ORZHU WKH
DWWDFKPHQWV
 FKDQJH LQWR QHXWUDO DQG VHW WKH SDUNLQJ EUDNH
 VWRS WKH HQJLQH DQG UHPRYH WKH NH\
'LVHQJDJH GULYH WR DWWDFKPHQWV VWRS WKH HQJLQH DQG
GLVFRQQHFW WKH VSDUN SOXJ ZLUHV RU UHPRYH WKH
LJQLWLRQ NH\
 EHIRUH FOHDULQJ EORFNDJHV RU XQFORJJLQJ FKXWH
 EHIRUH FKHFNLQJ FOHDQLQJ RU ZRUNLQJ RQ WKH
ODZQPRZHU
 DIWHU VWULNLQJ D IRUHLJQ REMHFW ,QVSHFW WKH
ODZQPRZHU IRU GDPDJH DQG PDNH UHSDLUV EHIRUH
UHVWDUWLQJ DQG RSHUDWLQJ WKH HTXLSPHQW
 LI WKH PDFKLQH VWDUWV WR YLEUDWH DEQRUPDOO\ FKHFN
LPPHGLDWHO\
'LVHQJDJH GULYH WR DWWDFKPHQWV ZKHQ WUDQVSRUWLQJ RU
QRW LQ XVH
6WRS WKH HQJLQH DQG GLVHQJDJH GULYH WR DWWDFKPHQW
 EHIRUH UHIXHOOLQJ
 EHIRUH UHPRYLQJ WKH JUDVV FDWFKHU
 EHIRUH PDNLQJ KHLJKW DGMXVWPHQW XQOHVV DGMXVWPHQW
FDQ EH PDGH IURP WKH RSHUDWRU·V SRVLWLRQ
5HGXFH WKH WKURWWOH VHWWLQJ GXULQJ HQJLQH UXQRXW DQG
LI WKH HQJLQH LV SURYLGHG ZLWK D VKXWRII YDOYH WXUQ WKH
IXHO RII DW WKH FRQFOXVLRQ RI PRZLQJ
0DLQWHQDQFH DQG 6WRUDJH
.HHS DOO QXWV EROWV DQG VFUHZV WLJKW WR EH VXUH WKH
HTXLSPHQW LV LQ VDIH ZRUNLQJ FRQGLWLRQ
1HYHU VWRUH WKH HTXLSPHQW ZLWK SHWURO LQ WKH WDQN
LQVLGH D EXLOGLQJ ZKHUH IXPHV FDQ UHDFK DQ RSHQ IODPH
RU VSDUN
$OORZ WKH HQJLQH WR FRRO EHIRUH VWRULQJ LQ DQ\
HQFORVXUH
7R UHGXFH WKH ILUH KD]DUG NHHS WKH HQJLQH VLOHQFHU
EDWWHU\ FRPSDUWPHQW DQG SHWURO VWRUDJH DUHD IUHH RI
JUDVV OHDYHV RU H[FHVVLYH JUHDVH
&KHFN WKH JUDVV FDWFKHU IUHTXHQWO\ IRU ZHDU RU
GHWHULRUDWLRQ
5HSODFH ZRUQ RU GDPDJHG SDUWV IRU VDIHW\
,I WKH IXHO WDQN KDV WR EH GUDLQHG WKLV VKRXOG EH GRQH
RXWGRRUV
2Q PXOWLEODGHG PDFKLQHV WDNH FDUH DV URWDWLQJ RQH
EODGH FDQ FDXVH RWKHU EODGHV WR URWDWH
:KHQ PDFKLQH LV WR EH SDUNHG VWRUHG RU OHIW
XQDWWHQGHG ORZHU WKH FXWWLQJ PHDQV XQOHVV D SRVLWLYH
PHFKDQLFDO ORFN LV XVHG
6RXQG 3UHVVXUH /HYHO
7KLV XQLW KDV DQ HTXLYDOHQW FRQWLQXRXV $ZHLJKWHG VRXQG
SUHVVXUH DW WKH RSHUDWRU HDU RI  G%$ EDVHG RQ
PHDVXUHPHQWV RI LGHQWLFDO PDFKLQHV SHU 'LUHFWLYH
((&
6RXQG 3RZHU /HYHO
7KLV XQLW KDV D VRXQG SRZHU OHYHO RI  /ZD EDVHG RQ
PHDVXUHPHQWV RI LGHQWLFDO PDFKLQHV SHU SURFHGXUHV
RXWOLQHG LQ 'LUHFWLYH ((& DQG DPHQGPHQWV
9LEUDWLRQ /HYHO
7KLV XQLW KDV D PD[LPXP KDQGDUP YLEUDWLRQ OHYHO RI 
PV

DQG ZKROH ERG\ YLEUDWLRQ OHYHO RI  PV

 EDVHG RQ
PHDVXUHPHQWV RI LGHQWLFDO PDFKLQHV SHU (1  DQG (1





6ORSH &KDUW




6DIHW\ DQG ,QVWUXFWLRQ 'HFDOV
6DIHW\ GHFDOV DQG LQVWUXFWLRQV DUH HDVLO\ YLVLEOH WR WKH RSHUDWRU DQG DUH ORFDWHG QHDU DQ\
DUHD RI SRWHQWLDO GDQJHU 5HSODFH DQ\ GHFDO WKDW LV GDPDJHG RU ORVW
3DUW 1R 
 5HDG WKH RSHUDWRU·V PDQXDO IRU SURSHU SURFHGXUH
 $QWLVFDOS UROOHU KHLJKW DGMXVWPHQW
 5HDG WKH RSHUDWRU·V PDQXDO EHIRUH SHUIRUPLQJ PDLQWHQDQFH
 
3DUW 1R 
 (QJLQH
3DUW 1R 
 )DVW IRUZDUG
 6ORZ IRUZDUG
 1HXWUDO
 5HYHUVH
3DUW 1R 
 5LJKW VLGH IXHO WDQN RSHQ
 )XHO WDQN VKXW RII
 /HIW VLGH IXHO WDQN RSHQ
3DUW 1R 
 5HDG WKH RSHUDWRU·V PDQXDO IRU SURSHU SURFHGXUH
 5RWDWH WKH E\SDVV YDOYHV FRXQWHUFORFNZLVH WR SXVK WKH
PDFKLQH
 7XUQ WKH E\SDVV YDOYHV LQ WR RSHUDWH
3DUW 1R 
 5HDG WKH RSHUDWRU·V
PDQXDO EHIRUH SHUIRUPLQJ
PDLQWHQDQFH
 *UHDVH OXEH SRLQWV DW
LQWHUYDOV VKRZQ
 &KHFN WLUH SUHVVXUH
 &KHFN K\GUDXOLF IOXLG


3DUW 1R 
 +HLJKW RI FXW DGMXVWPHQW
3DUW 1R 
 +HLJKW RI FXW DGMXVWPHQW
3DUW 1R 
 3DUNLQJ EUDNH
 'LVHQJDJH
 (QJDJH
 'DQJHU³UHDG WKH RSHUDWRU·V
PDQXDO EHIRUH SHUIRUPLQJ
PDLQWHQDQFH ZRUN
 (QJDJH WKH SDUNLQJ EUDNH
DQG UHPRYH WKH LJQLWLRQ NH\
EHIRUH OHDYLQJ WKH PDFKLQH
 7UDQVPLVVLRQ
 (QJLQH VWRS
 (QJLQH UXQ
 (QJLQH VWDUW
 &KRNH
 )DVW
 9DULDEOH VSHHG
 6ORZ
 'DQJHU³UHDG WKH RSHUDWRU·V
PDQXDO 'ULYH XS RU GRZQ
VORSHV JUHDWHU WKDQ 
GHJUHHV
 7KURZQ REMHFW KD]DUG³NHHS
WKH GHIOHFWRU LQ SODFH
 7KURZQ REMHFW KD]DUG³NHHS
E\VWDQGHUV DZD\
 &UXVKLQJGLVPHPEHUPHQW
KD]DUG³GR QRW FDUU\
SDVVHQJHUV
 &XWWLQJGLVPHPEHUPHQW
KD]DUG RI KDQGV RU
IHHW³VWD\ DZD\ IURP URWDWLQJ
EODGHV DQG PRYLQJ SDUWV
3DUW 1R 
 'DQJHU³UHDG WKH RSHUDWRU·V PDQXDO IRU SURSHU EODGH EROW
WRUTXH
3DUW 1R 
 'DQJHU³ZHDU H\H
SURWHFWLRQ
 &DXVWLF OLTXLG
KD]DUG³IOXVK ZLWK ZDWHU
 'DQJHU³QR VSDUNV
IODPH RU VPRNLQJ
 &DXWLRQ³WR[LF ULVN .HHS
FKLOGUHQ DZD\ IURP WKH
EDWWHU\


3DUW 1R 
 +RW VXUIDFH KD]DUG³VWD\ DZD\
3DUW 1R 
 +\GUDXOLF RLO OHYHO  +RW VXUIDFH KD]DUG³VWD\
DZD\
3DUW 1R 
 'DQJHU³HQJDJH WKH SDUNLQJ EUDNH DQG EORFN WKH ZKHHOV ZKHQ
SDUNLQJ RQ D VORSH
3DUW 1R 
 &DXWLRQ³ZHDU KHDULQJ SURWHFWLRQ
3DUW 1R 
 (QWDQJOHPHQW KD]DUG³VWD\ DZD\ IURP PRYLQJ SDUWV
3DUW 1R 
 7KURZQ REMHFW
KD]DUG³NHHS E\VWDQGHUV
DZD\
 7KURZQ REMHFW
KD]DUG³NHHS WKH
GHIOHFWRU LQ SODFH
 &XWWLQJGLVPHPEHUPHQW
KD]DUG RI KDQGV RU
IHHW³VWD\ DZD\ IURP
URWDWLQJ EODGHV DQG
PRYLQJ SDUWV
3DUW 1R 
 7KURZQ REMHFW
KD]DUG³NHHS E\VWDQGHUV
DZD\
 7KURZQ REMHFW
KD]DUG³NHHS WKH
GHIOHFWRU LQ SODFH
 &XWWLQJGLVPHPEHUPHQW
KD]DUG RI KDQGV RU
IHHW³VWD\ DZD\ IURP
URWDWLQJ EODGHV DQG
PRYLQJ SDUWV
3DUW 1R 
 7KURZQ REMHFW
KD]DUG³NHHS E\VWDQGHUV
DZD\
 7KURZQ REMHFW
KD]DUG³NHHS WKH
GHIOHFWRU LQ SODFH
 &XWWLQJGLVPHPEHUPHQW
KD]DUG RI KDQGV RU
IHHW³VWD\ DZD\ IURP
URWDWLQJ EODGHV DQG
PRYLQJ SDUWV


3DUW 1R 
 7KURZQ REMHFW
KD]DUG³NHHS WKH
GHIOHFWRU LQ SODFH
 &XWWLQJGLVPHPEHUPHQW
KD]DUG RI KDQGV RU
IHHW³VWD\ DZD\ IURP
URWDWLQJ EODGHV DQG
PRYLQJ SDUWV


*DVROLQH DQG 2LO
5HFRPPHQGHG *DVROLQH
8VH 81/($'(' 5HJXODU *DVROLQH VXLWDEOH IRU
DXWRPRWLYH XVH  SXPS RFWDQH PLQLPXP /HDGHG
UHJXODU JDVROLQH PD\ EH XVHG LI XQOHDGHG UHJXODU LV QRW
DYDLODEOH
,PSRUWDQW 1HYHU XVH PHWKDQRO JDVROLQH FRQWDLQLQJ
PHWKDQRO RU JDVRKRO FRQWDLQLQJ PRUH WKDQ  HWKDQRO
EHFDXVH WKH IXHO V\VWHP FRXOG EH GDPDJHG 'R QRW PL[ RLO
ZLWK JDVROLQH
'DQJHU
,Q FHUWDLQ FRQGLWLRQV JDVROLQH LV H[WUHPHO\
IODPPDEOH DQG KLJKO\ H[SORVLYH $ ILUH RU
H[SORVLRQ IURP JDVROLQH FDQ EXUQ \RX DQG RWKHUV
DQG FDQ GDPDJH SURSHUW\
)LOO WKH IXHO WDQN RXWGRRUV LQ DQ RSHQ DUHD
ZKHQ WKH HQJLQH LV FROG :LSH XS DQ\ JDVROLQH
WKDW VSLOOV
'R QRW ILOO WKH IXHO WDQN FRPSOHWHO\ IXOO $GG
JDVROLQH WR WKH IXHO WDQN XQWLO WKH OHYHO LV WR
 PP WR  PP EHORZ WKH ERWWRP RI WKH
ILOOHU QHFN 7KLV HPSW\ VSDFH LQ WKH WDQN DOORZV
JDVROLQH WR H[SDQG
1HYHU VPRNH ZKHQ KDQGOLQJ JDVROLQH DQG VWD\
DZD\ IURP DQ RSHQ IODPH RU ZKHUH JDVROLQH
IXPHV PD\ EH LJQLWHG E\ D VSDUN
6WRUH JDVROLQH LQ DQ DSSURYHG FRQWDLQHU DQG
NHHS LW RXW RI WKH UHDFK RI FKLOGUHQ 1HYHU EX\
PRUH WKDQ D GD\ VXSSO\ RI JDVROLQH
$OZD\V SODFH JDVROLQH FRQWDLQHUV RQ WKH JURXQG
DZD\ IURP \RXU YHKLFOH EHIRUH ILOOLQJ
'R QRW ILOO JDVROLQH FRQWDLQHUV LQVLGH D YHKLFOH
RU RQ D WUXFN RU WUDLOHU EHG EHFDXVH LQWHULRU
FDUSHWV RU SODVWLF WUXFN EHG OLQHUV PD\ LQVXODWH
WKH FRQWDLQHU DQG VORZ WKH ORVV RI DQ\ VWDWLF
FKDUJH
:KHQ SUDFWLFDO UHPRYH JDVSRZHUHG
HTXLSPHQW IURP WKH WUXFN RU WUDLOHU DQG UHIXHO
WKH HTXLSPHQW ZLWK LWV ZKHHOV RQ WKH JURXQG
,I WKLV LV QRW SRVVLEOH WKHQ UHIXHO VXFK
HTXLSPHQW RQ D WUXFN RU WUDLOHU IURP D SRUWDEOH
FRQWDLQHU UDWKHU WKDQ IURP D JDVROLQH
GLVSHQVHU QR]]OH
,I D JDVROLQH GLVSHQVHU QR]]OH PXVW EH XVHG
NHHS WKH QR]]OH LQ FRQWDFW ZLWK WKH ULP RI WKH
IXHO WDQN RU FRQWDLQHU RSHQLQJ DW DOO WLPHV XQWLO
IXHOLQJ LV FRPSOHWH
*DVROLQH LV KDUPIXO RU IDWDO LI VZDOORZHG
/RQJWHUP H[SRVXUH WR YDSRUV FDQ FDXVH VHULRXV
LQMXU\ DQG LOOQHVV
$YRLG SURORQJHG EUHDWKLQJ RI YDSRUV
.HHS IDFH DZD\ IURP QR]]OH DQG JDV WDQN RU
FRQGLWLRQHU RSHQLQJ
.HHS JDV DZD\ IURP H\HV DQG VNLQ
:DUQLQJ
8VLQJ 6WDELOL]HU&RQGLWLRQHU
8VH D IXHO VWDELOL]HUFRQGLWLRQHU LQ WKH PDFKLQH WR SURYLGH
WKH IROORZLQJ EHQHILWV
.HHSV JDVROLQH IUHVK GXULQJ VWRUDJH RI  GD\V RU OHVV
)RU ORQJHU VWRUDJH LW LV UHFRPPHQGHG WKDW WKH IXHO WDQN
EH GUDLQHG
&OHDQV WKH HQJLQH ZKLOH LW UXQV
(OLPLQDWHV JXPOLNH YDUQLVK EXLOGXS LQ WKH IXHO
V\VWHP ZKLFK FDXVHV KDUG VWDUWLQJ
,PSRUWDQW 'R QRW XVH IXHO DGGLWLYHV FRQWDLQLQJ
PHWKDQRO RU HWKDQRO
$GG WKH FRUUHFW DPRXQW RI JDV VWDELOL]HUFRQGLWLRQHU WR WKH
JDV
1RWH $ IXHO VWDELOL]HUFRQGLWLRQHU LV PRVW HIIHFWLYH ZKHQ
PL[HG ZLWK IUHVK JDVROLQH 7R PLQLPL]H WKH FKDQFH RI
YDUQLVK GHSRVLWV LQ WKH IXHO V\VWHP XVH IXHO VWDELOL]HU DW
DOO WLPHV
)LOOLQJ WKH )XHO 7DQN
 6KXW WKH HQJLQH RII DQG VHW WKH SDUNLQJ EUDNH
 &OHDQ DURXQG HDFK IXHO WDQN FDS DQG UHPRYH WKH FDS
$GG XQOHDGHG UHJXODU JDVROLQH WR ERWK IXHO WDQNV XQWLO
WKH OHYHO LV  WR  LQFK  PP WR  PP EHORZ WKH
ERWWRP RI WKH ILOOHU QHFN 7KLV VSDFH LQ WKH WDQN DOORZV
JDVROLQH WR H[SDQG 'R QRW ILOO WKH IXHO WDQNV
FRPSOHWHO\ IXOO
 ,QVWDOO IXHO WDQN FDSV VHFXUHO\ :LSH XS DQ\ JDVROLQH
WKDW PD\ KDYH VSLOOHG
&KHFN (QJLQH 2LO /HYHO
%HIRUH \RX VWDUW WKH HQJLQH DQG XVH WKH PDFKLQH FKHFN
WKH RLO OHYHO LQ WKH HQJLQH FUDQNFDVH UHIHU WR &KHFNLQJ 2LO
/HYHO SDJH 


$VVHPEO\
/RRVH 3DUWV
1RWH 8VH WKH FKDUW EHORZ WR YHULI\ DOO SDUWV KDYH EHHQ VKLSSHG
'HVFULSWLRQ 4W\ 8VH
5HDU :KHHOV ,QVWDOO ZKHHOV WR WUDFWLRQ XQLW
5HWDLQLQJ URG
%ROW  [  LQ
/RFNQXW  LQ



,QVWDOO VHDW URG
&RQWURO OHYHU³ULJKW
&RQWURO OHYHU³OHIW
%ROW[LQ
6SULQJ ZDVKHU  LQ




,QVWDOO PRWLRQ FRQWURO OHYHUV
.H\
2SHUDWRU·V 0DQXDO
(QJLQH 2SHUDWRU·V 0DQXDO
3DUWV &DWDORJ




5HDG EHIRUH RSHUDWLQJ PDFKLQH
5HJLVWUDWLRQ FDUG )LOO RXW DQG UHWXUQ WR 7RUR
,QVWDOO 'ULYH :KHHOV
 8QFUDWH PRZHU
 5HPRYH ZKHHO EROWV RU QXWV IURP UHDU ZKHHO KXEV
 $OLJQ KROHV 0RXQW GULYH ZKHHOV ZLWK WKH YDOYH VWHP
WR WKH RXWVLGH RI WKH WUDFWLRQ XQLW
 6HFXUH XVLQJ ZKHHO EROWV RU QXWV SURYLGHG 7RUTXH WR
 IWOE  1:0
7LUH 3UHVVXUH
&KHFN WKH DLU SUHVVXUH LQ WKH IURQW DQG UHDU WLUHV )LJ 
3UHVVXUH  SVL  N3D

P
)LJXUH 
 9DOYH VWHP


,QVWDOO 6HDW 5HWDLQLQJ 5RG
 7LOW VHDW XS 5HPRYH ORFNQXW  LQ IURP EROW
DWWDFKLQJ VHDW UHWDLQLQJ URG WR VHDW IUDPH )LJ 
 5HPRYH UHWDLQLQJ URG IURP VHDW DQG LQVHUW WKH ´/µ
VKDSHG HQG RI WKH URG LQWR WKH KROH GLUHFWO\ DERYH WKH
OHIWVLGH K\GUDXOLF SXPS )LJ 
 3ODFH WKH VHDW UHWDLQLQJ URG WR WKH RXWVLGH RI WKH
PRXQWLQJ WDE RI WKH VHDW IUDPH DQG VHFXUH ZLWK EROW
[LQDQGORFNQXW  LQ )LJ 
 7LJKWHQ XQWLO VQXJ WKHQ ORRVHQ VR WKH URG SLYRWV IUHHO\


P

)LJXUH 
 / HQG RI UHWDLQLQJ URG
 /RFNQXW  LQ
 %ROW[LQ
,QVWDOO 0RWLRQ &RQWURO /HYHUV
 5HPRYHWKHEROWV[LQDQGVSULQJZDVKHUV
 LQ ZKLFK DWWDFK WKH PRWLRQ FRQWURO OHYHUV WR WKH
FRQWURO DUP VKDIWV IRU VKLSSLQJ )LJ 
 3ODFH WKH OHYHUV ZLWK WKH PRXQWLQJ SODWH WRZDUGV WKH
UHDU RQ WKH RXWVLGH RI WKH FRQWURO DUP VKDIW DQG VHFXUH
ZLWKEROWV[LQDQGVSULQJZDVKHUVLQ
)LJ 
 3RVLWLRQ WKH OHYHU VR WKH EROWV DUH LQ WKH FHQWHU RI WKH
VORWV RQ WKH OHYHU PRXQWLQJ SODWH DQG WLJKWHQ XQWLO
VQXJ
 $OLJQ WKH IURQW?UHDU SRVLWLRQ RI WKH OHYHUV ZLWK HDFK
RWKHU LQ WKH QHXWUDO SRVLWLRQ /RRVHQ KDUGZDUH DQG
DGMXVW E\ VOLGLQJWLOWLQJ WKH OHYHUV IRUZDUG RU
EDFNZDUG XQWLO SURSHUO\ DOLJQHG )LJ 
P



)LJXUH 
 0RXQWLQJ SODWH
 %ROW  [  LQ
 6SULQJ ZDVKHU  LQ
 ,I WKH HQGV RI WKH OHYHUV KLW DJDLQVW HDFK RWKHU ZKLOH LQ
WKH GULYH SRVLWLRQ )LJ  OHYHUV URWDWHG LQ DV IDU DV
SRVVLEOH PDNH DGMXVWPHQWV E\ PRYLQJ WKH OHYHUV
RXWZDUGV WR WKH QHXWUDO ORFN SRVLWLRQ DQG FDUHIXOO\
EHQG WKHP RXWZDUG 0RYH WKHP EDFN WR WKH GULYH
SRVLWLRQ DQG FKHFN IRU FOHDUDQFH 5HSHDW LI QHFHVVDU\
)LJXUH 
$FWLYDWH WKH %DWWHU\
%XON HOHFWURO\WH ZLWK  VSHFLILF JUDYLW\ PXVW EH
SXUFKDVHG IURP D ORFDO EDWWHU\ VXSSO\ RXWOHW
 5HPRYH WKH EDWWHU\ IURP WKH PDFKLQH
,PSRUWDQW %H FDUHIXO QRW WR GDPDJH WKH ORQJ YHQW
WXEH ZKHQ UHPRYLQJ WKH EDWWHU\ ER[


'DQJHU
%DWWHU\ HOHFWURO\WH FRQWDLQV VXOIXULF DFLG ZKLFK LV
D GHDGO\ SRLVRQ DQG FDXVHV VHYHUH EXUQV
'R QRW GULQN HOHFWURO\WH DQG DYRLG FRQWDFW ZLWK
VNLQ H\HV RU FORWKLQJ :HDU VDIHW\ JODVVHV WR
VKLHOG \RXU H\HV DQG UREEHU JORYHV WR SURWHFW
\RXU KDQGV
)LOO WKH EDWWHU\ ZKHUH FOHDQ ZDWHU LV DOZD\V
DYDLODEOH IRU IOXVKLQJ WKH VNLQ
)ROORZ DOO LQVWUXFWLRQV DQG FRPSO\ ZLWK DOO
VDIHW\ PHVVDJHV RQ WKH HOHFWURO\WH FRQWDLQHU
 3ODFH EDWWHU\ RQ D OHYHO VXUIDFH
 5HPRYH ILOOHU FDSV IURP WKH EDWWHU\ 6ORZO\ SRXU
HOHFWURO\WH LQWR HDFK FHOO XQWLO WKH HOHFWURO\WH OHYHO LV
XS WR WKH ORZHU SDUW RI WKH WXEH )LJ 



P
)LJXUH 
 )LOOHU FDSV
 (OHFWURO\WH
 /RZHU SDUW RI WKH WXEH
 /HDYH WKH FRYHUV RII DQG FRQQHFW D  WR  DPS EDWWHU\
FKDUJHU WR WKH EDWWHU\ SRVWV )LJ  &KDUJH WKH EDWWHU\
DW D UDWH RI  DPSHUHV RU OHVV IRU  KRXUV  YROWV




P
)LJXUH 
 3RVLWLYH SRVW
 1HJDWLYH SRVW
 &KDUJHU UHG  ZLUH
 &KDUJHU EODFN  ZLUH
&KDUJLQJ EDWWHU\ SURGXFHV JDVVHV WKDW FDQ
H[SORGH DQG FDXVH VHULRXV LQMXU\
.HHS FLJDUHWWHV VSDUNV DQG IODPHV DZD\ IURP
EDWWHU\
0DNH VXUH WKH LJQLWLRQ VZLWFK LV RII
9HQWLODWH ZKHQ FKDUJLQJ RU XVLQJ EDWWHU\ LQ DQ
HQFORVHG VSDFH
:DUQLQJ
 :KHQ WKH EDWWHU\ LV IXOO\ FKDUJHG GLVFRQQHFW WKH
FKDUJHU IURP WKH HOHFWULFDO RXWOHW WKHQ IURP WKH
QHJDWLYH DQG SRVLWLYH EDWWHU\ SRVWV )LJ 
 6ORZO\ SRXU HOHFWURO\WH LQWR HDFK FHOO XQWLO WKH OHYHO LV
RQFH DJDLQ XS WR WKH ORZHU SDUW RI WKH WXEH DQG LQVWDOO
FRYHUV )LJ 
 :DVK RII DQ\ VSLOOHG DFLG ZLWK ZDWHU 'U\ RII WKH
EDWWHU\
,QVWDOO %DWWHU\
 3RVLWLRQ EDWWHU\ LQ WUD\ ZLWK WHUPLQDO SRVWV WRZDUG WKH
HQJLQH )LJ 
 )LUVW LQVWDOO WKH SRVLWLYH UHG EDWWHU\ FDEOH WR SRVLWLYH
 EDWWHU\ WHUPLQDO
 7KHQ LQVWDOO QHJDWLYH EDWWHU\ FDEOH DQG JURXQG ZLUH WR
WKH QHJDWLYH  EDWWHU\ WHUPLQDO


 6HFXUH FDEOHV ZLWK  EROWV  [  LQ ZDVKHUV
 LQ DQG ORFNQXWV  LQ )LJ 
 6OLGH WKH UHG WHUPLQDO ERRW RQWR WKH SRVLWLYH UHG
EDWWHU\ SRVW
 6HFXUH EDWWHU\ ZLWK -EROWV KROG GRZQ FODPS DQG 
ZDVKHUV  LQ DQG  ZLQJ QXWV  LQ )LJ 
 3RVLWLRQ GUDLQ WXEH DZD\ IURP EHOWV DQG RWKHU SDUWV WR
SUHYHQW FRUURVLRQ

P
 










)LJXUH 
 %DWWHU\
 7HUPLQDO ERRW
 3RVLWLYH EDWWHU\ FDEOH
 1HJDWLYH EDWWHU\ FDEOH
 *URXQG ZLUH
 %ROW  [  LQ
 :DVKHU  LQ
 /RFNQXW  LQ
 %DWWHU\ FODPS
 -EROWV
 :LQJ QXW  LQ
 'UDLQ WXEH
+\GUDXOLF 6\VWHP
&KHFNLQJ WKH +\GUDXOLF )OXLG
&KHFN WKH K\GUDXOLF IOXLG OHYHO EHIRUH HQJLQH LV ILUVW
VWDUWHG
)OXLG 7\SH 0RELO  : V\QWKHWLF PRWRU RLO
,PSRUWDQW 8VH RQO\ RLO VSHFLILHG 2WKHU IOXLGV FRXOG
FDXVH V\VWHP GDPDJH
+\GUDXOLF 6\VWHP 2LO &DSDFLW\  R]  O
 3RVLWLRQ PDFKLQH RQ D OHYHO VXUIDFH DQG VHW WKH SDUNLQJ
EUDNH
 &OHDQ DUHD DURXQG ILOOHU QHFN RI K\GUDXOLF WDQN
)LJ 
 5HPRYH FDS IURP ILOOHU QHFN /RRN LQVLGH WR FKHFN LI
WKHUH LV IOXLG LQ WKH UHVHUYRLU )LJ 
 ,I WKHUH LV QR IOXLG DGG IOXLG WR UHVHUYRLU
DSSUR[LPDWHO\ D  LQ  PP EHORZ WKH WRS RI
EDIIOH
 5XQ WKH PDFKLQH  PLQXWHV WR DOORZ DQ\ DLU WR SXUJH
RXW RI WKH V\VWHP DQG ZDUP IOXLG
 5HFKHFN OHYHO ZKLOH IOXLG LV ZDUP $GG IOXLG WR UDLVH
OHYHO WR WRS RI WKH EDIIOH LI UHTXLUHG
1RWH )OXLG OHYHO VKRXOG EH WR WKH WRS RI WKH EDIIOH ZKHQ
IOXLG LV ZDUP )LJ 
 ,QVWDOO FDS RQ ILOOHU QHFN



0
)LJXUH 
 &DS
 %DIIOH
 )OXLG OHYHO³IXOO
+\GUDXOLF IOXLG HVFDSLQJ XQGHU SUHVVXUH FDQ
SHQHWUDWH VNLQ DQG FDXVH LQMXU\
,I K\GUDXOLF IOXLG LV LQMHFWHG LQWR WKH VNLQ LW
PXVW EH VXUJLFDOO\ UHPRYHG ZLWKLQ D IHZ KRXUV
E\ D GRFWRU IDPLOLDU ZLWK WKLV W\SH RI LQMXU\
*DQJUHQH PD\ UHVXOW LI WKLV LV QRW GRQH
.HHS ERG\ DQG KDQGV DZD\ IURP SLQ KROH OHDNV
RU QR]]OHV WKDW HMHFW KLJK SUHVVXUH K\GUDXOLF
IOXLG
8VH FDUGERDUG RU SDSHU WR ILQG K\GUDXOLF OHDNV
6DIHO\ UHOLHYH DOO SUHVVXUH LQ WKH K\GUDXOLF
V\VWHP EHIRUH SHUIRUPLQJ DQ\ ZRUN RQ WKH
K\GUDXOLF V\VWHP
0DNH VXUH DOO K\GUDXOLF IOXLG KRVHV DQG OLQHV
DUH LQ JRRG FRQGLWLRQ DQG DOO K\GUDXOLF
FRQQHFWLRQV DQG ILWWLQJV DUH WLJKW EHIRUH
DSSO\LQJ SUHVVXUH WR K\GUDXOLF V\VWHP
:DUQLQJ


*UHDVLQJ WKH %HDULQJV
0DNH VXUH FXWWLQJ XQLW VSLQGOHV DUH IXOO RI JUHDVH
EHIRUH HQJLQH LV ILUVW VWDUWHG
*UHDVH ZLWK 1R  JHQHUDO SXUSRVH OLWKLXP EDVH RU
PRO\EGHQXP EDVH JUHDVH
 *UHDVH WKH ILWWLQJV RQ WKH WKUHH VSLQGOH EHDULQJV
*UHDVH XQWLO LW FRPHV RXW ORZHU VHDOV )LJ 
0

)LJXUH 
 6SLQGOHV
&KHFN WKH /HYHOLQJ RI 0RZHU
'HFN
&KHFN WKH OHYHO RI WKH GHFN EHIRUH PDFKLQH LV ILUVW SXW
LQWR XVH
5HIHU WR 0RZHU /HYHOLQJ DQG &RPSUHVVLRQ 6SULQJ
$GMXVWPHQW LQ WKH 0DLQWHQDQFH VHFWLRQ RQ SDJH 
&KHFN 6LGH 'LVFKDUJH &KXWH
5HPRYH SODVWLF WLH KROGLQJ VLGH GLVFKDUJH FKXWH XS DQG
ORZHU LQWR SODFH
&KHFN (QJLQH 2LO /HYHO
%HIRUH \RX VWDUW WKH HQJLQH DQG XVH WKH PDFKLQH FKHFN
WKH RLO OHYHO LQ WKH HQJLQH FUDQNFDVH UHIHU WR &KHFNLQJ 2LO
/HYHO SDJH 
2SHUDWLRQ
7KLQN 6DIHW\ )LUVW
3OHDVH FDUHIXOO\ UHDG DOO RI WKH VDIHW\ LQVWUXFWLRQV DQG
GHFDOV .QRZLQJ WKLV LQIRUPDWLRQ FRXOG KHOS \RX \RXU
IDPLO\ SHWV RU E\VWDQGHUV DYRLG LQMXU\
7KH XVH RI SURWHFWLYH HTXLSPHQW IRU H\HV KHDULQJ IHHW
DQG KHDG LV UHFRPPHQGHG
7KLV PDFKLQH SURGXFHV VRXQG OHYHOV LQ H[FHVV RI
G%$ DW WKH RSHUDWRU·V HDU DQG FDQ FDXVH
KHDULQJ ORVV WKURXJK H[WHQGHG SHULRGV RI
H[SRVXUH
:HDU KHDULQJ SURWHFWLRQ ZKHQ RSHUDWLQJ WKLV
PDFKLQH
&DXWLRQ

)LJXUH 
 &DXWLRQ  :HDU KHDULQJ SURWHFWLRQ


&RQWUROV
%HFRPH IDPLOLDU ZLWK DOO WKH FRQWUROV )LJ  EHIRUH \RX
VWDUW WKH HQJLQH DQG RSHUDWH WKH PDFKLQH

P










)LJXUH 
 ,JQLWLRQ VZLWFK
 0RWLRQ FRQWURO OHYHU
 3DUNLQJ EUDNH OHYHU
 7KURWWOH
 &KRNH
 3RZHU WDNH RII 372
 +HLJKWRI&XW OHYHU
 )XHO FDS
 +RXUPHWHU
 )XHO VKXWRII YDOYH
3DUNLQJ %UDNH
$OZD\V VHW WKH SDUNLQJ EUDNH ZKHQ \RX VWRS WKH PDFKLQH
RU OHDYH LW XQDWWHQGHG
,PSRUWDQW 'R QRW SDUN RQ VORSHV XQOHVV ZKHHOV DUH
FKRFNHG RU EORFNHG
6HWWLQJ WKH 3DUNLQJ %UDNH
 0RYH WKH PRWLRQ FRQWURO OHYHUV )LJ  RXW WR WKH
QHXWUDO ORFN SRVLWLRQ
 3XOOEDFNDQGXSRQWKHSDUNLQJEUDNHOHYHUWRVHWWKH
SDUNLQJ EUDNH )LJ  7KH SDUNLQJ EUDNH OHYHU
VKRXOG VWD\ ILUPO\ LQ WKH ´(1*$*('µ SRVLWLRQ
5HOHDVLQJ WKH 3DUNLQJ %UDNH
 3XVK IRUZDUG DQG GRZQ RQ WKH SDUNLQJ EUDNH OHYHU WR
UHOHDVH WKH SDUNLQJ EUDNH )LJ  7KH SDUNLQJ EUDNH
LV ´',6(1*$*('µ


P
)LJXUH 
 3DUNLQJ EUDNH³21  3DUNLQJ EUDNH³2))
,QVWDOOLQJ RU 5HPRYLQJ %DIIOHV
7KH IROORZLQJ LQVWUXFWLRQV DUH IRU UHPRYLQJ DQG LQVWDOOLQJ
EDIIOHV 7KH EDIIOHV DUH XVHG IRU PXOFKLQJ RQO\ ,W LV
ZULWWHQ DV WKRXJK \RX ZHUH WR LQVWDOO WKH EDIIOHV 5HYHUVH
WKH SURFHGXUHV WR UHPRYH WKHP
3UH,QVWDOODWLRQ
&RQWDFW ZLWK VKDUS EODGH FDQ FDXVH VHULRXV LQMXU\
:HDU JORYHV RU ZUDS VKDUS HGJHV RI WKH EODGH
ZLWK D UDJ
:DUQLQJ
 'LVHQJDJH WKH SRZHU WDNH RII 372 VHW WKH SDUNLQJ
EUDNH DQG WXUQ WKH LJQLWLRQ NH\ WR ´2))µ WR VWRS WKH
HQJLQH 5HPRYH WKH NH\
 5HPRYH EHOW FRYHUV IURP PRZHU GHFN
 5HPRYH PRZHU XQLW
 7LS PRZHU GHFN XSVLGH GRZQ DQG EORFN XS HQGV WR
HDVH LQVWDOODWLRQ RI EDIIOH FRPSRQHQWV
 7KRURXJKO\ FOHDQ PRZHU GHFN $OO GHEULV PXVW EH
UHPRYHG WR HQVXUH EDIIOH ZLOO ILW SURSHUO\ DJDLQVW
PRZHU GHFN
 5HSDLU DOO EHQW RU GDPDJHG DUHDV RI PRZHU GHFN DQG
UHSODFH DQ\ PLVVLQJ SDUWV


,QVWDOOLQJ RU 5HPRYLQJ %ODGHV
 5HPRYH EODGHV DQG DQWLVFDOS FXSV IURP VSLQGOHV
6DYH IRU XVH ZKHQ VLGH GLVFKDUJLQJ
 ,QVWDOO QHZ UHF\FOHU EODGHV ZLWKRXW DQWLVFDOS FXSV
,PSRUWDQW 7KH VDLO SDUW RI WKH EODGHV LH WKH WXUQHG
XS VHFWLRQ PXVW IDFH WKH LQVLGH RI WKH PRZHU
 7LJKWHQ WKH EODGH PRXQWLQJ EROWV WR  IWOE
 1P
,QVWDOO RU 5HPRYH WKH %DIIOHV
,PSRUWDQW 7KH EDIIOHV DUH XVHG RQO\ IRU PXOFKLQJ
7KH EDIIOHV PXVW EH UHPRYHG ZKHQ LQ VLGH GLVFKDUJH
PRGH
 3ODFH  EROWV  [  LQ LQWR WKH GHHS UHFHVVHG
KROHV LQ WKH OHIW DQG ULJKW EDIIOHV 6HFXUH WKH EROWV ZLWK
 ORFNQXWV  LQ LQ WKH VKDOORZ UHFHVVHV 5HIHU WR
)LJXUHV  DQG  IRU FRUUHFW DVVHPEO\ DQG KROH XVDJH




)LJXUH 
 'HHS UHFHVV
 %ROW  [  LQ
 /RFNQXW  LQ
 3ODFH WKH OHIW VLGH EDIIOH DQG WKH ULJKW VLGH EDIIOH LQVLGH
WKH FXWWLQJ FKDPEHU VR WKH H[WHQGHG OXJV DUH
LQWHUORFNHG 6HFXUH WKHP ZLWK  ORFNQXWV  LQ DQG
 ORFN ZDVKHUV )LJ 
P










)LJXUH 
 %DIIOH OHIW VLGH
 %DIIOH ULJKW VLGH
 %ROW  [  LQ
 /RFN ZDVKHU
 /RFNQXW  LQ
 7LJKWHQ DOO PRXQWLQJ KDUGZDUH VHFXUHO\
 5RWDWH WKH EODGHV WR HQVXUH WKDW WKHUH LV DW OHDVW  LQ
FOHDUDQFH EHWZHHQ WKH EODGHV DQG EDIIOHV
 8VLQJ H[LVWLQJ KDUGZDUH PDNH VXUH DOO KROHV LQ GHFN
DUH SOXJJHG ZLWK D QXW DQG EROW
'DQJHU
2SHQ KROHV LQ WKH PRZHU H[SRVH \RX DQG RWKHUV WR
WKURZQ GHEULV ZKLFK FRXOG FDXVH LQMXU\
1HYHU RSHUDWH PRZHU ZLWKRXW KDUGZDUH
PRXQWHG LQ DOO KROHV LQ PRZHU
,QVWDOO KDUGZDUH LQ PRXQWLQJ KROHV ZKHQ
PXOFKLQJ EDIIOH LV UHPRYHG