manuals.online logo
Brands
  1. Home
  2. •
  3. Brands
  4. •
  5. Toro
  6. •
  7. Lawn Mower
  8. •
  9. Toro 74270 User manual

Toro 74270 User manual

Other manuals for 74270

1

This manual suits for next models

1

Other Toro Lawn Mower manuals

Toro ProLine 30197 User manual

Toro

Toro ProLine 30197 User manual

Toro TimeCutter SW 4200 User manual

Toro

Toro TimeCutter SW 4200 User manual

Toro 20340 User manual

Toro

Toro 20340 User manual

Toro 79410 User manual

Toro

Toro 79410 User manual

Toro 139-3265 User manual

Toro

Toro 139-3265 User manual

Toro 74627 User manual

Toro

Toro 74627 User manual

Toro GREENSMASTER 3100 User manual

Toro

Toro GREENSMASTER 3100 User manual

Toro TimeCutter SS 4216 74616 User manual

Toro

Toro TimeCutter SS 4216 74616 User manual

Toro 03623 User manual

Toro

Toro 03623 User manual

Toro 74947 User manual

Toro

Toro 74947 User manual

Toro 74268TE User manual

Toro

Toro 74268TE User manual

Toro TITAN Zero-Turn-Radius Manual

Toro

Toro TITAN Zero-Turn-Radius Manual

Toro Groundsmaster 3320 30307 User manual

Toro

Toro Groundsmaster 3320 30307 User manual

Toro 30531 User manual

Toro

Toro 30531 User manual

Toro TimeCutter MX 4250 User manual

Toro

Toro TimeCutter MX 4250 User manual

Toro Groundsmaster 4100-D 30411 User manual

Toro

Toro Groundsmaster 4100-D 30411 User manual

Toro Recycler 20958 User manual

Toro

Toro Recycler 20958 User manual

Toro 22196 User manual

Toro

Toro 22196 User manual

Toro 22285 User manual

Toro

Toro 22285 User manual

Toro 78280 User manual

Toro

Toro 78280 User manual

Toro Greensmaster eFlex 1820 User manual

Toro

Toro Greensmaster eFlex 1820 User manual

Toro 30484 User manual

Toro

Toro 30484 User manual

Toro Recycler 20998 User manual

Toro

Toro Recycler 20998 User manual

Toro 22176TE User manual

Toro

Toro 22176TE User manual

Popular Lawn Mower manuals by other brands

Global garden products 72 Workshop manual

Global garden products

Global garden products 72 Workshop manual

EINHELL 01045 operating instructions

EINHELL

EINHELL 01045 operating instructions

Baroness LM315GC Owner's operating manual

Baroness

Baroness LM315GC Owner's operating manual

GreenWorks Tools 25157 user manual

GreenWorks Tools

GreenWorks Tools 25157 user manual

Etesia MVEHH user manual

Etesia

Etesia MVEHH user manual

Husqvarna LTH125 owner's manual

Husqvarna

Husqvarna LTH125 owner's manual

Gravely 915034 - ZT1640 Owner's/operator's manual

Gravely

Gravely 915034 - ZT1640 Owner's/operator's manual

Jacobsen 63281 Technical manual

Jacobsen

Jacobsen 63281 Technical manual

GreenWorks Pro MO802524 Operator's manual

GreenWorks Pro

GreenWorks Pro MO802524 Operator's manual

Deutz-Allis 3000 Series parts manual

Deutz-Allis

Deutz-Allis 3000 Series parts manual

Craftsman 917.9998C owner's manual

Craftsman

Craftsman 917.9998C owner's manual

jobmate YT9108 user manual

jobmate

jobmate YT9108 user manual

Yard force GM R40A instructions

Yard force

Yard force GM R40A instructions

Husqvarna R 419TsX AWD Operator's manual

Husqvarna

Husqvarna R 419TsX AWD Operator's manual

STERWINS ELM2-36P-3W.4 Assemby - Use - Maintenance Manual

STERWINS

STERWINS ELM2-36P-3W.4 Assemby - Use - Maintenance Manual

Craftsman 917.378770 owner's manual

Craftsman

Craftsman 917.378770 owner's manual

Partner M6556SMD Repair parts manual

Partner

Partner M6556SMD Repair parts manual

Craftsman 25913 instruction manual

Craftsman

Craftsman 25913 instruction manual

manuals.online logo
manuals.online logoBrands
  • About & Mission
  • Contact us
  • Privacy Policy
  • Terms and Conditions

Copyright 2025 Manuals.Online. All Rights Reserved.

2SHUDWRU·V 0DQXDO
(QJOLVK *%
)RUP 1R 
=
=0DVWHUXZLWK FP 0RZHU
0RGHO 1R ³ DQG 8S

$OO 5LJKWV 5HVHUYHG
3ULQWHG LQ WKH 86$
È
 E\ 7KH 7RUR &RPSDQ\
 /\QGDOH $YHQXH 6RXWK
%ORRPLQJWRQ 01 
7KH HQJLQH H[KDXVW IURP WKLV SURGXFW FRQWDLQV
FKHPLFDOV NQRZQ WR WKH 6WDWH RI &DOLIRUQLD WR
FDXVH FDQFHU ELUWK GHIHFWV RU RWKHU UHSURGXFWLYH
KDUP
:DUQLQJ
,PSRUWDQW 7KLV HQJLQH LV QRW HTXLSSHG ZLWK D VSDUN
DUUHVWHU PXIIOHU ,W LV D YLRODWLRQ RI &DOLIRUQLD 3XEOLF
5HVRXUFH &RGH 6HFWLRQ  WR XVH RU RSHUDWH WKLV HQJLQH
RQ DQ\ IRUHVWFRYHUHG EUXVKFRYHUHG RU JUDVVFRYHUHG
ODQG 2WKHU VWDWHV RU IHGHUDO DUHDV PD\ KDYH VLPLODU ODZV
7KLV VSDUN LJQLWLRQ V\VWHP FRPSOLHV ZLWK &DQDGLDQ
,&(6
&H V\VWqPH G·DOOXPDJH SDU pWLQFHOOH GH YpKLFXOH HVW
FRQIRUPH j OD QRUPH 10% GX &DQDGD
7KH HQFORVHG (QJLQH 2ZQHU·V 0DQXDO LV VXSSOLHG IRU
LQIRUPDWLRQ UHJDUGLQJ 7KH 86 (QYLURQPHQWDO
3URWHFWLRQ $JHQF\ (3$ DQG WKH &DOLIRUQLD (PLVVLRQ
&RQWURO 5HJXODWLRQ RI HPLVVLRQ V\VWHPV PDLQWHQDQFH
DQG ZDUUDQW\
.HHS WKLV HQJLQH 2ZQHU·V 0DQXDO ZLWK \RXU XQLW
6KRXOG WKLV HQJLQH 2ZQHU·V 0DQXDO EHFRPH GDPDJHG
RU LOOHJLEOH UHSODFH LPPHGLDWHO\ 5HSODFHPHQWV PD\ EH
RUGHUHG WKURXJK WKH HQJLQH PDQXIDFWXUHU
&RQWHQWV
3DJH
,QWURGXFWLRQ 
6DIHW\ 
6DIH 2SHUDWLRQ 3UDFWLFHV IRU 5LGHRQ ULGLQJ
5RWDU\ /DZQPRZHU 0DFKLQHV 
6DIH 2SHUDWLQJ 3UDFWLFHV 
6RXQG 3UHVVXUH /HYHO 
6RXQG 3RZHU /HYHO 
9LEUDWLRQ /HYHO 
6ORSH &KDUW 
6DIHW\ DQG ,QVWUXFWLRQ 'HFDOV 
*DVROLQH DQG 2LO 
5HFRPPHQGHG *DVROLQH 
8VLQJ 6WDELOL]HU&RQGLWLRQHU 
)LOOLQJ WKH )XHO 7DQN 
&KHFN (QJLQH 2LO /HYHO 
$VVHPEO\ 
/RRVH 3DUWV 
,QVWDOO 'ULYH :KHHOV 
7LUH 3UHVVXUH 
,QVWDOO 6HDW 5HWDLQLQJ 5RG 
,QVWDOO 0RWLRQ &RQWURO /HYHUV 
3DJH
$FWLYDWH WKH %DWWHU\ 
,QVWDOO %DWWHU\ 
+\GUDXOLF 6\VWHP 
*UHDVLQJ WKH %HDULQJV 
&KHFN WKH /HYHOLQJ RI 0RZHU 'HFN 
&KHFN 6LGH 'LVFKDUJH &KXWH 
&KHFN (QJLQH 2LO /HYHO 
2SHUDWLRQ 
7KLQN 6DIHW\ )LUVW 
&RQWUROV 
3DUNLQJ %UDNH 
,QVWDOOLQJ RU 5HPRYLQJ %DIIOHV 
,QVWDOOLQJ DQG 5HPRYLQJ %ORZRXW %DIIOHV 
6WDUWLQJ DQG 6WRSSLQJ WKH (QJLQH 
2SHUDWLQJ WKH 3RZHU 7DNH 2II 372 
7KH 6DIHW\ ,QWHUORFN 6\VWHP 
7HVWLQJ WKH 6DIHW\ ,QWHUORFN 6\VWHP 
'ULYLQJ )RUZDUG RU %DFNZDUG 
6WRSSLQJ WKH 0DFKLQH 
,QVWUXPHQWV 
)XHO 7DQNV 
$GMXVWLQJ +HLJKWRI&XW 
$GMXVWLQJ $QWL6FDOS 5ROOHUV 
3RVLWLRQLQJ WKH 6HDW 
3XVKLQJ WKH 0DFKLQH E\ +DQG 
7UDQVSRUWLQJ 0DFKLQHV 
/RDGLQJ 0DFKLQHV 
7LSV IRU 0RZLQJ *UDVV 
0DLQWHQDQFH 
5HFRPPHQGHG 0DLQWHQDQFH 6FKHGXOH 
&XWWLQJ %ODGH 6HUYLFH 
$LU &OHDQHU 6HUYLFH 
&OHDQLQJ WKH &RROLQJ 6\VWHP 
(QJLQH 2LO 6HUYLFH 
6SDUN 3OXJ 6HUYLFH 
)XHO )LOWHU 6HUYLFH 
)XHO 7DQN 6HUYLFH 
*UHDVLQJ DQG /XEULFDWLRQ 
*UHDVLQJ WKH %HDULQJV 
+\GUDXOLF 6\VWHP 6HUYLFH 
7LUH 3UHVVXUH 6HUYLFH 
&DVWRU 3LYRW %HDULQJ $GMXVWPHQW 
:KHHO +XE 6ORWWHG 1XW 
0RZHU /HYHOLQJ 
$GMXVWLQJ 3XVK $UPV 
7KURWWOH /HYHU $GMXVWPHQW 
&OHDQ 8QGHU 'HFN 
%HOW ,QVSHFWLRQ 
5HSODFLQJ WKH 'HFN %HOW 

5HSODFLQJ WKH 3XPS 'ULYH %HOW 
5HSODFLQJ WKH *UDVV 'HIOHFWRU 
$GMXVWLQJ 0RWLRQ &RQWUROV 
$GMXVWLQJ 3DUNLQJ %UDNH 
)XVH 6HUYLFH 
%DWWHU\ 6HUYLFH 
:DVWH 'LVSRVDO 
:LULQJ 'LDJUDP 
&OHDQLQJ DQG 6WRUDJH 
7URXEOHVKRRWLQJ 
,QWURGXFWLRQ
7KDQN \RX IRU SXUFKDVLQJ D 7RUR SURGXFW
$OO RI XV DW 7RUR ZDQW \RX WR EH FRPSOHWHO\ VDWLVILHG ZLWK
\RXU QHZ SURGXFW VR IHHO IUHH WR FRQWDFW \RXU ORFDO
$XWKRUL]HG 6HUYLFH 'HDOHU IRU KHOS ZLWK VHUYLFH JHQXLQH
UHSODFHPHQW SDUWV RU RWKHU LQIRUPDWLRQ \RX PD\ UHTXLUH
:KHQHYHU \RX FRQWDFW \RXU $XWKRUL]HG 6HUYLFH 'HDOHU RU
WKH IDFWRU\ DOZD\V NQRZ WKH PRGHO DQG VHULDO QXPEHUV RI
\RXU SURGXFW 7KHVH QXPEHUV ZLOO KHOS WKH 6HUYLFH 'HDOHU
RU 6HUYLFH 5HSUHVHQWDWLYH SURYLGH H[DFW LQIRUPDWLRQ DERXW
\RXU VSHFLILF SURGXFW <RX ZLOO ILQG WKH PRGHO DQG VHULDO
QXPEHU SODWH DW WKH ORFDWLRQ VKRZQ LQ )LJXUH 

P
)LJXUH 
 0RGHO DQG VHULDO QXPEHU SODWH
)RU \RXU FRQYHQLHQFH ZULWH WKH SURGXFW PRGHO DQG VHULDO
QXPEHUV LQ WKH VSDFH EHORZ
0RGHO 1R
6HULDO 1R
5HDG WKLV PDQXDO FDUHIXOO\ WR OHDUQ KRZ WR RSHUDWH DQG
PDLQWDLQ \RXU SURGXFW FRUUHFWO\ 5HDGLQJ WKLV PDQXDO ZLOO
KHOS \RX DQG RWKHUV DYRLG SHUVRQDO LQMXU\ DQG GDPDJH WR
WKH SURGXFW $OWKRXJK ZH GHVLJQ SURGXFH DQG PDUNHW
VDIH VWDWHRIWKHDUW SURGXFWV \RX DUH UHVSRQVLEOH IRU
XVLQJ WKH SURGXFW SURSHUO\ DQG VDIHO\ <RX DUH DOVR
UHVSRQVLEOH IRU WUDLQLQJ SHUVRQV ZKR \RX DOORZ WR XVH WKH
SURGXFW DERXW VDIH RSHUDWLRQ
7KH ZDUQLQJ V\VWHP LQ WKLV PDQXDO LGHQWLILHV SRWHQWLDO
KD]DUGV DQG KDV VSHFLDO VDIHW\ PHVVDJHV WKDW KHOS \RX DQG
RWKHUV DYRLG SHUVRQDO LQMXU\ HYHQ GHDWK 'DQJHU
:DUQLQJDQG&DXWLRQ DUH VLJQDO ZRUGV XVHG WR LGHQWLI\
WKH OHYHO RI KD]DUG +RZHYHU UHJDUGOHVV RI WKH KD]DUG EH
H[WUHPHO\ FDUHIXO
'DQJHU VLJQDOV DQ H[WUHPH KD]DUG WKDW ZLOO FDXVH VHULRXV
LQMXU\ RU GHDWK LI WKH UHFRPPHQGHG SUHFDXWLRQV DUH QRW
IROORZHG
:DUQLQJ VLJQDOV D KD]DUG WKDW PD\ FDXVH VHULRXV LQMXU\ RU
GHDWK LI WKH UHFRPPHQGHG SUHFDXWLRQV DUH QRW IROORZHG
&DXWLRQ VLJQDOV D KD]DUG WKDW PD\ FDXVH PLQRU RU
PRGHUDWH LQMXU\ LI WKH UHFRPPHQGHG SUHFDXWLRQV DUH QRW
IROORZHG
7ZR RWKHU ZRUGV DUH DOVR XVHG WR KLJKOLJKW LQIRUPDWLRQ
,PSRUWDQW FDOOV DWWHQWLRQ WR VSHFLDO PHFKDQLFDO
LQIRUPDWLRQ DQG 1RWH HPSKDVL]HV JHQHUDO LQIRUPDWLRQ
ZRUWK\ RI VSHFLDO DWWHQWLRQ
'HWHUPLQH WKH OHIW DQG ULJKW VLGH RI WKH PDFKLQH IURP WKH
QRUPDO RSHUDWLQJ SRVLWLRQ
6DIHW\
6DIH 2SHUDWLRQ 3UDFWLFHV IRU
5LGHRQ ULGLQJ 5RWDU\
/DZQPRZHU 0DFKLQHV
7KLV PDFKLQH PHHWV RU H[FHHGV (XURSHDQ 6WDQGDUGV LQ
HIIHFW DW WKH WLPH RI SURGXFWLRQ +RZHYHU LPSURSHU XVH
RU PDLQWHQDQFH E\ WKH RSHUDWRU RU RZQHU FDQ UHVXOW LQ
LQMXU\ 7R UHGXFH WKH SRWHQWLDO IRU LQMXU\ FRPSO\ ZLWK
WKHVH VDIHW\ LQVWUXFWLRQV DQG DOZD\V SD\ DWWHQWLRQ WR
WKH VDIHW\ DOHUW V\PERO ZKLFK PHDQV &$87,21
:$51,1* RU '$1*(5³´SHUVRQDO VDIHW\
LQVWUXFWLRQµ )DLOXUH WR FRPSO\ ZLWK WKH LQVWUXFWLRQ
PD\ UHVXOW LQ SHUVRQDO LQMXU\ RU GHDWK
6DIH 2SHUDWLQJ 3UDFWLFHV
7KH IROORZLQJ LQVWUXFWLRQV DUH IURP WKH &(1 VWDQGDUG (1

7KLV SURGXFW LV FDSDEOH RI DPSXWDWLQJ KDQGV DQG IHHW DQG
WKURZLQJ REMHFWV $OZD\V IROORZ DOO VDIHW\ LQVWUXFWLRQV WR
DYRLG VHULRXV LQMXU\ RU GHDWK
7UDLQLQJ
5HDG WKH LQVWUXFWLRQV FDUHIXOO\ %H IDPLOLDU ZLWK WKH
FRQWUROV DQG WKH SURSHU XVH RI WKH HTXLSPHQW
1HYHU DOORZ FKLOGUHQ RU SHRSOH XQIDPLOLDU ZLWK WKHVH
LQVWUXFWLRQV WR XVH WKH ODZQPRZHU /RFDO UHJXODWLRQV
FDQ UHVWULFW WKH DJH RI WKH RSHUDWRU

1HYHU PRZ ZKLOH SHRSOH HVSHFLDOO\ FKLOGUHQ RU SHWV
DUH QHDUE\
.HHS LQ PLQG WKDW WKH RSHUDWRU RU XVHU LV UHVSRQVLEOH
IRU DFFLGHQWV RU KD]DUGV RFFXUULQJ WR RWKHU SHRSOH RU
WKHLU SURSHUW\
'R QRW FDUU\ SDVVHQJHUV
$OO GULYHUV VKRXOG VHHN DQG REWDLQ SURIHVVLRQDO DQG
SUDFWLFDO LQVWUXFWLRQ 6XFK LQVWUXFWLRQ VKRXOG
HPSKDVL]H
 WKH QHHG IRU FDUH DQG FRQFHQWUDWLRQ ZKHQ ZRUNLQJ
ZLWK ULGHRQ PDFKLQHV
 FRQWURO RI D ULGHRQ PDFKLQH VOLGLQJ RQ D VORSH ZLOO
QRW EH UHJDLQHG E\ WKH DSSOLFDWLRQ RI WKH EUDNH
7KH PDLQ UHDVRQV IRU ORVV RI FRQWURO DUH
LQVXIILFLHQW ZKHHO JULS
EHLQJ GULYHQ WRR IDVW
LQDGHTXDWH EUDNLQJ
WKH W\SH RI PDFKLQH LV XQVXLWDEOH IRU LWV WDVN
ODFN RI DZDUHQHVV RI WKH HIIHFW RI JURXQG
FRQGLWLRQV HVSHFLDOO\ VORSHV
LQFRUUHFW KLWFKLQJ DQG ORDG GLVWULEXWLRQ
3UHSDUDWLRQ
:KLOH PRZLQJ DOZD\V ZHDU VXEVWDQWLDO IRRWZHDU DQG
ORQJ WURXVHUV 'R QRW RSHUDWH WKH HTXLSPHQW ZKHQ
EDUHIRRW RU ZHDULQJ RSHQ VDQGDOV
7KRURXJKO\ LQVSHFW WKH DUHD ZKHUH WKH HTXLSPHQW LV WR
EH XVHG DQG UHPRYH DOO REMHFWV ZKLFK PD\ EH WKURZQ
E\ WKH PDFKLQH
:$51,1*  3HWURO LV KLJKO\ IODPPDEOH
 6WRUH IXHO LQ FRQWDLQHUV VSHFLILFDOO\ GHVLJQHG IRU
WKLV SXUSRVH
 5HIXHO RXWGRRUV RQO\ DQG GR QRW VPRNH ZKLOH
UHIXHOOLQJ
 $GG IXHO EHIRUH VWDUWLQJ WKH HQJLQH 1HYHU UHPRYH
WKH FDS RI WKH IXHO WDQN RU DGG SHWURO ZKLOH WKH
HQJLQH LV UXQQLQJ RU ZKHQ WKH HQJLQH LV KRW
 ,I SHWURO LV VSLOOHG GR QRW DWWHPSW WR VWDUW WKH
HQJLQH EXW PRYH WKH PDFKLQH DZD\ IURP WKH DUHD
RI VSLOODJH DQG DYRLG FUHDWLQJ DQ\ VRXUFH RI
LJQLWLRQ XQWLO SHWURO YDSRUV KDYH GLVVLSDWHG
 5HSODFH DOO IXHO WDQNV DQG FRQWDLQHU FDSV VHFXUHO\
5HSODFH IDXOW\ VLOHQFHUV
%HIRUH XVLQJ DOZD\V YLVXDOO\ LQVSHFW WR VHH WKDW WKH
EODGHV EODGH EROWV DQG FXWWHU DVVHPEO\ DUH QRW ZRUQ RU
GDPDJHG 5HSODFH ZRUQ RU GDPDJHG EODGHV DQG EROWV
LQ VHWV WR SUHVHUYH EDODQFH
2Q PXOWLEODGHG PDFKLQHV WDNH FDUH DV URWDWLQJ RQH
EODGH FDQ FDXVH RWKHU EODGHV WR URWDWH
2SHUDWLRQ
'R QRW RSHUDWH WKH HQJLQH LQ D FRQILQHG VSDFH ZKHUH
GDQJHURXV FDUERQ PRQR[LGH IXPHV FDQ FROOHFW
0RZ RQO\ LQ GD\OLJKW RU LQ JRRG DUWLILFLDO OLJKW
%HIRUH DWWHPSWLQJ WR VWDUW WKH HQJLQH GLVHQJDJH DOO
EODGH DWWDFKPHQW FOXWFKHV DQG VKLIW LQWR QHXWUDO
'R QRW XVH RQ VORSHV RI PRUH WKDQ
  EZKHQ PRZLQJ RQ VLGH KLOOV
   EZKHQ PRZLQJ XSKLOO
   EZKHQ PRZLQJ GRZQKLOO
5HPHPEHU WKHUH LV QR VXFK WKLQJ DV D ´VDIHµ VORSH
7UDYHO RQ JUDVV VORSHV UHTXLUHV SDUWLFXODU FDUH 7R
JXDUG DJDLQVW RYHUWXUQLQJ
 GR QRW VWRS RU VWDUW VXGGHQO\ ZKHQ JRLQJ XS RU
GRZQKLOO
HQJDJH FOXWFK VORZO\ DOZD\V NHHS PDFKLQH
LQ JHDU HVSHFLDOO\ ZKHQ WUDYHOOLQJ
GRZQKLOO
 PDFKLQH VSHHGV VKRXOG EH NHSW ORZ RQ VORSHV DQG
GXULQJ WLJKW WXUQV
 VWD\ DOHUW IRU KXPSV DQG KROORZV DQG RWKHU KLGGHQ
KD]DUGV
 QHYHU PRZ DFURVV WKH IDFH RI WKH VORSH
8VH FDUH ZKHQ SXOOLQJ ORDGV RU XVLQJ KHDY\
HTXLSPHQW
 8VH RQO\ DSSURYHG GUDZEDU KLWFK SRLQWV
 /LPLW ORDGV WR WKRVH \RX FDQ VDIHO\ FRQWURO
 'R QRW WXUQ VKDUSO\ 8VH FDUH ZKHQ UHYHUVLQJ
 8VH FRXQWHUZHLJKWV RU ZKHHO ZHLJKWV ZKHQ
VXJJHVWHG LQ WKH LQVWUXFWLRQ KDQGERRN
:DWFK RXW IRU WUDIILF ZKHQ FURVVLQJ RU QHDU URDGZD\V
6WRS WKH EODGHV URWDWLQJ EHIRUH FURVVLQJ VXUIDFHV RWKHU
WKDQ JUDVV
:KHQ XVLQJ DQ\ DWWDFKPHQWV QHYHU GLUHFW GLVFKDUJH RI
PDWHULDO WRZDUG E\VWDQGHUV QRU DOORZ DQ\RQH QHDU WKH
PDFKLQH ZKLOH LQ RSHUDWLRQ

1HYHU RSHUDWH WKH PDFKLQH ZLWK GHIHFWLYH JXDUGV RU
ZLWKRXW VDIHW\ SURWHFWLYH GHYLFHV LQ SODFH
'R QRW FKDQJH WKH HQJLQH JRYHUQRU VHWWLQJV RU
RYHUVSHHG WKH HQJLQH 2SHUDWLQJ WKH HQJLQH DW
H[FHVVLYH VSHHG FDQ LQFUHDVH WKH KD]DUG RI SHUVRQDO
LQMXU\
%HIRUH OHDYLQJ WKH RSHUDWRU·V SRVLWLRQ
 GLVHQJDJH WKH SRZHU WDNHRII DQG ORZHU WKH
DWWDFKPHQWV
 FKDQJH LQWR QHXWUDO DQG VHW WKH SDUNLQJ EUDNH
 VWRS WKH HQJLQH DQG UHPRYH WKH NH\
'LVHQJDJH GULYH WR DWWDFKPHQWV VWRS WKH HQJLQH DQG
GLVFRQQHFW WKH VSDUN SOXJ ZLUHV RU UHPRYH WKH
LJQLWLRQ NH\
 EHIRUH FOHDULQJ EORFNDJHV RU XQFORJJLQJ FKXWH
 EHIRUH FKHFNLQJ FOHDQLQJ RU ZRUNLQJ RQ WKH
ODZQPRZHU
 DIWHU VWULNLQJ D IRUHLJQ REMHFW ,QVSHFW WKH
ODZQPRZHU IRU GDPDJH DQG PDNH UHSDLUV EHIRUH
UHVWDUWLQJ DQG RSHUDWLQJ WKH HTXLSPHQW
 LI WKH PDFKLQH VWDUWV WR YLEUDWH DEQRUPDOO\ FKHFN
LPPHGLDWHO\
'LVHQJDJH GULYH WR DWWDFKPHQWV ZKHQ WUDQVSRUWLQJ RU
QRW LQ XVH
6WRS WKH HQJLQH DQG GLVHQJDJH GULYH WR DWWDFKPHQW
 EHIRUH UHIXHOOLQJ
 EHIRUH UHPRYLQJ WKH JUDVV FDWFKHU
 EHIRUH PDNLQJ KHLJKW DGMXVWPHQW XQOHVV DGMXVWPHQW
FDQ EH PDGH IURP WKH RSHUDWRU·V SRVLWLRQ
5HGXFH WKH WKURWWOH VHWWLQJ GXULQJ HQJLQH UXQRXW DQG
LI WKH HQJLQH LV SURYLGHG ZLWK D VKXWRII YDOYH WXUQ WKH
IXHO RII DW WKH FRQFOXVLRQ RI PRZLQJ
0DLQWHQDQFH DQG 6WRUDJH
.HHS DOO QXWV EROWV DQG VFUHZV WLJKW WR EH VXUH WKH
HTXLSPHQW LV LQ VDIH ZRUNLQJ FRQGLWLRQ
1HYHU VWRUH WKH HTXLSPHQW ZLWK SHWURO LQ WKH WDQN
LQVLGH D EXLOGLQJ ZKHUH IXPHV FDQ UHDFK DQ RSHQ IODPH
RU VSDUN
$OORZ WKH HQJLQH WR FRRO EHIRUH VWRULQJ LQ DQ\
HQFORVXUH
7R UHGXFH WKH ILUH KD]DUG NHHS WKH HQJLQH VLOHQFHU
EDWWHU\ FRPSDUWPHQW DQG SHWURO VWRUDJH DUHD IUHH RI
JUDVV OHDYHV RU H[FHVVLYH JUHDVH
&KHFN WKH JUDVV FDWFKHU IUHTXHQWO\ IRU ZHDU RU
GHWHULRUDWLRQ
5HSODFH ZRUQ RU GDPDJHG SDUWV IRU VDIHW\
,I WKH IXHO WDQN KDV WR EH GUDLQHG WKLV VKRXOG EH GRQH
RXWGRRUV
2Q PXOWLEODGHG PDFKLQHV WDNH FDUH DV URWDWLQJ RQH
EODGH FDQ FDXVH RWKHU EODGHV WR URWDWH
:KHQ PDFKLQH LV WR EH SDUNHG VWRUHG RU OHIW
XQDWWHQGHG ORZHU WKH FXWWLQJ PHDQV XQOHVV D SRVLWLYH
PHFKDQLFDO ORFN LV XVHG
6RXQG 3UHVVXUH /HYHO
7KLV XQLW KDV DQ HTXLYDOHQW FRQWLQXRXV $ZHLJKWHG VRXQG
SUHVVXUH DW WKH RSHUDWRU HDU RI  G%$ EDVHG RQ
PHDVXUHPHQWV RI LGHQWLFDO PDFKLQHV SHU 'LUHFWLYH
((&
6RXQG 3RZHU /HYHO
7KLV XQLW KDV D VRXQG SRZHU OHYHO RI  /ZD EDVHG RQ
PHDVXUHPHQWV RI LGHQWLFDO PDFKLQHV SHU SURFHGXUHV
RXWOLQHG LQ 'LUHFWLYH ((& DQG DPHQGPHQWV
9LEUDWLRQ /HYHO
7KLV XQLW KDV D PD[LPXP KDQGDUP YLEUDWLRQ OHYHO RI 
PV

DQG ZKROH ERG\ YLEUDWLRQ OHYHO RI  PV

 EDVHG RQ
PHDVXUHPHQWV RI LGHQWLFDO PDFKLQHV SHU (1  DQG (1



6ORSH &KDUW


6DIHW\ DQG ,QVWUXFWLRQ 'HFDOV
6DIHW\ GHFDOV DQG LQVWUXFWLRQV DUH HDVLO\ YLVLEOH WR WKH RSHUDWRU DQG DUH ORFDWHG QHDU DQ\
DUHD RI SRWHQWLDO GDQJHU 5HSODFH DQ\ GHFDO WKDW LV GDPDJHG RU ORVW
3DUW 1R 
 5HDG WKH RSHUDWRU·V PDQXDO IRU SURSHU SURFHGXUH
 $QWLVFDOS UROOHU KHLJKW DGMXVWPHQW
 5HDG WKH RSHUDWRU·V PDQXDO EHIRUH SHUIRUPLQJ PDLQWHQDQFH
 
3DUW 1R 
 (QJLQH
3DUW 1R 
 )DVW IRUZDUG
 6ORZ IRUZDUG
 1HXWUDO
 5HYHUVH
3DUW 1R 
 5LJKW VLGH IXHO WDQN RSHQ
 )XHO WDQN VKXW RII
 /HIW VLGH IXHO WDQN RSHQ
3DUW 1R 
 5HDG WKH RSHUDWRU·V PDQXDO IRU SURSHU SURFHGXUH
 5RWDWH WKH E\SDVV YDOYHV FRXQWHUFORFNZLVH WR SXVK WKH
PDFKLQH
 7XUQ WKH E\SDVV YDOYHV LQ WR RSHUDWH
3DUW 1R 
 5HDG WKH RSHUDWRU·V
PDQXDO EHIRUH SHUIRUPLQJ
PDLQWHQDQFH
 *UHDVH OXEH SRLQWV DW
LQWHUYDOV VKRZQ
 &KHFN WLUH SUHVVXUH
 &KHFN K\GUDXOLF IOXLG

3DUW 1R 
 +HLJKW RI FXW DGMXVWPHQW
3DUW 1R 
 +HLJKW RI FXW DGMXVWPHQW
3DUW 1R 
 3DUNLQJ EUDNH
 'LVHQJDJH
 (QJDJH
 'DQJHU³UHDG WKH RSHUDWRU·V
PDQXDO EHIRUH SHUIRUPLQJ
PDLQWHQDQFH ZRUN
 (QJDJH WKH SDUNLQJ EUDNH
DQG UHPRYH WKH LJQLWLRQ NH\
EHIRUH OHDYLQJ WKH PDFKLQH
 7UDQVPLVVLRQ
 (QJLQH VWRS
 (QJLQH UXQ
 (QJLQH VWDUW
 &KRNH
 )DVW
 9DULDEOH VSHHG
 6ORZ
 'DQJHU³UHDG WKH RSHUDWRU·V
PDQXDO 'ULYH XS RU GRZQ
VORSHV JUHDWHU WKDQ 
GHJUHHV
 7KURZQ REMHFW KD]DUG³NHHS
WKH GHIOHFWRU LQ SODFH
 7KURZQ REMHFW KD]DUG³NHHS
E\VWDQGHUV DZD\
 &UXVKLQJGLVPHPEHUPHQW
KD]DUG³GR QRW FDUU\
SDVVHQJHUV
 &XWWLQJGLVPHPEHUPHQW
KD]DUG RI KDQGV RU
IHHW³VWD\ DZD\ IURP URWDWLQJ
EODGHV DQG PRYLQJ SDUWV
3DUW 1R 
 'DQJHU³UHDG WKH RSHUDWRU·V PDQXDO IRU SURSHU EODGH EROW
WRUTXH
3DUW 1R 
 'DQJHU³ZHDU H\H
SURWHFWLRQ
 &DXVWLF OLTXLG
KD]DUG³IOXVK ZLWK ZDWHU
 'DQJHU³QR VSDUNV
IODPH RU VPRNLQJ
 &DXWLRQ³WR[LF ULVN .HHS
FKLOGUHQ DZD\ IURP WKH
EDWWHU\