
6$)(7<,1)250$7,21
80.',0B0BFRG('HGBUHY
(1
6DIHW\LQIRUPDWLRQ
7KHLQWHQGHGXVHRIWKHHQJLQHLVLQFRQIRUPLW\ZLWKWKH
PDFKLQHRQZKLFKLWLVPRXQWHG
$Q\XVHRIWKHPDFKLQHRWKHUWKDQWKDWGHVFULEHGFDQQRW
EH FRQVLGHUHG DV FRPSO\LQJ ZLWK LWV LQWHQGHG SXUSRVH DV
VSHFLILHGE\.2+/(5
.2+/(5 GHFOLQHV DOO UHVSRQVLELOLW\ IRU DQ\ FKDQJH WR WKH
HQJLQHQRWGHVFULEHGLQWKLVPDQXDOPDGHE\XQDXWKRULVHG
.2+/(5SHUVRQQHO
$SURSHUXVHRIWKHHQJLQHDVWULFWREVHUYDQFHRIWKH
UXOHVOLVWHGEHORZDQG WKH ULJRURXVDSSOLFDWLRQ RIDOOWKHVH
SUHFDXWLRQVZLOODYRLGWKHULVNRIDFFLGHQWVRULQMXULHV
7KRVHZKRFDUU\RXWWKHXVHDQGPDLQWHQDQFHRQWKHHQJLQH
PXVWZHDUWKHVDIHW\HTXLSPHQWDQGWKHDFFLGHQWSUHYHQWLRQ
JXDUGV
.2+/(5GHFOLQHVDOOGLUHFWDQGLQGLUHFWOLDELOLW\IRUIDLOXUH
WR FRPSO\ ZLWK WKH VWDQGDUGV RI FRQGXFW FRQWDLQHG LQ WKLV
PDQXDO
.2+/(5FDQQRWFRQVLGHUHYHU\UHDVRQDEO\XQIRUHVHHDEOH
PLVXVHWKDWPD\FDXVHDSRWHQWLDOGDQJHU
*HQHUDOUHPDUNV
:KHQLQVWDOOLQJWKH .',HQJLQHVDOZD\VEHDULQPLQG WKDW
DQ\YDULDWLRQWRWKHIXQFWLRQDOV\VWHPVPD\LQYROYHVHULRXV
IDLOXUHVWRWKHHQJLQH
$Q\ LPSURYHPHQW PXVW EH YHULILHG DW .2+/(5 WHVWLQJ
ODERUDWRULHVEHIRUHDSSOLFDWLRQRIWKHHQJLQH
,QFDVHWKHDSSURYDOWRDPRGLILFDWLRQLVQRWJUDQWHG.2+/(5
VKDOO QRW EH GHHPHG UHVSRQVLEOH IRU DQ\ FRQVHTXHQWLDO
IDLOXUHVRUGDPDJHVWRWKHHQJLQH
7KHHQJLQHPD\RQO\EHDVVHPEOHGRQDPDFKLQHE\
SHUVRQQHOVSHFLILFDOO\WUDLQHGE\.2+/(5DQGZKRZRUNLQ
FRPSOLDQFHZLWKWKHH[LVWLQJGRFXPHQWDWLRQ
7KHHQJLQHKDVEHHQEXLOWWRWKHVSHFLILFDWLRQVRIDPDFKLQH
PDQXIDFWXUHU DQG LW LV KLV UHVSRQVLELOLW\ WR HQVXUH WKDW DOO
QHFHVVDU\DFWLRQLVWDNHQWRPHHWWKHHVVHQWLDODQGOHJDOO\
SUHVFULEHG KHDOWKDQGVDIHW\ UHTXLUHPHQWV$Q\XVHRIWKH
PDFKLQHRWKHUWKDQWKDWGHVFULEHGFDQQRWEHFRQVLGHUHGDV
F R P S O \ L Q JZ L W K L W V L Q W H Q G H G S X U S R V H D V V S H F L I L H GE \ .2+/(5
ZKLFK WKHUHIRUH GHFOLQHV DOO UHVSRQVLELOLW\ IRU DFFLGHQWV
FDXVHGE\VXFKRSHUDWLRQV
7KH IROORZLQJ LQGLFDWLRQV DUH GHGLFDWHG WR WKH XVHU RI WKH
PDFKLQH LQ RUGHU WR UHGXFH RU HOLPLQDWH ULVNV FRQFHUQLQJ
HQJLQHRSHUDWLRQDQGWKHUHODWLYHURXWLQHPDLQWHQDQFHZRUN
7KHXVHUPXVWUHDGWKHVHLQVWUXFWLRQVFDUHIXOO\)DLOXUHWRGR
WKLVFRXOGOHDGWRVHULRXVGDQJHUIRUKLVSHUVRQDOVDIHW\DQG
KHDOWKDQGWKDWRIDQ\SHUVRQVZKRPD\EHLQWKHYLFLQLW\RI
WKHPDFKLQH
2Q VWDUWLQJ PDNH VXUH WKDW WKH HQJLQH LV DV KRUL]RQWDO DV
SRVVLEOHXQOHVVWKHPDFKLQHVSHFLILFDWLRQVGLIIHU
0DNHVXUHWKDWWKHPDFKLQHLVVWDEOHWRSUHYHQWWKHULVNRI
RYHUWXUQLQJ
7KHHQJLQHPXVWQRWRSHUDWHLQSODFHVFRQWDLQLQJLQIODPPDEOH
PDWHULDOVLQH[SORVLYHDWPRVSKHUHVZKHUHWKHUHLVGXVWWKDW
FDQ HDVLO\ FDWFK ILUH XQOHVV VSHFLILF DGHTXDWH DQG FOHDUO\
LQGLFDWHG SUHFDXWLRQV KDYH EHHQ WDNHQ DQG KDYH EHHQ
FHUWLILHGIRUWKHPDFKLQH
7RSUHYHQWILUHKD]DUGVDO ZD\VNHHSW KHPDFKLQHDWOHDVWRQH
PHWHUIURPEXLOGLQJVRUIURPRWKHUPDFKLQHU\
&KLOGUHQDQGDQLPDOVPXVWEHNHSWDWDGXHGLVWDQFH IURP
RSHUDWLQJPDFKLQHVLQRUGHUWRSUHYHQWKD]DUGVGHULYLQJIURP
WKHLURSHUDWLRQ
) X H O D Q G R L O D U H L Q I O D P P D E O H 7 K H W D Q N P X V W R Q O \ E H I L O O H G Z K HQ
WKHHQJLQHLVRII%HIRUHVWDUWLQJGU\DQ\VSLOWIXHO
0DNHVXUHWKDWQRVRXQGSURRILQJSDQHOVDQGWKHJURXQGRU
IORRURQZKLFKWKHPDFKLQHLVVWDQGLQJKDYHQRWVRDNHGXS
DQ\IXHO
)XHOYDSRXULVKLJKO\WR[LF2QO\UHIXHORXWGRRUVRULQDZHOO
YHQWLODWHGSODFH
'RQRWVPRNHRUXVHQDNHGIODPHVZKHQUHIXHOOLQJ
'XULQJ RSHUDWLRQ WKH VXUIDFH RI WKH HQJLQH FDQ EHFRPH
GDQJHURXVO\ KRW $YRLG WRXFKLQJ WKH H[KDXVW V\VWHP LQ
SDUWLFXODU
%HIRUHSURFHHGLQJZLWKDQ\RSHUDWLRQRQWKHHQJLQHVWRSLW
DQGDOORZLWWRFRRO
$OZD\VRSHQWKHUDGLDWRUSOXJRUH[SDQVLRQFKDPEHUZLWKWKH
XWPRVWFDXWLRQZHDULQJSURWHFWLYHJDUPHQWVDQGJRJJOHV
7KHFRRODQWIOXLGLVXQGHUSUHVVXUH1HYHUFDUU\RXWDQ\
LQVSHFWLRQVXQWLOWKHHQJLQHKDVFRROHG
,IWKHUHLVDQHOHFWULFIDQGRQRWDSSURDFKWKHHQJLQHZKLOVW
LWLVVWLOOKRWDVWKHIDQFRXOGDOVRVWDUWRSHUDWLQJZKHQWKH
HQJLQHLVDWDVWDQGVWLOO
7KHRLOPXVWEHGUDLQHGZKLOVWWKHHQJLQHLVKRWRLO7a&
3DUWLFXODUFDUHLVUHTXLUHGWRSUHYHQWEXUQV'RQRWDOORZWKH
RLOWRFRPHLQWRFRQWDFWZLWKWKHVNLQEHFDXVHRIWKHKHDOWK
KD]DUGVLQYROYHG
'XULQJ RSHUDWLRQV WKDW LQYROYH DFFHVV WR PRYLQJ SDUWV RI
WKH HQJLQH DQGRU UHPRYDO RI URWDWLQJ JXDUGV GLVFRQQHFW
DQG LQVXODWH WKH QHJDWLYH ZLUH RI WKH EDWWHU\ WR SUHYHQW
DFFLGHQWDOVKRUWFLUFXLWVDQGWRVWRSWKHVWDUWHUPRWRUIURP
EHLQJHQHUJL]HG
&KHFNEHOWWHQVLRQRQO\ZKHQWKHHQJLQHLVRII
)XOO\WLJKWHQWKHWDQNSOXJHDFKWLPHDIWHUUHIXHOOLQJ'RQRW
ILOOWKHWDQNULJKWWRWKHWRSEXWOHDYHDQDGHTXDWHVSDFHIRU
WKHIXHOWRH[SDQG