$YD\D,QF
$OO5L KWV5HVHUYHG
1RWLFH
:KLOHUHDVRQDEOHHIIRUWVKDYHEHHQPDGHWRHQVXUHWKDWWKH
LQIRUPDWLRQLQWKLVGRFXPHQWLVFRPSOHWHDQGDFFXUDWHDWWKHWLPHRI
SULQWLQ $YD\DDVVXPHVQROLDELOLW\IRUDQ\HUURUV$YD\DUHVHUYHV
WKHUL KWWRPDNHFKDQ HVDQGFRUUHFWLRQVWRWKHLQIRUPDWLRQLQWKLV
GRFXPHQWZLWKRXWWKHREOL DWLRQWRQRWLI\DQ\SHUVRQRURU DQL]DWLRQ
RIVXFKFKDQ HV
'RFXPHQWDWLRQGLVFODLPHU
³'RFXPHQWDWLRQ´PHDQVLQIRUPDWLRQSXEOLVKHGE\$YD\DLQYDU\LQ
PHGLXPVZKLFKPD\LQFOXGHSURGXFWLQIRUPDWLRQRSHUDWLQ
LQVWUXFWLRQVDQGSHUIRUPDQFHVSHFLILFDWLRQVWKDW$YD\DPD\ HQHUDOO\
PDNHDYDLODEOHWRXVHUVRILWVSURGXFWVDQG+RVWHG6HUYLFHV
'RFXPHQWDWLRQGRHVQRWLQFOXGHPDUNHWLQ PDWHULDOV$YD\DVKDOOQRW
EHUHVSRQVLEOHIRUDQ\PRGLILFDWLRQVDGGLWLRQVRUGHOHWLRQVWRWKH
RUL LQDOSXEOLVKHGYHUVLRQRIGRFXPHQWDWLRQXQOHVVVXFK
PRGLILFDWLRQVDGGLWLRQVRUGHOHWLRQVZHUHSHUIRUPHGE\$YD\D(QG
8VHUD UHHVWRLQGHPQLI\DQGKROGKDUPOHVV$YD\D$YD\DVD HQWV
VHUYDQWVDQGHPSOR\HHVD DLQVWDOOFODLPVODZVXLWVGHPDQGVDQG
MXG PHQWVDULVLQ RXWRIRULQFRQQHFWLRQZLWKVXEVHTXHQW
PRGLILFDWLRQVDGGLWLRQVRUGHOHWLRQVWRWKLVGRFXPHQWDWLRQWRWKH
H[WHQWPDGHE\(QG8VHU
/LQ GLVFODLPHU
$YD\DLVQRWUHVSRQVLEOHIRUWKHFRQWHQWVRUUHOLDELOLW\RIDQ\OLQNHG
ZHEVLWHVUHIHUHQFHGZLWKLQWKLVVLWHRUGRFXPHQWDWLRQSURYLGHGE\
$YD\D$YD\DLVQRWUHVSRQVLEOHIRUWKHDFFXUDF\RIDQ\LQIRUPDWLRQ
VWDWHPHQWRUFRQWHQWSURYLGHGRQWKHVHVLWHVDQGGRHVQRW
QHFHVVDULO\HQGRUVHWKHSURGXFWVVHUYLFHVRULQIRUPDWLRQGHVFULEHG
RURIIHUHGZLWKLQWKHP$YD\DGRHVQRW XDUDQWHHWKDWWKHVHOLQNVZLOO
ZRUNDOOWKHWLPHDQGKDVQRFRQWURORYHUWKHDYDLODELOLW\RIWKHOLQNHG
SD HV
:DUUDQW\
$YD\DSURYLGHVDOLPLWHGZDUUDQW\RQ$YD\DKDUGZDUHDQGVRIWZDUH
5HIHUWR\RXUVDOHVD UHHPHQWWRHVWDEOLVKWKHWHUPVRIWKHOLPLWHG
ZDUUDQW\,QDGGLWLRQ$YD\D¶VVWDQGDUGZDUUDQW\ODQ XD HDVZHOODV
LQIRUPDWLRQUH DUGLQ VXSSRUWIRUWKLVSURGXFWZKLOHXQGHUZDUUDQW\LV
DYDLODEOHWR$YD\DFXVWRPHUVDQGRWKHUSDUWLHVWKURX KWKH$YD\D
6XSSRUWZHEVLWHKWWSVXSSRUWDYD\DFRPRUVXFKVXFFHVVRUVLWHDV
GHVL QDWHGE\$YD\D3OHDVHQRWHWKDWLI<RXDFTXLUHGWKHSURGXFWV
IURPDQDXWKRUL]HG$YD\D&KDQQHO3DUWQHURXWVLGHRIWKH8QLWHG
6WDWHVDQG&DQDGDWKHZDUUDQW\LVSURYLGHGWR<RXE\VDLG$YD\D
&KDQQHO3DUWQHUDQGQRWE\$YD\D
/LFHQVHV
7+(62)7:$5(/,&(16(7(506$9$,/$%/(217+($9$<$
:(%6,7(+7736833257$9$<$&20/,&(16(,1)225
68&+68&&(66256,7($6'(6,*1$7('%<$9$<$$5(
$33/,&$%/(72$1<21(:+2'2:1/2$'686(6$1'25
,167$//6$9$<$62)7:$5(385&+$6(')520$9$<$,1&
$1<$9$<$$)),/,$7(25$1$9$<$&+$11(/3$571(5$6
$33/,&$%/(81'(5$&200(5&,$/$*5((0(17:,7+
$9$<$25$1$9$<$&+$11(/3$571(581/(66
27+(5:,6($*5(('72%<$9$<$,1:5,7,1*$9$<$'2(6
127(;7(1'7+,6/,&(16(,)7+(62)7:$5(:$6
2%7$,1(')520$1<21(27+(57+$1$9$<$$1$9$<$
$)),/,$7(25$1$9$<$&+$11(/3$571(5$9$<$
5(6(59(67+(5,*+7727$.(/(*$/$&7,21$*$,167<28
$1'$1<21((/6(86,1*256(//,1*7+(62)7:$5(
:,7+287$/,&(16(%<,167$//,1*'2:1/2$',1*25
86,1*7+(62)7:$5(25$87+25,=,1*27+(5672'262
<2821%(+$/)2)<2856(/)$1'7+((17,7<)25:+20
<28$5(,167$//,1*'2:1/2$',1*2586,1*7+(
62)7:$5(+(5(,1$)7(55()(55('72
,17(5&+$1*($%/<$6³<28´$1'³(1'86(5´$*5((72
7+(6(7(506$1'&21',7,216$1'&5($7($%,1',1*
&2175$&7%(7:((1<28$1'$9$<$,1&257+(
$33/,&$%/($9$<$$)),/,$7(³$9$<$´
$YD\D UDQWV<RXDOLFHQVHZLWKLQWKHVFRSHRIWKHOLFHQVHW\SHV
GHVFULEHGEHORZZLWKWKHH[FHSWLRQRI+HULWD H1RUWHO6RIWZDUHIRU
ZKLFKWKHVFRSHRIWKHOLFHQVHLVGHWDLOHGEHORZ:KHUHWKHRUGHU
GRFXPHQWDWLRQGRHVQRWH[SUHVVO\LGHQWLI\DOLFHQVHW\SHWKH
DSSOLFDEOHOLFHQVHZLOOEHD'HVL QDWHG6\VWHP/LFHQVH7KH
DSSOLFDEOHQXPEHURIOLFHQVHVDQGXQLWVRIFDSDFLW\IRUZKLFKWKH
OLFHQVHLV UDQWHGZLOOEHRQHXQOHVVDGLIIHUHQWQXPEHURI
OLFHQVHVRUXQLWVRIFDSDFLW\LVVSHFLILHGLQWKHGRFXPHQWDWLRQRURWKHU
PDWHULDOVDYDLODEOHWR<RX³6RIWZDUH´PHDQVFRPSXWHUSUR UDPVLQ
REMHFWFRGHSURYLGHGE\$YD\DRUDQ$YD\D&KDQQHO3DUWQHU
ZKHWKHUDVVWDQGDORQHSURGXFWVSUHLQVWDOOHGRQKDUGZDUHSURGXFWV
DQGDQ\XS UDGHVXSGDWHVSDWFKHVEX IL[HVRUPRGLILHGYHUVLRQV
WKHUHWR³'HVL QDWHG3URFHVVRU´PHDQVDVLQ OHVWDQGDORQH
FRPSXWLQ GHYLFH³6HUYHU´PHDQVD'HVL QDWHG3URFHVVRUWKDW
KRVWVDVRIWZDUHDSSOLFDWLRQWREHDFFHVVHGE\PXOWLSOHXVHUV
³,QVWDQFH´PHDQVDVLQ OHFRS\RIWKH6RIWZDUHH[HFXWLQ DWD
SDUWLFXODUWLPHLRQRQHSK\VLFDOPDFKLQHRULLRQRQHGHSOR\HG
VRIWZDUHYLUWXDOPDFKLQH³90´RUVLPLODUGHSOR\PHQW
/LFHQVHW\SHV
'HVL QDWHG6\VWHPV/LFHQVH'6(QG8VHUPD\LQVWDOODQGXVH
HDFKFRS\RUDQ,QVWDQFHRIWKH6RIWZDUHRQO\RQDQXPEHURI
'HVL QDWHG3URFHVVRUVXSWRWKHQXPEHULQGLFDWHGLQWKHRUGHU
$YD\DPD\UHTXLUHWKH'HVL QDWHG3URFHVVRUVWREHLGHQWLILHGLQ
WKHRUGHUE\W\SHVHULDOQXPEHUIHDWXUHNH\,QVWDQFHORFDWLRQRU
RWKHUVSHFLILFGHVL QDWLRQRUWREHSURYLGHGE\(QG8VHUWR$YD\D
WKURX KHOHFWURQLFPHDQVHVWDEOLVKHGE\$YD\DVSHFLILFDOO\IRUWKLV
SXUSRVH
&RS\ULJKW
([FHSWZKHUHH[SUHVVO\VWDWHGRWKHUZLVHQRXVHVKRXOGEHPDGHRI
PDWHULDOVRQWKLVVLWHWKH'RFXPHQWDWLRQ6RIWZDUH+RVWHG6HUYLFH
RUKDUGZDUHSURYLGHGE\$YD\D$OOFRQWHQWRQWKLVVLWHWKH
GRFXPHQWDWLRQ+RVWHG6HUYLFHDQGWKHSURGXFWSURYLGHGE\$YD\D
LQFOXGLQ WKHVHOHFWLRQDUUDQ HPHQWDQGGHVL QRIWKHFRQWHQWLV
RZQHGHLWKHUE\$YD\DRULWVOLFHQVRUVDQGLVSURWHFWHGE\FRS\UL KW
DQGRWKHULQWHOOHFWXDOSURSHUW\ODZVLQFOXGLQ WKHVXL HQHULVUL KWV
UHODWLQ WRWKHSURWHFWLRQRIGDWDEDVHV<RXPD\QRWPRGLI\FRS\
UHSURGXFHUHSXEOLVKXSORDGSRVWWUDQVPLWRUGLVWULEXWHLQDQ\ZD\
DQ\FRQWHQWLQZKROHRULQSDUWLQFOXGLQ DQ\FRGHDQGVRIWZDUH
XQOHVVH[SUHVVO\DXWKRUL]HGE\$YD\D8QDXWKRUL]HGUHSURGXFWLRQ
WUDQVPLVVLRQGLVVHPLQDWLRQVWRUD HDQGRUXVHZLWKRXWWKHH[SUHVV
ZULWWHQFRQVHQWRI$YD\DFDQEHDFULPLQDODVZHOODVDFLYLORIIHQVH
XQGHUWKHDSSOLFDEOHODZ
7KLUG3DUW\&RPSRQHQWV
³7KLUG3DUW\&RPSRQHQWV´PHDQFHUWDLQVRIWZDUHSUR UDPVRU
SRUWLRQVWKHUHRILQFOXGHGLQWKH6RIWZDUHRU+RVWHG6HUYLFHPD\
FRQWDLQVRIWZDUHLQFOXGLQ RSHQVRXUFHVRIWZDUHGLVWULEXWHGXQGHU
WKLUGSDUW\D UHHPHQWV³7KLUG3DUW\&RPSRQHQWV´ZKLFKFRQWDLQ
WHUPVUH DUGLQ WKHUL KWVWRXVHFHUWDLQSRUWLRQVRIWKH6RIWZDUH
³7KLUG3DUW\7HUPV´$VUHTXLUHGLQIRUPDWLRQUH DUGLQ GLVWULEXWHG
/LQX[26VRXUFHFRGHIRUWKRVHSURGXFWVWKDWKDYHGLVWULEXWHG/LQX[
26VRXUFHFRGHDQGLGHQWLI\LQ WKHFRS\UL KWKROGHUVRIWKH7KLUG
3DUW\&RPSRQHQWVDQGWKH7KLUG3DUW\7HUPVWKDWDSSO\LVDYDLODEOH
LQWKHSURGXFWV'RFXPHQWDWLRQRURQ$YD\D¶VZHEVLWHDWKWWS
VXSSRUWDYD\DFRP&RS\UL KWRUVXFKVXFFHVVRUVLWHDVGHVL QDWHG
E\$YD\D<RXD UHHWRWKH7KLUG3DUW\7HUPVIRUDQ\VXFK7KLUG
3DUW\&RPSRQHQWV
3UHYHQWLQJ7ROO)UDXG
³7ROO)UDXG´LVWKHXQDXWKRUL]HGXVHRI\RXUWHOHFRPPXQLFDWLRQV
V\VWHPE\DQXQDXWKRUL]HGSDUW\IRUH[DPSOHDSHUVRQZKRLVQRWD
FRUSRUDWHHPSOR\HHD HQWVXEFRQWUDFWRURULVQRWZRUNLQ RQ\RXU
FRPSDQ\VEHKDOI%HDZDUHWKDWWKHUHFDQEHDULVNRI7ROO)UDXG
DVVRFLDWHGZLWK\RXUV\VWHPDQGWKDWLI7ROO)UDXGRFFXUVLWFDQ
UHVXOWLQVXEVWDQWLDODGGLWLRQDOFKDU HVIRU\RXUWHOHFRPPXQLFDWLRQV
VHUYLFHV
$YD\D7ROO)UDXGLQWHUYHQWLRQ
,I<RXVXVSHFWWKDW<RXDUHEHLQ YLFWLPL]HGE\7ROO)UDXGDQG<RX
QHHGWHFKQLFDODVVLVWDQFHRUVXSSRUWFDOO7HFKQLFDO6HUYLFH&HQWHU
7ROO)UDXG,QWHUYHQWLRQ+RWOLQHDWIRUWKH8QLWHG
6WDWHVDQG&DQDGD)RUDGGLWLRQDOVXSSRUWWHOHSKRQHQXPEHUVVHH
WKH$YD\D6XSSRUWZHEVLWHKWWSVXSSRUWDYD\DFRPRUVXFK
VXFFHVVRUVLWHDVGHVL QDWHGE\$YD\D6XVSHFWHGVHFXULW\
YXOQHUDELOLWLHVZLWK$YD\DSURGXFWVVKRXOGEHUHSRUWHGWR$YD\DE\
VHQGLQ PDLOWRVHFXULW\DOHUWV#DYD\DFRP
7UDGHPDU V
7KHWUDGHPDUNVOR RVDQGVHUYLFHPDUNV³0DUNV´GLVSOD\HGLQWKLV
VLWHWKH'RFXPHQWDWLRQ+RVWHG6HUYLFHVDQGSURGXFWVSURYLGHG
E\$YD\DDUHWKHUH LVWHUHGRUXQUH LVWHUHG0DUNVRI$YD\DLWV
