HP 10bII User manual

檔名: title_English-050105.doc 頁碼: 第 1/2 頁
hp 10BII financial calculator
user’s guide
Edition 1
HP part number F1902-90001

檔名: 10BII_English(MP02-2)-040917(Print) 頁碼: 第 2/2 頁
Notice
REGISTER YOUR PRODUCT AT: www.register.hp.com
THIS MANUAL AND ANY EXAMPLES CONTAINED HEREIN ARE
PROVIDED “AS IS” AND ARE SUBJECT TO CHANGE WITHOUT
NOTICE. HEWLETT-PACKARD COMPANY MAKES NO
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USE OF THIS MANUAL OR THE EXAMPLES CONTAINED HEREIN.
© Copyright 1988, 1989, 2001, 2004 Hewlett-Packard Development
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prohibited without prior written permission of Hewlett-Packard Company,
except as allowed under the copyright laws.
Hewlett-Packard Company
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Suite 301
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Printing History
Edition 1 May 2003

Welcome to the HP 10BII 3
Welcome to the HP 10BII
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10B.book Page 3 Wednesday, June 21, 2000 5:19 PM

4 Welcome to the HP 10BII
Features
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10B.book Page 4 Wednesday, June 21, 2000 5:19 PM

Contents 5
Contents
11 At a Glance...
11 %DVLFV³$WD*ODQFH
12 3HUFHQWDJHV³$WD*ODQFH
13 0HPRU\.H\V³$WD*ODQFH«
14 7LPH9DOXHRI0RQH\790³$WD*ODQFH«
15 790:KDWLI«³$WD*ODQFH«
16 $PRUWL]DWLRQ³$WD*ODQFH«
17 ,QWHUHVW5DWH&RQYHUVLRQ³$WD*ODQFH«
18 ,55<5DQG139³$WD*ODQFH«
19 6WDWLVWLFV³$WD*ODQFH«
21 .H\ERDUG0DS
123 Getting Started
23 3RZHU2QDQG2II
23 $GMXVWLQJWKH'LVSOD\&RQWUDVW
23 6LPSOH$ULWKPHWLF&DOFXODWLRQV
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25 &XUVRU
25 &OHDULQJWKH&DOFXODWRU
25 &OHDULQJ0HPRU\
26 $QQXQFLDWRUV
27 6KLIW.H\
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28 ,1387.H\
28 6:$3.H\
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29 'LVSOD\)RUPDWRI1XPEHUV
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31 'LVSOD\LQJWKH)XOO3UHFLVLRQRI1XPEHUV
31 ,QWHUFKDQJLQJWKH3HULRGDQG&RPPD
32 5RXQGLQJ1XPEHUV
32 0HVVDJHV
10BTOC.fm Page 5 Thursday, June 22, 2000 12:31 PM

6Contents
233 Business Percentages
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33 )LQGLQJD3HUFHQW
34 $GGLQJRU6XEWUDFWLQJD3HUFHQW
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36 8VLQJ0DUJLQDQG0DUNXS7RJHWKHU
337 Number Storage and Arithmetic
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42 'RLQJ$ULWKPHWLF
43 3RZHU2SHUDWRU
43 8VLQJ3DUHQWKHVHVLQ&DOFXODWLRQV
445 Picturing Financial Problems
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46 6LJQVRI&DVK)ORZV
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47 6LPSOH,QWHUHVW
48 &RPSRXQG,QWHUHVW
49 ,QWHUHVW5DWHV
49 7ZR7\SHVRI)LQDQFLDO3UREOHPV
49 5HFRJQL]LQJD7903UREOHP
51 5HFRJQL]LQJD&DVK)ORZ3UREOHP
10BTOC.fm Page 6 Thursday, June 22, 2000 12:31 PM

Contents 7
553 Time Value of Money Calculations
53 8VLQJWKH790$SSOLFDWLRQ
54 &OHDULQJ790
55 %HJLQDQG(QG0RGHV
55 /RDQ&DOFXODWLRQV
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67 $PRUWL]DWLRQ
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73 &RPSRXQGLQJDQG3D\PHQW3HULRGV'LIIHU
675 Cash Flow Calculations
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84 $XWRPDWLF6WRUDJHRI,55<5DQG139
785 Statistical Calculations
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86 (QWHULQJ6WDWLVWLFDO'DWD
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10BTOC.fm Page 7 Thursday, June 22, 2000 12:31 PM

8Contents
895 Additional Examples
95 %XVLQHVV$SSOLFDWLRQV
95 6HWWLQJD6DOHV3ULFH
96 )RUHFDVWLQJ%DVHGRQ+LVWRU\
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98 /RDQVDQG0RUWJDJHV
98 6LPSOH$QQXDO,QWHUHVW
98 &RQWLQXRXV&RPSRXQGLQJ
99 <LHOGRID'LVFRXQWHGRU3UHPLXP0RUWJDJH
101 $QQXDO3HUFHQWDJH5DWHIRUD/RDQ:LWK)HHV
103 /RDQ:LWKD3DUWLDO2GG)LUVW3HULRG
104 $XWRPRELOH/RDQ
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108 6DYLQJV
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112 9DOXHRID7D[DEOH5HWLUHPHQW$FFRXQW
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113 :UDS$URXQG0RUWJDJHV
115 1HW)XWXUH9DOXH
A117 Assistance, Batteries, and Service
117 $QVZHUVWR&RPPRQ4XHVWLRQV
118 (QYLURQPHQWDO/LPLWV
119 3RZHUDQG%DWWHULHV
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119 ,QVWDOOLQJ%DWWHULHV
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122 :KDW,V&RYHUHG
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10BTOC.fm Page 8 Thursday, June 22, 2000 12:31 PM

Contents 9
123 ,IWKH&DOFXODWRU5HTXLUHV6HUYLFH
123 2EWDLQLQJ6HUYLFH
124 6HUYLFH&KDUJH
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124 :DUUDQW\RQ6HUYLFH
125 6HUYLFH$JUHHPHQWV
125 5HJXODWRU\,QIRUPDWLRQ
126 (QGXVHUWHUPVDQGFRQGLWLRQV
B129 More About Calculations
129 ,55<5&DOFXODWLRQV
129 3RVVLEOH2XWFRPHVRI&DOFXODWLQJ,55<5
130 +DOWLQJDQG5HVWDUWLQJ,55<5
130 (QWHULQJD*XHVVIRU,55<5
131 (IIHFWRI8VLQJΣ²WR&RUUHFW'DWD
131 5DQJHRI1XPEHUV
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132 7LPH9DOXHRI0RQH\790
132 $PRUWL]DWLRQ
133 ,QWHUHVW5DWH&RQYHUVLRQV
134 &DVK)ORZ&DOFXODWLRQV
135 6WDWLVWLFV
C137 Messages
139 Index
10BTOC.fm Page 9 Thursday, June 22, 2000 12:31 PM

TOC.fm Page 10 Thursday, June 22, 2000 12:31 PM

11At a Glance...
At a Glance...
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12 At a Glance...
Percentages—At a Glance...
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At a Glance... 13
Memory Keys—At a Glance…
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14 At a Glance...
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at_a_glance.fm Page 14 Sunday, June 25, 2000 2:21 PM

At a Glance... 15
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fm Page 15 Sunday, June 25, 2000 2:21 PM

16 At a Glance...
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at_a_glance.fm Page 16 Sunday, June 25, 2000 2:21 PM

At a Glance... 17
Interest Rate Conversion—At a Glance…
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at_a_glance.fm Page 17 Sunday, June 25, 2000 2:21 PM

18 At a Glance...
IRR/YR and NPV—At a Glance…
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at_a_glance.fm Page 18 Sunday, June 25, 2000 2:21 PM

At a Glance... 19
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20 At a Glance...
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