Atari 800 User manual

PERSONAL FINANCIAL
MANAGEMENT SYSTEM™
)Il
ATARI @
A Warner Comm unicat ions Compan y
Every effort has been made to ensure t hat this manu a l acc urately docu me nts this produ ct of th e ATARI Computer Division. However.
"bec ause of th eongoi ng impro ve ment and u pdate of t he co m pu ter softw are and hardware. AT ARI , INC. canno t guara n tee t he ac cura cy
of printed mate rial after the date of p ubli cation and cannot accept respons ibility for errors or omissions.
Repr od uc t ion is fo rbidd en wit ho ut t he speci f ic w ri tt en pe rmiss io n of ATA R!, INC.. Su nnyval e. CA94086. No t ight to repr od u ce this do cu-
men t, nor the subje ctm att er the reof , is g ranted u nless by w ri tt en agree me nt wit h. o r w r itte n permission fr o m the Co rpo ra tio n.
PRINTED IN U.S."' . MAN UAL AND PROGRAM CONTENTS e1981 ATARI, INC.

PREFACE
The ATA RI I!l Personal Financial Ma nagement SystemrM is tom orr ow 'sanswer fo r
bu dgeti ng you r persona l fi nances today . W ith this syste m you ca n kee p t rack of
all expe nses and i nco me . You ca n balance bank s tate me nts, ana lyze expen-
d itu res ove r a period of ti me, and forecast yo ur spendi ng hab its and needs up t o
30 mon ths in th efut ure.
As you read this manual, you w ill see how en
joyab le yo ur perso nal book keep ing
canbe. The p ro gr am s are exp
lai ned ste p by step, and diagrams are p rovide d for
addi t io nal cla rif ica tio n. ATA Rl's Person al Financia lManagem ent System can
help peop le, high sc hoo l age a nd up , to bud get successfu lly and to keep t rack of
thei r finances.
Aft er yo u have read this m anual and go ne t hro ug h t heentire pro gram afew
times, yo u wi ll beable to wo rk by referring to t he Q uick Ref erence Card
(Q·Car d™ )enc losed w it h t his m anu al. Sto re t he Q- Card near t he co mpute r wh ere
it w ill b e hand ywhen yo u use yo urperso nal f inance syste m.
Preface iii

CONTENTS
PREFACE iii
HOW TO USE THIS MANUA L1
1SETT ING U P 3
The System M enu 5
Ter min ology and Fun ction Keys 5
2 GETTING STARTED 9
Genera l D ata E nt ry In f orm at ion 9
Error s D uring In pu t 10
Budg et Plan ning Sheet 11
3CREA T E M O D U LE 15
FI RST Diskett e Preparati on 15
NEXT Di sk ett e Prepar at ion 16
BACKUP 17
'---' 4RE
CORD KEE PER 19
Record Keeper Functions20
ENTER Fo rmat
20
CHECK For mat
21
AU TO Deduct ion Fo rmat
23
WIT HD RAWA L, Savi ngs Forma t 24
CASH Sp ent Form at 26
DEPOSIT, Check F orm at 27
SA VIN GSDepo sit F orm at 28
C RE D IT Card For mat
30
INCOM E For mat
31
PR INT Format 33
EDIT For mat
34
Editing Check s, Cash, A ll, Cred it Cards, Inco me 35
E dit ing: AU TO mat ic Dedu ct ion s; W ITHD RAWA L,
Savings; DEPOSIT, Check ; and SAV INGS
Deposit 37
5 CHECKBOOK BALANCER 39
CHECK For mat 40
DEPO SIT For mat
40
AU TO m ati c Dedu ct ion s Format 41
SEE Form at 41
O THER Fo rm at 42
Ccoreou 11

6BU
DGET MANAG ER 43
ADD F orm at 43
MO D IFY Form at 45
PLAN F orm at 46
LIST Form at 48
ALL Format
48
S UMMARY F orm at 49
DETA IL Form at
51
COPY F orm at
51
7BU DGE T
ANA LYZE R 53
SINGLE Fo rmat
53
Sing le/ALL 54
Single /SUMMARY
55
Sing le/DETA IL 56
MUL TIP LE Fo rmat
57
PERCENT For mat
60
Per cen t/AL L 60
Per cent/ SUM M ARY 61
Per c ent /DET A IL 62
8
BUD GET FO RECAST ER 65
9E
XITING THE PER SONAL FINAN CIAL
M ANA G EM ENT PRO GRAM
69
10 HELP!71
ILLU STR A TI O N S
1 -1
Ins ertin g th e ATARI BASIC Ca rtr idge 3
1-2 Ins
erting aDisk ett e4
1-3 The System M enu 5
1-4 Re
cord Keep er M ain M enu 6
1-5 Locati on
of Functi on Keys 7
2-1 Re
cord Keeper M enu With Invalid Ent ry 11
3-1 Creat e M ai n M enu 15
3-2 System M enu 16
4
-1 Rec or d Keeper M ai n Menu
19
4-2 Transa
ctio n Typ es Me nu 20
4-3 CHECK Subm enu
21
4-4 B udg et Categories Forma t 22 ..-..
4-5 A UTO De d uc t ion Form at 24
4-6 SAV I NGS W ith dr aw al Forma t 25
"'--'
_I Co n
tents

4-7 CASH Spe nt Form at 26
4-8 DEPOS IT, Chec k Form
at 27
4-9
SAV INGS Deposit Form at 29
4-10 C
RE DIT Card Form at 30
4
-11 INCOME Format 32
4-12 Tra nsact ion Types Me nu 33
4-13 Editor Menu 35
4
-1 4EDITForm at 35
4
-1 5ED
IT For m at
37
5-1 Chec kbook Balancer Menu 39
5-2
State me nt Balan ce 42
6-1 Budg
et Man ager Menu 43
6-2 ADD Forma t 44
6-3 MODI FY Forma t 45
6-4 Modifying Category/Su
bcate gory Forma t 46
6-5 PLAN Form
at
47
6-6
LI ST Form at 48
6-7 LIST
/ALL Screens 48
6-8 Budg
et T ot a ls 49
6-9 SUMMARYForm at 49
6-10 Budg
et T ota ls fo r t he SUMMA RY Form at
50
7-1 Bud g
et Ana lyze r Menu 53
7-2 Single Form a t 54
7-3
Summa ry Screens fo r SINGLE/ALL 55
7-4 Budg
et Tot als 55
7-5 Single/SUMMA
RY Forma t 56
7-6 Single/DETAIL Form
at
57
7-7 Analysis by Bar Cha rt 59
7-8 Ana lysis by
Li sting Screen 59
7-9 Budg
et Ca tego ry Tot als Screen 59
7-10
PER CENT Form at 60
7-11 Ana lysis by P
ER C ENT / ALL
61
7-12 Analysis by
PER CENT/ SUMMARY
62
7-13 Ana lysis by P
ER CENT/D ET A IL 63
8-1 Forecast M
eth od Me nu 65
8-2 Data Selec t ion Scree n 66
8-3 Forecaster Disp la y Menu 67
8-4 M
ethod sofForeca st Pres ent at ions 68
Ccnrenrs \Iii

HOW TO USE
THIS MANUAL
The A lA RI'" Personal Finan ci al M anagement Sy stem ' Mis co m pose d o f six pr o-
gram m
odul es:
• Create
• Reco rd Keeper
• Che ckbook Bala nce r
• Bu dget M anage r
• Bu dget Ana lyze r
• Bu dget Forecaster
These m od u les are o n two System D isk ett es. System Di sk ett e I co ntai ns th e
Create, Rec or d Kee per, and Chec k boo kBala n cer m od u les. System D isk ett e II
co nta ins t he B udg et Ma nager, Budg et A nalyzer, andBudg et Foreca st ermodu les.
Each m odu le is d iscu ssed in t he mos t l ikelyor der o f use . Fo llo wing isa brief
expla nat io n o f what yo u can acco mp lish wit h the mod u les.
Note :When yo u begin enteri ng yo ur data , you wil l seeaw hite sq ua re o n t he
televi sio n screen th at mo ves each ti me yo u press a key . Thi s sq uare is call ed a
cursor and indicates t he poi nt at whi ch you areen ter ing data .
You will use th e Create modul eeac h time yo u prepare a new diskette to sto re the
data e ntere d i nto the computer. An additional use o f the Create mod ule wi ll be
to co py th e data fro m o ne d iske tt e to another.
The Recor d Keeper serves as t he p rima ry m odul ewhi ch yo u use to e nte r fi nanc ial
transa ctio ns i nto th e d at a ba s e' (basi c inform at io n), e dit i nfo rma t io n already in
t he da ta base, o r prin ti nfo rma t io n fro m t he da ta base . You cann ot e nt er bud get
i nfo r matio n suc h as bu dget goa ls o r bud get typ esthro ug h t he Rec ord Keeper
module(t he m ajor d i ff er ence f ro m th e Bud get M anager mod u le).
" No te: A d ata base is a syste m ize d fo rm of reco rd s in afile . Th e information yo u
e nte r i nto the co mp ut er is stor ed i n files o n t he d is kette . A ll t he fi les tog eth er, in
t his c ase, are yo ur perso nal fi nancial da ta base.
The Budg et Ma nager module is th e p rimar y means of ente ri ng yo u r bud get inf or-
mati on into you r d at a b ase and onto disk ett e. This m odu le d i ffe rs f rom the
Re cord Keeper in that you enter your budg et in fo rma tion (type of expenseand
goals) t hrough t he Budget Ma nager modul e, but not finan cial tra nsa ct ion s (suc h
as chec k w riting , cash expendi tures).
The Checkbook Balan cer modu le wil l help bal ance yo ur chec kbook onamo nt hl y
b asis. E nte ri ng t he ca nce led chec ks fro m yo ur ba nk sta tement and e nte ri ng all
other activi ty in your checkingaccount into thecomputer will give an easily
acce ssible, readable, and understa n dab le ac co u nti ng o f yo ur ban k ing ac tiv ity .
How to Use this Manual 1