HTC 6800 User manual

1%"
6TFS.BOVBM

1MFBTF3FBE#FGPSF1SPDFFEJOH
5)&#"55&3:*4/05$)"3(&%8)&/:065",&*50650'5)&#09
%0/053&.07&5)&#"55&3:1"$,8)&/5)&%&7*$&*4$)"3(*/(
:0638"33"/5:*4*/7"-*%"5&%*':0601&/035".1&38*5)5)&%&7*$&4065&3
$"4*/(
13*7"$:3&453*$5*0/4
4PNFDPVOUSJFTSFRVJSFGVMMEJTDMPTVSFPGSFDPSEFEUFMFQIPOFDPOWFSTBUJPOTBOETUJQVMBUFUIBUZPVNVTU
JOGPSNUIFQFSTPOXJUIXIPNZPVBSFTQFBLJOHUIBUUIFDPOWFSTBUJPOJTCFJOHSFDPSEFE"MXBZTPCFZUIF
SFMFWBOUMBXTBOESFHVMBUJPOTPGZPVSDPVOUSZXIFOVTJOHUIFSFDPSEJOHGFBUVSFPGZPVS1%"1IPOF
*/5&--&$56"-1301&35:3*()5*/'03."5*0/
$PQZSJHIUª)JHI5FDI$PNQVUFS$PSQ"MM3JHIUT3FTFSWFE
  BOE&YU64#BSFUSBEFNBSLTBOEPSTFSWJDFNBSLTPG)JHI5FDI$PNQVUFS$PSQ
.JDSPTPGU.4%048JOEPXT8JOEPXT/58JOEPXT4FSWFS8JOEPXT.PCJMF8JOEPXT918JOEPXT
7JTUB"DUJWF4ZOD8JOEPXT.PCJMF%FWJDF$FOUFS*OUFSOFU&YQMPSFS8JOEPXT-JWF.4/)PUNBJM0VUMPPL
&YDFM1PXFS1PJOU8PSEBOE8JOEPXT.FEJBBSFFJUIFSSFHJTUFSFEUSBEFNBSLTPSUSBEFNBSLTPG.JDSPTPGU
$PSQPSBUJPOJOUIF6OJUFE4UBUFTBOEPSPUIFSDPVOUSJFT
#MVFUPPUIBOEUIF#MVFUPPUIMPHPBSFUSBEFNBSLTPXOFECZ#MVFUPPUI4*(*OD
8J'JJTBSFHJTUFSFEUSBEFNBSLPGUIF8JSFMFTT'JEFMJUZ"MMJBODF*OD
NJDSP4%JTBUSBEFNBSLPG4%$BSE"TTPDJBUJPO
+BWB+.&BOEBMMPUIFS+BWBCBTFENBSLTBSFUSBEFNBSLTPSSFHJTUFSFEUSBEFNBSLTPG4VO.JDSPTZTUFNT*OD
JOUIF6OJUFE4UBUFTBOEPUIFSDPVOUSJFT
$PQZSJHIUª"EPCF4ZTUFNT*ODPSQPSBUFE
$PQZSJHIUª.BDSPNFEJB/FUIFSMBOET#7
.BDSPNFEJB'MBTI.BDSPNFEJB'MBTI.BDSPNFEJB'MBTI-JUFBOE3FBEFSBSFUSBEFNBSLTBOEPSSFHJTUFSFE
USBEFNBSLTPG.BDSPNFEJB/FUIFSMBOET#7PS"EPCF4ZTUFNT*ODPSQPSBUFE
$PQZSJHIUª+"5"":640'58"3&1-5%"MM3JHIUT3FTFSWFE
$PQZSJHIUª%JMJUIJVN/FUXPSLT*OD"MM3JHIUT3FTFSWFE
$PQZSJHIUª5BP(SPVQ-JNJUFE"MM3JHIUT3FTFSWFE
-JDFOTFECZ26"-$0..*ODPSQPSBUFEVOEFSPOFPSNPSFPGUIFGPMMPXJOHQBUFOUT




"MMPUIFSDPNQBOZQSPEVDUBOETFSWJDFOBNFTNFOUJPOFEIFSFJOBSFUSBEFNBSLTSFHJTUFSFEUSBEFNBSLTPS
TFSWJDFNBSLTPGUIFJSSFTQFDUJWFPXOFST
)5$TIBMMOPUCFMJBCMFGPSUFDIOJDBMPSFEJUPSJBMFSSPSTPSPNJTTJPOTDPOUBJOFEIFSFJOOPSGPSJODJEFOUBMPS
DPOTFRVFOUJBMEBNBHFTSFTVMUJOHGSPNGVSOJTIJOHUIJTNBUFSJBM5IFJOGPSNBUJPOJTQSPWJEFEiBTJTwXJUIPVU
XBSSBOUZPGBOZLJOEBOEJTTVCKFDUUPDIBOHFXJUIPVUOPUJDF)5$BMTPSFTFSWFTUIFSJHIUUPSFWJTFUIFDPOUFOU
PGUIJTEPDVNFOUBUBOZUJNFXJUIPVUQSJPSOPUJDF
/PQBSUPGUIJTEPDVNFOUNBZCFSFQSPEVDFEPSUSBOTNJUUFEJOBOZGPSNPSCZBOZNFBOTFMFDUSPOJDPS
NFDIBOJDBMJODMVEJOHQIPUPDPQZJOHSFDPSEJOHPSTUPSJOHJOBSFUSJFWBMTZTUFNPSUSBOTMBUFEJOUPBOZ
MBOHVBHFJOBOZGPSNXJUIPVUQSJPSXSJUUFOQFSNJTTJPOPG)5$


*NQPSUBOU)FBMUI*OGPSNBUJPOBOE4BGFUZ1SFDBVUJPOT
8IFOVTJOHUIJTQSPEVDUUIFTBGFUZQSFDBVUJPOTCFMPXNVTUCFUBLFOUPBWPJEQPTTJCMFMFHBMMJBCJMJUJFTBOE
EBNBHFT"EEJUJPOBMTBGFUZJOGPSNBUJPODBOCFGPVOEJOUIF"QQFOEJYBUUIFFOEPGUIFVTFSNBOVBM
3FUBJOBOEGPMMPXBMMQSPEVDUTBGFUZBOEPQFSBUJOHJOTUSVDUJPOT0CTFSWFBMMXBSOJOHTJOUIFPQFSBUJOH
JOTUSVDUJPOTPOUIFQSPEVDU
5PSFEVDFUIFSJTLPGCPEJMZJOKVSZFMFDUSJDTIPDLGJSFBOEEBNBHFUPUIFFRVJQNFOUPCTFSWFUIFGPMMPXJOH
QSFDBVUJPOT
&-&$53*$"-4"'&5:
5IJTQSPEVDUJTJOUFOEFEGPSVTFXIFOTVQQMJFEXJUIQPXFSGSPNUIFEFTJHOBUFECBUUFSZPSQPXFSTVQQMZVOJU
0UIFSVTBHFNBZCFEBOHFSPVTBOEXJMMJOWBMJEBUFBOZBQQSPWBMHJWFOUPUIJTQSPEVDU
4"'&5:13&$"65*0/4'031301&3(306/%*/(*/45"--"5*0/
$"65*0/$POOFDUJOHUPBOJNQSPQFSMZHSPVOEFEFRVJQNFOUDBOSFTVMUJOBOFMFDUSJDTIPDLUPZPVSEFWJDF
5IJTQSPEVDUJTFRVJQQFEXJUIB64#DBCMFGPSDPOOFDUJOHUIFQSPEVDUUPBEFTLUPQPSOPUFCPPLDPNQVUFS
#FTVSFZPVSDPNQVUFSJTQSPQFSMZHSPVOEFEFBSUIFECFGPSFDPOOFDUJOHUIFQSPEVDUUPUIFDPNQVUFS
5IFQPXFSTVQQMZDPSEPGBEFTLUPQPSOPUFCPPLDPNQVUFSIBTBOFRVJQNFOUHSPVOEJOHDPOEVDUPSBOE
BHSPVOEJOHQMVH5IFQMVHNVTUCFQMVHHFEJOUPBOBQQSPQSJBUFPVUMFUXIJDIJTQSPQFSMZJOTUBMMFEBOE
HSPVOEFEJOBDDPSEBODFXJUIBMMMPDBMDPEFTBOEPSEJOBODFT
4"'&5:13&$"65*0/4'03108&34611-:6/*5
r 6TFUIFDPSSFDUFYUFSOBMQPXFSTPVSDF
"QSPEVDUTIPVMECFPQFSBUFEPOMZGSPNUIFUZQFPGQPXFSTPVSDFJOEJDBUFEPOUIFFMFDUSJDBMSBUJOHT
MBCFM*GZPVBSFOPUTVSFPGUIFUZQFPGQPXFSTPVSDFSFRVJSFEDPOTVMUZPVSBVUIPSJ[FETFSWJDFQSPWJEFS
PSMPDBMQPXFSDPNQBOZ'PSBQSPEVDUUIBUPQFSBUFTGSPNCBUUFSZQPXFSPSPUIFSTPVSDFTSFGFSUPUIF
PQFSBUJOHJOTUSVDUJPOTUIBUBSFJODMVEFEXJUIUIFQSPEVDU
r )BOEMFCBUUFSZQBDLTDBSFGVMMZ
5IJTQSPEVDUDPOUBJOTB-JJPO1PMZNFSCBUUFSZ5IFSFJTBSJTLPGmSFBOECVSOTJGUIFCBUUFSZQBDLJT
IBOEMFEJNQSPQFSMZ%POPUBUUFNQUUPPQFOPSTFSWJDFUIFCBUUFSZQBDL%POPUEJTBTTFNCMFDSVTI
QVODUVSFTIPSUFYUFSOBMDPOUBDUTPSDJSDVJUTEJTQPTFPGJOmSFPSXBUFSPSFYQPTFBCBUUFSZQBDLUP
UFNQFSBUVSFTIJHIFSUIBO$'
8"3/*/(%BOHFSPGFYQMPTJPOJGCBUUFSZJTJODPSSFDUMZSFQMBDFE5PSFEVDFSJTLPGGJSFPSCVSOTEPOPU
EJTBTTFNCMFDSVTIQVODUVSFTIPSUFYUFSOBMDPOUBDUTFYQPTFUPUFNQFSBUVSFBCPWF$'PSEJTQPTF
PGJOGJSFPSXBUFS3FQMBDFPOMZXJUITQFDJGJFECBUUFSJFT3FDZDMFPSEJTQPTFPGVTFECBUUFSJFTBDDPSEJOHUPUIF
MPDBMSFHVMBUJPOTPSSFGFSFODFHVJEFTVQQMJFEXJUIZPVSQSPEVDU

4"'&5:13&$"65*0/4'03%*3&$546/-*()5
,FFQUIJTQSPEVDUBXBZGSPNFYDFTTJWFNPJTUVSFBOEFYUSFNFUFNQFSBUVSFT%POPUMFBWFUIFQSPEVDUPS
JUTCBUUFSZJOTJEFBWFIJDMFPSJOQMBDFTXIFSFUIFUFNQFSBUVSFNBZFYDFFE¡$¡'TVDIBTPOBDBS
EBTICPBSEXJOEPXTJMMPSCFIJOEBHMBTTUIBUJTFYQPTFEUPEJSFDUTVOMJHIUPSTUSPOHVMUSBWJPMFUMJHIUGPS
FYUFOEFEQFSJPETPGUJNF5IJTNBZEBNBHFUIFQSPEVDUPWFSIFBUUIFCBUUFSZPSQPTFBSJTLUPUIFWFIJDMF

13&7&/5*0/0')&"3*/(-044
$"65*0/1FSNBOFOUIFBSJOHMPTTNBZPDDVSJGFBSQIPOFTPSIFBEQIPOFTBSFVTFEBUIJHIWPMVNFGPS
QSPMPOHFEQFSJPETPGUJNF
5VSOEPXOUIFWPMVNFCFGPSFVTJOHIFBEQIPOFTPSPUIFSBVEJPEFWJDFT"OFYDFTTJWFTPVOEWPMVNFMFWFM
DPVMEDBVTFEBNBHFUPZPVSIFBSJOH
4"'&5:*/"*3$3"'5
%VFUPUIFQPTTJCMFJOUFSGFSFODFDBVTFECZUIJTQSPEVDUUPBOBJSDSBGUTOBWJHBUJPOTZTUFNBOEJUT
DPNNVOJDBUJPOTOFUXPSLVTJOHUIJTEFWJDFTQIPOFGVODUJPOPOCPBSEBOBJSQMBOFJTBHBJOTUUIFMBXJO
NPTUDPVOUSJFT*GZPVXBOUUPVTFUIJTEFWJDFXIFOPOCPBSEBOBJSDSBGUSFNFNCFSUPUVSOPGGUIFQIPOFCZ
TXJUDIJOHUP'MJHIU.PEF
&/7*30/.&/53&453*$5*0/4
%POPUVTFUIJTQSPEVDUJOHBTTUBUJPOTGVFMEFQPUTDIFNJDBMQMBOUTPSXIFSFCMBTUJOHPQFSBUJPOTBSFJO
QSPHSFTTPSJOQPUFOUJBMMZFYQMPTJWFBUNPTQIFSFTTVDIBTGVFMMJOHBSFBTGVFMTUPSFIPVTFTCFMPXEFDL
POCPBUTDIFNJDBMQMBOUTGVFMPSDIFNJDBMUSBOTGFSPSTUPSBHFGBDJMJUJFTBOEBSFBTXIFSFUIFBJSDPOUBJOT
DIFNJDBMTPSQBSUJDMFTTVDIBTHSBJOEVTUPSNFUBMQPXEFST1MFBTFCFBXBSFUIBUTQBSLTJOTVDIBSFBTDPVME
DBVTFBOFYQMPTJPOPSGJSFSFTVMUJOHJOCPEJMZJOKVSZPSFWFOEFBUI
&91-04*7&"5.041)&3&4
8IFOJOBOZBSFBXJUIBQPUFOUJBMMZFYQMPTJWFBUNPTQIFSFPSXIFSFGMBNNBCMFNBUFSJBMTFYJTUUIFQSPEVDU
TIPVMECFUVSOFEPGGBOEUIFVTFSTIPVMEPCFZBMMTJHOTBOEJOTUSVDUJPOT4QBSLTJOTVDIBSFBTDPVMEDBVTF
BOFYQMPTJPOPSGJSFSFTVMUJOHJOCPEJMZJOKVSZPSFWFOEFBUI6TFSTBSFBEWJTFEOPUUPVTFUIFFRVJQNFOUBU
SFGVFMJOHQPJOUTTVDIBTTFSWJDFPSHBTTUBUJPOTBOEBSFSFNJOEFEPGUIFOFFEUPPCTFSWFSFTUSJDUJPOTPOUIF
VTFPGSBEJPFRVJQNFOUJOGVFMEFQPUTDIFNJDBMQMBOUTPSXIFSFCMBTUJOHPQFSBUJPOTBSFJOQSPHSFTT"SFBT
XJUIBQPUFOUJBMMZFYQMPTJWFBUNPTQIFSFBSFPGUFOCVUOPUBMXBZTDMFBSMZNBSLFE5IFTFJODMVEFGVFMJOH
BSFBTCFMPXEFDLPOCPBUTGVFMPSDIFNJDBMUSBOTGFSPSTUPSBHFGBDJMJUJFTBOEBSFBTXIFSFUIFBJSDPOUBJOT
DIFNJDBMTPSQBSUJDMFTTVDIBTHSBJOEVTUPSNFUBMQPXEFST
30"%4"'&5:
7FIJDMFESJWFSTJONPUJPOBSFOPUQFSNJUUFEUPVTFUFMFQIPOZTFSWJDFTXJUIIBOEIFMEEFWJDFTFYDFQUJOUIF
DBTFPGFNFSHFODZ*OTPNFDPVOUSJFTVTJOHIBOETGSFFEFWJDFTBTBOBMUFSOBUJWFJTBMMPXFE
4"'&5:13&$"65*0/4'033'&910463&
r "WPJEVTJOHZPVSEFWJDFOFBSNFUBMTUSVDUVSFTGPSFYBNQMFUIFTUFFMGSBNFPGBCVJMEJOH
r "WPJEVTJOHZPVSEFWJDFOFBSTUSPOHFMFDUSPNBHOFUJDTPVSDFTTVDIBTNJDSPXBWFPWFOTTPVOE
TQFBLFST57BOESBEJP
r 6TFPOMZPSJHJOBMNBOVGBDUVSFSBQQSPWFEBDDFTTPSJFTPSBDDFTTPSJFTUIBUEPOPUDPOUBJOBOZNFUBM
r 6TFPGOPOPSJHJOBMNBOVGBDUVSFSBQQSPWFEBDDFTTPSJFTNBZWJPMBUFZPVSMPDBM3'FYQPTVSFHVJEFMJOFT
BOETIPVMECFBWPJEFE
*/5&3'&3&/$&8*5).&%*$"-&26*1.&/5'6/$5*0/4
5IJTQSPEVDUNBZDBVTFNFEJDBMFRVJQNFOUUPNBMGVODUJPO5IFVTFPGUIJTEFWJDFJTGPSCJEEFOJONPTU
IPTQJUBMTBOENFEJDBMDMJOJDT
*GZPVVTFBOZPUIFSQFSTPOBMNFEJDBMEFWJDFDPOTVMUUIFNBOVGBDUVSFSPGZPVSEFWJDFUPEFUFSNJOFJGJU
JTBEFRVBUFMZTIJFMEFEGSPNFYUFSOBM3'FOFSHZ:PVSQIZTJDJBONBZCFBCMFUPBTTJTUZPVJOPCUBJOJOHUIJT
JOGPSNBUJPO
5VSOUIFQIPOF0''JOIFBMUIDBSFGBDJMJUJFTXIFOBOZSFHVMBUJPOTQPTUFEJOUIFTFBSFBTJOTUSVDUZPVUPEPTP
)PTQJUBMTPSIFBMUIDBSFGBDJMJUJFTNBZCFVTJOHFRVJQNFOUUIBUDPVMECFTFOTJUJWFUPFYUFSOBM3'FOFSHZ


)&"3*/("*%4
4PNFEJHJUBMXJSFMFTTQIPOFTNBZJOUFSGFSFXJUITPNFIFBSJOHBJET*OUIFFWFOUPGTVDIJOUFSGFSFODFZPVNBZ
XBOUUPDPOTVMUZPVSTFSWJDFQSPWJEFSPSDBMMUIFDVTUPNFSTFSWJDFMJOFUPEJTDVTTBMUFSOBUJWFT
/0/*0/*;*/(3"%*"5*0/
5IJTQSPEVDUTIPVMECFPQFSBUFEJOUIFTVHHFTUFEOPSNBMDPOEJUJPOPOMZUPFOTVSFUIFSBEJBUJWFQFSGPSNBODF
BOETBGFUZPGUIFJOUFSGFSFODF"TXJUIPUIFSNPCJMFSBEJPUSBOTNJUUJOHFRVJQNFOUVTFSTBSFBEWJTFEUIBUGPS
TBUJTGBDUPSZPQFSBUJPOPGUIFFRVJQNFOUBOEGPSUIFTBGFUZPGQFSTPOOFMJUJTSFDPNNFOEFEUIBUOPQBSUPGUIF
IVNBOCPEZCFBMMPXFEUPDPNFUPPDMPTFUPUIFBOUFOOBEVSJOHPQFSBUJPOPGUIFFRVJQNFOU
(&/&3"-13&$"65*0/4
r )FFETFSWJDFNBSLJOHT
&YDFQUBTFYQMBJOFEFMTFXIFSFJOUIF0QFSBUJOHPS4FSWJDFEPDVNFOUBUJPOEPOPUTFSWJDFBOZQSPEVDU
ZPVSTFMG4FSWJDFOFFEFEPODPNQPOFOUTJOTJEFUIFEFWJDFTIPVMECFEPOFCZBOBVUIPSJ[FETFSWJDF
UFDIOJDJBOPSQSPWJEFS
r %BNBHFSFRVJSJOHTFSWJDF
6OQMVHUIFQSPEVDUGSPNUIFFMFDUSJDBMPVUMFUBOESFGFSTFSWJDJOHUPBOBVUIPSJ[FETFSWJDFUFDIOJDJBOPS
QSPWJEFSVOEFSUIFGPMMPXJOHDPOEJUJPOT
r -JRVJEIBTCFFOTQJMMFEPSBOPCKFDUIBTGBMMFOJOUPUIFQSPEVDU
r 5IFQSPEVDUIBTCFFOFYQPTFEUPSBJOPSXBUFS
r 5IFQSPEVDUIBTCFFOESPQQFEPSEBNBHFE
r 5IFSFBSFOPUJDFBCMFTJHOTPGPWFSIFBUJOH
r 5IFQSPEVDUEPFTOPUPQFSBUFOPSNBMMZXIFOZPVGPMMPXUIFPQFSBUJOHJOTUSVDUJPOT
r "WPJEIPUBSFBT
5IFQSPEVDUTIPVMECFQMBDFEBXBZGSPNIFBUTPVSDFTTVDIBTSBEJBUPSTIFBUSFHJTUFSTTUPWFTPSPUIFS
QSPEVDUTJODMVEJOHCVUMJNJUFEUPBNQMJmFSTUIBUQSPEVDFIFBU
r "WPJEXFUBSFBT
/FWFSVTFUIFQSPEVDUJOBXFUMPDBUJPO
r "WPJEVTJOHZPVSEFWJDFBGUFSBESBNBUJDDIBOHFJOUFNQFSBUVSF
8IFOZPVNPWFZPVSEFWJDFCFUXFFOFOWJSPONFOUTXJUIWFSZEJõFSFOUUFNQFSBUVSFBOEPSIVNJEJUZ
SBOHFTDPOEFOTBUJPONBZGPSNPOPSXJUIJOUIFEFWJDF5PBWPJEEBNBHJOHUIFEFWJDFBMMPXTVöDJFOU
UJNFGPSUIFNPJTUVSFUPFWBQPSBUFCFGPSFVTJOHUIFEFWJDF
/05& 8IFOUBLJOHUIFEFWJDFGSPNMPXUFNQFSBUVSFDPOEJUJPOTJOUPBXBSNFSFOWJSPONFOUPSGSPNIJHI
UFNQFSBUVSFDPOEJUJPOTJOUPBDPPMFSFOWJSPONFOUBMMPXUIFEFWJDFUPBDDMJNBUFUPSPPNUFNQFSBUVSF
CFGPSFUVSOJOHPOUIFQPXFS
r "WPJEQVTIJOHPCKFDUTJOUPQSPEVDU
/FWFSQVTIPCKFDUTPGBOZLJOEJOUPDBCJOFUTMPUTPSPUIFSPQFOJOHTJOUIFQSPEVDU4MPUTBOEPQFOJOHT
BSFQSPWJEFEGPSWFOUJMBUJPO5IFTFPQFOJOHTNVTUOPUCFCMPDLFEPSDPWFSFE
r .PVOUJOH"DDFTTPSJFT
%POPUVTFUIFQSPEVDUPOBOVOTUBCMFUBCMFDBSUTUBOEUSJQPEPSCSBDLFU"OZNPVOUJOHPGUIF
QSPEVDUTIPVMEGPMMPXUIFNBOVGBDUVSFSTJOTUSVDUJPOTBOETIPVMEVTFBNPVOUJOHBDDFTTPSZ
SFDPNNFOEFECZUIFNBOVGBDUVSFS
r "WPJEVOTUBCMFNPVOUJOH
%POPUQMBDFUIFQSPEVDUXJUIBOVOTUBCMFCBTF
r 6TFQSPEVDUXJUIBQQSPWFEFRVJQNFOU
5IJTQSPEVDUTIPVMECFVTFEPOMZXJUIQFSTPOBMDPNQVUFSTBOEPQUJPOTJEFOUJmFEBTTVJUBCMFGPSVTF
XJUIZPVSFRVJQNFOU
r $MFBOJOH
6OQMVHUIFQSPEVDUGSPNUIFXBMMPVUMFUCFGPSFDMFBOJOH%POPUVTFMJRVJEDMFBOFSTPSBFSPTPMDMFBOFST
6TFBEBNQDMPUIGPSDMFBOJOHCVU/&7&3VTFXBUFSUPDMFBOUIF-$%TDSFFO

$POUFOUT
$IBQUFS (FUUJOH4UBSUFE 
 (FUUJOHUP,OPX:PVS%FWJDFBOE*UT"DDFTTPSJFT 
 #BUUFSZ*OGPSNBUJPO 
 4UBSUJOH6Q 
 5IF5PEBZ4DSFFO 
 4UBUVT*DPOT 
 5IF4UBSUNFOV 
 1SPHSBNT 
 4FUUJOHT 
$IBQUFS &OUFSJOHBOE4FBSDIJOH*OGPSNBUJPO 
 6TJOHUIF)BSEXBSF,FZCPBSE 
 &OUFSJOH*OGPSNBUJPO 
 6TJOH0OTDSFFO,FZCPBSE 
 6TJOH-FUUFS3FDPHOJ[FS 
 6TJOH#MPDL3FDPHOJ[FS 
 6TJOH5SBOTDSJCFS 
 6TJOH4ZNCPM1BE 
 6TJOH/PUFTUP%SBX8SJUFBOE3FDPSE7PJDF/PUFT 
 4FBSDIJOH*OGPSNBUJPO 
$IBQUFS 6TJOH1IPOF'FBUVSFT 
 6TJOHUIF1IPOF 
 .BLJOHB$BMM 
 3FDFJWJOHB$BMM 
 4NBSU%JBMJOH 
 *ODBMM0QUJPOT 
 "EEJUJPOBM%JBMJOH*OGPSNBUJPO 
$IBQUFS 4FUUJOH6Q:PVS%FWJDF 
 #BTJD4FUUJOHT 
 1FSTPOBMJ[JOH:PVS%FWJDF 
 $VTUPNJ[JOH1IPOF4FUUJOHTBOE4FSWJDFT 
 1SPUFDUJOH:PVS%FWJDF 
 0UIFS4FUUJOHT 


$IBQUFS 4ZODISPOJ[JOH*OGPSNBUJPO8JUI:PVS$PNQVUFS 
 "CPVU4ZODISPOJ[BUJPO 
 4FUUJOH6Q8JOEPXT.PCJMF%FWJDF$FOUFSGPS8JOEPXT7JTUB 
 4FUUJOH6Q"DUJWF4ZODGPS8JOEPXT91 
 4ZODISPOJ[JOH8JUI:PVS$PNQVUFS 
 4ZODISPOJ[JOHWJB*OGSBSFEBOE#MVFUPPUI 
 4ZODISPOJ[JOH.VTJDBOE7JEFP 
$IBQUFS 0SHBOJ[JOH$POUBDUT"QQPJOUNFOUT5BTLTBOE
0UIFS*OGPSNBUJPO 
 $POUBDUT 
 $BMFOEBS 
 5BTLT 
 /PUFT 
$IBQUFS &YDIBOHJOH.FTTBHFT 
 .FTTBHJOH 
 5FYU.FTTBHFT 
 4FUUJOH6Q&NBJM"DDPVOUT 
 6TJOH&NBJM 
$IBQUFS 8PSLJOH8JUI$PNQBOZ&.BJMBOE
.FFUJOH"QQPJOUNFOUT 
 4ZODISPOJ[JOH:PVS%FWJDFXJUIUIF&YDIBOHF4FSWFS 
 8PSLJOH8JUI$PNQBOZ&NBJM 
 .BOBHJOH.FFUJOH3FRVFTUT 
 'JOEJOH$POUBDUTJOUIF$PNQBOZ%JSFDUPSZ 
 &NBJM4FDVSJUZ 
$IBQUFS 8PSLJOH8JUI%PDVNFOUTBOE'JMFT 
 .JDSPTPGU¡0GGJDF8PSE.PCJMF 
 .JDSPTPGU¡0GGJDF&YDFM.PCJMF 
 .JDSPTPGU¡0GGJDF1PXFS1PJOU.PCJMF 
 "EPCF3FBEFS-& 
 $PQZJOHBOE.BOBHJOH'JMFT 
 ;*1 

$IBQUFS(FUUJOH$POOFDUFE 
 $PNN.BOBHFS 
 $POOFDUJOHUPUIF*OUFSOFU 
 *OUFSOFU&YQMPSFS.PCJMF 
 #MVFUPPUI 
 6TJOH:PVS%FWJDFBTB.PEFN*OUFSOFU4IBSJOH 
$IBQUFS&YQFSJFODJOH.VMUJNFEJB 
 6TJOH$BNFSB 
 6TJOH1JDUVSFT7JEFPT 
 6TJOH8JOEPXT.FEJB1MBZFS 
$IBQUFS.BOBHJOH:PVS%FWJDF 
 "EEJOHBOE3FNPWJOH1SPHSBNT 
 .BOBHJOH.FNPSZ 
 $IFDLJOH4ZTUFN*OGPSNBUJPO 
 3FTFUUJOH:PVS%FWJDF 
 #BUUFSZ4BWJOH5JQT 
$IBQUFS6TJOH0UIFS"QQMJDBUJPOT 
 8JOEPXT-JWF 
 7PJDF4QFFE%JBM 
 6TJOH+BWB 
"QQFOEJY  
" 4QFDJGJDBUJPOT 
" 3FHVMBUPSZ/PUJDFT 
" "EEJUJPOBM4BGFUZ*OGPSNBUJPO 

(FUUJOHUP,OPX:PVS%FWJDFBOE*UT
"DDFTTPSJFT
#BUUFSZ*OGPSNBUJPO
4UBSUJOH6Q
5IF5PEBZ4DSFFO
4UBUVT*DPOT
5IF4UBSUNFOV
1SPHSBNT
4FUUJOHT
$IBQUFS
(FUUJOH4UBSUFE
 (FUUJOH 4UBSUFE
 (FUUJOHUP,OPX:PVS%FWJDFBOE*UT"DDFTTPSJFT






 



/P *UFN 'VODUJPO
 .&44"(*/(#VUUPO 1SFTTUPBDDFTTZPVSNFTTBHFT
 /PUJGJDBUJPO-&% 5IJT-&%TIPXTUIFGPMMPXJOH
r "CMJOLJOH#MVFMJHIUXIFOUIF#MVFUPPUITZTUFNJTQPXFSFEVQBOESFBEZUP
USBOTNJUSBEJPGSFRVFODZTJHOBM
r "CMJOLJOH(SFFOMJHIUXIFO8J'JJTFOBCMFE
r 8IFOCPUI#MVFUPPUIBOE8J'JBSFFOBCMFEUIFJSMJHIUTXJMMCMJOLBMUFSOBUFMZ
 &BSQJFDF -JTUFOUPQIPOFDBMMT
 /PUJGJDBUJPO-&% 5IJT-&%TIPXTUIFGPMMPXJOH
r "TPMJE"NCFSMJHIUXIFOUIFCBUUFSZJTDIBSHJOHBTPMJE(SFFOMJHIUXIFOUIF
CVUUFSZJTGVMMZDIBSHFE
r "CMJOLJOH(SFFOMJHIUXIFOUIFEFWJDFJTDPOOFDUFEUP$%."OFUXPSL
 */5&3/&5&91-03&3#VUUPO 1SFTTUPPQFO*OUFSOFU&YQMPSFS.PCJMF
 )BSEXBSF,FZCPBSE 5IJTJTB28&35:TUZMFLFZCPBSEKVTUMJLFUIFDPNQVUFSLFZCPBSE4MJEFUIFUPVDI
TDSFFOQBOFMUPUIFMFGUUPSFWFBMUIFLFZCPBSE
 5PVDI4DSFFO 5BQUIFTDSFFOXJUIUIFTUZMVTUPXSJUFESBXPSNBLFBTFMFDUJPO
 -FGUBOE3JHIU40'5,&:4 1SFTTUPFYFDVUFUIFDPNNBOETIPXOPOTDSFFOBCPWFUIFCVUUPO
 5"-,#VUUPO 1SFTTUPBOTXFSBOJODPNJOHDBMMPSHPUPUIFQIPOFEJBMFSTDSFFO
 45"35#VUUPO 1SFTTUPPQFOUIF4UBSUNFOV
 /"7*("5*0/$POUSPM&/5&3 1SFTTUIJTNVMUJEJSFDUJPOBMDPOUSPMVQEPXOMFGUPSSJHIUUPNPWFUISPVHINFOVTBOE
QSPHSBNJOTUSVDUJPOTDBSSZPVUUIFTFMFDUJPOCZQSFTTJOHUIFDFOUFSPGUIJTDPOUSPM
 0,#VUUPO 1SFTTUPDPOGJSNZPVSEBUBFOUSJFTPSUPFYJUUIFQSPHSBNJOVTF
 &/%#VUUPO 1SFTTUPFOEBDBMMPSUPSFUVSOUPUIF5PEBZTDSFFO

(FUUJOH4UBSUFE
 




 







 


/P *UFN 'VODUJPO
 +PH8IFFM 8IJMFPOUIF5PEBZTDSFFOPSVTJOHBQQMJDBUJPOTTDSPMMVQPSEPXOUPOBWJHBUFUISPVHINFOVT
PSQSPHSBNJOTUSVDUJPOTQSFTTUIFXIFFMUPDBSSZPVUBTFMFDUJPO%VSJOHBDBMMPSXIJMFQMBZJOH
NVTJDTDSPMMVQPSEPXOUPBEKVTUUIFTPVOEWPMVNF
 0,#VUUPO 1SFTTUPDPOGJSNZPVSEBUBFOUSJFTPSUPFYJUUIFQSPHSBNJOVTF
 70*$&$0.."/%
#VUUPO
1SFTTUPTUBSU7PJDF4QFFE%JBMQSFTTBOEIPMEUPSFDPSEBWPJDFOPUF
 8-"/4XJUDI 4MJEFVQUPUVSO8J'JPOEPXOUPUVSO8J'JPGG
 $BNFSB 6TFUIFDBNFSBUPUBLFTUJMMQIPUPTBOESFDPSEWJEFPDMJQT
 'MBTI-JHIU 8IFOUVSOFEPOJUJMMVNJOBUFTZPVSTVCKFDUBOEBMMPXTZPVUPDBQUVSFDMFBSQIPUPTPSWJEFPJO
EBSLMJUFOWJSPONFOUT
 4QFBLFS 6TFEXIFOTQFBLFSNPEFIBTCFFOFOBCMFEBOEUPMJTUFOUPNFEJB
 #BUUFSZ$PWFS
-BUDI
1SFTTEPXOXBSEUPSFMFBTFUIFCBUUFSZDPWFS
 #BUUFSZ$PWFS "GUFSQSFTTJOHEPXOUIFDPWFSMBUDISFNPWFUIFCBUUFSZDPWFSUPBDDFTTUIFCBUUFSZ
DPNQBSUNFOU
 (FUUJOH 4UBSUFE
/P *UFN 'VODUJPO
 108&3#VUUPO r 1SFTTBOEIPMEUPUVSOPOUIFEFWJDF
r 1SFTTUPUVSOPGGUIFEJTQMBZUFNQPSBSJMZ5IJTTXJUDIFTZPVSEFWJDFUP4MFFQNPEF:PVDBOTUJMM
SFDFJWFDBMMTBOENFTTBHFTXIFOZPVSEFWJDFJTJO4MFFQNPEF
r 1SFTTBOEIPMEGPSBCPVUTFDPOETUPUVSOPGGUIFQPXFSDPNQMFUFMZ"MMGVODUJPOTJODMVEJOH
UIFQIPOFXJMMCFVOBWBJMBCMFGPSVTF
 $0..."/"(&3
#VUUPO
1SFTTUPPQFOUIF$PNN.BOBHFS$PNN.BOBHFSMFUTZPVFBTJMZUVSOPOPGGZPVSEFWJDFT
DPOOFDUJPOTTVDIBT#MVFUPPUI8J'JFOBCMFA'MJHIU.PEFBOEDFMMVMBSEBUBDPOOFDUJPOSJOHFS
QIPOFFUD
 $".&3"#VUUPO 1SFTTUPMBVODIUIF$BNFSBQSFTTBHBJOUPUBLFBQIPUPPSWJEFPDMJQEFQFOEJOHPOUIFTQFDJGJFE
DBQUVSFNPEF
 4UZMVT 6TFUIFTUZMVTUPXSJUFESBXPSTFMFDUJUFNTPOUIFUPVDITDSFFO
 NJDSP4%$BSE4MPU *OTFSUBNJDSP4%NFNPSZDBSEGPSTUPSJOHEBUB
 .JDSPQIPOF 4QFBLJOUPUIFNJDSPQIPOFEVSJOHBQIPOFDBMMPSWPJDFSFDPSEJOH
 4USBQ)PMEFS "UUBDIBTUSBQGPSDBSSZJOHZPVSEFWJDF
 *OGSBSFE1PSU &YDIBOHFGJMFTPSEBUBXJUIPUIFSJOGSBSFEFOBCMFEEFWJDFTXJSFMFTTMZ
 3&4&5#VUUPO 8JUIUIFTUZMVTQSFTTUIF3&4&5CVUUPOUPTPGUSFTFUZPVSEFWJDF
 4ZOD$POOFDUPS
&BSQIPOF+BDL
$POOFDUUIFTVQQMJFEQPXFSBEBQUFSUPDIBSHFUIFCBUUFSZPSUIF64#DBCMFUPTZODISPOJ[FEBUB
XJUIUIF1$:PVDBOBMTPQMVHJOUIFQSPWJEFETQMJUUFSDBCMFUPBMMPXUIFQPXFSBEBQUFSBOEZPVS
TUFSFPIFBETFUUPCFDPOOFDUFEUPUIFEFWJDFBUUIFTBNFUJNF
"DDFTTPSJFT



 

/P "DDFTTPSZ 'VODUJPO
 "$BEBQUFS 3FDIBSHFTUIFCBUUFSZ
 64#4ZODDBCMF $POOFDUTZPVSEFWJDFUPB1$BOETZODISPOJ[FTEBUB
 .JOJ64#4UFSFP
IFBETFU
1SPWJEFTBWPMVNFDPOUSPMTMJEFSBOEB4FOE&OECVUUPO1SFTTUIF4FOE&OECVUUPOUPQJDL
VQBDBMMPSQVUBDBMMPOIPMEQSFTTBOEIPMEUIFCVUUPOUPFOEUIFDBMM
 4UZMVT "OFYUSBTUZMVTQFOJTQSPWJEFE
 1PVDI $PNFTXJUICFMUDMJQ4UPSFZPVSEFWJDFJOUIFQPVDIUPLFFQJUGSPNEVTUBOETDSBUDIFT
 0OFUPUXP4QMJUUFS
"EBQUFS
-FUTZPVDPOOFDUUIFTVQQMJFE"$BEBQUFSBOENJOJ64#TUFSFPIFBETFUUPZPVSEFWJDFBUUIF
TBNFUJNF
 0OFUPUXP:4QMJUUFS
$BCMF
-FUTZPVDPOOFDUUIFTVQQMJFE"$BEBQUFSBOEBTUBOEBSENNTUFSFPIFBETFUUPZPVS
EFWJDFBUUIFTBNFUJNF
 64#$SBEMF "MMPXTZPVUPSFDIBSHFZPVSEFWJDFBOEBTFDPOECBUUFSZJGBWBJMBCMFBOEUPVTF"DUJWF4ZOD
UPTZODISPOJ[FEBUBCFUXFFOZPVSEFWJDFBOEZPVS1$
t5PSFDIBSHFUIFEFWJDFPSCBUUFSZDPOOFDUUIFDSBEMFUPUIFFMFDUSJDBMPVUMFU
t5PTZODISPOJ[FEBUBDPOOFDUUIFDSBEMFUPUIF64#QPSUPOZPVS1$

(FUUJOH4UBSUFE
5IF4QMJUUFS"EBQUFS
6TFUIFTVQQMJFE4QMJUUFS"EBQUFSXIFOZPVXBOUUPDIBSHFUIFCBUUFSZPOZPVSEFWJDFBOEBUUIFTBNFUJNF
VTFUIFTVQQMJFE64#TUFSFPIFBETFUGPSIBOETGSFFDPOWFSTBUJPOPSGPSMJTUFOJOHUPNVTJD
 $POOFDUUIF4QMJUUFS"EBQUFSUP
ZPVSEFWJDFT4ZODDPOOFDUPS
$POOFDUUIF"$BEBQUFS
UPUIFTQMJUUFSBEBQUFST
QPXFSDPOOFDUPS
 $POOFDUUIFTVQQMJFE64#TUFSFPIFBETFU
UPUIFTQMJUUFSBEBQUFSTBVEJPDPOOFDUPS
5IF:4QMJUUFS$BCMF
6TFUIFTVQQMJFE:4QMJUUFS$BCMFXIFOZPVXBOUUPDIBSHFUIFCBUUFSZPOZPVSEFWJDFBOEBUUIFTBNFUJNF
VTFBTUBOEBSENNTUFSFPIFBETFUGPSIBOETGSFFDPOWFSTBUJPOPSGPSMJTUFOJOHUPNVTJD
 $POOFDUUIF:4QMJUUFS$BCMF
UP11$T4ZODDPOOFDUPS
 $POOFDUBNNTUFSFP
IFBETFUUPUIFTQMJUUFS
DBCMFTBVEJPKBDL
$POOFDUUIF"$BEBQUFSUPUIF
TQMJUUFSDBCMFTQPXFSDPOOFDUPS
 (FUUJOH 4UBSUFE
5IF64#$SBEMF
6TFUIFTVQQMJFE64#DSBEMFUPDPOOFDUUPBOBWBJMBCMF64#QPSUPOZPVSEFTLUPQ1$UPSVO"DUJWF4ZODBOEUP
SFDIBSHFZPVSEFWJDFXJUIUIFTVQQMJFE"$BEBQUFS
5PDPOOFDUUIF64#DSBEMFUPZPVS1$

 $POOFDUUIF64#DBCMF
UPUIFDSBEMF
 *OTFSUUIF64#DBCMFJOUP
BOBWBJMBCMF64#QPSUPO
ZPVS1$
5PDIBSHFUIFCBUUFSZVTJOHUIF64#DSBEMF

 *OTFSUUIFTVQQMJFE
"$BEBQUFSJOUPUIF
BEBQUFSQPSUPOUIF
DSBEMF
 1MVHUIFPUIFSFOEJOUP
BTUBOEBSEQPXFSPVUMFU
8IFOZPVDIBSHFUIFCBUUFSZCZVTJOHUIF64#DSBEMFBOEDPOOFDUJOHUPUIFQPXFSPVUMFUUIFDIBSHFUJNF
FTUJNBUFTBQQSPYJNBUJPOT
r4UBOEBSECBUUFSZ#53CBUUFSZBMPOFIPVSTJOTUBMMFEJOEFWJDFIPVST
r&YUFOEFECBUUFSZ#5&CBUUFSZBMPOFIPVSTJOTUBMMFEJOEFWJDFIPVST
-&%JOEJDBUPSTPOUIF64#DSBEMF
*DPO %FTDSJQUJPO
":&--08MJHIUJOEJDBUFTUIBUUIFDSBEMFJTDPOOFDUFEUPUIF1$WJBUIF64#DBCMF
":&--08MJHIUJOEJDBUFTUIBUUIFDSBEMFJTDPOOFDUFEUPUIFQPXFSPVUMFUWJBUIF"$BEBQUFS
"O".#&3MJHIUJOEJDBUFTUIBUUIFCBUUFSZJTDIBSHJOHJUMJHIUT:&--08XIFOUIFCBUUFSZJTGVMMZDIBSHFE

(FUUJOH4UBSUFE
 #BUUFSZ*OGPSNBUJPO
"MXBZTUVSOPGGZPVSEFWJDFCFGPSFJOTUBMMJOHPSSFQMBDJOHUIFCBUUFSZ'PMMPXUIFJOTUSVDUJPOTJOUIF2VJDL4UBSU
(VJEFUPJOTUBMMUIFCBUUFSZ
:PVSEFWJDFDPOUBJOTBSFDIBSHFBCMF-JJPOQPMZNFSCBUUFSZ5IJTEFWJDFJTEFTJHOFEUPVTFPOMZNBOVGBDUVSFS
TQFDJGJFEPSJHJOBMCBUUFSJFTBOEBDDFTTPSJFT#BUUFSZQFSGPSNBODFEFQFOETPONBOZGBDUPSTJODMVEJOHZPVS
XJSFMFTTTFSWJDFQSPWJEFSTOFUXPSLDPOGJHVSBUJPOTJHOBMTUSFOHUIUIFUFNQFSBUVSFPGUIFFOWJSPONFOUJO
XIJDIZPVPQFSBUFZPVSEFWJDFUIFGFBUVSFTBOEPSTFUUJOHTZPVTFMFDUBOEVTFJUFNTBUUBDIFEUPDPOOFDUJOH
QPSUTBOEZPVSWPJDFEBUBBOEPUIFSQSPHSBNVTBHFQBUUFSOT
8BSOJOH 5PSFEVDFSJTLPGGJSFPSCVSOT
r %POPUBUUFNQUUPPQFOEJTBTTFNCMFPSTFSWJDFUIFCBUUFSZQBDL
r %POPUDSVTIQVODUVSFTIPSUFYUFSOBMDPOUBDUTPSEJTQPTFPGJOGJSFPSXBUFS
r %POPUFYQPTFUPUFNQFSBUVSFTBCPWFP$P'
r 3FQMBDFPOMZXJUIUIFCBUUFSZQBDLEFTJHOBUFEGPSUIJTQSPEVDU
r 3FDZDMFPSEJTQPTFPGVTFECBUUFSZBTTUJQVMBUFECZMPDBMSFHVMBUJPO
5PDIFDLUIFCBUUFSZQPXFS
 1PXFSPOZPVSEFWJDF
 %PPOFPGUIFGPMMPXJOH
r 5BQUIFCBUUFSZMFWFMJDPO POUIF5PEBZTDSFFO
r "MUFSOBUJWFMZUBQ4UBSU4FUUJOHT4ZTUFNTUBC
1PXFS
#BUUFSZQPXFSJOGPSNBUJPO
$IBSHFUIFCBUUFSZ
/FXCBUUFSJFTBSFTIJQQFEQBSUJBMMZDIBSHFE#FGPSFZPVTUBSUVTJOHZPVSEFWJDFJUJTSFDPNNFOEFEUIBUZPV
JOTUBMMBOEDIBSHFUIFCBUUFSZ4PNFCBUUFSJFTQFSGPSNCFTUBGUFSTFWFSBMGVMMDIBSHFEJTDIBSHFDZDMFT:PVDBO
DIBSHFUIFCBUUFSZJOUXPXBZT
r $IBSHJOHZPVSEFWJDFTCBUUFSZCZVTJOHUIFQPXFSBEBQUFS
r$POOFDUJOHZPVSEFWJDFUPB1$WJBUIFQSPWJEFE64#4ZODDBCMF
r$POOFDUUIF64#DSBEMFUPBOFMFDUSJDBMPVUMFUPSZPVS1$BOEVTFUIFDSBEMFUPDIBSHFUIFCBUUFSZ
8BSOJOHr%POPUSFNPWFUIFCBUUFSZGSPNUIFEFWJDFXIJMFZPVBSFDIBSHJOHJUVTJOHUIF"$PSDBSBEBQUFS
r"TBTBGFUZQSFDBVUJPOUIFCBUUFSZTUPQTDIBSHJOHXIFOJUPWFSIFBUT
-PXCBUUFSZ
8IFOUIFMPXCBUUFSZXBSOJOHBQQFBSTEPUIFGPMMPXJOH
r*NNFEJBUFMZTBWFZPVSDVSSFOUEBUB
r4ZODISPOJ[FXJUIZPVS1$PSDPOOFDUUIFQPXFSBEBQUFSUPDIBSHFUIFCBUUFSZ
r5VSOPõZPVSEFWJDF
 (FUUJOH 4UBSUFE
 4UBSUJOH6Q
5VSOZPVSEFWJDFPOBOEPGG
5PUVSOPOZPVSEFWJDFQSFTTBOEIPMEUIF108&3CVUUPO8IFOZPVUVSOPOZPVSEFWJDFGPSUIFGJSTUUJNFB
2VJDL4UBSU8J[BSEXJMMHVJEFZPVUISPVHIUIFTDSFFODBMJCSBUJPOQSPDFTTBOEUIFTFUVQPGSFHJPOBMTFUUJOHT
EBUFBOEUJNFBOEQBTTXPSE'PSNPSFJOGPSNBUJPOBCPVUUPVDITDSFFODBMJCSBUJPOTFFi$BMJCSBUFUIFEFWJDFw
'PSJOGPSNBUJPOBCPVUTFUUJOHBEFWJDFQBTTXPSETFFi1SPUFDUJOH:PVS%FWJDFwJO$IBQUFS
5PUVSOPGGZPVSEFWJDFQSFTTBOEIPMEUIF108&3CVUUPOGPSBGFXTFDPOET"NFTTBHFXJMMUIFOCFEJTQMBZFE
QSPNQUJOHZPVXIFUIFSPSOPUUPUVSOPGGUIFEFWJDFDPNQMFUFMZ
4XJUDIJOHZPVSEFWJDFUP4MFFQNPEF
2VJDLMZQSFTTJOHUIF108&3CVUUPOUVSOTPGGUIFEJTQMBZUFNQPSBSJMZBOETXJUDIFTZPVSEFWJDFUP4MFFQ
NPEF4MFFQNPEFTVTQFOETZPVSEFWJDFUPBMPXQPXFSTUBUFXIJMFUIFEJTQMBZJTPGGJOPSEFSUPTBWFCBUUFSZ
QPXFS
:PVSEFWJDFBMTPBVUPNBUJDBMMZHPFTJOUP4MFFQNPEFXIFOZPVMFBWFUIFEFWJDFJEMFBGUFSBDFSUBJOBNPVOUPG
UJNF
5PTQFDJGZUIFUJNFPVUQFSJPECFGPSFZPVSEFWJDFHPFTJOUP4MFFQNPEF
 5BQ4UBSU4FUUJOHT4ZTUFNUBC1PXFS"EWBODFEUBC
 6OEFS0OCBUUFSZQPXFSNBLFTVSFUIF5VSOPGGEFWJDFJGOPUVTFEGPSDIFDLCPYJTTFMFDUFE
 4FMFDUUIFCBUUFSZUJNFPVUQFSJPEUIFOUBQ0,
:PVXJMMTUJMMCFBCMFUPSFDFJWFNFTTBHFTBOEDBMMTXIFOZPVSEFWJDFJTJO4MFFQNPEF:PVSEFWJDFXBLFTVQ
BVUPNBUJDBMMZXIFOZPVQSFTT108&3BHBJOPSXIFOUIFSFBSFOFXJODPNJOHDBMMTNFTTBHFT
$BMJCSBUFUIFEFWJDF
$BMJCSBUJOHUIFUPVDITDSFFOJOWPMWFTUBQQJOHUIFDFOUFSPGBDSPTTXJUIUIFTUZMVTBTUIFDSPTTNPWFTBSPVOE
UIFTDSFFO5IJTQSPDFTTFOTVSFTUIBUXIFOZPVUBQUIFTDSFFOXJUIZPVSTUZMVTUIFUBQQFEJUFNJTBDUJWBUFE
*GZPVSEFWJDFEPFTOPUBDDVSBUFMZSFTQPOEUPTDSFFOUBQTGPMMPXUIFTFTUFQTUPSFDBMJCSBUFJU
 5BQ4UBSU4FUUJOHT4ZTUFNUBC4DSFFO
 0OUIF(FOFSBMUBCUBQ"MJHO4DSFFOUIFOGPMMPXUIFPOTDSFFOJOTUSVDUJPOTUPDPNQMFUFUIF
DBMJCSBUJPO
.BOBHFTDSFFOTFUUJOHT
5IFEFWJDFTEJTQMBZIBTUIFGPMMPXJOHPSJFOUBUJPONPEFT1PSUSBJU-BOETDBQFSJHIUIBOEFEBOE
-BOETDBQFMFGUIBOEFE1PSUSBJUNPEFBMMPXTZPVUPHFUBCFUUFSWJFXPSBCFUUFSPQFSBUJPOPGDFSUBJO
QSPHSBNTXIJMF-BOETDBQFNPEFNBZCFPQUJNBMGPSWJFXJOHMFOHUIZGJMFT
r5PDIBOHFUIFPSJFOUBUJPOUBQ4UBSU4FUUJOHT4ZTUFNUBC4DSFFOBOETFMFDUUIFPSJFOUBUJPOZPV
XBOU
r5PTNPPUIUIFFEHFTPGTDSFFOGPOUTGPSNBOZQSPHSBNTPOUIF$MFBS5ZQFUBCTFMFDUUIF&OBCMF
$MFBS5ZQFDIFDLCPY
r5PJODSFBTFUIFSFBEBCJMJUZPSUPTFFNPSFDPOUFOUPOUIFTDSFFOPOUIF5FYU4J[FUBCBEKVTUUIFUFYU
TJ[FCZNPWJOHUIFTMJEFS

(FUUJOH4UBSUFE
 5IF5PEBZ4DSFFO
5IF5PEBZTDSFFOEJTQMBZTJNQPSUBOUJOGPSNBUJPOTVDIBTVQDPNJOHBQQPJOUNFOUTOVNCFSPGOFXNFTTBHFT
BOEZPVSUBTLT:PVDBOUBQBOJUFNPOUIF5PEBZTDSFFOUPPQFOUIFBTTPDJBUFEQSPHSBN
r5PBDDFTTUIF5PEBZTDSFFOUBQ4UBSU5PEBZ
r5PDVTUPNJ[FUIF5PEBZTDSFFOEJTQMBZJODMVEJOHUIFCBDLHSPVOEJNBHFUBQ4UBSU4FUUJOHT
1FSTPOBMUBC5PEBZ


 








 
5BQUPPQFOUIF4UBSUNFOV
5BQUPWJFXDPOOFDUJWJUZTUBUVT
*OEJDBUFTUIFSBEJPTJHOBMTUSFOHUI5BQUPDPOGJHVSFUIFQIPOF
TFUUJOHT
5BQUPBEKVTUEFWJDFSJOHFSWPMVNF
%JTQMBZTUIFDVSSFOUUJNF5BQUPDIFDLUIFDVSSFOUEBUFBOE
VQDPNJOHBQQPJOUNFOUT5BQBOEIPMEUPDIBOHFUIFDMPDLNPEFUP
"OBMPHPS%JHJUBM
%JTQMBZTUIFDVSSFOUEBUF5BQUPTFUVQEBUFUJNFBMBSNBOENPSF
5BQUPTFUPXOFSJOGPSNBUJPO
:PVSEBZBUBHMBODFXJUISFNJOEFST5BQUPPQFOUIFSFMBUFEQSPHSBN
NFTTBHFTUBTLTBOEBQQPJOUNFOUT
-JWF4FBSDIBMMPXTZPVUPRVJDLMZBOEFGGJDJFOUMZTFBSDIUIF8FC
UISPVHI*OUFSOFU&YQMPSFS

5BQ UPMPDLUIFEFWJDF5IFJDPODIBOHFTUP 
5BQ6OMPDLPOUIF5PEBZTDSFFOUPVOMPDLBHBJO
 *OEJDBUFTUIFCBUUFSZTUBUVT5BQUPPQFOUIF1PXFS4FUUJOHTTDSFFO
 5BQUPUPHHMFUIFTDSFFOCFUXFFOQPSUSBJUBOEMBOETDBQFPSJFOUBUJPO
 5BQUPPQFO$PNN.BOBHFS
 5BQUPPQFOUIF#BDLMJHIU4FUUJOHTTDSFFO
 5BQUPPQFO$BMFOEBSPSWJFX/PUJGJDBUJPO
 5BQUPPQFO$POUBDUT
 4UBUVT*DPOT
5IFGPMMPXJOHBSFTPNFPGUIFTUBUVTJDPOTUIBUZPVNBZTFFPOUIFEFWJDF
*DPO %FTDSJQUJPO
/FXFNBJMPSUFYUNFTTBHFT
/FXWPJDFNBJM
/FX.4/NFTTBHF
5IFSFBSFNPSFOPUJGJDBUJPOT5BQUIFJDPOUPWJFXBMM
4QFBLFSQIPOFPO
7PJDFDBMMJOQSPHSFTT
.JTTFEDBMM
.BYJNVNTJHOBMTUSFOHUI
/PTJHOBM
1IPOFJTUVSOFEPGG
/PQIPOFTFSWJDF
4FBSDIJOHGPSQIPOFTFSWJDF
 (FUUJOH 4UBSUFE
*DPO %FTDSJQUJPO
Y355BWBJMBCMF
&7%0BWBJMBCMF
%BUBDPOOFDUJPOJTBDUJWFBOEUSBOTNJUUJOHEBUB
%BUBDPOOFDUJPOJTBDUJWFCVUJEMF
3PBNJOH
$POOFDUJPOJTBDUJWF
$POOFDUJPOJTOPUBDUJWF
4ZODISPOJ[BUJPOJOQSPHSFTT
4ZODISPOJ[BUJPOFSSPS
"DUJWF4ZODOPUJGJDBUJPO
8J'JGVODUJPOFOBCMFECVUEFWJDFOPUDPOOFDUFEUPBXJSFMFTTOFUXPSLZFU
8JSFMFTTOFUXPSLTEFUFDUFE
$POOFDUJOHUPXJSFMFTTOFUXPSLBSSPXTNPWJOH
$POOFDUFEUPXJSFMFTTOFUXPSL
4ZODISPOJ[JOHWJB8J'J
7JCSBUJPONPEF
4PVOEPO
4PVOEPGG
"MBSN
%FWJDFJTMPDLFE
%FWJDFJTVOMPDLFE
#BUUFSZJTGVMMZDIBSHFE
#BUUFSZQPXFSJTWFSZMPX
#BUUFSZDIBSHJOH
1PSUSBJUNPEF
-BOETDBQFNPEF
#MVFUPPUITUFSFPIFBETFUEFUFDUFE
4FSJBM64#DPOOFDUJPOBDUJWF

(FUUJOH4UBSUFE
 5IF4UBSUNFOV
5IF4UBSUNFOVMPDBUFEBUUIFUPQMFGUDPSOFSPGUIF5PEBZTDSFFOEJTQMBZTBMJTUPGQSPHSBNT:PVDBOTUBSUB
QSPHSBNCZTDSPMMJOHUISPVHIUIFQSPHSBNTMJTUBOEUIFOQSFTTJOH&/5&3PSCZUBQQJOHBQSPHSBNXJUIUIF
TUZMVT
5BQUPTXJUDIUPUIF5PEBZTDSFFO
5BQUPTUBSUBQSPHSBN5IFJUFNTEJTQMBZFEJO
UIF4UBSUNFOVDBOCFDVTUPNJ[FECZUBQQJOH
4UBSU4FUUJOHT1FSTPOBMUBC.FOVT
5BQUPTUBSUBSFDFOUMZVTFEQSPHSBN
5BQUPWJFXBOETFMFDUNPSFQSPHSBNTUIBUBSF
JOTUBMMFEPOZPVSEFWJDF
5BQUPDIBOHFEFWJDFTFUUJOHT
5BQUPTFFB)FMQUPQJDGPSUIFDVSSFOUTDSFFO






 1SPHSBNT
5IFGPMMPXJOHBSFTPNFPGUIFQSPHSBNTUIBUBSFBMSFBEZJOTUBMMFEPOZPVSEFWJDF
1SPHSBNTJOUIF4UBSUNFOV
*DPO %FTDSJQUJPO
0GGJDF.PCJMF6TFUIFDPNQMFUFTVJUFPG.JDSPTPGU¥0GGJDFBQQMJDBUJPOTGPSZPVSNPCJMFEFWJDF
 &YDFM.PCJMF$SFBUFOFXXPSLCPPLTPSWJFXBOEFEJU.JDSPTPGU¥&YDFM¥XPSLCPPLT
 1PXFS1PJOU.PCJMF7JFX.JDSPTPGU¥1PXFS1PJOU¥TMJEFTBOEQSFTFOUBUJPOT
 8PSE.PCJMF$SFBUFWJFXBOEFEJU.JDSPTPGU¥8PSEEPDVNFOUT
$BMFOEBS,FFQUSBDLPGZPVSBQQPJOUNFOUTBOEDSFBUFNFFUJOHSFRVFTUT
$POUBDUT,FFQUSBDLPGZPVSGSJFOETBOEDPMMFBHVFT
*OUFSOFU&YQMPSFS.PCJMF#SPXTF8FCBOE8"1TJUFTBTXFMMBTEPXOMPBEOFXQSPHSBNTBOEGJMFTGSPNUIF
*OUFSOFU
.FTTBHJOH4FOEBOESFDFJWFFNBJM..4BOEUFYUNFTTBHFT
1IPOF.BLFBOESFDFJWFDBMMTTXJUDICFUXFFODBMMTBOETFUVQDPOGFSFODFDBMMJOH
)FMQ4FF)FMQUPQJDTGPSUIFDVSSFOUTDSFFOPSQSPHSBN
 (FUUJOH 4UBSUFE
1SPHSBNTTDSFFO
*DPO %FTDSJQUJPO
(BNFT1MBZUXPQSFJOTUBMMFEHBNFT#VCCMF#SFBLFSBOE4PMJUBJSF
"DUJWF4ZOD4ZODISPOJ[FJOGPSNBUJPOCFUXFFOZPVSEFWJDFBOEB1$PSUIF&YDIBOHF4FSWFS
"EPCF3FBEFS-&7JFX1%'1PSUBCMF%PDVNFOU'PSNBUGJMFTPOZPVSEFWJDF
$BMDVMBUPS1FSGPSNCBTJDBSJUINFUJDBOEDBMDVMBUJPOTTVDIBTBEEJUJPOTVCUSBDUJPONVMUJQMJDBUJPOBOE
EJWJTJPO
$BNFSB4OBQQIPUPTPSTIPPUWJEFPDMJQTXJUIBDDPNQBOZJOHBVEJP
'JMF&YQMPSFS0SHBOJ[FBOENBOBHFGJMFTPOZPVSEFWJDF
*OUFSOFU4IBSJOH$POOFDUZPVSOPUFCPPLDPNQVUFSUPUIF*OUFSOFUVTJOHZPVSEFWJDFTEBUBDPOOFDUJPO
+BWB%PXOMPBEBOEJOTUBMM+BWBBQQMJDBUJPOTTVDIBTHBNFTBOEUPPMTPOZPVSEFWJDF
.FTTFOHFS5IJTJTUIFOFYUHFOFSBUJPOPG.4/.FTTFOHFS.PCJMF:PVDBOTJHOJOVTJOHZPVS)PUNBJMPS
8JOEPXT-JWF.BJMBEESFTTBEEFNPUJDPOTXIFOTFOEJOHJOTUBOUNFTTBHFTUSBOTGFSGJMFTBOENPSF
/PUFT$SFBUFIBOEXSJUUFOPSUZQFEOPUFTESBXJOHTBOESFDPSEJOHT
1JDUVSFT7JEFPT7JFXPSHBOJ[FBOETPSUQJDUVSFBOEWJEFPGJMFTPOZPVSEFWJDFPSBTUPSBHFDBSE$BQUVSFE
QIPUPTBSFTUPSFEJOUIF.Z1JDUVSFTGPMEFSBOEWJEFPDMJQTBSFTBWFEJOUIF.Z7JEFPTGPMEFSPGZPVSEFWJDF
4FBSDI4FBSDIDPOUBDUTEBUBBOEPUIFSJOGPSNBUJPOPOZPVSEFWJDF
5BTLT,FFQUSBDLPGZPVSUBTLT
5FYU.FTTBHFT3FUSZ3FTFOE4.4NFTTBHFTUIBUGBJMFEEFMJWFSZ
7PJDF4QFFE%JBM3FDPSEWPJDFUBHTTPUIBUZPVDBOEJBMBQIPOFOVNCFSPSMBVODIQSPHSBNTTJNQMZCZ
TQFBLJOHBXPSE
7PJDF4QFFE%JBM4XJUDI&OBCMFPSEJTBCMF7PJDF4QFFE%JBMUPCFMBVODIFEXIFOUIF70*$&$0.."/%
CVUUPOJTQSFTTFE
8JOEPXT-JWF.PCJMF6TFUIJTNPCJMFWFSTJPOPG8JOEPXT-JWF5.UPGJOEJOGPSNBUJPOPOUIFXFC*UBMTPMFUT
ZPVTJHOJOUPZPVS8JOEPXT-JWFBDDPVOUTPUIBUZPVDBOBDDFTTZPVS-JWF.BJMNFTTBHFTBOETFOESFDFJWF
JOTUBOUNFTTBHFTJO-JWF.FTTFOHFS
8JOEPXT.FEJB1MBZFS.PCJMF1MBZCBDLBVEJPBOEWJEFPGJMFT
;*1&OBCMFZPVUPTBWFNFNPSZBOEGSFFVQTUPSBHFTQBDFPOZPVSEFWJDFCZDPNQSFTTJOHGJMFTJOUIF
DPOWFOUJPOBM;*1GPSNBU

(FUUJOH4UBSUFE
 4FUUJOHT
:PVDBOBEKVTUUIFEFWJDFTFUUJOHTUPTVJUUIFXBZZPVXPSL5PTFFBMMBWBJMBCMFTFUUJOHTUBQ4UBSU4FUUJOHT
UIFOUBQUIF1FSTPOBM4ZTUFNBOE$POOFDUJPOTUBCTMPDBUFEBUUIFCPUUPNPGUIFTDSFFO
1FSTPOBMUBC
*DPO %FTDSJQUJPO
#VUUPOT"TTJHOBQSPHSBNPSGVODUJPOUPBIBSEXBSFCVUUPO
*OQVU4FUPQUJPOTGPSFBDIPGUIFJOQVUNFUIPET
-PDL4FUBQBTTXPSEGPSZPVSEFWJDF
.FOVT4FUXIBUQSPHSBNTXJMMBQQFBSJOUIF4UBSUNFOV
0XOFS*OGPSNBUJPO&OUFSZPVSQFSTPOBMJOGPSNBUJPOPOZPVSEFWJDF
1IPOF$VTUPNJ[FQIPOFTFUUJOHTTVDIBTSJOHUPOFPQUJPOBMQIPOFTFSWJDFTBOENPSF
4MJEJOH4PVOE4FMFDUBTMJEFJOBOETMJEFPVUTPVOEGPSUIFIBSEXBSFLFZCPBSE
4PVOET/PUJGJDBUJPOT&OBCMFTPVOETGPSFWFOUTOPUJGJDBUJPOTBOENPSFBOEBMMPXTZPVUPTFUUIFUZQFPG
OPUJGJDBUJPOGPSEJGGFSFOUFWFOUT
5PEBZ$VTUPNJ[FUIFBQQFBSBODFBOEUIFJOGPSNBUJPOUPCFEJTQMBZFEPOUIF5PEBZTDSFFO
7PJDF4QFFE%JBM$SFBUFWPJDFUBHTGPSWPJDFEJBMJOHDPOUBDUTBOE4*.DPOUBDUTBTXFMMBTGPSMBVODIJOH
QSPHSBNT
4ZTUFNUBC
*DPO %FTDSJQUJPO
"CPVU5IJTJTXIFSFZPVDBOTFFCBTJDJOGPSNBUJPOTVDIBTUIF8JOEPXT.PCJMF¥WFSTJPOBOEUZQFPGQSPDFTTPS
VTFEPOZPVSEFWJDF:PVDBOBMTPTQFDJGZBOBNFGPSZPVSEFWJDF
#BDLMJHIU4FUUIFCBDLMJHIUUJNFPVUBOECSJHIUOFTT
$FSUJGJDBUFT4FFJOGPSNBUJPOBCPVUDFSUJGJDBUFTUIBUBSFJOTUBMMFEPOZPVSEFWJDF
$MFBS4UPSBHF5BQUIJTJDPOPOMZXIFOZPVOFFEUPSFNPWFBMMZPVSEBUBBOEGJMFTGSPNUIFNFNPSZBOESFTFU
ZPVSEFWJDFUPGBDUPSZEFGBVMUTFUUJOHT
$MPDL"MBSNT4FUUIFEFWJDFDMPDLUPUIFEBUFBOEUJNFPGZPVSMPDBMFPSUPBWJTJUJOHUJNF[POFXIFOZPVSF
USBWFMJOH"MBSNTDBOBMTPCFTFUBUTQFDJGJFEEBZTBOEUJNFTPGBXFFL
$VTUPNFS'FFECBDL4FOEGFFECBDLUPUIF$VTUPNFS&YQFSJFODF*NQSPWFNFOU1SPHSBNPG.JDSPTPGU
%FWJDF*OGPSNBUJPO4FFJOGPSNBUJPOBCPVUUIFGJSNXBSFWFSTJPOIBSEXBSFJEFOUJUZBOEUIFEVSBUJPOPGDBMMT
NBEFPOZPVSEFWJDF
&ODSZQUJPO"MMPXGJMFTPOZPVSTUPSBHFDBSEUPCFFODSZQUFE&ODSZQUFEGJMFTXJMMCFSFBEBCMFPOMZPOZPVS
EFWJDF
 (FUUJOH 4UBSUFE
*DPO %FTDSJQUJPO
&SSPS3FQPSUJOH&OBCMFPSEJTBCMFUIFEFWJDFTFSSPSSFQPSUJOHGVODUJPO8IFOUIJTGVODUJPOJTFOBCMFEBOEB
QSPHSBNFSSPSPDDVSTUFDIOJDBMEBUBBCPVUUIFTUBUFPGUIFQSPHSBNBOEZPVSDPNQVUFSXJMMCFMPHHFEJOBUFYU
GJMFBOEEFMJWFSFEUP.JDSPTPGUTUFDIOJDBMTVQQPSUJGZPVDIPPTFUPTFOEJU
&YUFSOBM(144FUUIFBQQSPQSJBUF(14DPNNVOJDBUJPOQPSUTJGSFRVJSFE:PVNBZOFFEUPEPUIJTXIFOUIFSF
BSFQSPHSBNTPOZPVSEFWJDFUIBUBDDFTT(14EBUBPSZPVIBWFDPOOFDUFEB(14SFDFJWFSUPZPVSEFWJDF4FF
)FMQGPSEFUBJMT
,FZ-PDL-PDLUIFCVUUPOTPOZPVSEFWJDFFYDFQUGPSUIF108&3CVUUPOXIFOUIFEFWJDFJTJO4MFFQNPEF5IJT
FOTVSFTZPVXJMMOPUTXJUDIUIFEFWJDFPOCZBDDJEFOUBOEDPOTVNFVOOFDFTTBSZQPXFS
.FNPSZ$IFDLUIFEFWJDFNFNPSZBMMPDBUJPOTUBUVTBOENFNPSZDBSEJOGPSNBUJPO:PVDBOBMTPTUPQDVSSFOUMZ
SVOOJOHQSPHSBNT
1PXFS$IFDLUIFSFNBJOJOHCBUUFSZQPXFS:PVDBOBMTPTFUUIFUJNFPVUGPSUVSOJOHPGGUIFEJTQMBZTXJUDIJOH
EFWJDFUP4MFFQNPEFUPDPOTFSWFCBUUFSZQPXFS
3FHJPOBM4FUUJOHT4FUUIFSFHJPOBMDPOGJHVSBUJPOUPVTFJODMVEJOHUIFGPSNBUGPSEJTQMBZJOHOVNCFST
DVSSFODZEBUFBOEUJNFPOZPVSEFWJDF
3FNPWF1SPHSBNT3FNPWFQSPHSBNTUIBUZPVJOTUBMMFEPOZPVSEFWJDF
4DSFFO$IBOHFUIFTDSFFOPSJFOUBUJPOSFDBMJCSBUFUIFTDSFFOBOEDIBOHFUIFTDSFFOUFYUTJ[F
8JOEPXT6QEBUF-JOLUP.JDSPTPGUTXFCTJUFBOEVQEBUF8JOEPXT.PCJMF¥POZPVSEFWJDFXJUIUIFMBUFTU
TFDVSJUZQBUDIFTPSGJYFT
$POOFDUJPOTUBC
*DPO %FTDSJQUJPO
#FBN4FUZPVSEFWJDFUPSFDFJWFJODPNJOH#MVFUPPUICFBNT
#MVFUPPUI5VSO#MVFUPPUIPOTFUZPVSEFWJDFUPWJTJCMFNPEFBOETDBOGPSPUIFS#MVFUPPUIEFWJDFT
$PNN.BOBHFS.BOBHFZPVSEFWJDFTDPOOFDUJPOT JODMVEJOH#MVFUPPUIBOEDFMMVMBSEBUBDPOOFDUJPO UVSOUIF
QIPOFPOPSPGGTXJUDIUPSJOHFSWJCSBUJPONPEFBOEFOBCMFPSEJTBCMFUIF%JSFDU1VTIGVODUJPO
$POOFDUJPOT4FUVQPOFPSNPSFUZQFTPGNPEFNDPOOFDUJPOTGPSZPVSEFWJDFTVDIBTQIPOFEJBMVQ
#MVFUPPUIBOENPSFTPUIBUZPVSEFWJDFDBODPOOFDUUPUIF*OUFSOFUPSBQSJWBUFMPDBMOFUXPSL
64#UP1$4FUUIF64#DPOOFDUJPOCFUXFFOZPVSEFWJDFBOE1$BOEIFMQTXJUIQSPCMFNTDPOOFDUJOH
"DUJWF4ZOD
8J'J4DBOGPSBWBJMBCMFXJSFMFTTOFUXPSLT
8JSFMFTT-"/4FFJOGPSNBUJPOBCPVUUIFBDUJWFXJSFMFTTOFUXPSLBOEBMMPXTZPVUPDVTUPNJ[F8J'JTFUUJOHT

6TJOHUIF)BSEXBSF,FZCPBSE
&OUFSJOH*OGPSNBUJPO
6TJOH0OTDSFFO,FZCPBSE
6TJOH-FUUFS3FDPHOJ[FS
6TJOH#MPDL3FDPHOJ[FS
6TJOH5SBOTDSJCFS
6TJOH4ZNCPM1BE
6TJOH/PUFTUP%SBX8SJUF
BOE3FDPSE7PJDF/PUFT
4FBSDIJOH*OGPSNBUJPO
$IBQUFS
&OUFSJOHBOE4FBSDIJOH
*OGPSNBUJPO
&OUFSJOHBOE4FBSDIJOH*OGPSNBUJPO
 6TJOHUIF)BSEXBSF,FZCPBSE
:PVSEFWJDFQSPWJEFTZPVXJUIB28&35:LFZCPBSEXIJDIJTTJNJMBSUPBTUBOEBSELFZCPBSEPOZPVS1$
4IJGU,FZ
$BQT-PDL
-&%
'VODUJPO,FZ
-&%
-FGU40'5,&: 3JHIU40'5,&:
'VODUJPO,FZ
4MJEFUIFTDSFFOQBOFM
UPUIFMFGUUPSFWFBMUIF
LFZCPBSE
8IFOZPVTMJEFPQFOUIFIBSEXBSFLFZCPBSEUIFTDSFFOBVUPNBUJDBMMZDIBOHFTUPMBOETDBQFWJFX5IFTDSFFO
DIBOHFTCBDLUPQPSUSBJUWJFXXIFOZPVDMPTFUIFIBSEXBSFLFZCPBSE
:PVDBOEPUIFGPMMPXJOHXJUIUIF28&35:LFZCPBSE
r 5PUZQFMPXFSDBTFMFUUFSTQSFTTUIFLFZTVTJOHZPVSUIVNCTPSmOHFST
r 5PUVSOPO$BQT-PDLNPEFTPUIBUZPVDBOUZQFBMMVQQFSDBTFMFUUFSTQSFTTUIF'VODUJPO,FZ 
mSTUUIFOQSFTT 5IF4IJGU,FZ$BQT-PDL-&%MJHIUTVQUPJOEJDBUFUIBU$BQT-PDLNPEFJTFOBCMFE
5PUVSOPõ$BQT-PDLNPEFQSFTTUIFTFCVUUPOTBHBJO
r 5PUZQFBTJOHMFVQQFSDBTFMFUUFSQSFTT   BOEUIFOQSFTTUIFEFTJSFEMFUUFS
r 5PFOUFSBOVNCFSPSTZNCPMMBCFMFEJODPMPSPOUIFLFZTQSFTT BOEUIFOQSFTTUIF
DPSSFTQPOEJOHLFZ
r 5PPQFOUIF4ZNCPM1BEQSFTT   BOEUIFOQSFTT 
r 1SFTTUIF-FGU3JHIU40'5,&:  UPQFSGPSNUIFDPNNBOETIPXOJOUIFMBCFMBCPWFUIFLFZ
r 1SFTT UPWFSJGZZPVSEBUBFOUSJFTPSFYJUUIFQSPHSBNJOVTF
r 1SFTT UPPQFOUIF4UBSUNFOV
r 1SFTTUIFBSSPXLFZT    GPSEJSFDUJPOBMNPWFNFOU
r 5PUZQFBDDFOUFEDIBSBDUFSTMJLFÈÍÎÐÓØàFUDQSFTTUIFMFUUFSLFZmSTUUIFOIPME   BOEBUUIF
TBNFUJNFQSFTTUIFTQBDFCBS TFWFSBMUJNFTVOUJMZPVmOEUIFDPSSFDUDIBSBDUFSZPVOFFE

&OUFSJOHBOE4FBSDIJOH*OGPSNBUJPO
 &OUFSJOH*OGPSNBUJPO
8IFOZPVTUBSUBQSPHSBNPSTFMFDUBGJFMEUIBUSFRVJSFTUFYUPSOVNCFSTUIF*OQVU1BOFMJDPOCFDPNFT
BWBJMBCMFPOUIFNFOVCBS
5BQUIF*OQVU4FMFDUPSBSSPXUIBUBQQFBSTOFYUUPUIF*OQVU1BOFMJDPOUPPQFOBNFOVXIFSFZPV
DBOTFMFDUBUFYUJOQVUNFUIPEBOEDVTUPNJ[FJOQVUPQUJPOT"GUFSTFMFDUJOHBUFYUJOQVUNFUIPEUIF
DPSSFTQPOEJOH*OQVU1BOFMJTUIFOEJTQMBZFEBOEZPVDBOVTFJUUPFOUFSUFYU5PUPHHMFCFUXFFOTIPXJOHBOE
IJEJOHUIF*OQVU1BOFMTJNQMZUBQUIF*OQVU1BOFMJDPO
*OQVU1BOFM
,FZCPBSE
*OQVU4FMFDUPS
BSSPX
*OQVU1BOFMJDPO
*DPO *OQVUNFUIPE
0OTDSFFO,FZCPBSE
-FUUFS3FDPHOJ[FSPS#MPDL3FDPHOJ[FS
4ZNCPM1BE
5SBOTDSJCFS
/PUF 4PNFUFYUJOQVUNFUIPETNBZOPUCFBWBJMBCMFJODFSUBJOMBOHVBHFWFSTJPOTPGUIFEFWJDF
 6TJOH0OTDSFFO,FZCPBSE
5IFPOTDSFFO,FZCPBSEJTBWBJMBCMFXIFOUFYUFOUSZJTQPTTJCMF:PVDBOFOUFSUFYUCZUBQQJOHLFZTPOUIF
LFZCPBSEUIBUBSFEJTQMBZFEPOUIFTDSFFO
5PFOUFSUFYUVTJOHUIFPOTDSFFO,FZCPBSE
 *OBQSPHSBNUBQUIF*OQVU4FMFDUPSBSSPXBOEUBQ,FZCPBSE
 &OUFSUFYUCZUBQQJOHLFZTPOUIFPOTDSFFO,FZCPBSE
5PJODSFBTFPSEFDSFBTFUIFTJ[FPGUIFLFZCPBSELFZT
 5BQUIF*OQVU4FMFDUPSBSSPXUIFOUBQ0QUJPOT
 *OUIF*OQVUNFUIPEMJTUTFMFDU,FZCPBSE
 4FMFDU-BSHFLFZTPS4NBMMLFZT
&OUFSJOHBOE4FBSDIJOH*OGPSNBUJPO
 6TJOH-FUUFS3FDPHOJ[FS
8JUI-FUUFS3FDPHOJ[FSZPVDBOXSJUFJOEJWJEVBMMFUUFSTOVNCFSTBOEQVODUVBUJPOXIJDIBSFUIFO
DPOWFSUFEJOUPUZQFEUFYU
5PVTF-FUUFS3FDPHOJ[FS
 'SPNBQSPHSBNUBQUIF*OQVU4FMFDUPSBSSPXBOEUBQ-FUUFS3FDPHOJ[FS
 8SJUFDIBSBDUFSTOVNCFSTBOETZNCPMTJOUIFEFTJHOBUFEXSJUJOHBSFB
r &OUFSDBQJUBMMFUUFSTCZXSJUJOHJOUIF"#$MFGUBSFBPGUIFCPY
r &OUFSMPXFSDBTFMFUUFSTCZXSJUJOHJOUIFBCDNJEEMFBSFBPGUIFCPY
r &OUFSOVNCFSTCZXSJUJOHJOUIFSJHIUBSFBPGUIFCPY
r &OUFSQVODUVBUJPOBOETZNCPMTCZUBQQJOHJOFJUIFSBSFBPGUIFCPYBOEUIFOXSJUJOHUIFEFTJSFE
DIBSBDUFS
/PUF-FUUFS3FDPHOJ[FSJTBWBJMBCMFXIFOUFYUFOUSZJTQPTTJCMF
5JQ 'PSIFMQXJUIXSJUJOHDIBSBDUFSTUBQUIFRVFTUJPONBSLOFBSUIFXSJUJOHBSFB
 6TJOH#MPDL3FDPHOJ[FS
8JUI#MPDL3FDPHOJ[FSZPVVTFBTJOHMFTUSPLFUPXSJUFMFUUFSTOVNCFSTTZNCPMTBOEQVODUVBUJPOXIJDI
BSFUIFODPOWFSUFEJOUPUZQFEUFYU
5PVTF#MPDL3FDPHOJ[FS
 'SPNBQSPHSBNUBQUIF*OQVU4FMFDUPSBSSPXBOEUBQ#MPDL3FDPHOJ[FS
 8SJUFDIBSBDUFSTOVNCFSTBOETZNCPMTJOUIFEFTJHOBUFEXSJUJOHBSFB
r &OUFSMFUUFSTCZXSJUJOHJOUIFBCDMFGUBSFBPGUIFCPY
r &OUFSOVNCFSTCZXSJUJOHJOUIFSJHIUBSFBPGUIFCPY
r &OUFSTZNCPMTBOEQVODUVBUJPOCZUBQQJOHJOFJUIFSBSFBPGUIFCPYBOEUIFOXSJUJOHUIFEFTJSFE
DIBSBDUFS
/PUF #MPDL3FDPHOJ[FSJTBWBJMBCMFXIFOUFYUFOUSZJTQPTTJCMF
5JQ 'PSIFMQXJUIXSJUJOHDIBSBDUFSTXJUI#MPDL3FDPHOJ[FSUBQUIFRVFTUJPONBSLOFBSUIFXSJUJOHBSFB
 6TJOH5SBOTDSJCFS
5SBOTDSJCFSJTBIBOEXSJUJOHSFDPHOJUJPOQSPHSBNUIBUBMMPXTZPVUPXSJUFJODVSTJWFQSJOUPSBDPNCJOBUJPO
PGCPUI5SBOTDSJCFSXPSLTUSBOTQBSFOUMZJOUIFCBDLHSPVOEPGQSPHSBNTSFDPHOJ[JOHXPSETXJUIJUT
JOUFHSBUFEEJDUJPOBSZ8IFO5SBOTDSJCFSJTUVSOFEPOJUJOUFSQSFUTTUZMVTNPWFNFOUBOZXIFSFPOUIFTDSFFOBT
IBOEXSJUJOHJOQVU'PSNPSFJOGPSNBUJPOBCPVUVTJOH5SBOTDSJCFSTFF)FMQPOZPVSEFWJDF
5PTUBSU5SBOTDSJCFS
 4UBSUBQSPHSBNUIBUBDDFQUTVTFSJOQVUTVDIBT8PSE.PCJMF
 5BQUIF*OQVU4FMFDUPSBSSPXBOEUBQ5SBOTDSJCFS5IF5SBOTDSJCFSJOUSPEVDUPSZTDSFFOBQQFBST

&OUFSJOHBOE4FBSDIJOH*OGPSNBUJPO
5PXSJUFVTJOH5SBOTDSJCFS
 *OBQSPHSBNQPTJUJPOUIFDVSTPSXIFSFZPVXBOUUFYUUPBQQFBS
 6TFUIFTUZMVTUPXSJUFBOZXIFSFPOUIFTDSFFO5IFIBOEXSJUJOHXJMMCFDPOWFSUFEUPUFYUTIPSUMZBGUFS
ZPVMJGUUIFTUZMVTGSPNUIFTDSFFO
5PFOUFSQVODUVBUJPOBOETZNCPMT
5SBOTDSJCFSDPNFTXJUIBOPOTDSFFOLFZCPBSEUIBUQSPWJEFTBOFBTZXBZUPBEEQVODUVBUJPOPSBTQFDJBM
TZNCPMUPFYJTUJOHUFYU
r 'SPNBQSPHSBNUBQ POUIF5SBOTDSJCFSUPPMCBS
5IFLFZCPBSESFNBJOTWJTJCMFVOUJMZPVUBQUIFCVUUPOBHBJO
5JQT r5PSFQPTJUJPOUIFLFZCPBSEUBQBOEIPMEUIFUJUMFCBSUIFOESBHUPUIFEFTJSFEMPDBUJPO
r8IFOOPUFYUJTTFMFDUFEZPVDBOBMTPPQFOUIFLFZCPBSECZEPJOHUIFHFTUVSF'PSNPSFJOGPSNBUJPOBCPVUVTJOH
5SBOTDSJCFSHFTUVSFTTFF)FMQPOZPVSEFWJDF
5PFEJUUFYU
 *OBQSPHSBNESBXBMJOFBDSPTTUIFUFYUZPVXBOUUPFEJU
 "GUFSZPVMJGUUIFTUZMVTGSPNUIFTDSFFOUIFMJOFXJMMEJTBQQFBSBOEUIFTFMFDUFEUFYUXJMMCFIJHIMJHIUFE
 %PFJUIFSPGUIFGPMMPXJOH
r 3FXSJUFUIFUFYU
r 6TFHFTUVSFTUPDBQJUBMJ[FMFUUFSTJOTFSUBTQBDFBOETPPO'PSJOGPSNBUJPOBCPVUVTJOH5SBOTDSJCFS
HFTUVSFTTFF)FMQPOZPVSEFWJDF
 6TJOH4ZNCPM1BE
4ZNCPM1BEQSPWJEFTBDPNQSFIFOTJWFMJTUPGDPNNPOTZNCPMTTVDIBTQBSFOUIFTFTCSBDLFUTDVSSFODZTJHOT
BOENPSFBTXFMMBTQVODUVBUJPONBSLTBOETQFDJBMDIBSBDUFST
5BQBTZNCPMUPTFMFDUJU6TFUIF
/BWJHBUJPO$POUSPMPSQSFTTUIF
BSSPXLFZT
 PO
UIFIBSEXBSFLFZCPBSEUPOBWJHBUF
UISPVHIUIFBWBJMBCMFTZNCPMTUIFO
QSFTT&/5&3UPTFMFDUBTZNCPM
5BQUPEJTQMBZUIFQSFWJPVTQBHF
PGTZNCPMT
5BQUPEJTQMBZUIFOFYUQBHFPG
TZNCPMT
5BQUPDMPTFUIF4ZNCPM1BEXJUIPVU
TFMFDUJOHBOZTZNCPM
5IJTJOEJDBUFTUIFDVSSFOUQBHFBOEUIF
UPUBMOVNCFSPGTZNCPMQBHFT
5PPQFOUIF4ZNCPM1BEBOETFMFDUBTZNCPM
 $SFBUFPSPQFOBEPDVNFOUTVDIBTB8PSEEPDVNFOU
 5PPQFOUIF4ZNCPM1BE
r 5BQUIF*OQVU4FMFDUPSBSSPXUIFOUBQ4ZNCPM1BEPS
r 6TJOHUIFIBSEXBSFLFZCPBSEQSFT T   BOEUIFOQSFTT 
&OUFSJOHBOE4FBSDIJOH*OGPSNBUJPO
 5PCSPXTFUISPVHIUIFQBHFTPGTZNCPMTUBQ  POUIF4ZNCPM1BETDSFFO
 5BQBTZNCPMUPTFMFDUJUBOEDMPTFUIF4ZNCPM1BE5IFTFMFDUFETZNCPMXJMMUIFOCFJOTFSUFEJOZPVS
EPDVNFOU
 6TJOH/PUFTUP%SBX8SJUFBOE3FDPSE7PJDF/PUFT
6TJOH/PUFTZPVDBOESBXEJSFDUMZPOUIFTDSFFOPSXSJUFPOUIFTDSFFOBOETBWFOPUFTJOZPVSPXO
IBOEXSJUJOH:PVDBOBMTPDSFBUFBTUBOEBMPOFSFDPSEJOHWPJDFOPUFPSZPVDBOBEEBSFDPSEJOHUPBOPUF
'PSNPSFJOGPSNBUJPOPOXIBUZPVDBOEPXJUI/PUFTTFFi/PUFTwJO$IBQUFS
 4FBSDIJOH*OGPSNBUJPO
:PVDBOTFBSDIGPSGJMFTBOEPUIFSJUFNTTUPSFEJO.Z%PDVNFOUTGPMEFSPSPOBOJOTUBMMFETUPSBHFDBSEPGZPVS
EFWJDF:PVDBOTFBSDICZGJMFOBNFPSCZXPSETMPDBUFEJOUIFJUFN'PSFYBNQMFZPVDBOTFBSDIJOFNBJM
NFTTBHFTOPUFTBQQPJOUNFOUTDPOUBDUTBOEUBTLTBTXFMMBTJOPOMJOF)FMQ
5PTFBSDIGPSBGJMFPSBOJUFN
 5BQ4UBSU1SPHSBNT4FBSDI
 *OUIF4FBSDIGPSmFMEZPVDBO
r &OUFSUIFmMFOBNFXPSEPSPUIFSJOGPSNBUJPOZPVXBOUUPTFBSDIGPS
r 5BQUIFEPXOBSSPXJDPO BOEGSPNUIFMJTUTFMFDUPOFJUFNUIBUZPVIBWFMPPLFEGPSCFGPSF
 *OUIF5ZQFmFMEZPVDBOUBQUIFEPXOBSSPXJDPO BOETFMFDUBEBUBUZQFGSPNUIFMJTUUPIFMQ
OBSSPXZPVSTFBSDI
 5BQ4FBSDI5IFTZTUFNUIFOTUBSUTTFBSDIJOHUIFNBUDIFEmMFTJOUIF.Z%PDVNFOUTGPMEFSBOE
TVCGPMEFST
 *OUIF3FTVMUTMJTUUBQUIFJUFNZPVXBOUUPPQFO
/PUF5IFTUPSBHFDBSETZNCPM PS JTEJTQMBZFEOFYUUPUIFOBNFTPGGJMFTTBWFEPOBTUPSBHFDBSE

6TJOHUIF1IPOF
.BLJOHB$BMM
3FDFJWJOHB$BMM
4NBSU%JBMJOH
*ODBMM0QUJPOT
"EEJUJPOBM%JBMJOH*OGPSNBUJPO
$IBQUFS
6TJOH1IPOF'FBUVSFT
6TJOH1IPOF'FBUVSFT
 6TJOHUIF1IPOF
-JLFBTUBOEBSENPCJMFQIPOFZPVDBOVTFZPVSEFWJDFUPNBLFSFDFJWFBOELFFQUSBDLPGDBMMTBOETFOEUFYU
NFTTBHFT:PVDBOBMTPEJBMEJSFDUMZGSPN$POUBDUT
5IF1IPOFTDSFFO
'SPNUIF1IPOFTDSFFOZPVDBOBDDFTT$BMM)JTUPSZ4QFFE%JBMBOE1IPOFTFUUJOHT5PPQFOUIF1IPOF
TDSFFOEPPOFPGUIFGPMMPXJOH
r 1SFTTUIF5"-,CVUUPO 
5"-,CVUUPO
r %JSFDUMZEJBMUIFQIPOFOVNCFSCZQSFTTJOHOVNFSJDLFZTPOUIFIBSEXBSFLFZCPBSE
r 5BQ4UBSU1IPOF
5VSOUIFQIPOFGVODUJPOPOBOEPGG
*ONBOZDPVOUSJFTZPVBSFSFRVJSFECZMBXUPUVSOPGGZPVSQIPOFXIJMFPOCPBSEBOBJSDSBGU
5PUVSOPGGUIFQIPOFGVODUJPOEPPOFPGUIFGPMMPXJOH
r 5BQUIF4JHOBMJDPO UIFOUBQ$PNN.BOBHFSPS UBQUIF$PNN.BOBHFSJDPO POUIF5PEBZ
TDSFFO0OUIF$PNN.BOBHFSTDSFFOUBQUIF1IPOFCVUUPO UPUVSOPõUIFQIPOFGVODUJPO

 5PSFTVNFDBMMGVODUJPOUVSOPOUIFQIPOFGVODUJPOCZUBQQJOHUIF1IPOFCVUUPO BHBJOPO
UIF$PNN.BOBHFSTDSFFO
r 0QFO $PNN.BOBHFSUIFOUBQUIF'MJHIU.PEFCVUUPO UPFOBCMFnJHIUNPEF 5IJTUVSOTPõ
BMMXJSFMFTTSBEJPTPOZPVSEFWJDFXIJDIJODMVEFUIFQIPOFGVODUJPO#MVFUPPUIBOE8J'J
 5PSFTVNFDBMMGVODUJPOEJTBCMFnJHIUNPEFCZUBQQJOHUIF
'MJHIU.PEFCVUUPO  BHBJO5IJT
BMTPSFTUPSFTUIFQSFWJPVTTUBUFPG#MVFUPPUIBOE8J'J
"EKVTUUIFEFWJDFWPMVNF
 5BQUIF4QFBLFSJDPO 
 6OEFS7PMVNFEPUIFGPMMPXJOH
r "EKVTUUIFQIPOFWPMVNFPSEFWJDFWPMVNF 
CZNPWJOHUIFTMJEFSUPUIFEFTJSFEWPMVNFMFWFM
r 5BQ0O7JCSBUFPS0GGUPDIBOHFCPUIUIFTZTUFNBOE
SJOHFSWPMVNFTFUUJOHT
/PUFTr 5PBEKVTUUIFDPOWFSTBUJPOQIPOFWPMVNFZPVNVTUEPJUEVSJOH
BDBMM"EKVTUJOHUIFWPMVNFBUBOPUIFSUJNFXJMMBGGFDUUIFSJOH
OPUJGJDBUJPOBOE.1TPVOEMFWFMT
r
 8IFOZPVBDUJWBUF7JCSBUFNPEFTPVOEXJMMBVUPNBUJDBMMZCFNVUFE
BOEZPVSEFWJDFXJMMWJCSBUFXIFOBOJODPNJOHDBMMJTSFDFJWFE5IF
7JCSBUFJDPO XJMMBQQFBSJOUIFUJUMFCBSUPJOEJDBUFUIBU7JCSBUF
NPEFJTBDUJWBUFE 7PMVNFBEKVTUNFOU

6TJOH1IPOF'FBUVSFT
 .BLJOHB$BMM
8JUIZPVSEFWJDFZPVDBONBLFBDBMMGSPN1IPOF$POUBDUT4QFFE%JBMBOE$BMM)JTUPSZ
.BLFBDBMMGSPN1IPOF
 5BQ4UBSU1IPOFPSQSFTTUIF5"-,CVUUPO
 0OUIF1IPOFTDSFFOUBQUIFEFTJSFEQIPOFOVNCFSBOEUBQ5BML

5BMLCVUUPO
7PJDF1SJWBDZOPUJGJDBUJPOJOEJDBUPS
-PDBUJPO4FUUJOHJOEJDBUPS
#BUUFSZ1PXFSJOEJDBUPS
1IPOFTDSFFO
5JQTr*GZPVUBQBXSPOHOVNCFSUBQUIF#BDLBSSPX UPFSBTFFBDITVCTFRVFOUEJHJUPGBOVNCFS5PFSBTF
UIFFOUJSFOVNCFSUBQBOEIPMEUIF#BDLBSSPX
r
5IFJDPOTPOUIFVQQFSSJHIUPGUIF1IPOFTDSFFOJOEJDBUFUIFCBUUFSZQPXFSMFWFMBOEPQUJPOBMQIPOFTFSWJDFT
'PSNPSFJOGPSNBUJPOBCPVUPQUJPOBMQIPOFTFSWJDFTTFF$IBQUFS
.BLFBDBMMGSPN$POUBDUT
5BQ4UBSU$POUBDUTUIFOEPPOFPGUIFGPMMPXJOH
r 5BQUIFEFTJSFEDPOUBDUJOUIFDPOUBDUTMJTUBOEUBQUIFQIPOFOVNCFSUIBUZPVXBOUUPDBMM
r 5BQBOEIPMEUIFEFTJSFEDPOUBDUBOEPOUIFTIPSUDVUNFOVUBQ$BMM8PSL$BMM)PNFPS$BMM.PCJMF
r 1SFTT/"7*("5*0/VQPSEPXOPSSPMMUIF+PH8IFFMUPTFMFDUBDPOUBDUBOEQSFTT5"-,UXJDFPODFUP
TFOEUIFOVNCFSUPUIF1IPOFLFZQBEBOEPODFUPEJBMUIFOVNCFS
5PDIPPTFPOFPGUIFOVNCFSTPGBDPOUBDUUPEJBM
#ZEFGBVMUUIFNPCJMFUFMFQIPOFOVNCFSNPGBDPOUBDUJTEJBMFEXIFOZPVNBLFBDBMMGSPN$POUBDUT
)PXFWFSZPVDBOTQFDJGZUIBUBEJGGFSFOUQIPOFOVNCFSJTEJBMFEJOTUFBE
 5BQ4UBSU$POUBDUT
 1SFTT/"7*("5*0/VQPSEPXOUPTFMFDUBDPOUBDU
 1SFTT/"7*("5*0/MFGUPSSJHIU5IFMFUUFSTSFQSFTFOUJOHUIFOVNCFSXJMMDIBOHFBTZPVTDSPMMUISPVHI
UIFN
.BLFBDBMMGSPN$BMM)JTUPSZ
 0OUIF1IPOFTDSFFOUBQ$BMM)JTUPSZ
 4DSPMMUPUIFEFTJSFEDPOUBDUPSQIPOFOVNCFSBOEUBQ$BMM
6TJOH1IPOF'FBUVSFT
.BLFBDBMMGSPN4QFFE%JBM
6TF4QFFE%JBMUPDBMMGSFRVFOUMZVTFEOVNCFSTXJUIBTJOHMFUBQ'PSFYBNQMFJGZPVBTTJHOBDPOUBDUUPUIF
MPDBUJPOJO4QFFE%JBMZPVDBOTJNQMZUBQBOEIPME POUIF1IPOFTDSFFOUPEJBMUIFDPOUBDUTOVNCFS
#FGPSFZPVDBODSFBUFB4QFFE%JBMFOUSZUIFOVNCFSNVTUBMSFBEZFYJTUJO$POUBDUT
5PDSFBUFB4QFFE%JBMFOUSZ
 0OUIF1IPOFTDSFFOUBQ.FOV4QFFE%JBM
 5BQ.FOV/FX
 5BQBDPOUBDU4FMFDUUIFQIPOFOVNCFSUIBUZPVXBOUUPBEEUP4QFFE%JBM
 *OUIF-PDBUJPOCPYTFMFDUBOBWBJMBCMFMPDBUJPOGPSUIFOFX4QFFE%JBMFOUSZ
/PUF -PDBUJPOJTHFOFSBMMZSFTFSWFEGPSZPVSWPJDFNBJMBOE4QFFE%JBMXJMMEFTJHOBUFUIFOFYUBWBJMBCMFMPDBUJPOCZ
EFGBVMU*GZPVXBOUUPQMBDFBQIPOFOVNCFSJOBQPTJUJPOUIBUJTBMSFBEZPDDVQJFEUIFOFXOVNCFSXJMMSFQMBDF
UIFOVNCFSUIBUJTBMSFBEZUIFSF
5JQTr
5PDSFBUFB4QFFE%JBMFOUSZGSPN$POUBDUTUBQBOEIPMEUIFDPOUBDUOBNFUBQ"EEUP4QFFE%JBMUIFOTFMFDU
UIFQIPOFOVNCFSGPSXIJDIUPDSFBUFB4QFFE%JBMBOEBOBWBJMBCMFMPDBUJPOGPSUIFOFX4QFFE%JBMFOUSZ
r
 5PEFMFUFB4QFFE%JBMFOUSZJOUIF4QFFE%JBMMJTUUBQBOEIPMEUIFEFTJSFEFOUSZBOEUBQ%FMFUF
 3FDFJWJOHB$BMM
8IFOZPVSFDFJWFBQIPOFDBMMBNFTTBHFXJMMBQQFBSHJWJOHZPVUIFPQUJPOUPFJUIFSBOTXFSPSJHOPSFUIF
JODPNJOHDBMM
5PBOTXFSPSSFKFDUBOJODPNJOHDBMM
r 5PBOTXFSUIFDBMMUBQ"OTXFSPSQSFTT5"-, POUIFEFWJDF
r 5PSFKFDUUIFDBMMUBQ*HOPSFPSQSFTT&/% POUIFEFWJDF
5PFOEBDBMM
0ODFBOJODPNJOHPSPVUHPJOHDBMMJTJOQSPHSFTTZPVDBOUBQ&OEPSQSFTT&/% POUIFEFWJDFUP
IBOHVQ

6TJOH1IPOF'FBUVSFT
 4NBSU%JBMJOH
4NBSU%JBMJOHJTBQSPHSBNUIBUNBLFTJUFBTZGPSZPVUPEJBMBQIPOFOVNCFS8IFOZPVTUBSUFOUFSJOH
OVNCFSTPSDIBSBDUFST4NBSU%JBMJOHXJMMBVUPNBUJDBMMZTFBSDIBOETPSUUIFDPOUBDUFOUSJFTJO$POUBDUTBOE
UIFQIPOFOVNCFSTJO$BMM)JTUPSZJODMVEJOHJODPNJOHPVUHPJOHBOENJTTFEDBMMT:PVDBOUIFOTFMFDUUIF
EFTJSFEOVNCFSPSDPOUBDUGSPNUIFGJMUFSFEMJTUUPEJBM
4UBSU4NBSU%JBMJOH
0QFOUIF1IPOFTDSFFOUIFOVTFUIF1IPOFLFZQBEPSIBSEXBSFLFZCPBSEUPFOUFSUIFQIPOFOVNCFSPS
DPOUBDUOBNFZPVXBOUUPDBMM
8IFOZPVTUBSUFOUFSJOHBOVNCFSPSMFUUFSUIF4NBSU%JBMJOHQBOFMXJMMBQQFBSBVUPNBUJDBMMZPOUIF1IPOF
TDSFFO:PVDBODIBOHFUIFQBOFMTJ[FBDDPSEJOHUPZPVSOFFETCZUBQQJOHUIFBSSPXJDPO 
.JOJNJ[FE4NBSU%JBMJOHQBOFM &YQBOEFE4NBSU%JBMJOHQBOFM
5BQUPFYQBOEPSNJOJNJ[F
UIF4NBSU%JBMJOHQBOFM
5JQTPOVTJOH4NBSU%JBMJOH
4NBSU%JBMJOHTUBSUTMPPLJOHGPSOVNCFSTPSDPOUBDUTUIBUNBUDIUIFTFRVFODFZPVIBWFFOUFSFE#FMPXBSF
TPNFUJQTPOIPXUPVTF4NBSU%JBMJOHUPRVJDLMZGJOEBEFTJSFEQIPOFOVNCFSPSDPOUBDU
5PGJOEBQIPOFOVNCFS
r 4JNQMZFOUFSUIFGJSTUPOFPSUXPEJHJUTUPGJOEBQIPOFOVNCFSJO$BMM)JTUPSZ
r &OUFSUIFGJSTUUISFFEJHJUTPSNPSFJGZPVXBOUUPmOEBQIPOFOVNCFSGSPNUIFTBWFEDPOUBDUTPOZPVS
EFWJDF
5PGJOEBDPOUBDUOBNF
:PVDBOKVTUFOUFSUIFGJSTUMFUUFSPGBDPOUBDUTGJSTUOBNFPSTVSOBNF4NBSU%JBMJOHXJMMTFBSDIGPSUIFMFUUFS
TUBSUJOHGSPNUIFGJSTUDIBSBDUFSPGBDPOUBDUOBNFBTXFMMBTGSPNUIFDIBSBDUFSUIBUBQQFBSTBGUFSBTQBDF
EBTIPSVOEFSTDPSFJOBDPOUBDUOBNF'PSFYBNQMFJGZPVUBQOVNCFSiwXIJDIJTBTTPDJBUFEXJUI<BCD>
POUIF1IPOFLFZQBEDPOUBDUOBNFTTVDIBTUIFGPMMPXJOHXJMMCFDPOTJEFSFENBUDIFTi#FO.JMMFSwi(FPSHF
"EBNTwi+PIO$BSUFSwi$BSUFS&MMFOwi%JYPO"MMBOwi5IPNBT@$MBSLwi+BOF$BNQCFMMw
*GUIFNBUDIJOHMJTUJTMPOHBOEZPVXBOUUPOBSSPXEPXOUIFTFBSDIGVSUIFSFOUFSBOPUIFSMFUUFS6TJOHUIF
TBNFFYBNQMFBCPWFJGZPVDPOUJOVFUPUBQiwXIJDIJTBTTPDJBUFEXJUI<EFG >UIFNBUDIJOHMJTUXJMMCF
OBSSPXFEEPXOUPUIFGPMMPXJOHOBNFTi#FO.JMMFSwi(FPSHF"EBNTwi$BSUFS&MMFOwi%JYPO"MMBOw
6TJOH1IPOF'FBUVSFT
.BLFBDBMMPSTFOEBUFYUNFTTBHFVTJOH4NBSU%JBMJOH
 #FHJOFOUFSJOHUIFmSTUGFXOVNCFSTPSDIBSBDUFST
 *OUIF4NBSU%JBMJOHQBOFMCSPXTFUIFMJTUCZUBQQJOHUIFBSSPXT
  QSFTTJOH/"7*("5*0/VQPSEPXOPSSPMMJOHUIF+PH8IFFMUPTFMFDUUIFEFTJSFEDPOUBDUPS
QIPOFOVNCFS8IFOBDPOUBDUJTTFMFDUFEJUFYQBOETUPBMTPTIPXUIFDPSSFTQPOEJOHQIPOFOVNCFS
 5IFIJHIMJHIUFEJUFNXJMMNPWFPOFMJOFXIFOZPVQSFTT/"7*("5*0/VQPSEPXOPSSPMMUIF+PH8IFFM
UIFIJHIMJHIUFEJUFNXJMMTDSPMMPOFQBHFXIFOZPVUBQUIFBSSPXT
 %PPOFPGUIFGPMMPXJOH
r 8IFOUIFDPSSFDUDPOUBDUJTTFMFDUFEUBQ5BMLPSQSFTTUIF5"-,CVUUPO UPNBLFBWPJDFDBMM
r 5PDBMMBEJGGFSFOUQIPOFOVNCFSBTTPDJBUFEXJUIUIFTFMFDUFEDPOUBDUUBQBOEIPMEUIFTFMFDUFE
DPOUBDUBOEUBQUIFQIPOFOVNCFSZPVXBOUUPDBMM
5BQBOEIPMEUIFDPOUBDUUPQPQVQUIFTIPSUDVUNFOV
r 5PTFOEBUFYUNFTTBHFUPUIFTFMFDUFEDPOUBDUUBQBOEIPMEUIFDPOUBDUBOEUBQ4FOE5FYU
.FTTBHF
5JQ 5PWJFXPSFEJUJOGPSNBUJPOBTTPDJBUFEXJUIUIFTFMFDUFEDPOUBDUUBQUIFDPOUBDUTOBNFPOUIFTIPSUDVUNFOV
4FUVQ4NBSU%JBMJOH
 0OUIF1IPOFTDSFFOUBQ.FOV4NBSU%JBMJOH0QUJPOT
 0OUIF0QUJPOTUBCTFMFDUUIF&OBCMF4NBSU%JBMJOHDIFDLCPY
r 4FMFDUUIF"VUPNBUJDBMMZFYQBOETFMFDUFEDPOUBDUDIFDLCPYUPFOBCMFBDPOUBDUTOBNFBOE
QIPOFOVNCFSUPCFEJTQMBZFEXIFOUIFDPOUBDUJTTFMFDUFEJOUIFNBUDIJOHMJTU
r 4FMFDUUIF&OBCMFESBHTDSPMMDIFDLCPYUPTDSPMMJOUIFNBUDIFEMJTUCZESBHHJOH
r 4FMFDUUIF&OBCMFEPVCMFDMJDLGPSEJBMJOHDIFDLCPYUPNBLFBWPJDFDBMMCZEPVCMFUBQQJOHUIF
JUFNJOUIFNBUDIFEMJTU
r 4FMFDUUIF&YQBOEQBOFMXIFOVTJOHIBSEXBSFLFZCPBSEDIFDLCPYUPBVUPNBUJDBMMZFYQBOE
UIF4NBSU%JBMJOHQBOFMXIFOZPVBSFVTJOHUIFTMJEJOHLFZCPBSEUPJOQVU
r *O4DSPMMVOJUZPVDBOTFUUIFBNPVOUPGTDSPMMJOHXIFOUBQQJOHUIFBSSPXT  

6TJOH1IPOF'FBUVSFT
 *ODBMM0QUJPOT
5PQVUBDBMMPOIPME
:PVSEFWJDFOPUJGJFTZPVXIFOZPVIBWFBOPUIFSJODPNJOHDBMMBOEHJWFTZPVUIFDIPJDFPGSFKFDUJOHPS
BDDFQUJOHUIFDBMM*GZPVBSFBMSFBEZPOBDBMMBOEBDDFQUUIFOFXDBMMZPVDBODIPPTFUPTXJUDICFUXFFOUIF
UXPDBMMFSTPSTFUVQBDPOGFSFODFDBMMCFUXFFOBMMUISFFQBSUJFT
 5BQ"OTXFSUPUBLFUIFTFDPOEDBMMBOEQVUUIFmSTUPOFPOIPME
 5PFOEUIFTFDPOEDBMMBOESFUVSOUPUIFmSTUDBMMUBQ&OEPSQSFTT&/% POUIFEFWJDF
5PTXJUDICFUXFFOUXPDBMMT
r 1SFTT5"-, POZPVSEFWJDF
5PUVSOPOBOEPGGUIF4QFBLFSQIPOF
5IFCVJMUJO4QFBLFSQIPOFPOZPVSEFWJDFBMMPXTZPVUPUBMLIBOETGSFFPSMFUTPUIFSQFPQMFMJTUFOUPUIF
DPOWFSTBUJPO
r %VSJOHBDBMMUBQ4QFBLFS0OPSQSFTTBOEIPME5"-, VOUJMUIFTQFBLFSQIPOFUVSOTPO5IF
TQFBLFSQIPOFJDPOBQQFBSTJOUIFUJUMFCBS
r 5PUVSOPõUIFTQFBLFSQIPOFUBQ4QFBLFS0GGPSQSFTTBOEIPME5"-, BHBJOVOUJMUIF
TQFBLFSQIPOFUVSOTPõ
8BSOJOH 5PBWPJEEBNBHFUPZPVSIFBSJOHEPOPUIPMEZPVSEFWJDFBHBJOTUZPVSFBSXIFOUIF4QFBLFSQIPOFJT
UVSOFEPO
5PNVUFBDBMM
:PVDBOUVSOPGGUIFNJDSPQIPOFEVSJOHBDBMMTPUIBUZPVDBOIFBSUIFDBMMFSCVUUIFDBMMFSDBOOPUIFBSZPV
r %VSJOHBDBMMUBQ.VUF
r 8IFOUIFNJDSPQIPOFJTUVSOFEPõUIFNVUFJDPOBQQFBSTPOUIFTDSFFO5BQ6ONVUFUPUVSOPO
UIFNJDSPQIPOFBHBJO
 "EEJUJPOBM%JBMJOH*OGPSNBUJPO
.BLFBOFNFSHFODZDBMM
r &OUFSUIFJOUFSOBUJPOBMFNFSHFODZOVNCFSGPSZPVSMPDBMFBOEUBQ5BML
.BLFBOJOUFSOBUJPOBMDBMM
 5BQBOEIPME POUIF1IPOFLFZQBEVOUJMUIFTJHOBQQFBST5IFSFQMBDFTUIFJOUFSOBUJPOBMQSFmY
PGUIFDPVOUSZUIBUZPVBSFDBMMJOH
 &OUFSUIFGVMMQIPOFOVNCFSZPVXBOUUPEJBMBOEUBQ5BML5IFGVMMQIPOFOVNCFSJODMVEFTDPVOUSZ
DPEFBSFBDPEFXJUIPVUUIFMFBEJOH[FSPJGBOZBOEQIPOFOVNCFS
6TJOH1IPOF'FBUVSFT

#BTJD4FUUJOHT
1FSTPOBMJ[JOH:PVS%FWJDF
$VTUPNJ[JOH1IPOF4FUUJOHTBOE4FSWJDFT
1SPUFDUJOH:PVS%FWJDF
0UIFS4FUUJOHT
$IBQUFS
4FUUJOH6Q:PVS%FWJDF
4FUUJOH6Q:PVS%FWJDF
 #BTJD4FUUJOHT
0XOFSJOGPSNBUJPO
)BWJOHPXOFSJOGPSNBUJPOEJTQMBZFEPOUIF5PEBZTDSFFONBLFTJUFBTJFSGPSTPNFPOFUPSFUVSOZPVSEFWJDFUP
ZPVJGJUJTMPTU
5PFOUFSPXOFSJOGPSNBUJPO
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC0XOFS*OGPSNBUJPO
 0OUIF*EFOUJGJDBUJPOUBCFOUFSZPVSQFSTPOBMJOGPSNBUJPO
5JQ *GZPVEPOUTFFPXOFSJOGPSNBUJPOPOUIF5PEBZTDSFFOUBQ4UBSU4FUUJOHT1FSTPOBMUBC5PEBZ0OUIF
*UFNTUBCTFMFDUUIF0XOFS*OGPDIFDLCPY
5PEJTQMBZPXOFSJOGPSNBUJPOXIFOUIFEFWJDFJTUVSOFEPO
:PVDBOTFUZPVSEFWJDFUPEJTQMBZUIFANZJOGPTDSFFOXIFOJUJTUVSOFEPO5IJTTDSFFOTIPXTZPVSDPNQMFUF
QFSTPOBMJOGPSNBUJPO
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC0XOFS*OGPSNBUJPO
 0OUIF0QUJPOTUBCTFMFDUUIF*EFOUJGJDBUJPOJOGPSNBUJPODIFDLCPY
 *GZPVXBOUBEEJUJPOBMUFYUEJTQMBZFEUBQUIF/PUFTUBCBOEFOUFSUIFUFYUGPSJOTUBODF3FXBSEJG
GPVOE
 0OUIF0QUJPOTUBCTFMFDUUIF/PUFTDIFDLCPY
 5BQ0,
5JNFBOEEBUF
5PTFUUIFUJNFBOEEBUF
 5BQ4UBSU4FUUJOHT4ZTUFNUBC$MPDL"MBSNT5JNFUBC
 4FMFDUUIFDPSSFDUUJNF[POFBOEDIBOHFUIFEBUFPSUJNF
/PUF%VSJOHTZODISPOJ[BUJPOUIFUJNFPOZPVSEFWJDFJTVQEBUFEXJUIUIFUJNFPOZPVS1$'PSJOGPSNBUJPOBCPVU
TZODISPOJ[JOHXJUIUIF1$TFF$IBQUFS
5PTFUUIFUJNFBOEEBUFGPSBEJGGFSFOUMPDBUJPO
*GZPVWJTJUPSDPNNVOJDBUFXJUITPNFPOFJOBQBSUJDVMBSUJNF[POFPGUFOZPVDBOTFMFDUJUBTZPVSWJTJUJOH
UJNF[POF
 5BQ4UBSU4FUUJOHT4ZTUFNUBC$MPDL"MBSNT5JNFUBC
 5BQ7JTJUJOH
 4FMFDUUIFDPSSFDUUJNF[POFBOEDIBOHFUIFUJNFPSEBUF

4FUUJOH6Q:PVS%FWJDF
3FHJPOBMTFUUJOHT
5IFTUZMFJOXIJDIOVNCFSTDVSSFODZEBUFTBOEUJNFTBSFEJTQMBZFEJTTQFDJGJFEJOSFHJPOBMTFUUJOHT
5PDIBOHFSFHJPOBMTFUUJOHT
 5BQ4UBSU4FUUJOHT4ZTUFNUBC3FHJPOBM4FUUJOHT
 0OUIF3FHJPOUBCTFMFDUZPVSSFHJPOGSPNUIFMJTU
/PUF 5IJTEPFTOPUDIBOHFUIF0QFSBUJOH4ZTUFNMBOHVBHFPGZPVSEFWJDF
 5IFSFHJPOZPVTFMFDUEFUFSNJOFTXIJDIPQUJPOTXJMMCFBWBJMBCMFPOUIFPUIFSUBCT
 5PDVTUPNJ[FTFUUJOHTGVSUIFSUBQUIFBQQSPQSJBUFUBCTBOETFMFDUUIFEFTJSFEPQUJPOT
 1FSTPOBMJ[JOH:PVS%FWJDF
5IF5PEBZTDSFFOTIPXTZPVSVQDPNJOHBQQPJOUNFOUTBDUJWFUBTLTBOEJOGPSNBUJPOBCPVUJODPNJOH
NFTTBHFT:PVDBODVTUPNJ[FUIF5PEBZTDSFFOPOZPVSEFWJDF
5PDVTUPNJ[FUIF5PEBZTDSFFO
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC5PEBZ
 0OUIF"QQFBSBODFUBCTFMFDUUIFEFTJSFEUIFNFGPSUIFCBDLHSPVOEPGUIF5PEBZTDSFFO
 0OUIF*UFNTUBCTFMFDUUIFJUFNTZPVXBOUUPBQQFBSPOUIF5PEBZTDSFFO
5JQ5PDIBOHFUIFPSEFSPGJUFNTEJTQMBZFEPOUIF5PEBZTDSFFOUBQUIFJUFNBOEUBQ.PWF6QPS.PWF%PXO
5PBEEBDVTUPNCBDLHSPVOEJNBHF
:PVDBOVTFPOFPGZPVSPXOQJDUVSFTBTUIFCBDLHSPVOEJNBHFPOUIF5PEBZTDSFFO#FBXBSFUIBUQJDUVSFT
DBOBGGFDUUIFSFBEBCJMJUZPGUFYUPOUIF5PEBZTDSFFO
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC5PEBZ
 4FMFDUUIF6TFUIJTQJDUVSFBTUIFCBDLHSPVOEDIFDLCPYBOEUBQ#SPXTFUPWJFXBMJTUPGZPVS
QJDUVSFmMFT
 5BQUIFmMFOBNFPGUIFQJDUVSFZPVXBOUUPVTF
 5BQ0,
5PTFUPQUJPOTGPSEJTQMBZJOHBQQPJOUNFOUTPOUIF5PEBZTDSFFO
*GZPVIBWFBMBSHFOVNCFSPGBQQPJOUNFOUTZPVNBZXBOUUPTQFDJGZUIFLJOEPGBQQPJOUNFOUTUIBUBSF
EJTQMBZFEPOUIF5PEBZTDSFFO
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC5PEBZ
 5BQUIF*UFNTUBC
 4FMFDU$BMFOEBSBOEUBQ0QUJPOT
 %PBOZPGUIFGPMMPXJOH
r 4FMFDU/FYUBQQPJOUNFOUUPTIPXPOMZUIFOFYUBQQPJOUNFOUJOZPVSTDIFEVMFPS6QDPNJOH
BQQPJOUNFOUTUPTIPXNVMUJQMFBQQPJOUNFOUT
r $MFBSUIF%JTQMBZBMMEBZFWFOUTDIFDLCPYJGZPVEPOPUXBOUUPEJTQMBZBMMEBZFWFOUT
4FUUJOH6Q:PVS%FWJDF
5PTFUPQUJPOTGPSEJTQMBZJOHUBTLTPOUIF5PEBZTDSFFO
*GZPVIBWFBMBSHFOVNCFSPGUBTLTZPVNBZXBOUUPTQFDJGZUIFLJOEPGUBTLTUIBUBSFEJTQMBZFEPOUIF5PEBZ
TDSFFO
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC5PEBZ
 5BQUIF*UFNTUBC
 4FMFDU5BTLTBOEUBQ0QUJPOT
 %PBOZPGUIFGPMMPXJOH
r 6OEFS%JTQMBZOVNCFSPGTFMFDUUIFUZQFPGUBTLTZPVXBOUUPBQQFBSPOUIF5PEBZTDSFFO
r *OUIF$BUFHPSZMJTUTFMFDUXIFUIFSUPEJTQMBZPOMZUBTLTBTTJHOFEUPBTQFDJGJDDBUFHPSZPSUP
EJTQMBZBMMUBTLT
$VTUPNJ[FUIF4UBSUNFOV
:PVDBODIPPTFXIJDIJUFNTBQQFBSJOUIF4UBSUNFOV
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC.FOVT
 4FMFDUUIFDIFDLCPYFTPGUIFJUFNTZPVXBOUUPBQQFBSJOUIF4UBSUNFOV:PVDBOTFMFDUVQUPTFWFO
JUFNT
5JQ:PVDBOBMTPDSFBUFGPMEFSTBOETIPSUDVUTUPBQQFBSPOUIF4UBSUNFOV$POOFDUZPVSEFWJDFXJUIZPVS1$UIFO
JO8JOEPXT&YQMPSFSPGZPVS1$EPVCMFDMJDL.Z8JOEPXT.PCJMF#BTFE%FWJDF8JOEPXT4UBSU.FOV
BOEDSFBUFUIFGPMEFSTBOETIPSUDVUTUIBUZPVXBOU:PVXJMMTFFUIFBEEFEJUFNTBGUFSZPVTZODISPOJ[F'PSNPSF
JOGPSNBUJPOBCPVUTZODISPOJ[JOHXJUIUIF1$TFF$IBQUFS
 $VTUPNJ[JOH1IPOF4FUUJOHTBOE4FSWJDFT
:PVDBODVTUPNJ[FQIPOFTFUUJOHTTVDIBTUIFSJOHUZQFBOESJOHUPOFUPCFVTFEGPSJODPNJOHDBMMTBOEUIF
LFZQBEUPOFUPCFVTFEXIFOFOUFSJOHQIPOFOVNCFST:PVDBOBMTPDVTUPNJ[FQIPOFTFSWJDFT
5PBDDFTTQIPOFTFUUJOHTBOETFSWJDFT
r 5BQ4UBSU1IPOFUIFOUBQ.FOV0QUJPOTPOUIF1IPOFTDSFFOPS
r 5BQ4UBSU4FUUJOHT1IPOF
3JOHFSBOEUPOFTFUUJOHT
5PDIBOHFUIFSJOHUPOF
 0OUIF1IPOFTDSFFOUBQ.FOV0QUJPOT1IPOFUBC
 *OUIF3JOHUPOFMJTUUBQUIFTPVOEZPVXBOUUPVTF
5JQ 5PVTFDVTUPNXBWNJENQPSXNBGJMFTBTSJOHUPOFTVTF"DUJWF4ZODPOZPVS1$UPDPQZUIFGJMFTUPUIF
8JOEPXT3JOHTGPMEFSPOZPVSEFWJDF/FYUTFMFDUUIFTPVOEGSPNUIF3JOHUPOFMJTU
5PDIBOHFUIFSJOHUZQF
:PVDBODIBOHFUIFXBZZPVBSFOPUJGJFEPGJODPNJOHDBMMT'PSFYBNQMFZPVDBODIPPTFUPCFOPUJGJFECZB
SJOHBWJCSBUJPOPSBDPNCJOBUJPOPGCPUI
 0OUIF1IPOFTDSFFOUBQ.FOV0QUJPOT1IPOFUBC
 *OUIF3JOHUZQFMJTUUBQUIFEFTJSFEPQUJPO