
LL
,QWURGXFWLRQ
7KDQN\RXIRUSXUFKDVLQJWKH)6+$6HULHV0XOWLEHDP6DIHW\6HQVRUKHUHLQDIWHUUHIHUUHGWRDV
WKH)6+$
7KLVLVWKH,QVWUXFWLRQ0DQXDOGHVFULELQJWKHXVHRIWKH)6+$
$OZD\VKHHGWKHIROORZLQJSRLQWVZKHQXVLQJWKH)6+$
5HDGWKLVPDQXDOWKRURXJKO\DQGEHVXUH\RXXQGHUVWDQGWKHLQIRUPDWLRQSURYLGHGEHIRUHDWWHPSWLQJ
WRRSHUDWHWKH)6+$
,WLVDVVXPHGWKDWWKH)6+$ZLOOEHXVHGSURSHUO\DFFRUGLQJWRWKHLQVWDOODWLRQHQYLURQPHQWSHUIRUP
DQFHDQGIXQFWLRQRIWKHPDFKLQH4XDOLILHGSHUVRQQHOVKRXOGFRQGXFWDULVNDVVHVVPHQWRQWKHPD
FKLQHDQGGHWHUPLQHWKHVXLWDELOLW\RIWKLVSURGXFWEHIRUHLQVWDOODWLRQ
0DNHVXUHWKDWWKHSHUVRQQHORSHUDWLQJWKH)6+$DUHNQRZOHGJHDEOHDERXWLWVRSHUDWLRQDQGWKHPD
FKLQHRQZKLFKLWLVLQVWDOOHG
.HHSWKHPDQXDOLQDVHFXUHDQGFRQYHQLHQWORFDWLRQDQGUHIHUWRLWDVQHFHVVDU\
Regulations and Standards
7KH)6+$KDVQRWUHFHLYHGWKHW\SHDSSURYDOSURYLGHGE\$UWLFOHRIWKH,QGXVWULDO6DIHW\DQG+HDOWK
/DZRI-DSDQ7KHUHIRUHLWFDQQRWEHXVHGLQ-DSDQDVDVDIHW\GHYLFHIRUSUHVVLQJRUVKHDULQJPDFKLQHV
SURYLGHGE\DUWLFOHRIWKDWODZ
D 7KH)6+$LVHOHFWURVHQVLWLYHSURWHFWLYHHTXLSPHQW(63( LQDFFRUGDQFHZLWK
(XURSHDQ8QLRQ(8 0DFKLQHU\'LUHFWLYH$QQH[,9%6DIHW\&RPSRQHQWV,WHP
E 7KH)6+$FRPSOLHVZLWKWKHIROORZLQJUHJXODWLRQVDQGVWDQGDUGV
(8UHJXODWLRQV
0DFKLQHU\'LUHFWLYH 'LUHFWLYH(&
(0&'LUHFWLYH 'LUHFWLYH((&
(XURSHDQVWDQGDUG(17<3((63(
,QWHUQDWLRQDOVWDQGDUG,(&7<3((63( ,(&7<3($23'
F 7KH)6+$UHFHLYHGWKHIROORZLQJDSSURYDOVIURPWKH(8DFFUHGLWHGERG\
'(0.2$6
(&7\SH([DPLQDWLRQLQDFFRUGDQFHZLWKWKH(80DFKLQHU\'LUHFWLYH
&HUWLILFDWHRID&RPSHWHQW%RG\LQDFFRUGDQFHZLWK(0&JXLGHOLQHV
'(0.27\SH$SSURYDO 7<3((63((1
7<3($23',(&
8VH(1&DWHJRU\%
G 7KH)6+$UHFHLYHGWKHIROORZLQJDSSURYDOVIURPWKH7KLUG3DUW\$VVHVVPHQW%RG\
8/
&HUWLILFDWHRI8/OLVWLQJIRU86DQG&DQDGLDQVDIHW\VWDQGDUGV
%RWKIRU 7<3((63(,(&
7<3($23',(&
&HUWLILFDWHRI3URJUDPPDEOH6\VWHP8/,(&
7KH)6+$LVGHVLJQHGDFFRUGLQJWRWKHIROORZLQJVWDQGDUGV7RPDNHVXUHWKDWWKH)6+$FRPSOLHVZLWK
WKHIROORZLQJVWDQGDUGVDQGUHJXODWLRQV\RXDUHDVNHGWRGHVLJQDQGXVHLWDVSURYLGHGE\DQ\RWKHUUHODWHG
VWDQGDUGVODZVDQGUHJXODWLRQV
&RQVXOWWKH7h98/RURWKHUVWDQGDUGL]DWLRQERGLHVLI\RXKDYHDQ\TXHVWLRQV
(1SU(1(1SU(1 (XURSHDQVWDQGDUG
26+$&)5 86,QGXVWULDO6DIHW\DQG+HDOWK5HJXODWLRQ
26+$&)5 86,QGXVWULDO6DIHW\DQG+HDOWK5HJXODWLRQ
$16,%a% 86VWDQGDUG
$16,5,$ 86VWDQGDUG